Jangan Mudah Tergiur Untung Besar.

ERUS

T

b e ru la n g n y a

p e n ip u a n

b e rk e d o k

in -

v e s ta s i s e p e rti d i T a s ik m a la y a d a n d a e ra h la in
d i J a w a B a ra t te n tu

m e n ja d i p e rta n y a a n .

la g i n o m in a l y a n g ra ib p u n m e n u n ju k k a n

tid a k s e d ik it b a h k a n
in g a t ju m la h n y a

Pengam at

d a p a t d ik a ta k a n

fa n ta s tis m e n g -

ALDRIN

**
pun m enam bahkan

p rin s ip b a h w a ti

a d a s e s u a tu y a n g d a p a t d ip e ro le h

dengan

M a n a je m e n

k e u n tu n g a n

ekonom i keuangan

m em ang

return.

te rs e b u t d ip e ro le h

d e n g a n in s ta n ,

d a n ta n p a ris ik o .
'T i d a k

a d a k e u n tu n g a n

b e s a r y a n g b is a d ip e r

a ta u s e m a k in
d i k e n a l p r i n s i p high risk high

tin g g i ris ik o m a k a a k a n s e m a k in tin g g i p u la h a s il

d e n g a n s in g k a t. I n i y a n g h a r u s d ip a h a m i,"

y a n g d id a p a t.
N a m u n A ld rin m e n e k a n k a n ,

y a n g b e lu m m e m ilik i k e m a m p u a n

p a t d ite ra p k a n

padasem ua

h a l te rs e b u t

tid a k d a -

b id a n g , k e c u :u i u n tu k .in -

v e s ta s i d i p a s a r m o d a l k a re n a m e m u n g k in k a n

d in y a k e n a ik a n

h a rg a y a n g s ig n ifik a n d a la m

h a ri.
la m e n je la s k a n ,

k e u n tu n g a n

ta n p a ris ik o b u k a n la h

d ip e rlu k a n

tu n g a n . A p a la g ijik a

k e u n tu n g a n

"M em ang edukasi m engenai keuangan
s a s a d a r k e tik a a d a y a n g m e n a w a rk a n

in v e s ta s i

dengan w ak-

d a ri u a n g y a n g d iin -

saham

b is a tib a -tib a m e le jit h a n y a d a la m

k e b a n k d a n lih a t b u n g a d e p o s ito y a n

b e r ik a n . J ik a ja u h m e le b ih i m a k a w a s p a d a i," tu
nya.
S e m e n ta ra

itu , K e p a la D in a s P e rin d u s tria n

P e rd a g a n g a n

(D is in d a g ) J a w a B a ra t F e ry S o

lih a t te rn s b e ru la n g n y a

k e c u a li d i p a s a r m o d a l k e tik a h a rg a
h itu n g a n

k a ita .n e r a t d e n g a n k e b ia s a a n

h a l in i m a s ih b

m a sy a ra k a t

In d o n

U n tu k m e n g b in d a ri

k e m b a li te Ija d in y a

p e ris ti

tid a k a d a s a tu p u n s e k to f

u s a h a y a n g b is a m e n d a p a tk a n

k e u n tu n g a n

s

d a p a t m e n ja d ik a n

b u n g a d e p o s ito s e b a g a i a c u a n b e -

s in g k a t. " T id a k b is a h a n y a d e n g a n d ititip k a n

s a ra n k e u n tu n g a n

y a n g b is a d id a p a t d a la m

golangkeun

v e s ta s i. S e lis ih a ta u

spread

s u a tu in -

y a n g d im u n g k in k a n

ada-

b is a d a p a t k e u n tu n g a n
w a k tu s in g k a t," tu tu m y a .

la b 5 p e rs e n .
A rtin y a , a p a b ila b u n g a d e p o s ito m e n c a p a i 5 ,5 p e r-

p ro g ra m

s e n m a k a k e u n tu n g a n

ru s m e n d o ro n g

m a k s im a l y a n g b is a d id a p a t

S e la in itu , ia m e n g u n g k a p k a n ,

m e la lu i s e ju m l

y a n g d im ilik i D is in d a g , p e m e rin ta h
m a sy a ra k a t

a ta

tin g g i d a l

ju

u n tu k m e n g e m b a n

d a ri in v e s ta s i a d a la h 1 0 ,5 p e rs e n p e r ta h u n , s e s u a i

p o te n s i lo k a l y a n g a d a d i s e k ita r. H a l itu u n tu k

d e n g a n te n g g a t w a k tu d e p o s ito b u k a n p e r h a ri a ta u -

n u rn b u h k a n jiw a

p u n p e r b u la n s e p e rti y a n g d iim in g -im in g i

p e la k u p e -

n ip u a n b e rk e d o k in v e s ta s i.
" H a ru s d ip a h a rn i b a h w a d e p o s ito b e b a s ris ik o k a re n a ia d ija m in p e m e rin ta h .
le b ih m u d a h n y a

O le h k a re n a

itu , u n tu k

lih a t b u n g a d e p o s ito s a a t in i. A p a b iIa

.a

y a n g m a s ih m e n g h a ra p k a n d a p a t m e m p e ro le h k
tu n g a n tin g g i d e n g a n m u d a h ta n p a b e k e rja k e r
in i, F e ry m e n g in g a tk a n

p a d a d a sa rn y a m a sy a ra k a t

d

k a s u s s e ru p a te n tu m e m

h a tin k a n . M e s k i ia ta k m e n a m p ik

" M e lih a t k e u n tu n g a n y a n g d ita w a rk a n s a ja s u d a h
t i d a k r a s i o n a l . T i d a k a d a retum y a n g b e g i t u t i n g g i d i

h a r i," u ja r n y a .
A ld rin m e m a p a rk a n ,

di m a

h itu n g a n

m e n c a p a i 5 -2 0 p e rs e n p e r h a ri.

keuangan

ya

m a sy a ra ~ 1 P

p e rh itu n g a n -p e rh i-

d a la m

keuangan

m apan.
k a t m a s ih k u ra n g . N a m u n s e tid a k n y a

s u a tu y a n g w a ja r. U n tu k m e m -

p e ro le h k e u n tu n g a n

k a ta n

m a s ih b a n y a k m a s y a r

te rja -

tu s in g k a t a p a la g i d i s e k to r rill d e n g a n im in g -im in g

v e s ta s ik a n

m e s k i ia ta k m e n a m p ik

d a ta n g la h
endapan

m udah

p a je rih p a y a h p u n h a ru s te ru s d ip e g a n g . A p a la g i

E k o n o m i d a ri L a b o ra to riu rn
d i d a la m

u ja rn y a .

ru p ia h .

F a k u lta s E k o n o m i (L M F E ) U n p a d A ld rin H e rw a n y
m e n je la s k a n ,

d iw a s p a d a i,"

Apa-

angka yang

y a n g m e n c a p a i m ilia ra n

b u n g a y a n g d ita .w a r k a n ja u h d i a ta s itu m a k a p a

k e w ira u s a h a a n

d i m a s y a ra k a t.

" K a m i h a ra p d e n g a n h a l in i, s e la in p o te n s i 1 0
m e n ja d i b e rk e m b a n g ,

m a sy a ra k a t

ta k la g i m e n j

sa sa ra n d a ri m e re k a y a n g m e n c o b a m e ra u p k
tu n g a n p r ib a d i d a r i k e tid a k ta h u a n m a s y a r a k a t,'
nya.

(Yulistyne Kasumaningrum/"PR)***

Kliping Humas Unpad 2010

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