Faktor-Faktor Yang Mempengaruhi Keputusan Petani Dalam Menggunakan Credit Union (Cu) Sebagai Lembaga Pembiayaan Dalam Usaha Tani (Studi Kasus : Cu Sondang Nauli Kab.Karo- Simalungun)

Lampiran 1.
Tabel 1. Tempat Pelayanan Kopdit (TPK) Kopdit Sondang Nauli Tahun
2014
No. Nama
Tahun
Jumlah
Petani
Terbentuk
anggota
1
Tpk Sondang Nauli A
1983
165
2
Tpk Sondang Nauli B
1983
205
3
Tpk Barung Kersap
19/4/2009
192

4
Tpk Lingga
10/5/2009
64
5
Tpk Buah Raya
07/6/2009
128
6
Tpk Gg. Aman
20/6/2009
131
7
Tpk Kabanjahe Kota
28/6/2009
99
8
Pra Tpk Gg.Garuda/
04/7/2009
41

Ketaren
9
Cabang Kineppen
25/10/2009
233
10
Tpk Desa Maju
24/4/2010
184
11
Tpk Kabantua
24/4/2010
181
12
Tpk Bandar Tongging
24/4/2010
111
13
Tpk Bandar Meriah
31/10/2010

63
14
Tpk Naga Bonar
14/11/2010
101
15
Tpk Situnggaling
05/12/2010
99
16
Tpk Kutabuluh
07/12/2010
218
17
Cabang Guru Kinayan
10/12/2010
462
18
Tpk Rumah Kabanjahe
05/3/2011

81
19
Tpk Kutagugung
03/4/2011
141
20
Tpk Naman Teran
06/5/2012
21
Tpk Berastepu
20/4/2011
73
22
Pra Tpk Tiganderket
18/6/2011
49
23
Pra Tpk Lauriman
25/9/2011
48

24
Tpk Merek-Tongging
15/10/2011
479
132
25
Pra Tpk Sibolangit-Merek 2012
75
26
Pra Tpk Selandi
07/12/2011
57
27
Tpk Sukameriah
07/12/2011
519
28
Tpk Sukarame
10/12/2011
96

29
Cabang Berastagi
20/12/2011
129
68
30
Tpk Jinabun
24/3/2012
73
31
Tpk Pangambatan
25/3/2012
75
32
Tpk Mardinding
01/4/2012
101
33
Tpk Partibi Tempe
01/4/2012

105
34
Tpk Partibi Lama
22/4/2012
Tpk Seribu Dolok
29/4/2012
35
35
36
Tpk Simas
18/6/2012
28
37
Pra Tpk Nagalingga
08/5/2012
8
38
Tpk Laubaleng
13/5/2012
9

39
Pra Tpk Seberaya
15/07/2012
82

47

48

40
41
42
43
44
45
46
47
48
49
50

51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70

71
72
73
74
75
76
77
78
79

Pra Tpk Aek Popo
Tpk Aek Hotang
Tpk Naga Saribu
Tpk Parbuluan
Pra Tpk Km 11 Sidikalang
Pra Tpk Butar
Tpk Kutasuah
Pra Tpk Jandi Meriah
Tpk Nagara
Tpk Sukadame

Pra Tpk Tiga Raja
Pra Tpk Tanjung Beringin
Sumbul
Pra Tpk Bekerah
Tpk Sukanalu
Tpk Kubu Cola
Pra Tpk Perbaji
Pra Tpk Hinalang
Pra Tpk Merdeka
Pra Tpk Sukatendel
Tpk Kuta Mbaru
Pra Tpk Kuta Tengah
Tpk Munthe
Tpk Sukajulu
Tpk Matanari
Pra Tpk Pea Sanggar
Pra Tpk Tiga Panah
Tpk Paying
Pra Tpk Bandar PurbaSimalungun
Pra Tpk Sari Munthe
Tpk Biak Nampe
Pra Tpk Sitindo
Pra Tpk Simpang Bage
Pra Tpk Bandar Purba Lau
Balang
Pra Tpk Pernantin
Pra Tpk Lau Pengulun
Pra Tpk Bintang Meriah
Tpk Pernampen –
Tiganderket
Pra Tpk Simalingkar
Medan
Pra Tpk Mariah Dolok
Pra Tpk Tanjung Beringin
Munthe

