Interest Rate Related Other Operating Expenses

FOREIGN EXCHANGE AND DERIVATIVE TRANSACTIONS PT BANK RAKYAT INDONESIA PERSERO Tbk As of June 30, 2017 In Millions of Rupiah INDIVIDUAL Purpose Derivative Receivables Payables Trading Hedging Receivables Payables A. Exchange Rate Related 1. Spot 1,266,113 1,266,113 - 39 762 2. Forward 8,189,749 8,189,749 - 80,989 24,565 3. Option - - - - - a. Purchased - - - - - b. Written - - - - - 4. Future - - - - - 5. Swap 9,491,901 9,491,901 - 26,515 46,014 6. Others - - - - -

B. Interest Rate Related

1. Forward - - - - - 2. Option - - - - - a. Purchased - - - - - b. Written - - - - - 3. Future - - - - - 4. Swap 5,822,452 5,822,452 - 33,267 32,649 5. Others - - - - - C. Others 8,739,924 8,739,924 - 7,871 122,444 TOTAL 33,510,139 33,510,139 - 148,681 226,434 Notional Amount TRANSACTION NO. QUALITY OF ASSETS AND OTHER INFORMATION PT BANK RAKYAT INDONESIA PERSERO Tbk As of June 30, 2017 and 2016 In Millions of Rupiah INDIVIDUAL June 30, 2017 June 30, 2016 Current Special Mention Sub Standard Doubtful Loss Total Current Special Mention Sub Standard Doubtful Loss Total I. RELATED PARTIES 1. Placements with other banks a. Rupiah - - - - - - 240,000 - - - - 240,000 b. Foreign currencies - - - - - - 39,638 - - - - 39,638 2. Spot and derivative receivables a. Rupiah - - - - - - - - - - - - b. Foreign currencies - - - - - - - - - - - - 3. Securities a. Rupiah - - - - - - - - - - - - b. Foreign currencies - - - - - - - - - - - - 4. Securities sold with agreement to repurchase a. Rupiah - - - - - - - - - - - - b. Foreign currencies - - - - - - - - - - - - 5. a. Rupiah - - - - - - - - - - - - b. Foreign currencies - - - - - - - - - - - - No. DESCRIPTION Securities purchased with agreement to resell reverse repo g 6. Acceptances receivables - - - - - - - - - - - - 7. Loans a. i. Rupiah 777 - - - - 777 5,294 - - - - 5,294 ii. Foreign currencies - - - - - - - - - - - - b. Non UMKM i. Rupiah 115,891 415,049 - - 184,425 715,365 189,186 422,630 - - 198,040 809,856 ii. Foreign currencies - - - - - - 5,659 - - - - 5,659 c. Restructured loans i. Rupiah - 415,049 - - 140,740 555,789 - 422,630 - - 135,038 557,668 ii. Foreign currencies - - - - - - - - - - - - d. Property loans - - - - - - - - - - - - 8. Investments in shares - - - - - - 280,728 - - - - 280,728 9. Temporary invesment - - - - - - - - - - - - 10. Other receivables 1,433,039 - - - - 1,433,039 - - - - - - 11, Commitments and contingencies a. Rupiah - - - - - - - - - - - - b. Foreign currencies - - - - - - - - - - - - 12, Repossessed assets - - - - - - - - - - - - Micro, small and medium loans UMKM QUALITY OF ASSETS AND OTHER INFORMATION PT BANK RAKYAT INDONESIA PERSERO Tbk As of June 30, 2017 and 2016 In Millions of Rupiah INDIVIDUAL June 30, 2017 June 30, 2016 Current Special Mention Sub Standard Doubtful Loss Total Current Special Mention Sub Standard Doubtful Loss Total No. DESCRIPTION II. THIRD PARTIES 1. Placements with other banks a. Rupiah 3,200,642 - - - - 3,200,642 2,285,184 - - - - 2,285,184 b. Foreign currencies 14,176,506 - - - - 14,176,506 16,124,016 - - - - 16,124,016 2. Spot and derivative receivables a. Rupiah 140,810 - - - - 140,810 12,049 - - - - 12,049 b. Foreign currencies 7,871 - - - - 7,871 6,156 - - - - 6,156 3. Securities a. Rupiah 80,732,954 - - - - 80,732,954 75,510,234 175,000 - - - 75,685,234 b. Foreign currencies 44,873,105 - - - - 44,873,105 43,536,908 - - - - 43,536,908 4. a. Rupiah 11,550,558 - - - - 11,550,558 8,240,574 - - - - 8,240,574 b. Foreign currencies - - - - - - 1,482,181 - - - - 1,482,181 5. a. Rupiah 3,765,899 - - - - 3,765,899 1,123,489 - - - - 1,123,489 b. Foreign currencies - - - - - - - - - - - - Securities sold with agreement to repurchase Securities purchased with agreement to resell reverse repo g 6. Acceptances receivables 6,765,534 - - - - 6,765,534 