roysembel-smak7.ppt 365KB Jan 09 2011 11:48:52 PM
THE NEW ECONOMY, IT, AND
CHARACTER BUILDING
Roy Sembel, PhD
[email protected]
BPK Penabur, Jakarta
April, 2005
Roy Sembel, PhD
[email protected]
EDUCATION
1982-86
IPB, Bogor. FMIPA. Major: Statistics, Minor: Economics; Ir., Best Graduate, Cum Laude
1988-90
Rotterdam School of Management, Erasmus University Rotterdam and The Wharton School, University of
Pennsylvania Philadelphia
MBA, Finance/Banking, Best Graduate, With Honours
1991-96
J.M.Katz Graduate School of Business, University of Pittsburgh; Major: Corporate Finance; Minor:
Econometrics
PhD; Dissertation: “IPO Anomalies, Truncated Excess Supply, and Heterogeneous Information”
WORK EXPERIENCE
1984-87
1990
1990-91
1994-96
1994-2000
(TOKI)
Teaching Assistant, FMIPA, IPB.
Internship; ABN Bank, European Treasury Department, Amsterdam.
Corporate Banking; ABN AMRO Bank Amsterdam
Teaching Assistant, University of Pittsburgh.
Co-founder of Indonesian Physics Olympic Team (TOFI) Foundation and Indonesian Computer Olympic Foundation
1997-98
Economics & Finance Staff, Office of Dr (HC) Radius Prawiro, Jakarta.
2000
ACUCA Lecturer: Japan, South Korea, Taiwan, Hong Kong, The Philippines, Thailand
1987-2001 Lecturer, Faculty of Economics, Christian University of Indonesia, Jakarta.
1997-2001 Visiting Lecturer at IPMI, Institut PPM, Magister Management Program University of Indonesia, University of Sam
Ratulangi, Universitas Lampung, Magister Akuntansi & Post Graduate (S2 & S3) Program Faculty of Economics University of
Indonesia, Pelita Harapan University, IPB. Subjects: Investment Analysis and Risk Management, Corporate Finance, International
Finance, Derivative Securities, Managerial Economics, Banks & Capital Markets, eBusiness Management.
1998-2001 McKinsey & Co, Jakarta
2001
Direktur Program Magister Manajemen Keuangan Universitas Bina Nusantara, Co-founder Indonesia Learning
Institute (InLIne), Indonesia School of Life (UbSchoOL)
MISCELLANEOUS
Speaker in many seminars in Indonesia, USA, and Europe. Writer of more than 500 articles in KONTAN, GATRA, Sinar Harapan,
SWA, Bisnis Indonesia, KOMPAS, PILAR, Warta Ekonomi, Manajemen & Usahawan Indonesia, InfoBank, Jurnal Pasar Modal,
Media Akuntansi, DIA, Jurnal Ekonomi UKI, Scripta Economica UPH, Jurnal, Sinergi MMUII, published books, Internet.
TEKNOLOGI MENINGKATKAN KECEPATAN
Lama periode
Era
[tahun]
Kecepatan
Time to cycle Earth
[km/jam]
[tahun]
Agrarian
3-5000
(Age)
3-5
(Human)
3-5
(Years)
Industrial
3-500 (Revolution)
3-50
(Auto)
.3-.5
(Months)
Post-industrial
3-50
(Trend)
3-500
(Plane)
.03-.05
(Days)
Friction-free
3-5
(Fad)
3-5000 (Network)
.003-.005 (Hours)
Sumber: Diolah dari T. G. Lewis, The friction-free economy
The way we live and behave will fundamentally be
changed
MATRIX
WIRELESS
+
INTERNET
• 1+1=2
• Two separate
revolutions
• Wireless datacom
enabling technologies
• Change in human
behavior
-00
WIRELESS
SERVICE
REVOLUTION
• 1+1>2
• Wireless and datacom
• Datacom is everything.
00-05
05-
enhance each other
• Standards drive massive
application and service
development
• Revolution in human
behavior and society
Everything is wireless
• All “gadgets” are
addressable in one
uniform network
• Change beyond
imagination
EKONOMI BARU ?
