S PEA 0900801 Table of content
DAFTAR ISI
ABSTRAK .........................................................................................................i
ABSTRACT ........................................................................................................ii
KATA PENGANTAR .......................................................................................iii
UCAPAN TERIMAKASIH .............................................................................iv
DAFTAR ISI ......................................................................................................vii
DAFTAR TABEL .............................................................................................x
DAFTAR GAMBAR .........................................................................................xi
BAB I PENDAHULUAN
1.1. Latar Belakang ....................................................................................1
1.2.Rumusan Masalah ................................................................................9
1.3.Tujuan Penelitian .................................................................................10
1.4.Manfaat Penelitian ...............................................................................10
BAB II TINJAUAN PUSTAKA
2.1. Kajian Pustaka.....................................................................................12
2.1.1. Sharia Governance ....................................................................12
2.1.1.1. Pengertian Sharia Governance .........................................12
2.1.1.2. Prinsip-prinsip Sharia Governance ...................................13
2.1.1.3. Tujuan Penerapan Sharia Governance .............................18
2.1.1.4. Sharia Governancedalam Islam ........................................20
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
vii
2.1.2. Good Corporate Governance .....................................................25
2.1.2.1. Pengertian Good Corporate Governance .........................25
2.1.2.2. Prinsip-prinsip Good Corporate Governance ...................27
2.1.2.3. Tujuan dan Manfaat Penerapan
Good Corporate Governance ...........................................29
2.1.2.4. Peran Bank Indonesia dalam Mewujudkan
Good Corporate Governance ...........................................31
2.1.3. Prinsip Transparansi ...................................................................32
2.1.3.1. Penilaian terhadap Transparansi .......................................36
2.1.3.2. Indikator Transparansi ......................................................37
2.1.4. Bank Syariah ..............................................................................41
2.1.4.1. Pengertian Bank Syariah ...................................................41
2.1.4.2. Prinsip-prinsip Dasar Perbankan Syariah .........................42
2.1.4.3. Dasar Hukum dan Kegiatan Usaha
Bank Islam ........................................................................45
2.2. Pembahasan Hasil Penelitian yang Relevan .......................................46
2.3. Kerangka Pemikiran ............................................................................48
BAB III METODE PENELITIAN
3.1. Objek Penelitian ..................................................................................53
3.2. Metode Penelitian ...............................................................................53
3.2.1. Desain Penelitian ......................................................................54
3.2.2. Sumber Data dan Teknik Pengumpulan Data...........................55
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
viii
3.2.3. Instrumen Penelitian .................................................................59
3.2.4. Teknik Analisis Data ................................................................60
3.2.5. Pengujian Kredibilitas Data ......................................................63
BAB IV HASIL PENELITIAN DAN PEMBAHASAN
4.1. Hasil Penelitian ..................................................................................65
4.1.1. Gambaran Umum Subjek Penelitian .........................................66
4.1.1.1. Sejarah Bank BJB Syariah ................................................66
4.1.1.2. Visi dan Misi Bank BJB Syariah ......................................68
4.1.1.3. Struktur Organisasi Bank BJB Syariah .............................69
4.1.1.4. Produk Bank BJB Syariah.................................................70
4.1.2. Deskripsi Implementasi Prinsip Transparansi dalam
Sharia Governance pada Bank BJB Syariah .............................70
4.1.3. Gambaran Kendala-kendala yang Dihadapi Bank
BJB Syariah dalam Menerapkan Prinsip Transparansi .............92
4.2. Pembahasan .........................................................................................101
4.2.1. Implementasi Prinsip Transparansi dalam Sharia
Governance pada Bank BJB Syariah.........................................101
4.2.2. Kendala-kendala yang Dihadapi Bank
BJB Syariah dalam Menerapkan Prinsip Transparansi .............117
BAB V SIMPULAN DAN SARAN
5.1.Simpulan ..............................................................................................118
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
ix
5.2. Saran....................................................................................................121
....................................................................................................................115
DAFTAR PUSTAKA
LAMPIRAN
DAFTAR TABEL
Tabel 1.1 Perbandingan Transparansi pada
Bank Umum Syariah (BUS) ...............................................................6
Tabel 1.2 Parameter penilaian self assessment Bank Indonesia .........................7
Tabel 1.3 Penilaian Self Assessment Bank Umum Syariah 2012 .......................7
Tabel 2.1 Perbedaan Good Corporate Governance dengan
Sharia Governance .............................................................................17
Tabel 2.2 Hasil Penelitian yang Relevan ...........................................................46
Tabel 3.1 Informan Penelitian .............................................................................56
Tabel 4.1 Informan Penelitian .............................................................................66
Tabel 4.2 Hasil Reduksi atas Implementasi Prinsip Transparansi
dalam Sharia Governance pada Bank BJB Syariah ...........................84
Tabel 4.3 Hasil Reduksi atas Kendala-Kendala yang Dihadapi
Bank BJB Syariah Pada Saat Menerapkan Prinsip Transparasi .........96
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
x
DAFTAR GAMBAR
Gambar 2.1 Kerangka Teoritis ............................................................................52
Gambar 3.1 Analisis data interaktif model Miles dan Huberman .......................62
Gambar 4.1 Struktur Organisasi Bank BJB Syariah ...........................................69
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
xi
