Data Variabel Dependen – Loan to Deposit Ratio (LDR) No Nama Perusahaan LDR 2009 2010 2011
Lampiran i Sampel Penelitian No Nama Perusahaan Kode Emiten
24 PT. Bank Tabungan Pensiun Nasional Tbk BTPN √ √ √ -
17 PT. Bank Mandiri (persero) Tbk BMRI √ √ √ -
18 PT. Bank Bumi Arta Tbk BNBA √ √ √ -
19 PT. Bank CIMB Niaga Tbk BNGA √ √ √ √ Sampel 5
20 PT. Bank Internasional Indonesia Tbk BNII √ √ √ √ Sampel 6
21 PT. Bank Permata Tbk BNLI √ √ √ -
22 PT. Bank Sinar Mas 5bk BSIM √ √ √ -
23 PT. Bank Swadesi Tbk BSWD √ √ √ √ Sampel 7
25 PT. Bank Victoria International Tbk BVIC √ √ √ -
15 PT. Bank Pembangunan Daerah Jawa Timur Tbk BJTM √ √ √ -
INPC √ √ √ -
27 PT. Bank Mayapada International Tbk MAYA √ √ √ -
28 PT. Bank Windu Kentjana International Tbk MCOR √ √ √ √ Sampel 8
29 PT. Bank Mega Tbk MEGA √ √ √ √ Sampel 9
30 PT. Bank OCBC NISP Tbk NISP √ √ √ √ Sampel 10
31 PT. Bank Pan Indonesia Tbk PNBN √ √ √ √ Sampel 11
32 PT. Bank Himpunan Saudara 1906 Tbk SDRA √ √ √ -
16 PT. Bank Kesawan Tbk BKSW √ √ √ √ Sampel 4
14 PT. Bank Jabar Banten Tbk BJBR √ √ √ -
Kriteria Sampel
4 PT. Bank Ekonomi Raharja Tbk BAEK √ √ √ -
1
2
3
4
1 PT. Bank Agro Niaga Tbk AGRO √ √ √ -
2 PT. Bank ICB Bumi Putra Tbk BABP √ √ √ -
3 PT. Bank Capital Indonesia Tbk BACA √ √ √ -
5 PT. Bank Central Asia Tbk BBCA √ √ √ √ Sampel 1
13 PT. Bank Pundi Indonesia Tbk BEKS √ √ √ -
6 PT. Bank Bukopin Tbk BBKP √ √ √ √ Sampel 2
7 PT. Bank Negara Indonesia (persero) Tbk BBNI √ √ √ -
8 PT. Bank Nusantara Parahyangan Tbk BBNP √ √ √ -
9 PT. Bank Rakyat Indonesia (persero) Tbk BBRI √ √ √ -
10 PT. Bank Tabungan Negara Tbk BBTN √ √ √ -
11 PT. Bnk Mutiara Tbk BCIC √ √ √ -
12 PT. Bank Danamon Indonesia Tbk BDMN √ √ √ √ Sampel 3
26 PT. Bank Artha Graha International Tbk
Lampiran ii Data Penelitian Data Variabel Independen – Good Corporate Governance No Nama Perusahaan Nilai Komposit GCG
65.58
88.04
94.41
6 PT. Bank Internasional Indonesia Tbk
82.93
89.03
95.07
7 PT. Bank Swadesi Tbk
81.10
87.36
85.72
8 PT. Bank Windu Kentjana International Tbk
81.29
5 PT. Bank CIMB Niaga Tbk
79.30
9 PT. Bank Mega Tbk
57.08
56.03
63.75
10 PT. Bank OCBC NISP Tbk
77.64
80.00
87.04
11 PT. Bank Pan Indonesia Tbk
73.31
74.22
95.11
75.48
2009 2010 2011
1 PT. Bank Central Asia Tbk
1 PT. Bank Central Asia Tbk 1.3500 1.3500 1.0000
2 PT. Bank Bukopin Tbk 1.7000 1.5250 1.5000
3 PT. Bank Danamon Indonesia Tbk 1.7000 1.2750 1.5000
4 PT. Bank Kesawan Tbk 2.4750 2.4750 2.3250
5 PT. Bank CIMB Niaga Tbk 1.1000 1.1000 1.1100
6 PT. Bank Internasional Indonesia Tbk 1.5500 1.2250 1.2250
7 PT. Bank Swadesi Tbk 1.3600 1.6800 1.6800
8 PT. Bank Windu Kentjana International Tbk 2.2800 2.0500 2.7100
9 PT. Bank Mega Tbk 1.7000 1.7000 2.4300
10 PT. Bank OCBC NISP Tbk 1.1750 1.1000 1.2500
11 PT. Bank Pan Indonesia Tbk 1.5000 1.6500 1.6000
Data Variabel Dependen – Loan to Deposit Ratio (LDR) No Nama Perusahaan LDR 2009 2010 201150.3