EKONOMI
LAMA
EKONOMI
BARU
Digitisasi /
E-commerce
Mobilitas kapital
Liberalisasi
G
L
O
B
A
L
I
S
A
S
I
Baru struktur pasar
Baru struktur industri
Baru struktur perusahaan
TIGA FAKTOR KUNCI EKONOMI BARU
• Lebih banyak pilihan
• Pelayanan 24 jam sehari
• Hanya sejauh ‘click’
Penghematan biaya
•Biaya interaksi
•Biaya Transformasi
Pelayanan
konsumen secara
lebih baik
• Interaksi dan
• Seleksi alam lebih cepat
• ‘Sticks and carrots’ untuk
lebih efisien dan inovatif
transaksi lebih
banyak dan cepat
Kebangkitan
Ekonomi
Baru
Transparansi dan
persaingan
• Globalisasi dan
lokalisasi
•Unbundling dan
reassembling
organisasi bisnis,
pemerintah,
instrumen finansial
TEKNOLOGI INTERAKSI BERPERAN BESAR
DALAM MEMBANGUN EKONOMI BARU
DENGAN TI:
• Informasi
– tersedia 24 jam sehari, 7 hari seminggu
– dapat diakses dari semua tempat yang
memiliki akses TI
– bersifat lebih demand-driven (sesuai dengan
kebutuhan dan permintaan)
• Interaksi antar manusia
– Lebih mudah, tidak perlu hadir secara fisik
– Lebih cepat dari surat pos tercepat
– Lebih banyak alternatif:
• teks / tulisan, suara, gambar;
• satu arah dan dua arah;
• batch dan interactive
– Lebih murah dari interlokal telepon atau surat
express
Berdampak
besar
terhadap
aktivitas
bisnis,
ekonomi,
politik, dan
kehidupan
sehari-hari
PENURUNAN BIAYA AKIBAT E-BANKING
BIAYA TRANSFER ANTAR
BANK ACCOUNT
US$1.27
Insentif
besar untuk
mengonlinekan
transaksi
0.27
0.01
Lewat
Teller
Source:
Via
ATM
Lewat
Internet
Lehman Brothers; British Telecom
SUMBER REJEKI BARU:
ASET INTANGIBLE
Intangibles
Properti intelektual
SDM Unggul
Merek / Brand
Network
KOMPUTER
JAMAN DULU
SUMPEK
BORING
KAKU
KOMPUTER MASA DEPAN
Anywhere, anytime...
...with the most
interesting tasks...
Can work:
...with as many
problems and people
as wanted...
...with the most
inspiring colleagues
Your brain contains an estimated 100
billions neurons or nerve cells, and is
capable of outstanding feats of
computation and information
processing. Despite this wealth of
potential brainpower, most people use
no more than about 4-10 percent of
their possible brain capacity. The good
news is that is easily changed.
--RICHARD LEVITON --
SUKSES DI ERA EKONOMI BARU
BANYAK TERGANTUNG
KEBIASAAN / EQ
SEDIKIT TERGANTUNG
PENGETAHUAN / IQ
Jake Bernstein
The Investor’s Quotient
Knowledge
without
correct habits
is
powerless
Sow an act and you reap a
habit;
Sow a habit and you reap a
character;
Sow a character, reap your
destiny.
CHARLES READE
PENENTUAN PRIORITAS: IMPORTANT
VS URGENT
URGENT
(GENTING)
NOT URGENT
AVOID
FOCUS HERE
NOT IMPORTANT IMPORTANT
(PENTING)
APA YANG ANDA
PANDANG PENTING
DALAM HIDUP INI ?
THE STORY OF
A YOUNG EAGLE
LOOK INSIDE YOUR HEART
There’s a hero
If you look inside your heart
You don’t have to be afraid of what you are
There’s an answer
If you reach into your soul
And the sorrow that you know
will melt away
And then a hero comes along
With the strength to carry on
And you cast your fear aside
And you know you can survive
So when you feel like hope is gone
Look inside you and be strong
And you’ll finally see the truth
That a hero lies in you
WISDOM APPROACH
6 Management,
Measure, Monitor
4
Capacity
Building
(Didik)
2 Determine
optimal future
(Ingin)
3
5
Assess
1 current situation
(Watak)
Formulate
Strategy
(Siasat)
Implementation
of strategy
(Otak/Otot)
PEMBELAJARAN MEMILIKI
BANYAK SISI…
know
o
t
ning
r
a
e
L
to th
g
n
i
n
Lear
ink
o
ing t
n
r
a
Le
do
o
ing t
n
r
a
Le
be
OM
WISD
Intrapersonal Skills:
Change management
Stress management
Time management
Creative thinking process
Goal setting & life purpose
Accelerated learning techniques
Interpersonal Skills:
Communication
Relationship building
Motivation
Leadership
Self-marketing
Presentation
Public speaking
SUCCESS IS JOURNEY
MAKE EACH DAY USEFUL & CHEERFUL
PROVE THAT YOU KNOW
THE WORTH OF TIME
BY EMPLOYING IT WELL
THEN YOUTH WILL BE HAPPY,
ELDERS WILL BE WITHOUT REGRET,
LIFE WILL BE A BEAUTIFUL SUCCESS
Louisa May Alcott
.
DREAM, DESIRE, and FAITH
WHEN YOU WISH UPON A STAR
MAKE NO DIFFERENCE WHO YOU ARE
ANYTHING YOUR HEART DESIRES WILL COME TO YOU
IF YOUR HEART IS IN YOUR DREAM
NO REQUEST IS TOO EXTREME
WHEN YOU WISH UPON A STAR AS DREAMERS DO
FAITH IS KIND
SHE BRINGS TO THOSE WHO LOVE
THE SWEET FULFILMENT OF
THE SECRET LONGING….
WHEN YOU WISH UPON A STAR
YOUR DREAMS COME TRUE
FINAL MAXIM
The best way
to make your dream come true
is to wake up
A thousand mile journey
begins with a single step.
Take the step ! Do it NOW !
Kalau anda jalan-jalan ke Tasikmalaya
Jangan lupa beli sambel dan oncom
Kalau masih ada yang ingin ditanya
Jangan lupa kirim e-mail ke [email protected]
http://www.roy-sembel.com
FREE e-NEWSLETTER
WISDOM, WEB, WEALTH
Send e-mail to:
[email protected]
REFERENSI
Sembel, Roy. 2001 (cetakan ketiga). Rahasia Pohon Duit dan Mesin Uang di Masa Sulit dan Senang.
Elex Media Komputindo, Jakarta.
Sembel, Roy. 2001 (cetakan ketiga). Berpikir Ekonomis di Masa Krisis. Elex Media Komputindo,
Jakarta.
Sembel, Roy. 2000. Jurus Proaktif Menunggang dan Memacu Pertumbuhan Ekonomi. Elex Media
Komputindo, Jakarta.
Sembel, Roy. 2001. Rahasia MANEKIN: 40 Kiat Sukses di bidang MANajemen, Ekonomi, Keuangan,
dan INvestasi. Elex Media Komputindo, Jakarta.
Sembel, Roy dan Aribowo Prijosaksono. 2002. Control Your Life. Elex Media Komputindo, Jakarta.
Sembel, Roy dan Aribowo Projosaksono. 2003. Maximize Your Strength. Elex Media Komputindo,
Jakarta
Sembel, Roy dan Hanny Santoso. 2002. Bisnis Maya, Laba Nyata. Elex Media Komputindo, Jakarta.
Sembel, Roy dan Tedy Fardiansyah. 2002. Sekuritas Derivatif, Madu atau Racun: Konsep dan Aplikasi
Sekuritas Derivatif untuk Spekulasi, Mesin Uang, dan Manajemen Risiko. (sedang dalam proses
pencetakan). Penerbit Salemba 4, Jakarta.
Sembel, Roy dan tim. 2002. Reformasi Pembelajaran Ilmu Duit: Kiat Mengasah Kecerdasan Finansial
secara Mudah dan Murah. Penerbit KONTAN, Jakarta
Tim Penerjemah. 2002. Kamus Wallstreet. Penerbit Erlangga, Jakarta.
Sembel, Roy dan Sandra Sembel. 2003. Extraordinary Success for Ordinary People. Elex Media
Komputindo, Jakarta.
