Lampiran i PROSES PEMILIHAN SAMPEL No Nama Bank Kriteria Kode Sampel 123

  Lampiran i PROSES PEMILIHAN SAMPEL Kriteria No Nama Bank Kode Sampel

  1

  2

  3

  1 PT Bank Agroniaga Tbk √ √ AGRO

  2 PT. Bank Artha Graha Intr. Tbk

  INPC √ √

  PT Bank Bukopin Tbk BBKP Sampel 1

  3

  √ √

  

4 PT Bank Bumi Arta Tbk √ √ BNBA Sampel 2

  

5 PT Bank Bumiputera Indonesia Tbk BABP Sampel 3

  √ √ √

  6 PT Bank Capital Indonesia Tbk √ √ BACA

  7 PT Bank Central Asia Tbk

  √ √ BBCA PT Bank Century Tbk BCIC

  8

  √ √

  

9 PT Bank Danamon Indonesia Tbk Sampel 4

  √ √ √ BDMN

  10 PT Bank Ekonomi Raharja Tbk

  √ √ BAEK

  11 PT Bank Eksekutif Internasional Tbk BEKS

  √ √ √

  12 PT Bank Himpunan Saudara 1960 Tbk SDRA

  √ √

  13 PT Bank Internasional Indonesia Tbk √ √ BNII Sampel 5

  14 PT Kesawan Tbk

  √ √ √ BKSW

  15 PT Mandiri (Persero) Tbk BMRI Sampel 6

  √ √ √

  16 PT Mayapada Internasional Tbk Sampel 7

  √ √ √ MAYA

  17 PT Mega Tbk

  Sampel 8 √ √ √ MEGA

  PT Negara Indonesia Tbk BBNI

  18

  √ √ √

  19 PT Bank Niaga Tbk √ √ BNGA Sampel 9

  20 PT Bank Nusantara Parahyangan Tbk BBNP

  √ √

  

21 PT Bank OCBC NISP Tbk √ √ NISP Sampel 10

  

22 PT Bank Pan Indonesia Tbk PNBN Sampel 11

  √ √ √ PT Bank Permata Tbk BNLI Sampel 12

  23

  √ √ √

  

24 PT Bank Rakyat Indonesia Tbk √ √ √ BBRI Sampel 13

  25 PT Swadesi Tbk

  √ √ √ BSWD Sampel 14

  26 PT Bank Tab. Pensiunan Nasional Tbk √ √ BTPN

  27 PT Bank Victoria Internasioanal Tbk BVIC

  √ √ √

  28 PT Windu Kentjana Internasional Tbk √ √ MCOR

  29 PT. Bank Tabungan Negara, (Persero) BBTN

  √ √ Tbk

  Lampiran ii Data Penelitian (1) : Capital Adequacy Ratio ( CAR ) tahun 2008 - 2010