71.65
55.2
61.7
2 PT. Bank Bukopin Tbk
75.99
71.85
85.01
3 PT. Bank Danamon Indonesia Tbk
88.8
93.8
98.3
4 PT. Bank Kesawan Tbk
66.97
80.36
Data Variabel Dependen – Net Interest Margin (NIM) No Nama Perusahaan NIM 2009 2010 2011
2.6
2.75
2.10
5 PT. Bank CIMB Niaga Tbk
0.46
0.17
0.30
4 PT. Bank Kesawan Tbk
2.8
6 PT. Bank Internasional Indonesia Tbk -0.07
1.5
3 PT. Bank Danamon Indonesia Tbk
1.87
1.65
1.46
2 PT. Bank Bukopin Tbk
3.8
3.5
2.85
1.01
1 PT. Bank Central Asia Tbk
2.29
1.87
1.78
11 PT. Bank Pan Indonesia Tbk
1.91
1.29
1.65
10 PT. Bank OCBC NISP Tbk
2.45
1.11
1.77
9 PT. Bank Mega Tbk
0.96
1.11
1.00
8 PT. Bank Windu Kentjana International Tbk
3.66
7 PT. Bank Swadesi Tbk 3.53 2.933
3.4
4.64 Data Variabel Dependen – Return On Assets (ROA) No Nama Perusahaan ROA 2009 2010 2011
1 PT. Bank Central Asia Tbk
11.3
6.60
5 PT. Bank CIMB Niaga Tbk
5.34
5.13
4.78
4 PT. Bank Kesawan Tbk
9.8
12
5.63
3 PT. Bank Danamon Indonesia Tbk
4.55
4.75
4.07
2 PT. Bank Bukopin Tbk
5.7
5.3
6.4
6.46
6 PT. Bank Internasional Indonesia Tbk
11 PT. Bank Pan Indonesia Tbk 4.76 4.202
4.62
4.80
5.04
5.66
10 PT. Bank OCBC NISP Tbk
5.40
4.88
6.74
9 PT. Bank Mega Tbk
4.61
6.09
4.48
8 PT. Bank Windu Kentjana International Tbk
6.39
5.82
5.41
7 PT. Bank Swadesi Tbk
5.22
5.89
2.02
Data Variabel Dependen – Return On Equity (ROE) No Nama Perusahaan ROE 2009 2010 2011
1 PT. Bank Central Asia Tbk
31.8
33.3
33.5
2 PT. Bank Bukopin Tbk
16.52
19.69
20.10
3 PT. Bank Danamon Indonesia Tbk
11.2
18.5
17.5
4 PT. Bank Kesawan Tbk
3.27
0.77
0.72
5 PT. Bank CIMB Niaga Tbk
16.23
23.88
22.20
6 PT. Bank Internasional Indonesia Tbk -0.80
7.16
8.73
7 PT. Bank Swadesi Tbk
13.36
11.69
15.26
8 PT. Bank Windu Kentjana International Tbk
6.03
7.24
6.94
9 PT. Bank Mega Tbk
18.72
27.20
26.74
10 PT. Bank OCBC NISP Tbk
10.53
8.12
12.90
11 PT. Bank Pan Indonesia Tbk
10.40
12.81
80.36 Lampiran iii
Data Variabel Setelah Transformasi
No Nama Perusahaan LN_NIM2009 2010 2011
1 PT. Bank Central Asia Tbk ,34043 -,75957 -,65801
2 PT. Bank Bukopin Tbk -1,69112 -1,16035 -1,38166
3 PT. Bank Danamon Indonesia Tbk 6,23888 5,17648 3,86834
4 PT. Bank Kesawan Tbk -,32028 ,02972 ,11182
5 PT. Bank CIMB Niaga Tbk ,32726 ,18726 -,63422
6 PT. Bank Internasional Indonesia Tbk ,20097 -,27616 -,94616
7 PT. Bank Swadesi Tbk -,64104 ,04182 ,61182
8 PT. Bank Windu Kentjana International Tbk -,78656 -,85268 -,27989
9 PT. Bank Mega Tbk ,97888 -,88112 ,26135
10 PT. Bank OCBC NISP Tbk -,54879 -1,23274 -1,34484
11 PT. Bank Pan Indonesia Tbk -1,17166 -1,60176 -1,20639
No Nama Perusahaan LN_ROE 2009 2010 2011
10 PT. Bank OCBC NISP Tbk -9,99642 -13,04862 -6,98421
N Minimum Maximum Mean Std. Deviation LDR 33 50.3000 98.3000 77.861212 12.8266896 Valid N (listwise)
2) Total LDR Tranformasi Descriptive Statistics
33
N Minimum Maximum Mean Std. Deviation GCG 33 1.0000 2.7100 1.616667 .4660249 Valid N (listwise)
