PROS Hendra Pungkaswara Supatmi Pengaruh Kepemilikan Pemerintah Terhadap Kinerja Abstract
Main Onganisen
I'IISTITUT MAI{AJEMEN
TFT T('r}TT
FtN
- 014
Lisianty
Golrida Karyawati
Budi Hermawan
YudiWahyudi
FtN
- 015
Hoesen,
M.Sienly Veronica
FtN
- 016
FrN
- 01_7
FtN
FtN
-
020
- 021
Sutrisno Samirun
D. Agus Harjito,
Solechuddin
Wisudanto
Muhammad
Nadratuzzaman
Hosen,
Rafika Rahmawati
FtN
- 022
Emilda,
lsnurhadi
lnstitut Bisnis
Dan
lnformatika
lndonesia
Universitas
Kristen
Maranatha
Universitas
lslam
lndonesia Yoevakarta
Universitas
lslam
lndonesia Yogvakarta
Universitas
Airlangga
Universitas
lslam Negeri
Jakarta
FrN
-
023
Hosen,
Lia Syukriyah
34
Pengaruh Kinerja Keuangan Debitur Sektor
Korporasi Terhadap Besarnya Persentase
Pemberian Kredit Modal Kerja Di Bank Bjb
Pada Tahun 2010
35
Pengaruh Kebijakan Aktivitas Terhadap
Profitabilitas Dan Nilai Perusahaan Pada
Perusahaan Manufaktur Di BEI
35
Efek Kontagion Krisis DubaiTerhadap Harga
Saham Di Negara-Negara Asia Tenggara
37
Perbedaan Prilaku Jender Dalam Ber
lnvestasi Di Pasar Modal: Tinjauan Teoritis
3B
Efisiensi Pengelolaan Dana Bank Syariah Di
lndonesia (Dengan Pendekatan Parametrik)
39
Pengaruh Rasio Keuangan Terhadap
Perubahan Laba Pada Bank Syariah Di
lndonesia
40
Hidayatullah
Jakarta
Faktor-Faktor Yang Mempengaruhi
Keberhasilan Bmt Berkah Madani Cimanggis
4T
Aplikasi Discounted Cash Flow Model Dalam
Penentuan Harga Saham Perdana: Studi
Kasus IPO PT Krakatau Steel
42
Pengaruh Kepemilikan Pemerintah Terhadap
Kinerja Keuangan Perbankan (Studi Pada
Bank Umum Di lndonesia Periode Tahun
2006-2008)
43
Sekolah
Tinggi
Kesehatan
Bina Husada,
Universitas
Sriwijaya,
Muhammad
Nadratuzzaman
Praktek Manajemen Laba, Karakteristik
Perusahaan, Dan Respon Pasar Atas Laba
Perusahaan Manufaktur lndonesia
Periode Pen elitian 2OO4-2OOB
UIN Syarif
Sa'roni
FIN
FtN
- 024
Abdul Moin
Universitas
lslam
lndonesia Yosvakarta
- 025
Hendra
Pungkaswara
Supatmi
Universitas
Kristen
Satya
Wacana
Pengaruh Kepemilikan Pemerintah Terhadap Kinerja Keuangan
Perbankan (Studi Pada Bank Umum di Indonesia Tahun 2006-2008)
Hendra Pungkaswara
Supatmi
Universitas Kristen Satya Wacana, Salatiga
patmie@staff.uksw.edu
Abstract
The ownership is one of critical issues in corporate governance mechanism. In the
bank industries, government ownership will influence the financial performance of the banks.
Micco et. al (2004) and La Porta et. al (2002) find that state owned banks in the developing
countries have lower financial performance than the private banks. In the other side, D’Souza
et. al (2007) and Bikram (2003) find that government ownership have positive impact to bank
financial performance. So, this research aims to find out the influence of government
ownership to the financial performance of Indonesian banking.
This research uses commercial banks in Indonesia period 2006-2008 as population.
According to purposive sampling method, there are 314 commercial banks as the research
samples. The data in this research are based from commercial banks financial statements
obtained from the Indonesia Banking Directory books in period 2008-2010. Dependent
variables in this research are the financial performance of commercial banks measured by
capital adequacy ratio (CAR), non performing loans (NPL), net profit margin (NPM), return
of assets (ROA), operating expenses to operating income ratio (BOPO), and loan to deposit
ratio (LDR), that representing CAMEL aspects. This research use government ownership as
independent variable that measured with a proportion of government-owned shares to total
shares outstanding banking, and use firm size, firm age, and global crisis time as control
variables. Hypothesis in this research was tested by multiple linear regression tests using the
Weighted Least Square method.
This research find that government ownership influence to financial performances of
banks measured by CAR, NPM, ROA, BOPO, and LDR, but has no influence toward NPL
ratio. The government ownership has a significant negative influence to the ratio of CAR,
BOPO, and LDR, and a significant positive influence to the ratio of NPM and ROA. The
result also proves that firm size, firm age, and global crisis time as control variables in this
research.