05/8/2012
15/8/2012
26/8/2012
01/9/2012
07/9/2012
16/9/2012
30/9/2012
12/10/2012
14/10/2012
14/10/2012
14/10/2012
23/10/2012

65
62
24
29
64
24
29
64
36
56
56
20

18/11/2012
22/11/2012
24/11/2012
27/11/2012
11/2/2013
18/3/2013
23/3/2013
26/3/2013
26/3/2013
02/4/2013
04/4/2013
12/4/2013
12/4/2013
19/4/2013
26/4/2013
28/4/2013

32
20
53
21
15
7
32
51
45
128
71
58
35
44
51
36

30/4/2013
05/5/2013
12/5/2013
13/5/2013
04/7/2013

37
54
32
14
9

18/7/2013
26/7/2013
03/8/2013
03/8/2013

14
4
18
57

09/9/2013

18

12/10/2013
12/11/2013

29
23

29

49

80
81
82
83
84
85
86
87
88

Pra Tpk Lau Mulgap
Pra Tpk Panji BakoHutarayat
Pra Tpk Rih Tengah
Pra Tpk Lau Buluh
Pra Tpk Kuta Male
Pra Tpk Lau PeranggunenKinangkong
Pra Tpk Sibolangit Medan
Pra Tpk Pertumbungen
Umum
Jumlah

25/1/2014
25/1/2014

36
48

27/1/2014
3/3/2014
20/3/2014
20/4/2015

20
20
7
17

2/5/2015
4/11/2014
06/2005

7
5
2244
8800

Lampiran 2. Data Sampel
No.sampel keputusan pendidikan
1
0
6
2
0
6
3
1
12
4
1
12
5
1
6
6
0
9
7
1
9
8
0
6
9
1
9
10
0
9
11
1
9
12
1
12
13
1
3
14
1
12
15
0
6
16
1
12
17
1
12
18
1
6
19
1
12
20
1
12
21
1
12
22
1
12
23
1
12

umur
68
58
36
38
32
51
52
60
40
70
40
32
34
41
62
33
25
58
33
30
34
39
40

pendapatan
2239000
655000
2000000
3714000
1795000
1320000
1878000
2147000
332000
437000
4000000
2260000
1175000
2205000
1000000
1442000
940000
1509000
1051000
1067000
5350000
5350000
4009000

pengeluran
keluarga
5350000
2540000
235000
1500000
7350000
235000
13000000
720000
2120000
6280000
4700000
6300000
4200000
2695000
400000
12150000
1875000
675000
5625000
1200000
1200000
1200000
5700000

47

jumlah
tanggungan
3
2
2
4
3
1
2
2
4
1
5
5
4
6
1
4
4
1
4
4
4
4
6

sumber informasi
1
1
1
1
2
1
1
2
1
1
2
1
1
1
2
2
2
1
2
2
2
1
2

pengaruh
keluarga
1
1
1
1
0
0
0
0
0
1
0
1
0
1
0
0
0
0
1
0
1
1
1

pelayanan
3
2
2
3
3
2
3
2
2
2
2
2
2
3
2
2
3
3
3
3
3
3
3

48

24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49

1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
0
1
1
1
1
1
1
1
1
1
1

3
12
12
9
12
9
3
9
12
6
12
9
12
6
12
6
12
12
6
15
12
3
16
9
9
12

53
38
40
45
36
57
55
39
37
49
37
64
33
48
45
60
43
51
41
38
38
70
45
40
39
40

4617000
2267000
3803000
3337000
1904000
2909000
1740000
15670000
1605000
1500000
531000
2347000
2300000
4312000
1200000
2500000
1967000
2100000
4745000
1000000
4520000
2550000
2206700
2040000
1750000
1572000