1) Total skor penerapan struktur GCG Descriptive Statistics
11 PT. Bank Pan Indonesia Tbk -7,34353 -3,64912 63,47274
Lampiran iv Statistik Deskriptif
9 PT. Bank Mega Tbk 2,68901 11,16901 16,95980
1 PT. Bank Central Asia Tbk 12,77206 14,27206 11,47511
8 PT. Bank Windu Kentjana International Tbk -5,03461 -5,79403 -,44263
7 PT. Bank Swadesi Tbk -5,58231 -4,51224 -,94224
6 PT. Bank Internasional Indonesia Tbk -18,11539 -12,93828 -11,36828
5 PT. Bank CIMB Niaga Tbk -4,93862 2,71138 1,11701
4 PT. Bank Kesawan Tbk -6,12487 -8,62487 -9,95928
3 PT. Bank Danamon Indonesia Tbk -4,83099 -1,17014 -,24353
2 PT. Bank Bukopin Tbk ,48901 2,16054 2,35647
33
3) Total NIM Sebelum Transformasi
Descriptive Statistics
N Minimum Maximum Mean Std. Deviation NIM 33 4.0700 12.0000 5.832182 1.8344552 Valid N (listwise)
33 Total NIM Sesudah Transformasi
Descriptive Statistics
N Minimum Maximum Mean Std. Deviation LN_NIM 13 -3,52 1,83 -,8756 1,70757 Valid N (listwise)
13
4) Total ROA
Descriptive Statistics
N Minimum Maximum Mean Std. Deviation ROA 33 -.0700 3.8000 1.923727 1.0425661 Valid N (listwise)
33
5) Total ROE sebelum Transformasi
33 Normal Parameters
b. Calculated from data.
Kolmogorov-Smirnov Z ,710 Asymp. Sig. (2-tailed) ,694 a. Test distribution is Normal.
Most Extreme Differences Absolute ,124 Positive ,101 Negative -,124
0E-7 Std. Deviation 12,21799357
Mean
a,b
Descriptive Statistics
N Minimum Maximum Mean Std. Deviation ROE 33 -.8000 80.3600 16.744545 14.6397419 Valid N (listwise)
Unstandardized Residual
Uji Normalitas 1) Variabel dependen LDR One-Sample Kolmogorov-Smirnov Test
12 Lampiran v
N Minimum Maximum Mean Std. Deviation LN_ROE 12 -,72 4,15 1,6708 1,37841 Valid N (listwise)
Descriptive Statistics
33 Total ROE sesudah Transformasi
N
Grafik Histogram
2) Variabel dependen NIM Sebelum Tranformasi One-Sample Kolmogorov-Smirnov Test
N
b. Calculated from data.
Kolmogorov-Smirnov Z ,483 Asymp. Sig. (2-tailed) ,974 a. Test distribution is Normal.
Most Extreme Differences Absolute ,134 Positive ,134 Negative -,121
0E-7 Std. Deviation 1,56009608
Mean
a,b
13 Normal Parameters
Unstandardized Residual
N
Variabel dependen NIM Sesudah Tranformasi One-Sample Kolmogorov-Smirnov Test
b. Calculated from data.
Kolmogorov-Smirnov Z 1,569 Asymp. Sig. (2-tailed) ,015 a. Test distribution is Normal.
Most Extreme Differences Absolute ,273 Positive ,273 Negative -,173
0E-7 Std. Deviation 1,79089776
Mean
a,b
33 Normal Parameters
Unstandardized Residual
Grafik Histogram
3) Variabel dependen ROA One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N
33 Normal Parameters
a,b
Mean
0E-7 Std. Deviation ,89527310
Most Extreme Differences Absolute ,099 Positive ,088 Negative -,099
Kolmogorov-Smirnov Z ,567 Asymp. Sig. (2-tailed) ,905 a. Test distribution is Normal.
b. Calculated from data.
Grafik Histogram
4) Variabel dependen ROE Sebelum Tranformasi One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N
33 Normal Parameters
a,b
Mean
0E-7 Std. Deviation 14,08539720
Most Extreme Differences Absolute ,242 Positive ,242 Negative -,147
Kolmogorov-Smirnov Z 1,389 Asymp. Sig. (2-tailed) ,042 a. Test distribution is Normal.
b. Calculated from data.
Variabel dependen ROE Sesudah Tranformasi One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N
12 Normal Parameters
a,b
Mean
0E-7 Std. Deviation 1,35540977
Most Extreme Differences Absolute ,158 Positive ,141 Negative -,158
Kolmogorov-Smirnov Z ,548 Asymp. Sig. (2-tailed) ,925 a. Test distribution is Normal.
b. Calculated from data.
Grafik Histogram
Lampiran vi Uji Heteroskedastisitas 1) Variabel dependen LDR
2) Variabel dependen NIM 3) Variabel dependen ROA
4) Variabel dependen LDR Lampiran vii Uji Autokorelasi 1) Variabel Dependen LDR Model Summary b
Model R R Square Adjusted R Square
Std. Error of the Estimate
Durbin-Watson 1 ,304
a
,093 ,063 12.4134939 1,394
a. Predictors: (Constant), GCG
b. Dependent Variable: LDR
2) Variabel Dependen NIM b Model Summary
Model R R Square Adjusted R Std. Error of the Durbin-Watson Square Estimate
a
1 ,407 ,165 ,089 1,62947 2,288
a. Predictors: (Constant), GCG
b. Dependent Variable: LN_NIM
Variabel Dependen ROA 3) b Model Summary
Model R R Square Adjusted R Std. Error of the Durbin-Watson Square Estimate
a
1 ,512 ,263 ,239 .9095984 2,696
a. Predictors: (Constant), GCG
b. Dependent Variable: ROA
Variabel Dependen ROE 4) b Model Summary
Model R R Square Adjusted R Std. Error of the Durbin-Watson Square Estimate
a
1 ,182 ,033 -,064 1,42157 1,735
a. Predictors: (Constant), GCG
b. Dependent Variable: LN_ROE
Lampiran viii Hasil Regresi 1) Variabel Dependen LDR Variables Entered/Removed a
b. Dependent Variable: LDR
1 (Constant) 91,406 7,913 11,551 ,000 GCG -8,378 4,709 -,304 -1,779 ,085
Model Unstandardized Coefficients Standardized Coefficients T Sig. B Std. Error Beta
Coefficients a
b. Predictors: (Constant), GCG
a. Dependent Variable: LDR
32
Residual 4776,940 31 154,095 Total 5264,767
b
1 Regression 487,827 1 487,827 3,166 ,085
ANOVA
a
Model Sum of Squares df Mean Square F Sig.a. Predictors: (Constant), GCG
Model Variables Entered
,093 ,063 12.4134939
a
Std. Error of the Estimate 1 ,304
Model R R Square Adjusted R Square
Model Summary b
a. Dependent Variable: LDR b. All requested variables entered.
. Enter
b
1 GCG
Method
Variables Removed
a. Dependent Variable: LDR
Residuals Statistics a
Minimum Maximum Mean Std. Deviation N Predicted Value 68.701088 83.027748 77.861212 3.9044334
33 Residual -29.7953892 19.4613361 0,E-7 12.2179936
33 Std. Predicted Value -2,346 1,323 ,000 1,000
33 Std. Residual -2,400 1,568 ,000 ,984
33
a. Dependent Variable: LDR
2) Variabel Dependen NIM Variables Entered/Removed a
Variables Removed
a. Predictors: (Constant), GCG
b. Predictors: (Constant), GCG
a. Dependent Variable: LN_NIM
12
Residual 29,207 11 2,655 Total 34,990
b
1 Regression 5,783 1 5,783 2,178 ,168
ANOVA a Model Sum of Squares df Mean Square F Sig.
b. Dependent Variable: LN_NIM
,165 ,089 1,62947
Method
a
Std. Error of the Estimate 1 ,407
Model R R Square Adjusted R Square
Model Variables Entered
a. Dependent Variable: LN_NIM b. All requested variables entered.
. Enter
b
1 GCG
Model Summary b
Coefficients a
Model Unstandardized Coefficients Standardized Coefficients T Sig. B Std. Error Beta
1 (Constant) 1,630 1,757 ,928 ,373 GCG -1,490 1,009 -,407 -1,476 ,168
a. Dependent Variable: LN_NIM
Residuals Statistics a
Minimum Maximum Mean Std. Deviation N Predicted Value -2,0569 -,0088 -,8756 ,69420
13 Residual -2,30161 2,73329 ,00000 1,56010
13 Std. Predicted Value -1,702 1,249 ,000 1,000
13 Std. Residual -1,412 1,677 ,000 ,957
13
a. Dependent Variable: LN_NIM
3) Variabel Dependen ROA Variables Entered/Removed a
Variables Removed
Model Variables Entered
1 GCG
b
. Enter
a. Dependent Variable: ROA b. All requested variables entered.
Model Summary b
Model R R Square Adjusted R Square
Std. Error of the Estimate 1 ,512
a
,263 ,239 .9095984
a. Predictors: (Constant), GCG
b. Dependent Variable: ROA
Method
ANOVA a Model Sum of Squares df Mean Square F Sig.
33 Standard Error of Predicted Value
33
33 Centered Leverage Value ,000 ,172 ,030 ,040
33 Cook's Distance ,000 ,167 ,030 ,037
33 Mahal. Distance ,001 5,504 ,970 1,294
33 Stud. Deleted Residual -2,500 2,133 -,001 1,042
33 Deleted Residual -2.1362560 1.8665173 -.0019492 .9484752
33 Stud. Residual -2,312 2,020 -,001 1,013
33 Std. Residual -2,276 1,989 ,000 ,984
33 Residual -2.0701547 1.8088789 0,E-7 .8952731
33 Adjusted Predicted Value .596849 2.606502 1.925676 .5372645
,158 ,409 ,215 ,065
33 Std. Predicted Value -2,346 1,323 ,000 1,000
1 Regression 9,134 1 9,134 11,040 ,002
Minimum Maximum Mean Std. Deviation N Predicted Value .670316 2.630682 1.923727 .5342566
Residuals Statistics a
a. Dependent Variable: ROA
1 (Constant) 3,777 ,580 6,514 ,000 GCG -1,146 ,345 -,512 -3,323 ,002
Model Unstandardized Coefficients Standardized Coefficients t Sig. B Std. Error Beta
\ Coefficients a
b. Predictors: (Constant), GCG
a. Dependent Variable: ROA
32
Residual 25,648 31 ,827 Total 34,782
b
a. Dependent Variable: ROA
4) Variabel Dependen ROE a Variables Entered/Removed
Model Variables Variables Method Entered Removed
b
1 GCG . Enter
a. Dependent Variable: LN_ROE b. All requested variables entered.
b Model Summary
Model R R Square Adjusted R Std. Error of the Square Estimate
a
1 ,182 ,033 -,064 1,42157
a. Predictors: (Constant), GCG
b. Dependent Variable: LN_ROE
a
ANOVA Model Sum of Squares df Mean Square F Sig. bRegression ,692 1 ,692 ,342 ,571
1 Residual 20,208 10 2,021 Total 20,900
11
a. Dependent Variable: LN_ROE
b. Predictors: (Constant), GCG
a Coefficients Model Unstandardized Coefficients Standardized t Sig.
Coefficients B Std. Error Beta
(Constant) ,682 1,740 ,392 ,703
1 GCG ,657 1,123 ,182 ,585 ,571
a. Dependent Variable: LN_ROE
Residuals Statistics a
Minimum Maximum Mean Std. Deviation N Predicted Value 1,3387 2,2783 1,6708 ,25076
12 Std. Predicted Value -1,324 2,423 ,000 1,000
12 Standard Error of Predicted Value
,410 1,117 ,547 ,202
12 Adjusted Predicted Value ,9856 2,0998 1,6006 ,28525
12 Residual -2,51402 2,41765 ,00000 1,35541
12 Std. Residual -1,768 1,701 ,000 ,953
12 Stud. Residual -1,871 1,782 ,018 1,024
12 Deleted Residual -2,81514 2,65360 ,07024 1,58347
12 Stud. Deleted Residual -2,202 2,046 ,012 1,116
12 Mahal. Distance ,000 5,869 ,917 1,655
12 Cook's Distance ,011 ,317 ,089 ,098
12 Centered Leverage Value ,000 ,534 ,083 ,150
12
a. Dependent Variable: LN_ROE