Berita dan artikel pada media cetak dan elektronik termasuk Internet
CHARACTER BUILDING
Roy Sembel, PhD
[email protected]
BPK Penabur, Jakarta
April, 2005
Roy Sembel, PhD
[email protected]
EDUCATION
1982-86
IPB, Bogor. FMIPA. Major: Statistics, Minor: Economics; Ir., Best Graduate, Cum Laude
1988-90
Rotterdam School of Management, Erasmus University Rotterdam and The Wharton School, University of
Pennsylvania Philadelphia
MBA, Finance/Banking, Best Graduate, With Honours
1991-96
J.M.Katz Graduate School of Business, University of Pittsburgh; Major: Corporate Finance; Minor:
Econometrics
PhD; Dissertation: “IPO Anomalies, Truncated Excess Supply, and Heterogeneous Information”
WORK EXPERIENCE
1984-87
1990
1990-91
1994-96
1994-2000
(TOKI)
Teaching Assistant, FMIPA, IPB.
Internship; ABN Bank, European Treasury Department, Amsterdam.
Corporate Banking; ABN AMRO Bank Amsterdam
Teaching Assistant, University of Pittsburgh.
Co-founder of Indonesian Physics Olympic Team (TOFI) Foundation and Indonesian Computer Olympic Foundation
1997-98
Economics & Finance Staff, Office of Dr (HC) Radius Prawiro, Jakarta.
2000
ACUCA Lecturer: Japan, South Korea, Taiwan, Hong Kong, The Philippines, Thailand
1987-2001 Lecturer, Faculty of Economics, Christian University of Indonesia, Jakarta.
1997-2001 Visiting Lecturer at IPMI, Institut PPM, Magister Management Program University of Indonesia, University of Sam
Ratulangi, Universitas Lampung, Magister Akuntansi & Post Graduate (S2 & S3) Program Faculty of Economics University of
Indonesia, Pelita Harapan University, IPB. Subjects: Investment Analysis and Risk Management, Corporate Finance, International
Finance, Derivative Securities, Managerial Economics, Banks & Capital Markets, eBusiness Management.
1998-2001 McKinsey & Co, Jakarta
2001
Direktur Program Magister Manajemen Keuangan Universitas Bina Nusantara, Co-founder Indonesia Learning
Institute (InLIne), Indonesia School of Life (UbSchoOL)
MISCELLANEOUS
Speaker in many seminars in Indonesia, USA, and Europe. Writer of more than 500 articles in KONTAN, GATRA, Sinar Harapan,
SWA, Bisnis Indonesia, KOMPAS, PILAR, Warta Ekonomi, Manajemen & Usahawan Indonesia, InfoBank, Jurnal Pasar Modal,
Media Akuntansi, DIA, Jurnal Ekonomi UKI, Scripta Economica UPH, Jurnal, Sinergi MMUII, published books, Internet.
TEKNOLOGI MENINGKATKAN KECEPATAN
Lama periode
Era
[tahun]
Kecepatan
Time to cycle Earth
[km/jam]
[tahun]
Agrarian
3-5000
(Age)
3-5
(Human)
3-5
(Years)
Industrial
3-500 (Revolution)
3-50
(Auto)
.3-.5
(Months)
Post-industrial
3-50
(Trend)
3-500
(Plane)
.03-.05
(Days)
Friction-free
3-5
(Fad)
3-5000 (Network)
.003-.005 (Hours)
Sumber: Diolah dari T. G. Lewis, The friction-free economy
The way we live and behave will fundamentally be
changed
MATRIX
WIRELESS
+
INTERNET
• 1+1=2
• Two separate
revolutions
• Wireless datacom
enabling technologies
• Change in human
behavior
-00
WIRELESS
SERVICE
REVOLUTION
• 1+1>2
• Wireless and datacom
• Datacom is everything.
00-05
05-
enhance each other
• Standards drive massive
application and service
development
• Revolution in human
behavior and society
Everything is wireless
• All “gadgets” are
addressable in one
uniform network
• Change beyond
imagination
EKONOMI BARU ?
