13.6 20.1 7.3 11.4 10.9 16.2 Dana Pihak Ketiga Simpanan Berjangka 17.96 18.35 1.97 0.80 16.72 6.73 2.24 0.94 4.48 81.35 93.89 73.39 70.17 2.33 2.08 17.96 18.35

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11.3 13.6

17.9 20.1

22.1 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Aset

5.6 7.3

10.4 11.4

12.0 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Kredit yang diberikan

8.8 10.9

14.1 16.2

17.1 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 DPK 1,212 1,469 1,627 1,738 2,116 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Ekuitas Parameter Rp. Milyar Y2011 Y2012 Y2013 Y2014 Y2015 CAGR Total Aset 11,303 13,566 17,942 20,139 22,056 14.31 Kredit Yang Diberikan 5,588 7,347 10,360 11,355 12,018

16.55 Dana Pihak Ketiga

8,784 10,869 14,116 16,163 17,127 14.29 Giro Tabungan 950 1,714 1,736 1,545 1,527

9.96 Simpanan Berjangka

7,834 9,156 12,380 14,617 15,601 14.77 Ekuitas 1,212 1,469 1,627 1,738 2,116 11.79 14,31 16,55 14,29 11,79 329 850 1,065 666 400 - 200 400 600 800 1,000 1,200 Dec-11 Dec-12 Dec-13 Des-14 Des-15 Giro 621 863 671 879 1,127 - 200 400 600 800 1,000 1,200 Dec-11 Dec-12 Dec-13 Des-14 Des-15 Tabungan 7,834 9,156 12,380 14,617 15,601 - 2,000 4,000 6,000 8,000 10,000 12,000 14,000 16,000 18,000 Dec-11 Dec-12 Dec-13 Des-14 Des-15 Deposito www.victoriabank.co.id www.victoriabank.co.id

14.86 17.96

17.95 18.35

19.30 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 CAR 2.65

2.17 1.97 0.80

0.65 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 ROA 24.90

16.48 16.72

7.62 6.73

Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 ROE

2.38 2.24 0.94

3.52 4.48

Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 NPL Ratio - Gross

0.22 1.76

0.32 2.31

3.87 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 NPL Ratio - Nett 78.36

78.82 81.35

93.25 93.89

Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 BOPO Efficiency Ratio 63.62

67.59 73.39

70.25 70.17

Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 LDR 1.86

3.12 2.33

1.88 2.08

Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 NIM Parameter Rp. Milyar Y2011 Y2012 Y2013 Y2014 Y2015 CAGR KPMM CAR

14.86 17.96

17.95 18.35

19.30 5.37