The Importance of a Dental Plan

Title:
The Importance of a Dental Plan
Word Count:
586

Summary:
When getting health insurance, many of us seek only for covering the costs of treatment for se

Keywords:
dental plans, dental plan, dental insurance plans, individual dental plans, family dental plan

Article Body:
When getting health insurance, many of us seek only for covering the costs of treatment for se
Various Plans for Various Needs

There are various dental plans, so you can choose according to your needs and expectations. Kn
1. Third Parties

A dental plan usually involves three parties: you, the dentist, and a third party, responsible
2. Choosing your Dentist


Dental plans where you get to choose a dentist: There are plans which allow you to choose your

Open Panel: Here the patient can receive care from any dentist, and also any dentist may accep
Closed Panel: Here the covered patients can receive care only from dentists who have signed a
3. Paying the Dentist
There are plans where the dentist can be paid in different ways:

Indemnity Plans: Here the insurance carrier charges a monthly premium from the patient and thi

Capitation Plans: Here the dentist is paid on a per person basis rather than for actual treatm

Direct Reimbursement Plans: This is a self-funded plan where the employer or a company will pa
Benefits:
The main difference between medical disease and dental disease is that medical disease can be

Dental plans also cover the patient´s regular checkup, unlike medical insurance which may cove

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