  0.16

  0.18

  0.12

  9 BNGA

  0.16

  0.14

  0.15

  10 BBRI

  0.16

  0.13

  0.14

  11 BNLI

  0.12

  8 MEGA

  0.14

  12 BSWD

  0.16

  0.33

  0.27

  13 NISP

  0.17

  0.18

  0.16

  14 PNBN

  0.20

  0.22

  0.16

  0.20

  No. KODE 2008 2009 2010

  4 BDMN

  1 BBKP

  0.11

  0.14

  0.13

  2 BNBA

  0.31

  0.28

  0.30

  3 BABP

  0.12

  0.11

  0.13

  0.15

  0.17

  0.20

  0.18

  5 BNII

  0.20

  0.15

  0.13

  6 BMRI

  0.16

  0.16

  0.16

  7 MAYA

  0.24

  0.16

  Data Penelitian (2) : Non performing Loan ( NPL ) tahun 2008 – 2010

  0.01

  0.01

  0.01

  9 BNGA

  0.02

  0.03

  0.03

  10 BBRI

  0.03

  0.03

  0.03

  11 BNLI

  0.01

  8 MEGA

  0.01

  12 BSWD

  0.02

  0.01

  0.03

  13 NISP

  0.02

  0.01

  0.01

  14 PNBN

  0.02

  0.02

  0.01

  0.02

  No. KODE 2008 2009 2010

  4 BDMN

  1 BBKP

  0.05

  0.03

  0.03

  2 BNBA

  0.01

  0.02

  0.02

  3 BABP

  0.06

  0.06

  0.04

  0.02

  0.01

  0.04

  0.04

  5 BNII

  0.02

  0.02

  0.02

  6 BMRI

  0.01

  0.02

  0.01

  7 MAYA

  0.02

  0.03

  Data Penelitian(3) : Return on Asset ( ROA ) tahun 2008 – 2010

  0.02

  0.02

  0.02

  9 BNGA

  0.01

  0.02

  0.02

  10 BBRI

  0.04

  0.04

  0.05

  11 BNLI

  0.01

  8 MEGA

  0.02

  12 BSWD

  0.02

  0.03

  0.03

  13 NISP

  0.01

  0.02

  0.01

  14 PNBN

  0.02

  0.02

  0.02

  0.01

  No. KODE 2008 2009 2010

  4 BDMN

  1 BBKP

  0.02

  0.01

  0.02

  2 BNBA

  0.02

  0.02

  0.02

  3 BABP

  0.09

  0.18

  0.24

  0.02

  0.01

  0.02

  0.03

  5 BNII

  0.01

  0.02

  0.01

  6 BMRI

  0.03

  0.03

  0.03

  7 MAYA

  0.01

  0.02

  Data Penelitian (4) : Return on Equity ( ROE ) 2008 - 2010

  0.13

  0.27

  9 BNGA

  0.08

  0.16

  0.24

  10 BBRI

  0.35

  0.35

  0.44

  11 BNLI

  0.12

  0.21

  0.20

  12 BSWD

  0.10

  0.13

  0.12

  13 NISP

  0.09

  0.12

  0.08

  14 PNBN

  0.10

  0.10

  0.19

  8 MEGA

  No. KODE 2008 2009 2010

  0.02

  1 BBKP

  0.19

  0.16

  0.20

  2 BNBA

  0.09

  0.09

  0.08

  3 BABP

  0.01

  0.01

  4 BDMN

  0.07

  0.15

  0.11

  0.18

  5 BNII 0.09 (0.77)

  0.07

  6 BMRI

  0.18

  0.22

  0.24

  7 MAYA

  0.04

  0.04

  0.13

  Data Penelitian (5): Net Interest Margin ( NIM ) 2008 - 2010

  0.06

  0.05

  0.05

  9 BNGA

  0.06

  0.07

  0.06

  10 BBRI

  0.10

  0.09

  0.11

  11 BNLI

  0.06

  8 MEGA

  0.05

  12 BSWD

  0.05

  0.05

  0.06

  13 NISP

  0.05

  0.05

  0.05

  14 PNBN

  0.05

  0.05

  0.05

  0.06

  No. KODE 2008 2009 2010

  4 BDMN

  1 BBKP

  0.05

  0.04

  0.05

  2 BNBA

  0.07

  0.07

  0.06

  3 BABP

  0.05

  0.06

  0.06

  0.11

  0.07

  0.11

  0.11

  5 BNII

  0.06

  0.06

  0.06

  6 BMRI

  0.05

  0.05

  0.05

  7 MAYA

  0.07

  0.05

  Data Penelitian (6) : BOPO 2008 - 2010

  0.89

  0.86

  0.78

  9 BNGA

  0.88

  0.83

