INDIA
Published on Saturday, June 27, 2015 vol l nos 26 27
EPW
Economic Political Weekly
20
SCHEDULES TO FINANCIAL STATEMENTS AS AT 31 MARCH 2015
Currency: Indian rupees in thousands
25. Financial Assets sold to SecuritisationReconstruction Companies for Asset Reconstruction
Particulars 31 Mar 15
31 Mar 14
i No. of accounts
1
– ii Aggregate value net of provisions of accounts sold to SCRC
3,903,730 –
iii Aggregate consideration
1,100,000 –
iv Additional consideration realized in respect of accounts transferred in earlier years
– –
v Aggregate loss over net book value
2,803,730 –
Details of security receipts received on account of sale of inancial assets to Securitisation Reconstruction Company for Asset Reconstruction is as under
Particulars Backed by NPAs
Backed by NPAs sold Total
sold by the bank by other banksinancial as underlying
institutionsnon-banking inancial companies
as underlying 31 Mar 15 31 Mar 14
31 Mar 15 31 Mar 14 31 Mar 15 31 Mar 14
Book value of investment in security receipts
935,000 -
- -
935,000 -
26. Details of non-performing inancial assets purchasedsold
There were no purchases or sales of non-performing inancial assets fromto other banks during the year ended 31 March 2015 Previous Year: INR Nil.
27. Provision for Standard Assets and Derivatives
Particulars 31 Mar 15
31 Mar 14
General Loan Loss Provision on Standard Assets including standard asset
739,484 626,352
asset provisioning on asset classiied as standard restructured General Provision on Credit Exposures on Derivatives
174,883 353,412
28. Business Ratios
Particulars 31 Mar 15
31 Mar 14
i Interest Income to working funds
6.02
6.19 ii Non-interest income to working funds
0.59
0.62 iii Operating proits to working funds
1.11
1.30 iv Return on Assets
0.71
0.01 v
Business deposits plus advances per employee
347,646 372,026
vi Net Proit per employee
2,882
26
Note:
1 Working funds are reckoned as average of total assets excluding accumulated losses, if any as reported to Reserve Bank of India in Form X under Section 27 of the Banking Regulation Act, 1949, during the 12 months of the inancial year.
2 Return on Assets is with reference to average working funds i.e. total of assets excluding accumulated losses, if any. 3 Business volume has been computed based on advances deposits excluding interbank deposits outstanding as at the year-end.
4 Employee numbers are those as at the year-end.
29. Exposure to Capital Market
