LOAN AND INVESTMENT EXPOSURES TO MALAYSIA, INDONESIA, THAILAND, KOREA,

DBS GROUP HOLDINGS LTD AND ITS SUBSIDIARY COMPANIES 8

2. LOAN AND INVESTMENT EXPOSURES TO MALAYSIA, INDONESIA, THAILAND, KOREA,

THE PHILIPPINES REGIONAL COUNTRIES, HONG KONG AND CHINA Continued The DBSH Group’s exposures to these countries at June 30, 2003 are as follows: In S’million Loans and debt securities Net Exposure Assets in Bank Central Banks Govt. Securities Non- Bank 1 Investments Total Less: Intercompany Loans Investments in Financial Subsidiaries Overseas Branches Amount As a of Total Assets a b c d e= a+b+c+d f g=e-f h Malaysia 1,010 8 863 91 1,972 761 1,211 0.7 Indonesia 108 149 238 78 573 114 459 0.3 Thailand excluding DTDB 76 9 216 74 375 115 260 0.2 Korea 3,426 697 966 2 5,091 716 4,375 2.8 The Philippines 48 52 151 651 902 5 897 0.6 Sub-Total 4,668 915 2,434 896 8,913 1,711 7,202 4.6 DTDB 7 409 3,351 99 3,866 - 3,866 2.4 Total Regional Countries 4,675 1,324 5,785 995 12,779 1,711 11,068 7.0 Hong Kong 2,309 2,429 23,130 12,996 40,864 14,424 26,440 16.7 China 1,076 10 664 - 1,750 341 1,409 0.9 Total 8,060 3,763 29,579 13,991 55,393 16,476 38,917 24.6 Note: 1 Non-bank loans include loans to government and quasi-government entities. The DBSH Group’s exposures to these countries at December 31, 2002 are as follows: In S’million Loans and debt securities Net Exposure Assets in Bank Central Banks Govt. Securities Non- Bank 1 Investments Total Less: Intercompany Loans Investments in Financial Subsidiaries Overseas Branches Amount As a of Total Assets a b c d e= a+b+c+d f g=e-f h Malaysia 743 4 677 89 1,513 561 952 0.6 Indonesia 109 73 247 72 501 79 422 0.3 Thailand excluding DTDB 98 23 244 73 438 135 303 0.2 Korea 1,724 249 418 4 2,395 54 2,341 1.6 The Philippines 20 49 143 493 705 5 700 0.5 Sub-Total 2,694 398 1,729 731 5,552 834 4,718 3.2 DTDB 59 282 3,141 82 3,564 - 3,564 2.3 Total Regional Countries 2,753 680 4,870 813 9,116 834 8,282 5.5 Hong Kong 1,830 2,372 22,303 10,346 36,851 11,074 25,777 17.3 China 1,001 27 718 - 1,746 362 1,384 0.9 Total 5,584 3,079 27,891 11,159 47,713 12,270 35,443 23.7 Note: 1 Non-bank loans include loans to government and quasi-government entities. DBS GROUP HOLDINGS LTD AND ITS SUBSIDIARY COMPANIES 9

2. LOAN AND INVESTMENT EXPOSURES TO MALAYSIA, INDONESIA, THAILAND, KOREA,