LONG-TERM BANK LOANS continued PT Bank Central Asia Tbk BCA continued

PT SAMPOERNA AGRO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Six Months Ended June 30, 2007 and 2006 Expressed in thousands of Rupiah, unless otherwise stated 34

15. LONG-TERM BANK LOANS continued PT Bank Central Asia Tbk BCA continued

Above facilities bore interest at the bank’s prime lending rate minus 2 for Rupiah withdrawal and at 1 month SIBOR plus 1.5 for US dollar withdrawal. The facilities were collateralized by landrights and buildings, new plantation area, and CPO plants, and secured by the Letter of Undertaking from PT Sampoerna Bio Energi. The loan contains certain restrictions on Sungai Rangit, among others, to enter into a merger or acquisition, provide guarantee, change in business, obtain of new lending or give borrowing, enter into new investment, and change in the composition of Sungai Rangit’s shareholders except if the majority shares is still owned by Sampoerna Group. PT Bank Rakyat Indonesia Persero Tbk BRI Mutiara Bunda Jaya On January 29, 2003, Mutiara Bunda Jaya entered into a bank loan restructuring agreement with BRI. Under this loan-restructuring program, BRI agreed to reschedule settlement of the outstanding loan under the following conditions: a The Inti loan facility limit was reduced from Rp64,465,402 to Rp60,670,989. b BRI loan facilities were restructured as follows: 1. Inti Plantation I with a maximum facility of Rp6,909,426. The loan is repayable on a quarterly basis and is to be fully repaid by the end of 2005. Payments commenced in the fourth quarter of 2004. The loan bears interest at the rate at 19 per annum for 2004 and 2005. The loan facility was settled in 2005. 2. Inti Plantation II and IDC I with maximum facilities of Rp1,996,106 and Rp2,838,742, respectively. The loans are repayable commencing on the first quarter of 2003 on a quarterly basis and are to be fully repaid by the end of 2004. The loans bear interest at the rate of 19 per annum for 2004. 3. Inti Plantation III and IDC II with maximum facilities of Rp45,416,992 and Rp3,509,723, respectively. The loans are repayable commencing on the first quarter of 2006 on a quarterly basis and are to be fully repaid by the end of the second quarter of 2010. The loan bears interest at the rate of 19 per annum for the period October 2002 through December 2010. For the period from October 2002 through December 2004, a portion of the interest at the rate of 4 per annum is deferred. The deferred interest was agreed to be repayable on a quarterly basis commencing in the first quarter of 2009 and was to be fully paid by the second quarter of 2010. c BRI agreed to reschedule overdue interest payments of Rp12,224,000. The deferred interest is repayable on a quarterly basis commencing in the first quarter of 2006 and is to be fully paid by the end of 2008. Mutiara Bunda Jaya’s loans are secured by inventories, plantation assets, fixed assets consisting of palm oil mill and buildings, guarantee deposits, personal guarantees from shareholders and corporate guarantees from the Company dan PT Selapan Permai Lestari Notes 4, 7, 9 and 10. The loans from BRI bear annual interest ranging from 12 to 16 per annum in 2006. The restructured loan agreements for Mutiara Bunda Jaya and Telaga Hikmah provide several requirements which need prior written approval from BRI with respect to transactions that exceed certain thresholds agreed with BRI, such as, among others, mergers, acquisitions, change in the PT SAMPOERNA AGRO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Six Months Ended June 30, 2007 and 2006 Expressed in thousands of Rupiah, unless otherwise stated 35

15. LONG-TERM BANK LOANS continued PT Bank Rakyat Indonesia Persero Tbk BRI continued