S PEK 1103085 Table of content

v

DAFTAR ISI

KATA PENGANTAR ...................................................Error! Bookmark not defined.
UCAPAN TERIMAKASIH...........................................Error! Bookmark not defined.
ABSTRAK .....................................................................Error! Bookmark not defined.
DAFTAR ISI................................................................................................................... v
DAFTAR TABEL..........................................................Error! Bookmark not defined.
DAFTAR GAMBAR .....................................................Error! Bookmark not defined.
DAFTAR LAMPIRAN ..................................................Error! Bookmark not defined.
BAB I PENDAHULUAN .............................................Error! Bookmark not defined.
1.1 Latar Belakang Masalah .........................................Error! Bookmark not defined.
1.2 Identifikasi dan Rumusan Masalah ........................Error! Bookmark not defined.
1.3 Tujuan dan Manfaat Penelitian...............................Error! Bookmark not defined.
1.3.1 Tujuan Penelitian ...........................................Error! Bookmark not defined.
1.3.2 Manfaat Penelitian .........................................Error! Bookmark not defined.
BAB II KAJIAN PUSTAKA DAN KERANGKA PEMIKIRAN ................................. 6
2.1 Kajian Pustaka........................................................................................................... 6
2.1.1 Konsep Pembiayaan ..................................................................................... 6
2.1.2 Konsep Baitul Mal Wat Tamwil (BMT) .................................................... 16

2.2 Penelitian Terdahulu.............................................................................................. 20
2.3 Kerangka Pemikiran .............................................................................................. 33
BAB III METODE PENELITIAN ...............................Error! Bookmark not defined.
3.1 Objek dan Subjek Penelitian ....................................Error! Bookmark not defined.
3.2 Metode Penelitian ....................................................Error! Bookmark not defined.
3.3 Populasi dan Sampel ..............................................Error! Bookmark not defined.
3.3.1 Populasi .......................................................Error! Bookmark not defined.
3.3.2 Sampel .........................................................Error! Bookmark not defined.
3.4 Operasional Variabel................................................Error! Bookmark not defined.
3.5 Sumber Data.............................................................Error! Bookmark not defined.
3.6 Teknik Pengumpulan Data.......................................Error! Bookmark not defined.
3.7 Instrumen Penelitian ................................................Error! Bookmark not defined.
3.7.1 Uji Validitas dan Reliabilitas.......................Error! Bookmark not defined.
Gina Sonia , 2015
ANALISIS TINGKAT PENGEMBALIAN PEMBIAYAAN D ITINJAU D ARI ASPEK KARAKTER NASABAH (STUD I KASUS
PAD A BAITUL MAAL TAMWIL D I KOTA BAND UNG)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu

vi
3.8 Teknik Analisis Data................................................Error! Bookmark not defined.

3.8.1 Ukuran Pemusatan Data dalam Statistik Deskriptif (Descriptive Statistic)
..............................................................................Error! Bookmark not defined.
3.8.1 Tabulasi Silang (Crosstabs) .........................Error! Bookmark not defined.
3.8.2 Uji Median Extention ..................................Error! Bookmark not defined.
BAB IV HASIL PENELITIAN DAN PEMBAHASANError! Bookmark not defined.
4.1. Gambaran Umum Objek Penelitian ........................Error! Bookmark not defined.
4.2 Profil Lembaga Keuangan Syariah BMT ................Error! Bookmark not defined.
4.2.1 BMT Daarut Tauhiid ...................................Error! Bookmark not defined.
4.2.2 BMT ITQAN ...............................................Error! Bookmark not defined.
4.2.3 BMT SANAMA ..........................................Error! Bookmark not defined.
4.3 Profil Responden......................................................Error! Bookmark not defined.
4.4 Hasil Penelitian.......................................................Error! Bookmark not defined.
4.4.1 Analisis Tingkat Pengembalian Pembiayaan Berdasarkan Karakteristik
Personal Nasabah..................................................Error! Bookmark not defined.
4.4.1.1 Usia ......................................................Error! Bookmark not defined.
4.4.4.2 Jenis Kelamin.......................................Error! Bookmark not defined.
4.4.4.3 Tingkat Pendidikan ..............................Error! Bookmark not defined.
4.4.4.4 Tanggungan Keluarga..........................Error! Bookmark not defined.
4.4.2 Analisis Tingkat Pengembalian Pembiayaan Berdasarkan Ketaatan
Beribadah..............................................................Error! Bookmark not defined.