EKONOMI
LAMA
EKONOMI
BARU
Digitisasi /
E-commerce
Mobilitas kapital
Liberalisasi
G
L
O
B
A
L
I
S
A
S
I
Baru struktur pasar
Baru struktur industri
Baru struktur perusahaan
TIGA FAKTOR KUNCI EKONOMI BARU
• Lebih banyak pilihan
• Pelayanan 24 jam sehari
• Hanya sejauh ‘click’
Penghematan biaya
•Biaya interaksi
•Biaya Transformasi
Pelayanan
konsumen secara
lebih baik
• Interaksi dan
• Seleksi alam lebih cepat
• ‘Sticks and carrots’ untuk
lebih efisien dan inovatif
transaksi lebih
banyak dan cepat
Kebangkitan
Ekonomi
Baru
Transparansi dan
persaingan
• Globalisasi dan
lokalisasi
•Unbundling dan
reassembling
organisasi bisnis,
pemerintah,
instrumen finansial
TEKNOLOGI INTERAKSI BERPERAN BESAR
DALAM MEMBANGUN EKONOMI BARU
DENGAN TI:
• Informasi
– tersedia 24 jam sehari, 7 hari seminggu
– dapat diakses dari semua tempat yang
memiliki akses TI
– bersifat lebih demand-driven (sesuai dengan
kebutuhan dan permintaan)
• Interaksi antar manusia
– Lebih mudah, tidak perlu hadir secara fisik
– Lebih cepat dari surat pos tercepat
– Lebih banyak alternatif:
• teks / tulisan, suara, gambar;
• satu arah dan dua arah;
• batch dan interactive
– Lebih murah dari interlokal telepon atau surat
express
Berdampak
besar
terhadap
aktivitas
bisnis,
ekonomi,
politik, dan
kehidupan
sehari-hari
PENURUNAN BIAYA AKIBAT E-BANKING
BIAYA TRANSFER ANTAR
BANK ACCOUNT
US$1.27
Insentif
besar untuk
mengonlinekan
transaksi
0.27
0.01
Lewat
Teller
Source:
Via
ATM
Lewat
Internet
Lehman Brothers; British Telecom
SUMBER REJEKI BARU:
ASET INTANGIBLE
Intangibles
Properti intelektual
SDM Unggul
Merek / Brand
Network
KOMPUTER
JAMAN DULU
SUMPEK
BORING
KAKU
KOMPUTER MASA DEPAN
Anywhere, anytime...
...with the most
interesting tasks...
Can work:
...with as many
problems and people
as wanted...
...with the most
inspiring colleagues
Your brain contains an estimated 100
billions neurons or nerve cells, and is
capable of outstanding feats of
computation and information
processing. Despite this wealth of
potential brainpower, most people use
no more than about 4-10 percent of
their possible brain capacity. The good
news is that is easily changed.
--RICHARD LEVITON --
SUKSES DI ERA EKONOMI BARU
BANYAK TERGANTUNG
KEBIASAAN / EQ
SEDIKIT TERGANTUNG
PENGETAHUAN / IQ
Jake Bernstein
The Investor’s Quotient
Knowledge
without
correct habits
is
powerless
Sow an act and you reap a
habit;
Sow a habit and you reap a
character;
Sow a character, reap your
destiny.
CHARLES READE
PENENTUAN PRIORITAS: IMPORTANT
VS URGENT
URGENT
(GENTING)
NOT URGENT
AVOID
FOCUS HERE
NOT IMPORTANT IMPORTANT
(PENTING)
APA YANG ANDA
PANDANG PENTING
DALAM HIDUP INI ?