  0.77

  10 BBRI

  0.73

  0.78

  0.71

  11 BNLI

  0.89

  8 MEGA

  0.85

  12 BSWD

  0.80

  0.75

  0.73

  13 NISP

  0.86

  0.84

  0.85

  14 PNBN

  0.32

  0.65

  0.83

  0.90

  No. KODE 2008 2009 2010

  4 BDMN

  1 BBKP

  0.84

  0.87

  0.85

  2 BNBA

  0.82

  0.82

  0.86

  3 BABP

  0.97

  0.99

  0.97

  0.54

  0.94

  0.50

  0.50

  5 BNII

  0.94

  1.07

  0.92

  6 BMRI

  0.42

  0.45

  0.42

  7 MAYA

  0.90

  0.88

  Data Penelitian (7) : Loan to Deposit Ratio ( LDR ) tahun 2008 - 2010

  0.82

  0.57

  0.60

  9 BNGA

  0.88

  0.95

  0.90

  10 BBRI

  0.80

  0.81

  0.75

  11 BNLI

  0.91

  8 MEGA

  0.87

  12 BSWD

  0.83

  0.81

  0.87

  13 NISP

  0.77

  0.72

  0.78

  14 PNBN

  0.79

  0.73

  0.65

  0.78

  No. KODE 2008 2009 2010

  4 BDMN

  1 BBKP

  0.84

  0.76

  0.72

  2 BNBA

  0.60

  0.51

  0.52

  3 BABP

  0.90

  0.90

  0.85

  0.86

  0.84

  0.89

  0.87

  5 BNII

  0.87

  0.83

  0.89

  6 BMRI

  0.59

  0.61

  0.57

  7 MAYA

  1.00

  0.74

  Data Penelitian (8) : Laba Bersih tahun 2008 - 2010 ( Dalam Jutaan Rupiah )

  No. KODE 2008 2009 2010 368,780 362,191 492,599

  1 BBKP 27,621,355 28,213,676 26,979,475

  2 BNBA 1,925,744 5,043,438 12,168,621

  3 BABP 1,530,433 1,532,533 2,883,468

  4 BDMN 468,697 352,828 606,140

  5 BNII 5,312,821 7,155,464 9,218,298

  6 BMRI MAY 40,965 41,099 76,954

  7 A 502,320 537,460 951,800

  8 MEGA 678,189 1,568,130 2,548,153

  9 BNGA 5,958,243 7,308,292 11,472,385

  10 BBRI 452,409 480,155 996,649

  11 BNLI 19,221 36,950 35,092

  12 BSWD

  13 NISP 316,922 435,865 320,986 701,361 915,298 1,257,925

  14 PNBN

  Data Penelitian (9) : Pertumbuhan Laba tahun 2008 - 2010 ( Y )

  0.06

  0.08

  9 BNGA (0.55)

  0.40

  0.34

  10 BBRI

  0.23

  0.23

  0.36

  11 BNLI (0.09)

  1.07

  8 MEGA (0.04)

  12 BSWD

  1.27

  0.92

  0.05

  13 NISP

  0.26

  0.37

  0.26

  14 PNBN (0.17)

  0.30

  0.07

  0.46

  No. Kode 2,008 2,009 2,010

  0.23

  1 BBKP (0.02) (0.02)

  0.26

  2 BNBA

  0.33 0.02 (0.25)

  3 BABP

  0.97

  0.62

  0.58

  4 BDMN

  0.23

  0.47

  0.00

  5 BNII

  0.25

  0.00

  1.08

  6 BMRI

  0.22

  0.26

  0.23

  7 MAYA

  0.01

  0.37

  Lampiran iii UJI ASUMSI KLASIK A. Uji Normalitas data

Gambar 4.1 Uji Kolmogorov- Smirnov Sumber : output SPSS yang diolah oleh penulis, 2012

  B. Uji Normalitas dengan Plot

Gambar 4.2 Uji Normalitas dengan Plot

  C. Uji Normalitas Data Unstandardized Residual

  N

  42 Normal Parameters ^a,b Mean .0000000 Std. Deviation .33974604 Most Extreme Differences Absolute .166 Positive .166

  Negative -.117 Kolmogorov-Smirnov Z 1.076 Asymp. Sig. (2-tailed) .197 a. Test distribution is Normal.

b. Calculated from data.

  D. Uji Multikolinearitas Tabel 4.2 Uji Multikolinearitas Model Unstandardized

  Coefficients

Standardize

d

Coefficients

t Sig.

