Peluang dan tantangan Bank Syariah meningkatkan kinerja keuangan dan kepatuhan syariah
PELUANG DAN TANTANGAN BANK SYARIAH
DALAM MENINGKATKAN KINERJA KEUANGAN
DAN KEPATUHAN TERHADAP SYARIAH
Oleh:
Dr. Rini., Ak, CA
Disampaikan dalam “8th Accounting Series”
Universitas Al Azhar Indonesia
pada tanggal 9 April 2013
Sumber: KFH Research, March 17th 2013
http://www.tehrantimes.com/economy‐and‐business/106521‐iran‐holds‐
427‐of‐total‐global‐islamic‐banking‐assets
Ernst & Young’s World Islamic Banking
Competitiveness Report 2013
•
•
•
•
•
•
Saudi Arabia is the biggest market for Islamic banking followed by Malaysia and
UAE
South Africa has made significant strides in the inclusion of Islamic Finance into
its tax legislation with the relevant amendments expected to be effective from
2013
Global Islamic banking assets held by commercial banks are set to cross US$1.8
trillion in 2013, up from the US$1.3 trillion of assets held in 2011. Pangsa pasar
IB masih 1% dari industri keuangan global (Davies, 2012).
The top 20 Islamic banks hold 57% of the total global Islamic banking assets and
are concentrated in the seven core markets for Islamic banking which include:
Saudi Arabia, Kuwait, UAE, Bahrain, Qatar, Malaysia and Turkey.
10 of the world’s 25 Rapid Growth Markets (RGMs) have large Muslim
populations and present significant growth prospects for Islamic banking.
the new markets that are on horizon include Indonesia, Egypt, Iraq and Libya.
Kinerja Keuangan Bank Syariah
Pembiayaan Bank Syariah
Peluang
• Banyaknya Jumlah Penduduk Indonesia
• Beragamnya pilihan produk yang ditawarkan
Bank kepada nasabah
• Masih tingginya pertumbuhan Bank Syariah di
Indonesia
Tantangan
• Sosialisasi Bank Syariah kepada masyarakat
(pertumbuhan tinggi, tapi market share masih
dibawah 5%)
• Optimalisasi peran dewan pengawas syariah
• Peningkatan peran Bank Syariah
TERIMA KASIH
DALAM MENINGKATKAN KINERJA KEUANGAN
DAN KEPATUHAN TERHADAP SYARIAH
Oleh:
Dr. Rini., Ak, CA
Disampaikan dalam “8th Accounting Series”
Universitas Al Azhar Indonesia
pada tanggal 9 April 2013
Sumber: KFH Research, March 17th 2013
http://www.tehrantimes.com/economy‐and‐business/106521‐iran‐holds‐
427‐of‐total‐global‐islamic‐banking‐assets
Ernst & Young’s World Islamic Banking
Competitiveness Report 2013
•
•
•
•
•
•
Saudi Arabia is the biggest market for Islamic banking followed by Malaysia and
UAE
South Africa has made significant strides in the inclusion of Islamic Finance into
its tax legislation with the relevant amendments expected to be effective from
2013
Global Islamic banking assets held by commercial banks are set to cross US$1.8
trillion in 2013, up from the US$1.3 trillion of assets held in 2011. Pangsa pasar
IB masih 1% dari industri keuangan global (Davies, 2012).
The top 20 Islamic banks hold 57% of the total global Islamic banking assets and
are concentrated in the seven core markets for Islamic banking which include:
Saudi Arabia, Kuwait, UAE, Bahrain, Qatar, Malaysia and Turkey.
10 of the world’s 25 Rapid Growth Markets (RGMs) have large Muslim
populations and present significant growth prospects for Islamic banking.
the new markets that are on horizon include Indonesia, Egypt, Iraq and Libya.
Kinerja Keuangan Bank Syariah
Pembiayaan Bank Syariah
Peluang
• Banyaknya Jumlah Penduduk Indonesia
• Beragamnya pilihan produk yang ditawarkan
Bank kepada nasabah
• Masih tingginya pertumbuhan Bank Syariah di
Indonesia
Tantangan
• Sosialisasi Bank Syariah kepada masyarakat
(pertumbuhan tinggi, tapi market share masih
dibawah 5%)
• Optimalisasi peran dewan pengawas syariah
• Peningkatan peran Bank Syariah
TERIMA KASIH