THE STORY OF
A YOUNG EAGLE
LOOK INSIDE YOUR HEART
There’s a hero
If you look inside your heart
You don’t have to be afraid of what you are
There’s an answer
If you reach into your soul
And the sorrow that you know
will melt away
And then a hero comes along
With the strength to carry on
And you cast your fear aside
And you know you can survive
So when you feel like hope is gone
Look inside you and be strong
And you’ll finally see the truth
That a hero lies in you
WISDOM APPROACH
6 Management,
Measure, Monitor
4
Capacity
Building
(Didik)
2 Determine
optimal future
(Ingin)
3
5
Assess
1 current situation
(Watak)
Formulate
Strategy
(Siasat)
Implementation
of strategy
(Otak/Otot)
PEMBELAJARAN MEMILIKI
BANYAK SISI…
know
o
t
ning
r
a
e
L
to th
g
n
i
n
Lear
ink
o
ing t
n
r
a
Le
do
o
ing t
n
r
a
Le
be
OM
WISD
Intrapersonal Skills:
Change management
Stress management
Time management
Creative thinking process
Goal setting & life purpose
Accelerated learning techniques
Interpersonal Skills:
Communication
Relationship building
Motivation
Leadership
Self-marketing
Presentation
Public speaking
SUCCESS IS JOURNEY
MAKE EACH DAY USEFUL & CHEERFUL
PROVE THAT YOU KNOW
THE WORTH OF TIME
BY EMPLOYING IT WELL
THEN YOUTH WILL BE HAPPY,
ELDERS WILL BE WITHOUT REGRET,
LIFE WILL BE A BEAUTIFUL SUCCESS
Louisa May Alcott
.
DREAM, DESIRE, and FAITH
WHEN YOU WISH UPON A STAR
MAKE NO DIFFERENCE WHO YOU ARE
ANYTHING YOUR HEART DESIRES WILL COME TO YOU
IF YOUR HEART IS IN YOUR DREAM
NO REQUEST IS TOO EXTREME
WHEN YOU WISH UPON A STAR AS DREAMERS DO
FAITH IS KIND
SHE BRINGS TO THOSE WHO LOVE
THE SWEET FULFILMENT OF
THE SECRET LONGING….
WHEN YOU WISH UPON A STAR
YOUR DREAMS COME TRUE
FINAL MAXIM
The best way
to make your dream come true
is to wake up
A thousand mile journey
begins with a single step.
Take the step ! Do it NOW !
Kalau anda jalan-jalan ke Tasikmalaya
Jangan lupa beli sambel dan oncom
Kalau masih ada yang ingin ditanya
Jangan lupa kirim e-mail ke [email protected]
http://www.roy-sembel.com
FREE e-NEWSLETTER
WISDOM, WEB, WEALTH
Send e-mail to:
[email protected]
REFERENSI
Sembel, Roy. 2001 (cetakan ketiga). Rahasia Pohon Duit dan Mesin Uang di Masa Sulit dan Senang.
Elex Media Komputindo, Jakarta.
Sembel, Roy. 2001 (cetakan ketiga). Berpikir Ekonomis di Masa Krisis. Elex Media Komputindo,
Jakarta.
Sembel, Roy. 2000. Jurus Proaktif Menunggang dan Memacu Pertumbuhan Ekonomi. Elex Media
Komputindo, Jakarta.
Sembel, Roy. 2001. Rahasia MANEKIN: 40 Kiat Sukses di bidang MANajemen, Ekonomi, Keuangan,
dan INvestasi. Elex Media Komputindo, Jakarta.
Sembel, Roy dan Aribowo Prijosaksono. 2002. Control Your Life. Elex Media Komputindo, Jakarta.
Sembel, Roy dan Aribowo Projosaksono. 2003. Maximize Your Strength. Elex Media Komputindo,
Jakarta
Sembel, Roy dan Hanny Santoso. 2002. Bisnis Maya, Laba Nyata. Elex Media Komputindo, Jakarta.
Sembel, Roy dan Tedy Fardiansyah. 2002. Sekuritas Derivatif, Madu atau Racun: Konsep dan Aplikasi
Sekuritas Derivatif untuk Spekulasi, Mesin Uang, dan Manajemen Risiko. (sedang dalam proses
pencetakan). Penerbit Salemba 4, Jakarta.
Sembel, Roy dan tim. 2002. Reformasi Pembelajaran Ilmu Duit: Kiat Mengasah Kecerdasan Finansial
secara Mudah dan Murah. Penerbit KONTAN, Jakarta
Tim Penerjemah. 2002. Kamus Wallstreet. Penerbit Erlangga, Jakarta.
Sembel, Roy dan Sandra Sembel. 2003. Extraordinary Success for Ordinary People. Elex Media
Komputindo, Jakarta.
Berita dan artikel pada media cetak dan elektronik termasuk Internet