  Collinearity Statistics B Std. Error Beta Tolerance

  VIF 1 (Constant) -.139 .602 -.230 .819 CAR -.021 1.469 -.003 -.014 .989 .547 1.827 NPL -.853 6.223 -.031 -.137 .892 .522 1.916 ROA 2.256 1.836 .265 1.229 .228 .554 1.804 ROE -.143 .513 -.052 -.279 .782 .746 1.340 NIM -2.078 4.378 -.108 -.475 .638 .504 1.985 BOPO -.107 .415 -.050 -.257 .799 .682 1.467 LDR .782 .876 .261 .892 .379 .302 3.317 LABA_BERS

• 5.259E-10 .000 -.010 -.036 .972 .305 3.274

  IH

a. Dependent Variable: Pertumbuhan_Laba

  Sumber: output SPSS yang diolah oleh penulis, 2012

  E. Uji Heterokedastisitas Gambar 4.3 Uji Heterokedastisitas Sumber: output SPSS yang diolah oleh penulis, 2012 F. Uji Autokorelasi Tabel 4.3 Uji Autokorelasi Model Summary(b)

  Model R R Square Adjusted R Std. Error of the _a Square Estimate Durbin Watson

  .382 .146 -.061 .37869 1.941

  1 c.

  Predictors: (Constant), LABA_BERSIH, NPL, ROE, BOPO, NIM, ROA, CAR, LDR Dependent Variable: Pertumbuhan_Laba

  d.

  Sumber: output SPSS yang diolah oleh penulis, 2012

  G. Statistik Deskriptif Tabel 4.4

Statistik Deskriptif

   Descriptive Statistics N Minimum Maximum Mean Std. Deviation PERTUMBUHAN_LA

  42 -.55 1.27 .2790 .36760 BA CAR 42 .11 .33 .1748 .05443 NPL

  42 .01 .06 .0231 .01316 ROA 42 .01 .24 .0314 .04326 ROE 42 .01 .77 .1600 .13333 NIM 42 .04 .11 .0629 .01904 BOPO 42 .32 1.07 .7850 .17270 LDR 42 .51 1.00 .7798 .12292 LABA_BERSIH 42 19221.00 28213676.00 4.0450E6 7.31124E6 Valid N (listwise)

42 Sumber : output SPSS yang diolah oleh penulis, 2012 H.

   Uji Hipotesis 1. Uji Koefisien Determinasi Tabel 4.5

Uji Regresi

  

Model Summary

  Model R R Square Adjusted R Std. Error of the _a Square Estimate

  .382 .146 -.061 .37869

  1 c.

  Predictors: (Constant), LABA_BERSIH, NPL, ROE, BOPO, NIM, ROA, CAR, LDR Dependent Variable: Pertumbuhan_Laba

  d.

  Sumber: output SPSS yang diolah oleh penulis, 2012 2. Uji Signifikan Simultan (F-test) Tabel 4.6

  Uji ANOVA (F-test)

ANOVA

^b Model Sum of Squares Df Mean Square F Sig.

  1 Regression .808 8 .101 .704 .686 ^a Residual 4.733 33 .143 Total 5.540

  41

  a. Predictors: (Constant), LABA_BERSIH, NPL, ROE, BOPO, NIM, ROA, CAR, LDR

  b. Dependent Variable: Pertumbuhan_Laba

Tabel 4.7 Koefisien Uji ANOVA

  

Coefficients(a)

Model Unstandardized

  Coefficients

Standardize

d

Coefficients

t Sig.

  Collinearity Statistics B Std. Error Beta Tolerance

  VIF 1 (Constant) -.139 .602 -.230 .819

CAR -.021 1.469 -.003 -.014 .989 .547 1.827

NPL -.853 6.223 -.031 -.137 .892 .522 1.916

ROA 2.256 1.836 .265 1.229 .228 .554 1.804

ROE -.143 .513 -.052 -.279 .782 .746 1.340

NIM -2.078 4.378 -.108 -.475 .638 .504 1.985

BOPO -.107 .415 -.050 -.257 .799 .682 1.467

LDR .782 .876 .261 .892 .379 .302 3.317