3200000
3000000
1450000
3500000
1266000
2200000
6300000
4300000
2815000
3000000
913000
360000
6200000
5200000
7000000
600000
2300000
1410000
2000000
4250000
3400000
1600000
2250000
2000000
5108000
3044000

5
5
6
5
4
6
4
3
5
3
3
2
6
3
4
4
3
8
6
4
6
1
5
9
6
7

2
1
2
2
2
2
3
3
2
1
1
1
1
2
2
2
1
1
1
2
2
2
2
2
1
1

0
1
0
0
0
0
0
0
0
1
1
1
1
1
1
0
0
1
1
1
1
0
1
0
0
0

3
3
3
2
2
2
2
3
3
2
2
2
2
3
2
2
3
2
2
3
2
2
2
2
3
2

49

50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65

1
1
1
1
1
1
1
1
1
1
1
0
1
1
0
1

6
12
6
12
9
12
12
6
12
9
6
6
9
6
9
9

42
30
21
45
49
37
34
45
44
51
40
57
23
55
40
59

1720000
1000000
2050000
1400000
3570000
3680000
2050000
1100000
2620000
480000
2050000
520000
2000000
6570000
500000
1050000

8600000
3468000
2352000
2200000
3750000
1350000
1820000
4000000
5600000
7500000
8000000
800000
7910000
2500000
2090000
4000000

7
4
3
4
4
3
5
4
4
3
6
2
4
2
4
3

2
2
2
3
2
2
2
2
1
2
1
1
2
1
1
1

0
0
0
1
1
1
0
1
0
0
0
1
0
1
0
0

2
2
2
2
3
2
2
2
2
2
2
2
2
2
2
2

Lampiran 3 ( Hasil SPSS)

Logistic Regression
Block 1: Method = Enter
Omnibus Tests of Model Coefficients
Chi-square
Step 1

df

Sig.

Step

30.997

9

.000

Block

30.997

9

.000

Model

30.997

9

.000

Model Summary
Step

Cox & Snell R
Square

-2 Log likelihood

1

21.284

a

Nagelkerke R
Square

.379

.686

a. Estimation terminated at iteration number 20 because maximum
iterations has been reached. Final solution cannot be found.
Hosmer and Lemeshow Test
Step

Chi-square

1

df

6.986

Sig.
7

.430

Contingency Table for Hosmer and Lemeshow Test
keputusan = .00
Observed
Step 1

keputusan = 1.00

Expected

Observed

Expected

Total

1

4

5.556

3

1.444

7

2

5

2.514

2

4.486

7

3

0

.807

7

6.193

7

4

0

.081

7

6.919

7

5

0

.030

7

6.970

7

6

0

.010

7

6.990

7

7

0

.002

7

6.998

7

8

0

.000

7

7.000

7

9

0

.000

9

9.000

9

Classification Table

a

Predicted
keputusan
Observed
Step 1

keputusan

.00

1.00

Percentage Correct

.00

4

5

44.4

1.00

3

53

94.6

Overall Percentage

87.7

47

48

Classification Table

a

Predicted
keputusan
Observed
Step 1

keputusan

.00

1.00

Percentage Correct

.00

4

5

44.4

1.00

3

53

94.6

Overall Percentage

87.7

a. The cut value is .500

Variables in the Equation
B
Step 1

a

S.E.

Wald

df

Sig.

Exp(B)

x1

.233

.339

.471

1

.492

1.262

x2

-.206

.109

3.601

1

.058

.814

x3

.000

.000

2.817

1

.093

1.000

x4

.000

.000

1.912

1

.167

1.000

x5

-.353

.510

.479

1

.489

.703

.014

2

.993

x6
x6(1)

-.203

1.711

.014

1

.905

.816

x6(2)

17.889

18687.969

.000

1

.999

5.876E7

x7

-.066

1.331

.002

1

.961

.936

x8

-.164

1.893

.008

1

.931

.848

Constant

6.389

8.020

.635

1

.426

595.437

a. Variable(s) entered on step 1: x1, x2, x3, x4, x5, x6, x7, x8.