ANALISIS EFISIENSI OPERASIONAL TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH DENGAN UNIT SYARIAH (Studi Kasus BSN dan BNI SYARTAH).
ONAL T'RHADAP
(
sirdi
D
rs$
B.M Dln BNt
srrj,b)
$r sr!r' rn
lrnNbdiQ6s&iaErbEni
{!bi
sdEFi shh
t;i
PROFITABIIN'^S PAD^ B,{NK U
SYARIAH
(STUDI KASUS BSM D^N BNI
SYNfl,lx)
pqd { ii n4t.r*d i4rr p.diiE\ r4 dtsqdr ds d5ds
.rthdlii4i!Fj!ddJdtsftlfo{0j6ed&tl&cNlc+d
P6d4@oF!:d).MLclorfomhg
duBMsIdlh)d3d,fuddFdt
dciFi@hddrFE}ryF*JlM
!U'ld!j{ltsdiNtdibcnR6F
uorod4NPLbl@FdFjdrdd{rfulcslqk.D[ddes@i
Fe@lidii€'HFir.deIdsNI]iucARbF3dFd]&rDk.ero,
NH,ecoldi!@fksdl9rFdliNDffiljjlfuFrHEbr}jU
ics !
ehh$
kuen 14 nqjdi b
rn
hdll*d $
di
sr
1ljusi
b
Frdiboetr 6!si jr$ ytrs dilcdb
o4k 6ko
ei{q bsr iid
DdaG6ki bqblsi deln
iasa
$d
etu jeft
epd! oeoedb! phjo{, Nqs&&n
m4nii
d@
F^ ri*.
rfuniyMALsp*bgd,duk(!4!
K'Lt nqd{ d dooni ejak iLi
r
yea liiqbr,n
&e$ tr
sruiodjg'iglrPrcibbid
my! koelisr4
( .ar! D&
Lo nbsi rsMp vdau
d+d4
*6gtssigFPdBsMskl'
diD{gdiolefvds&l
2 Dd Fipji@ F s6n.ik d{F n
diB'd R{(€
BoPo, NPL)
(RoE) eddd 62,r%
do
dfu
^j%
bddaedo
ddlk
[6i lji pi*n] Fe eir DM bra E&er
es4ed lig [ko rtuiq Rof
Lhrh
rlidihcM
di uNi hdnrk&
!;!ki .!i! fDr!
b449dsigi[rlj
hdq$.i*h!g*P&ntr&(!s
c^F.
Ls
uji
BoPo. (Ltr NPL
1M1
\in)\^d
2oa5
Mq-hu
Dadolija4 L*mD
.ralilntn
1aa7
b6t,bBu
M4r4l!d41 K.td^zqn
u lt pN'
Mqqnne
4r /424!ft2
Pqsqtuc& t
qprq
D.p^n tutb) BoPo (8bF opq6io@t tunotu tudq4hr
orq6iqd) tqr NPL (ror PedqNirs Lqd brndrp P.af,r ih,
B 1\ui qd+, P4ad. hl@ti,
(
sirdi
D
rs$
B.M Dln BNt
srrj,b)
$r sr!r' rn
lrnNbdiQ6s&iaErbEni
{!bi
sdEFi shh
t;i
PROFITABIIN'^S PAD^ B,{NK U
SYARIAH
(STUDI KASUS BSM D^N BNI
SYNfl,lx)
pqd { ii n4t.r*d i4rr p.diiE\ r4 dtsqdr ds d5ds
.rthdlii4i!Fj!ddJdtsftlfo{0j6ed&tl&cNlc+d
P6d4@oF!:d).MLclorfomhg
duBMsIdlh)d3d,fuddFdt
dciFi@hddrFE}ryF*JlM
!U'ld!j{ltsdiNtdibcnR6F
uorod4NPLbl@FdFjdrdd{rfulcslqk.D[ddes@i
Fe@lidii€'HFir.deIdsNI]iucARbF3dFd]&rDk.ero,
NH,ecoldi!@fksdl9rFdliNDffiljjlfuFrHEbr}jU
ics !
ehh$
kuen 14 nqjdi b
rn
hdll*d $
di
sr
1ljusi
b
Frdiboetr 6!si jr$ ytrs dilcdb
o4k 6ko
ei{q bsr iid
DdaG6ki bqblsi deln
iasa
$d
etu jeft
epd! oeoedb! phjo{, Nqs&&n
m4nii
d@
F^ ri*.
rfuniyMALsp*bgd,duk(!4!
K'Lt nqd{ d dooni ejak iLi
r
yea liiqbr,n
&e$ tr
sruiodjg'iglrPrcibbid
my! koelisr4
( .ar! D&
Lo nbsi rsMp vdau
d+d4
*6gtssigFPdBsMskl'
diD{gdiolefvds&l
2 Dd Fipji@ F s6n.ik d{F n
diB'd R{(€
BoPo, NPL)
(RoE) eddd 62,r%
do
dfu
^j%
bddaedo
ddlk
[6i lji pi*n] Fe eir DM bra E&er
es4ed lig [ko rtuiq Rof
Lhrh
rlidihcM
di uNi hdnrk&
!;!ki .!i! fDr!
b449dsigi[rlj
hdq$.i*h!g*P&ntr&(!s
c^F.
Ls
uji
BoPo. (Ltr NPL
1M1
\in)\^d
2oa5
Mq-hu
Dadolija4 L*mD
.ralilntn
1aa7
b6t,bBu
M4r4l!d41 K.td^zqn
u lt pN'
Mqqnne
4r /424!ft2
Pqsqtuc& t
qprq
D.p^n tutb) BoPo (8bF opq6io@t tunotu tudq4hr
orq6iqd) tqr NPL (ror PedqNirs Lqd brndrp P.af,r ih,
B 1\ui qd+, P4ad. hl@ti,