21.38 FS Eng Bank Mandiri 31 Dec 2013 Final

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah, unless otherwise stated Appendix 5149 56. SEGMENT INFORMATION continued 2012 Account Corporate Commercial and Business Micro and Retail Consumer Treasury, Financial Institution and SAM Institutional Banking 1 Head Offce Subsidiary - Sharia Subsidiary - Insurance Subsidiaries - other than Sharia and insurance Adjustment and elimination Total Consolidated statement of income Interest and sharia income 11,179,760 15,168,996 15,129,767 5,786,510 3,210,850 1,917,590 2,923,364 4,684,793 142,823 940,247 18,534,258 42,550,442 Interest and sharia expense 6,421,316 6,971,830 6,995,761 2,371,704 2,267,151 1,409,200 1,565,686 2,006,353 - 394,832 15,383,983 15,019,850 Net Interest and sharia income 4,758,444 8,197,166 8,134,006 3,414,806 943,699 508,390 1,357,678 2,678,440 142,823 545,415 3,150,275 27,530,592 Net Premium income - - - - - - - - 2,163,072 - - 2,163,072 Net Interest and sharia and premium income 4,758,444 8,197,166 8,134,006 3,414,806 943,699 508,390 1,357,678 2,678,440 2,305,895 545,415 3,150,275 29,693,664 Other operating income: Other fees and commission 777,846 776,216 3,531,603 806,074 397,644 46,386 - 1,119,136 - 381,754 436,304 7,400,355 Others 52,680 252,593 757,380 259,247 3,385,313 - 354,039 18,784 207,896 250,921 333,308 4,497,467 Total 830,526 1,028,809 4,288,983 1,065,321 3,782,957 46,386 354,039 1,137,920 207,896 632,675 769,612 11,897,822 Allowancereversal for impairment losses on financial assets and others 236,969 1,196,443 885,021 720,624 702,118 - 635,296 375,859 - 63,615 19,489 3,392,220 Unrealised gainslosses from increasedecrease in fair value of marketable securities, Government Bonds, and policyholders’ investment in unit-linked contracts - - - - - - 4,274 - 41,524 3,328 - 42,470 Gain on sale of marketable securities and Government Bonds - - - - - - 287,327 - 9,532 120 - 296,739 Other operating expenses: Salaries and employee benefit 221,486 618,825 2,963,937 215,520 158,450 26,796 2,307,501 973,160 116,596 443,445 - 8,045,716 General and administrative expenses 134,182 262,597 3,066,128 558,450 315,318 29,981 2,019,042 1,202,600 344,956 320,648 - 8,253,902 Others - net 110,289 88,176 1,108,674 57,777 75,099 69,084 456,650 173,639 810,762 132,069 468,809 2,613,410 Total 465,957 969,598 7,138,739 831,747 548,867 125,861 4,783,193 2,349,399 1,272,314 896,162 468,809 18,913,028 Non operating income – net 16 42 19,054 211 724,781 - 2,507 6,031 3,140 134,365 - 878,821 Tax expense - - - - - - 3,747,928 291,442 323,615 97,665 - 4,460,650 Net income 4,886,028 7,059,976 4,418,283 2,927,967 5,604,688 428,915 7,873,684 805,691 965,778 251,565 3,431,589 16,043,618 Net income attributable to: Non controlling interest - - - - - - - - - - - 539,551 Parent Entity - - - - - - - - - - - 15,504,067 Consolidated statements of financial position Loans - gross 126,259,131 141,142,003 19,004,605 47,749,423 5,818,528 - - 44,427,037 - 779,993 599,014 384,581,706 Total Assets 133,557,576 142,425,332 27,813,991 47,805,736 158,692,158 2,312 52,807,951 54,209,752 15,447,410 9,125,690 6,269,200 635,618,708 Demand deposits 38,142,374 33,257,452 18,695,848 - 1,262,936 16,471,096 - 6,430,912 - 55,682 408,444 113,907,856 Saving deposits 1,223,345 4,053,475 177,281,950 - 6,095 219,595 - 901,524 - 283,772 - 183,969,756 Time deposits 22,050,800 15,000,567 75,855,107 - 3,964,132 27,974,141 - - - 711,036 595,532 144,960,251 Total deposit from customers 61,416,519 52,311,494 271,832,905 - 5,233,163 44,664,832 - 7,332,436 - 1,050,490 1,003,976 442,837,863 Total Liabilities 67,811,902 55,047,747 276,210,117 464,453 23,340,322 46,906,348 22,672,978 9,648,974 12,945,828 7,553,871 3,119,495 519,483,045 Include a component of internal transfer pricing amongst operating segments. Include elimination of internal transfer pricing or reclassification amongst operating segment and elimination against Subsidiaries. Represent impact of foreign exchange which not being allocated to each operating segment. 1 For risk management disclosure purpose in Note 61, institutional banking business included in corporate.