4,353,437 - - - - 4,353,437 7. Loans a. i. Rupiah 269,772,607 25,338,131 1,759,443 1,827,064 5,938,251 304,635,496 236,612,726 23,037,063 1,510,574 1,545,169 5,014,608 267,720,140 ii. Foreign currencies 617,124 33,919 7,436 - 27,167 685,646 668,378 46,209 - 23,076 52,210 789,873 b. Non UMKM i. Rupiah 278,991,689 10,164,334 1,143,294 641,805 2,339,596 293,280,718 258,079,491 10,950,988 1,527,672 370,794 2,757,855 273,686,800 ii. Foreign currencies 53,481,351 5,257,789 64,030 - 757,878 59,561,048 42,124,427 4,926,337 - - 636,269 47,687,033 c. Restructured loans i. Rupiah 15,802,461 9,849,049 1,711,833 840,804 3,006,304 31,210,451 9,942,616 9,082,627 1,012,351 315,389 1,631,582 21,984,565 ii. Foreign currencies 1,717,980 5,232,087 71,466 - 630,776 7,652,309 1,073,089 4,390,462 - - 257,992 5,721,543 d. Property loans 1,541,421 50,074 364,094 229,149 87,526 2,272,264 1,800,481 336,948 389,672 - 70,071 2,597,172 8. Investments in shares 5,783,220 - - - - 5,783,220 4,687,097 - - - - 4,687,097 9. Temporary invesment - - - - - - - - - - - - 10. Other receivables - - - - - - - - - - - - 11. Commitments and contingencies a. Rupiah 109,886,526 857,285 274,277 4,690 27 111,022,805 90,644,174 1,622,934 7,635 3,813 - 92,278,556 b. Foreign currencies 38,324,071 486,343 - - - 38,810,414 52,969,764 689,799 - - - 53,659,563 12. Repossessed assets 3,665 - 5,345 5,287 15,002 29,299 9,201 - 510 15,350 7,389 32,450 Micro, small and medium loans UMKM QUALITY OF ASSETS AND OTHER INFORMATION PT BANK RAKYAT INDONESIA PERSERO Tbk As of June 30, 2017 and 2016 In Millions of Rupiah INDIVIDUAL June 30, 2017 June 30, 2016 Current Special Mention Sub Standard Doubtful Loss Total Current Special Mention Sub Standard Doubtful Loss Total No. DESCRIPTION III. OTHER INFORMATIONS 1. Value of banks assets pledge as collateral : a. To Bank Indonesia - - b. To others - - 2. 28,859,715 20,566,999 3. 19,764,245 18,185,172 4. Percentage of UMKM loans to total loans 46.34 45.46 5. Percentage of UMK loans to total loans 40.73 40.15 6. Percentage of UMKM debtors to total debtors 80.93 79.30 7. Percentage of UMK debtors to total debtors 80.19 78.64 8. Others a. Chanelling of loans 24,714,686 24,727,269 b. Mudharabah Muqayyadah financing - - c. Written off on earning assets 3,695,029 3,831,737 d. Recovery of written off on earning assets 1,880,806 2,024,356 Total allowance for impairment of financial assets to earning assets Total required allowance for possible losses on earning assets y g , , , , e. - - ALLOWANCES FOR POSSIBLE LOSSES June 30, 2017 June 30, 2016 Individual Collective General Specific Individual Collective General Specific 1. Placements with other banks - - 173,771 - - - 186,888 - 2. Spot and derivative receivables - - 1,487 - - - 182 - 3. Securities - - 176,615 - 8,750 - 182,878 8,750 4. - - - - - - - - 5. - - - - - - - - 6. Acceptances receivables - - 67,655 - - - 43,534 - 7. Loans 11,924,583 16,935,132 6,029,794 12,988,343 5,317,013 15,241,236 5,376,852 12,053,400 8. Investments in shares - - 16 - - - 2,824 - 9. Temporary invesment - - - - - - - - 10. Other receivables - - 14,330 - - - - - 11. Administrative account transactions - - 312,232 - - - 329,864 - Allowance for Impairment Required Allowancefor Possible Losses on Earning Written off on earning assets with elimination of right to collect Required Allowancefor Possible Losses on Earning Allowance for Impairment Securities sold with agreement to repurchase Securities purchased with agreement to resell reverse repo No. DESCRIPTION CALCULATION OF CAPITAL ADEQUACY RATIO PT BANK RAKYAT INDONESIA PERSERO Tbk As of June 30, 2017 and 2016 In Millions of Rupiah POS-POS June 30, 2017 June 30, 2016 INDIVIDUAL CONSOLIDATED INDIVIDUAL CONSOLIDATED COMPONENTS I. CORE CAPITAL 139,488,790 142,785,983 110,333,045 112,790,343

1. Common Equity Tier 1 139,488,790