ABSTRAK .........................................................................................................i
ABSTRACT ........................................................................................................ii
KATA PENGANTAR .......................................................................................iii
UCAPAN TERIMAKASIH .............................................................................iv
DAFTAR ISI ......................................................................................................vii
DAFTAR TABEL .............................................................................................x
DAFTAR GAMBAR .........................................................................................xi
BAB I PENDAHULUAN
1.1. Latar Belakang ....................................................................................1
1.2.Rumusan Masalah ................................................................................9
1.3.Tujuan Penelitian .................................................................................10
1.4.Manfaat Penelitian ...............................................................................10
BAB II TINJAUAN PUSTAKA
2.1. Kajian Pustaka.....................................................................................12
2.1.1. Sharia Governance ....................................................................12
2.1.1.1. Pengertian Sharia Governance .........................................12
2.1.1.2. Prinsip-prinsip Sharia Governance ...................................13
2.1.1.3. Tujuan Penerapan Sharia Governance .............................18
2.1.1.4. Sharia Governancedalam Islam ........................................20
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
vii
2.1.2. Good Corporate Governance .....................................................25
2.1.2.1. Pengertian Good Corporate Governance .........................25
2.1.2.2. Prinsip-prinsip Good Corporate Governance ...................27
2.1.2.3. Tujuan dan Manfaat Penerapan
Good Corporate Governance ...........................................29
2.1.2.4. Peran Bank Indonesia dalam Mewujudkan
Good Corporate Governance ...........................................31
2.1.3. Prinsip Transparansi ...................................................................32
2.1.3.1. Penilaian terhadap Transparansi .......................................36
2.1.3.2. Indikator Transparansi ......................................................37
2.1.4. Bank Syariah ..............................................................................41
2.1.4.1. Pengertian Bank Syariah ...................................................41
2.1.4.2. Prinsip-prinsip Dasar Perbankan Syariah .........................42
2.1.4.3. Dasar Hukum dan Kegiatan Usaha
Bank Islam ........................................................................45
2.2. Pembahasan Hasil Penelitian yang Relevan .......................................46
2.3. Kerangka Pemikiran ............................................................................48
BAB III METODE PENELITIAN
3.1. Objek Penelitian ..................................................................................53
3.2. Metode Penelitian ...............................................................................53
3.2.1. Desain Penelitian ......................................................................54
3.2.2. Sumber Data dan Teknik Pengumpulan Data...........................55
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
viii
3.2.3. Instrumen Penelitian .................................................................59
3.2.4. Teknik Analisis Data ................................................................60
3.2.5. Pengujian Kredibilitas Data ......................................................63
BAB IV HASIL PENELITIAN DAN PEMBAHASAN
4.1. Hasil Penelitian ..................................................................................65
4.1.1. Gambaran Umum Subjek Penelitian .........................................66
4.1.1.1. Sejarah Bank BJB Syariah ................................................66
4.1.1.2. Visi dan Misi Bank BJB Syariah ......................................68
4.1.1.3. Struktur Organisasi Bank BJB Syariah .............................69
4.1.1.4. Produk Bank BJB Syariah.................................................70
4.1.2. Deskripsi Implementasi Prinsip Transparansi dalam
Sharia Governance pada Bank BJB Syariah .............................70
4.1.3. Gambaran Kendala-kendala yang Dihadapi Bank
BJB Syariah dalam Menerapkan Prinsip Transparansi .............92
4.2. Pembahasan .........................................................................................101
4.2.1. Implementasi Prinsip Transparansi dalam Sharia
Governance pada Bank BJB Syariah.........................................101
4.2.2. Kendala-kendala yang Dihadapi Bank
BJB Syariah dalam Menerapkan Prinsip Transparansi .............117
BAB V SIMPULAN DAN SARAN
5.1.Simpulan ..............................................................................................118
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
ix
5.2. Saran....................................................................................................121
....................................................................................................................115
DAFTAR PUSTAKA
LAMPIRAN
DAFTAR TABEL
Tabel 1.1 Perbandingan Transparansi pada
Bank Umum Syariah (BUS) ...............................................................6
Tabel 1.2 Parameter penilaian self assessment Bank Indonesia .........................7
Tabel 1.3 Penilaian Self Assessment Bank Umum Syariah 2012 .......................7
Tabel 2.1 Perbedaan Good Corporate Governance dengan
Sharia Governance .............................................................................17
Tabel 2.2 Hasil Penelitian yang Relevan ...........................................................46
Tabel 3.1 Informan Penelitian .............................................................................56
Tabel 4.1 Informan Penelitian .............................................................................66
Tabel 4.2 Hasil Reduksi atas Implementasi Prinsip Transparansi
dalam Sharia Governance pada Bank BJB Syariah ...........................84
Tabel 4.3 Hasil Reduksi atas Kendala-Kendala yang Dihadapi
Bank BJB Syariah Pada Saat Menerapkan Prinsip Transparasi .........96
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
x
DAFTAR GAMBAR
Gambar 2.1 Kerangka Teoritis ............................................................................52
Gambar 3.1 Analisis data interaktif model Miles dan Huberman .......................62
Gambar 4.1 Struktur Organisasi Bank BJB Syariah ...........................................69
Mariskha Agustia , 2014
Implementasi Prinsip Transparansi Dalamsharia Governance Pada Pt. Bank Jabar Banten Syariah
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
xi