NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2008
All amounts expressed in Rmb unless otherwise stated [English translation for reference only]
60
42 FINANCIAL RISK MANAGEMENT continued
42.3 Market risk continued
ii Non-trading market risk continued
B Interest rate risk continued
31 December 2008 Within 3 months
3-12 months
1-5 years Over
5 years Non-interest
bearing Total
Assets
Cash and deposits with the central bank 3,792,374,718 -
- -
216,517,651 4,008,892,369
Deposits with other banks 4,545,897,575
68,346,000 -
- -
4,614,243,575 Placement with other banks 200,946,250
- -
- -
200,946,250 Trading assets
- -
711,306,647 32,760,119
- 744,066,766
Derivative assets -
- -
- 404,927,321
404,927,321 Interest receivables
- -
- -
256,351,932 256,351,932
Loans and advances 16,902,614,476
4,036,481,634 5,276,123,101
63,658,020 273,080,955
26,551,958,186 Fixed assets
- -
- -
26,089,432 26,089,432
Long-term prepaid expenses -
- -
- 78,913,994
78,913,994 Deferred income tax assets
- -
- -
83,329,913 83,329,913
Other assets -
- -
- 114,653,725
114,653,725 Total assets
25,441,833,019 4,104,827,634
5,987,429,748 96,418,139
1,453,864,923 37,084,373,463
Liabilities
Due to other banks and financial institutions 1,290,044,160 602,300,000
- -
- 1,892,344,160
Placements from other banks 10,593,366,858
902,744,700 -
- -
11,496,111,558 Financial liabilities at fair value through profit or loss
- 51,013,114
- -
- 51,013,114
Derivative liabilities -
- -
- 358,656,340
358,656,340 Due to customers
12,337,587,340 3,451,111,617
2,543,185,093 -
- 18,331,884,050
Payroll and welfare payable -
- -
- 38,467,795
38,467,795 Taxes payable
- -
- -
81,582,867 81,582,867
Interest payable -
- -
- 205,034,887
205,034,887 Other liabilities
- -
- -
216,326,018 216,326,018
Total liabilities 24,220,998,358
5,007,169,431 2,543,185,093
- 900,067,907
32,671,420,789 Net interest re-pricing gap
1,220,834,661 902,341,797
3,444,244,655 96,418,139 553,797,016
4,412,952,674
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2008
All amounts expressed in Rmb unless otherwise stated [English translation for reference only]
61
42 FINANCIAL RISK MANAGEMENT continued
42.3 Market risk continued
ii Non-trading market risk continued
B Interest rate risk continued
31 December 2007 Within 3 months
3-12 months
1-5 years Over
5 years Non-interest
bearing Total
Assets
Cash and deposits with the central bank 2,954,697,356 -
- -
178,675,743 3,133,373,099
Deposits with other banks 1,163,615,955
504,350,000 260,880,000
- -
1,928,845,955 Placement with other banks
169,618,380 146,092,000
- -
- 315,710,380
Trading assets 581,006,912
387,354,900 -
- -
968,361,812 Derivative assets
- -
- -
232,776,863 232,776,863
Interest receivables -
- -
- 191,639,680
191,639,680 Loans and advances
13,675,276,632 5,061,469,212
4,341,917,949 109,356,276
126,725,363 23,314,745,432
Fixed assets -
- -
- 13,102,644
13,102,644 Long-term prepaid expenses
- -
- -
46,052,703 46,052,703
Deferred income tax assets -
- -
- 82,206,774
82,206,774 Other assets
- -
- -
59,162,368 59,162,368
Total assets 18,544,215,235
6,099,266,112 4,602,797,949
109,356,276 930,342,138
30,285,977,710
Liabilities
Due to other banks and financial institutions 1,320,116,463 170,689,030
- -
- 1,490,805,493
Placements from other banks 10,127,539,345
2,224,022,970 -
- -
12,351,562,315 Financial liabilities at fair value through profit or loss
373,082,421 -
- -
- 373,082,421
Derivative liabilities -
- -
- 252,153,784
252,153,784 Due to customers
7,159,541,798 1,896,883,500
1,685,515,387 191,869,260
- 10,933,809,945
Payroll and welfare payable -
- -
- 50,131,023 50,131,023
Taxes payable -
- -
- 65,507,238
65,507,238 Interest payable
- -
- -
180,598,751 180,598,751
Other liabilities -
- -
- 490,252,543
490,252,543 Total liabilities
18,980,280,027 4,291,595,500
1,685,515,387 191,869,260
1,038,643,339 26,187,903,513
Net interest re-pricing gap 436,064,792
1,807,670,612 2,917,282,562 82,512,984
108,301,201 4,098,074,197
DBS BANK CHINA LIMITED NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2008 All amounts expressed in Rmb unless otherwise stated
[English translation for reference only]
62
42 FINANCIAL RISK MANAGEMENT continued
42.4 Liquidity risk