45,149 Full Year 2005 Financial Performance Summary
6
DBS GROUP HOLDINGS LTD AND ITS SUBSIDIARIES
Non-Interest Income
In millions 4th Qtr
2005 4th Qtr
2004 +-
3rd Qtr 2005
Year 2005
Year 2004
+- Fee and commission income
Stockbroking 24
27 11 32
106 120 12
Investment banking 45
34 32 30 134
98 37 Trade and remittances
41 41 -
46 172 162 6
Loan related 28
33 15 29
157 157 -
Guarantees 6
6 - 8 28
26 8 Deposit related
20 20
-
19 77
82 6
Credit card 23
23 - 25 90
87 3 Fund management
12 10
20 12
53 43 23
Wealth management 32
30 7 30 129
119 8 Others
10 9 11
11 40 39 3
Total 241
233 3 242 986
933 6
Dividend and rental income 52
16 100 27
127 104 22
Other income
Net trading income - from trading businesses
- from other businesses 44
62
91 5
52 100
45 44
256 97
584 10
56 100
Net gain on non-trading investments 33
25 32 32 102
644
2
84 Net gain on properties and other fixed assets
306
1
- NM 4 314
4 100 Others
3 2 50
1 10 6 67
Total 324
123 100 38
585 1,248 53
Total non-interest income 617
372 66 307 1,698
2,285 26 Non-interest income as a percentage of
operating income