Index of /papers/Finance Which One s for You

Title:
Which One´s for You?
Word Count:
427
Summary:
What are the different types of life insurance?

There are mainly two types of life insurance,

Keywords:
life insurance

Article Body:
What are the different types of life insurance?

There are mainly two types of life insurance,

What are the advantages and disadvantages of term and permanent insurance? The following lists

Term Life Insurance:
Advantages

1.
Initial premiums are generally lower (i.e. cheaper) than for permanent insurance, whic
2.
It’s good for covering needs that will disappear with age, such as student loans, car
Disadvantages
1.
Premiums increase with each passing year.
2.
Coverage may terminate at the end of the term, or simply become too expensive to conti

Permanent Insurance:
Advantages
1.
As long as payments are kept up to date, the protection is guaranteed for life.
2.
The policy accumulates a cash value against which you can borrow. (Note: there are so
3.
A Provision or "rider" can be added to a policy that gives you the option to purchase
Disadvantages
1.

Required premium levels may make it hard to buy enough protection.
2.
It may be more costly than term insurance if you don’t keep it long enough.

As with anything as complex as insurance, there are many other factors you will want to take i

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