Keywords: Government Ownership, Financial Performance, Commercial Bank.
1
I'IISTITUT MAI{AJEMEN
TFT T('r}TT
FtN
- 014
Lisianty
Golrida Karyawati
Budi Hermawan
YudiWahyudi
FtN
- 015
Hoesen,
M.Sienly Veronica
FtN
- 016
FrN
- 01_7
FtN
FtN
-
020
- 021
Sutrisno Samirun
D. Agus Harjito,
Solechuddin
Wisudanto
Muhammad
Nadratuzzaman
Hosen,
Rafika Rahmawati
FtN
- 022
Emilda,
lsnurhadi
lnstitut Bisnis
Dan
lnformatika
lndonesia
Universitas
Kristen
Maranatha
Universitas
lslam
lndonesia Yoevakarta
Universitas
lslam
lndonesia Yogvakarta
Universitas
Airlangga
Universitas
lslam Negeri
Jakarta
FrN
-
023
Hosen,
Lia Syukriyah
34
Pengaruh Kinerja Keuangan Debitur Sektor
Korporasi Terhadap Besarnya Persentase
Pemberian Kredit Modal Kerja Di Bank Bjb
Pada Tahun 2010
35
Pengaruh Kebijakan Aktivitas Terhadap
Profitabilitas Dan Nilai Perusahaan Pada
Perusahaan Manufaktur Di BEI
35
Efek Kontagion Krisis DubaiTerhadap Harga
Saham Di Negara-Negara Asia Tenggara
37
Perbedaan Prilaku Jender Dalam Ber
lnvestasi Di Pasar Modal: Tinjauan Teoritis
3B
Efisiensi Pengelolaan Dana Bank Syariah Di
lndonesia (Dengan Pendekatan Parametrik)
39
Pengaruh Rasio Keuangan Terhadap
Perubahan Laba Pada Bank Syariah Di
lndonesia
40
Hidayatullah
Jakarta
Faktor-Faktor Yang Mempengaruhi
Keberhasilan Bmt Berkah Madani Cimanggis
4T
Aplikasi Discounted Cash Flow Model Dalam
Penentuan Harga Saham Perdana: Studi
Kasus IPO PT Krakatau Steel
42
Pengaruh Kepemilikan Pemerintah Terhadap
Kinerja Keuangan Perbankan (Studi Pada
Bank Umum Di lndonesia Periode Tahun
2006-2008)
43
Sekolah
Tinggi
Kesehatan
Bina Husada,
Universitas
Sriwijaya,
Muhammad
Nadratuzzaman
Praktek Manajemen Laba, Karakteristik
Perusahaan, Dan Respon Pasar Atas Laba
Perusahaan Manufaktur lndonesia
Periode Pen elitian 2OO4-2OOB
UIN Syarif
Sa'roni
FIN
FtN
- 024
Abdul Moin
Universitas
lslam
lndonesia Yosvakarta
- 025
Hendra
Pungkaswara
Supatmi
Universitas
Kristen
Satya
Wacana
Pengaruh Kepemilikan Pemerintah Terhadap Kinerja Keuangan
Perbankan (Studi Pada Bank Umum di Indonesia Tahun 2006-2008)
Hendra Pungkaswara
Supatmi
Universitas Kristen Satya Wacana, Salatiga
patmie@staff.uksw.edu
Abstract
The ownership is one of critical issues in corporate governance mechanism. In the
bank industries, government ownership will influence the financial performance of the banks.
Micco et. al (2004) and La Porta et. al (2002) find that state owned banks in the developing
countries have lower financial performance than the private banks. In the other side, D’Souza
et. al (2007) and Bikram (2003) find that government ownership have positive impact to bank
financial performance. So, this research aims to find out the influence of government
ownership to the financial performance of Indonesian banking.
This research uses commercial banks in Indonesia period 2006-2008 as population.
According to purposive sampling method, there are 314 commercial banks as the research
samples. The data in this research are based from commercial banks financial statements
obtained from the Indonesia Banking Directory books in period 2008-2010. Dependent
variables in this research are the financial performance of commercial banks measured by
capital adequacy ratio (CAR), non performing loans (NPL), net profit margin (NPM), return
of assets (ROA), operating expenses to operating income ratio (BOPO), and loan to deposit
ratio (LDR), that representing CAMEL aspects. This research use government ownership as
independent variable that measured with a proportion of government-owned shares to total
shares outstanding banking, and use firm size, firm age, and global crisis time as control
variables. Hypothesis in this research was tested by multiple linear regression tests using the
Weighted Least Square method.
This research find that government ownership influence to financial performances of
banks measured by CAR, NPM, ROA, BOPO, and LDR, but has no influence toward NPL
ratio. The government ownership has a significant negative influence to the ratio of CAR,
BOPO, and LDR, and a significant positive influence to the ratio of NPM and ROA. The
result also proves that firm size, firm age, and global crisis time as control variables in this
research.
Keywords: Government Ownership, Financial Performance, Commercial Bank.
1