4.4.2.1 Menjalankan Ibadah Shalat Wajib .......Error! Bookmark not defined.
4.4.2.2 Melaksanakan Puasa Wajib ................Error! Bookmark not defined.
4.4.2.3 Membayar Zakat (Zakat Fitrah dan Zakat Mal) Error! Bookmark not
defined.
4.4.2.4 Ketaatan Melaksanakan Ibadah Haji ...Error! Bookmark not defined.
4.4.2.5 Frekuensi Membaca Alqur’an .............Error! Bookmark not defined.
4.4.3 Analisis Tingkat Pengembalian Pembiayaan Berdasarkan Pemahaman
Ekonomi
Syariah..................................................................................................Error!
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4.4.4 Analisis Tingkat Pengembalian Pembiayaan Berdasarkan Karakteristik
Usaha Nasabah .....................................................Error! Bookmark not defined.
4.4.4.1 Bidang Usaha .......................................Error! Bookmark not defined.
4.4.4.2 Pengalaman Usaha ...............................Error! Bookmark not defined.
4.4.4.3 Omzet Usaha........................................Error! Bookmark not defined.
Gina Sonia , 2015
ANALISIS TINGKAT PENGEMBALIAN PEMBIAYAAN D ITINJAU D ARI ASPEK KARAKTER NASABAH (STUD I KASUS
PAD A BAITUL MAAL TAMWIL D I KOTA BAND UNG)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu

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4.4.5 Analisis Tingkat Pengembalian Pembiayaan Berdasarkan Karakteristik
Pembiayaan...........................................................Error! Bookmark not defined.
4.4.5.1 Pengawasan Pembiayaan .....................Error! Bookmark not defined.
4.4.5.2 Pola Penagihan Pembiayaan ................Error! Bookmark not defined.
4.5. Pembahasan Hasil Penelitian ..................................Error! Bookmark not defined.
4.5.1 Deskripsi Tingkat Pengembalian Pembiayaan Berdasarkan Karakteristik
Personal Nasabah..................................................Error! Bookmark not defined.
4.5.2 Deskripsi Tingkat Pengembalian Pembiayaan Berdasarkan Ketaatan
Beribadah..............................................................Error! Bookmark not defined.
4.5.3 Deskripsi Tingkat Pengembalian Pembiayaan Berdasarkan Pemahaman
Ekonomi Syariah ..................................................Error! Bookmark not defined.
4.5.4 Deskripsi Tingkat Pengembalian Pembiayaan Berdasarkan Karakteristik
Usaha ....................................................................Error! Bookmark not defined.
4.5.5 Deskripsi Tingkat Pengembalian Pembiayaan Berdasarkan Pengawasan
Pembiayaan...........................................................Error! Bookmark not defined.
4.5.6 Deskripsi Tingkat Pengembalian Pembiayaan Berdasarkan Pola Penagihan
Pembiayaan...........................................................Error! Bookmark not defined.
4.6 Implikasi Terhadap Pendidikan ...............................Error! Bookmark not defined.
BAB V KESIMPULAN DAN SARAN .......................Error! Bookmark not defined.

5.1 Kesimpulan ..............................................................Error! Bookmark not defined.
5.2 Saran.........................................................................Error! Bookmark not defined.
DAFTAR PUSTAKA ....................................................Error! Bookmark not defined.

Gina Sonia , 2015
ANALISIS TINGKAT PENGEMBALIAN PEMBIAYAAN D ITINJAU D ARI ASPEK KARAKTER NASABAH (STUD I KASUS
PAD A BAITUL MAAL TAMWIL D I KOTA BAND UNG)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu