BANK LOANS continued FS Telkom Q1 2011

PERUSAHAAN PERSEROAN PERSERO P.T. TELEKOMUNIKASI INDONESIA Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued DECEMBER 31, 2010 AUDITED AND MARCH 31, 2011 UNAUDITED AND THREE MONTHS PERIOD ENDED MARCH 31, 2010 AND 2011 UNAUDITED Figures in tables are presented in millions of Rupiah, unless otherwise stated 70

22. BANK LOANS continued

Total facility Interest Interest in Payment payment rate Borrower Currency millions schedule period per annum Security Industrial and Commercial Bank of China Limited “ICBC” December 30, 2009 bj Telkomsel US 266 Semi-annually Semi-annually 6 months None April 2011 - October LIBOR+1.20 2016 Bank of China “BoC” December 30, 2009 b Telkomsel US 100 Semi-annually Semi-annually 6 months None June 30, 2012- LIBOR+2.55 - December 30, 2017 Finnish Export Credit Ltd March 2, 2010 bk Telkomsel US 264 Semi-annually Semi-annually CIRR+2.50 None Jan 2011 - Juli 2015 Japan Bank for International Cooperation “JBIC” March 26, 2010 lm The Company US 59.89 Semi-annually Semi-annually 4.56 and None October 26, 2010 - 6 months April 26, 2015 LIBOR+0.70 BTN September 10, 2009 Ad Medika Rp. 9,500 Monthly Monthly 13.00 Property, September 10, plants and 2009 - September10, equipments 2014 Note 11 and trade receivables Note 6 Bank Index May 12, 2010 Balebat Rp. 590 Monthly Monthly 14 Property, September 2010 - plants and August 2012 equipments Note 11 Standard Chartered Bank December 6, 2010 TII US 8.0 Monthly Monthly 2 None The credit facilities obtained by the Company and its subsidiaries are used for working capital purpose. a The credit facility obtained by the Company is used for financing the Code Division Multiple Acess “CDMA” procurement from the Samsung consortium. b Telkomsel has no collateral for its bank loans, or other credit facilities. The terms of the various agreements with Telkomsel’s lenders and financiers require compliance with a number of pledges and negative pledges as well as financial and other covenants, which include among other things, certain restrictions on the amount of dividends and other profit distributions which could adversely affect the Telkomsel’s capacity to comply with its obligation under the facility. The terms of the relevant agreements also contain default and cross default clauses. As of March 31, 2011, Telkomsel has complied with the above covenants. c Based on the latest amendment on July 24, 2007. d Based on the latest amendment on July 28, 2009. e Based on the latest amendment on May 24, 2010. PERUSAHAAN PERSEROAN PERSERO P.T. TELEKOMUNIKASI INDONESIA Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued DECEMBER 31, 2010 AUDITED AND MARCH 31, 2011 UNAUDITED AND THREE MONTHS PERIOD ENDED MARCH 31, 2010 AND 2011 UNAUDITED Figures in tables are presented in millions of Rupiah, unless otherwise stated 71

22. BANK LOANS continued