FAKTOR-FAKTOR YANG MEMPENGARUHI KEIKUTSERTAAN BPJS KESEHATAN PADA PEKERJA SEKTOR INFORMAL INDUSTRI TEPUNG TAPIOKA DI KECAMATAN MARGOYOSO KABUPATEN PATI TAHUN 2016 - UDiNus Repository

DAFTAR ISI
HALAMAN JUDUL ................................................................................................ i
HALAMAN HAK CIPTA........................................................................................ ii
HALAMAN PERSETUJUAN ................................................................................ iii
HALAMAN PENGESAHAN ..................................................................................iv
HALAMAN PERNYATAAN KEASLIAN SKRIPSI ................................................. v
HALAMAN PERNYATAAN PERSETUJUAN PUBLIKASI SKRIPSI .....................vi
HALAMAN PERSEMBAHAN .............................................................................. vii
RIWAYAT HIDUP .............................................................................................. viii
PRAKATA ............................................................................................................ix
ABSTRAK ............................................................................................................xi
DAFTAR ISI ....................................................................................................... xiii
Daftar Tabel ....................................................................................................... xvi
Daftar Gambar ................................................................................................. xviii
Daftar Lampiran ................................................................................................. xix
BAB I. PENDAHULUAN...................................................................................... 1
A. Latar Belakang ........................................................................................... 1
B. Rumusan Masalah...................................................................................... 4
C. Tujuan Penelitian ........................................................................................ 4
D. Manfaat Penelitian ...................................................................................... 5
E. Keaslian Penelitian ..................................................................................... 6

F. Lingkup Penelitian ...................................................................................... 7
BAB II. TINJAUAN PUSTAKA.............................................................................. 8
A. Jaminan Kesehatan Nasional ..................................................................... 8
1. Pengertian Jaminan Kesehatan Nasional ............................................ 8
B. BPJS .......................................................................................................... 8
1. Pengertian BPJS .................................................................................. 8
2. BPJS Kesehatan .................................................................................. 9
C. Kepesertaan ............................................................................................ 15
1. Peserta Penerima Bantuan Iuran (PBI) ............................................... 15
2. Pendaftaran Peserta Penerima Bantuan Iuran ................................... 16
3. Peserta bukan Penerima Bantuan Iuran (NonPBI) .............................. 16
4. Pendaftaran Peserta bukan Penerima Bantuan Iuran ........................ 17
5. Iuran Peserta BPJS Kesehatan ......................................................... 19
6. Denda Keterlambatan Pembayaran ................................................... 20

D. BPJS Ketenagakerjaan ............................................................................ 20
1.

Progam BPJS Ketenagakerjaan ....................................................... 22

2. Definisi Tenaga Kerja ........................................................................ 37
3. Pemberi Kerja ..................................................................................... 37
4. Definisi Upah ..................................................................................... 37

E. SJSN (Sistem Jaminan Sosial Nasional) .................................................. 38
1. Prinsip-prinsip SJSN .......................................................................... 38
F. Sektor Informal ......................................................................................... 39
1. Karakteristik Pekerja Informal ............................................................. 41
2. Kedudukan Seseorang dalam Pekerjaan ............................................ 41
3. Pekerja Harian Lepas ......................................................................... 42
G. Unsur-unsur yang Mempengaruhi Minat Keikutsertaan ............................ 43
H. Teori Perilaku ........................................................................................... 46
I.

Kerangka Teori ........................................................................................ 47

BAB III. METODE PENELITIAN......................................................................... 48
A. Kerangka Konsep ..................................................................................... 48
B. Hipotesis penelitian .................................................................................. 48

C. Jenis dan Desain Penelitian ..................................................................... 49
D. Variabel Penelitian.................................................................................... 49
E. Definisi Operasional ................................................................................. 50
F. Populasi dan Sampel................................................................................ 50
G. Pengumpulan Data ................................................................................... 52
1. Tehnik Pengumpulan Data ................................................................ 52
2. Jenis dan Sumber Data ..................................................................... 52
3. Instrumen Penelitian .......................................................................... 53

H. Pengolahan Data ...................................................................................... 57
I.

Analisis Data ............................................................................................ 58

BAB IV. HASIL PENELITIAN ............................................................................. 61
A. Gambaran Obyek Penelitian ..................................................................... 61
1. Gambaran Umum .............................................................................. 61
2. Gabaran Khusus ................................................................................ 62
B. Analisa Univariat ...................................................................................... 63
C. Analisa Bivariat ......................................................................................... 70

BAB V. PEMBAHASAN ..................................................................................... 73
A. Keterbatasan Penelitian ........................................................................... 73
B. Hubungan antara Gaji Pekerja dengan Keikutsertaan BPJS Kesehatan .. 73
C. Hubungan antara Kebijakan Pemilik Industri dengan Keikutsertaan BPJS
Kesehatan ................................................................................................ 77
BAB VI. KESIMPULAN ...................................................................................... 81
A. Kesimpulan .............................................................................................. 81
B. Saran ....................................................................................................... 82
DAFTAR PUSTAKA........................................................................................... 84

DAFTAR TABEL
Tabel

Halaman

1.1

Keaslian penelitian

6

2.1

Iuran Peserta Asuransi Kesehatan

19

2.2

Manfaat kepesertaan BPJS Ketenagakerjaan

23

2.3

Cara pendaftaran Progam Jaminan Hari Tua

29

2.4

Iuran Kepesertaan Jaminan Hari Tua

31

3.1

Definisi Operasional

50

3.2

Hasil validitas instrumen variabel Gaji Pekerja

53

3.3

Hasil validitas instrumen Variabel Kebijakan Pemilik Industri

54

3.4

Hasil validitas instrumen Keikutsertaan BPJS Kesehatan

54

3.5

Hasil reliabilitas Gaji Pekerja

55

3.6

Hasil reliabilitas Kebijakan Pemilik Industri

56

3.7

Hasil reliabilitas Keikutsertaan BPJS Kesehatan

56

3.8

Hasil uji normalitas

60

4.1

Distribusi frekuensi jenis kelamin responden

63

4.2

Distribusi frekuensi status responden

63

4.3

Distribusi frekuensi tingkat pendidikan responden

64

4.4

Distribusi frekuensi usia responden

64

4.5

Distribusi frekuensi lama kerja

65

4.6

Distribusi frekuensi jumlah keluarga

65

4.7

Distribusi frekuensi gaji pekerja

66

4.8

Distribusi frekuensi Kuesioner Gaji Pekerja

66

4.9

Distribusi frekuensi Kebijakan Pemilik Industri

67

4.10

Distribusi frekuensi Kuesioner Kebijakan Pemilik Industri

67

4.11

Distribusi frekuensi Keikutsertaan BPJS

68

4.12

Distribusi frekuensi kuesioner Keikutsertaan BPJS

68

4.13

Kategori hubungan Gaji Pekerja dengan Keikutsertaan BPJS

69

4.14

Kategori hubungan Kebijakan Pemilik Industri dengan

70

Keikutsertaan BPJS
4.15

Hasil Uji hubungan antara Gaji Pekerja dan Kebijakan Pemilik
Industri dengan Keikutsertaan BPJS Kesehatan

71

DAFTAR GAMBAR
Gambar

Halaman

2.1

Kerangka teori

47

3.1

Kerangka konsep

48

4.1

Peta kecamatan Margoyoso

62

DAFTAR LAMPIRAN
Lampiran
1.

Kuesioner Penelitian

2.

Hasil Uji Statistik

3.

Surat Ijin Penelitian

4.

Dokumentasi