s pek 0707736 table of content(1)
DAFTAR ISI
ABSTRAK ................................................................................................................................... i
KATA PENGANTAR ................................................................................................................ ii
UCAPAN TERIMA KASIH ..................................................................................................... iii
DAFTAR ISI................................................................................................................................ iv
DAFTAR TABEL ...................................................................................................................... vi
DAFTAR GAMBAR ................................................................................................................. viii
BAB I PENDAHULUAN .............................................................................................................1
1.1 Latar Belakang Masalah .....................................................................................................1
1.2 Identifikasi dan Rumusan Masalah ....................................................................................8
1.3 Tujuan dan Manfaat Penelitian ...........................................................................................10
1.3.1 Tujuan Penelitian .......................................................................................................10
1.3.2 Manfaat Penelitian .....................................................................................................11
BAB II TINJAUAN PUSTAKA, KERANGKA PEMIKIRAN, DAN HIPOTESIS .............12
2.1 Tinjauan Pustaka ................................................................................................................12
2.1.1 Konsep Koperasi Sebagai Organisasi........................................................................ 12
2.1.2 Partisipasi Anggota ................................................................................................... 18
2.1.2.1 Jenis Partisipasi ............................................................................................21
2.1.2.2 Partisipasi dalam Permodalan .......................................................................24
2.1.2.3 Partisipasi dalam Pengambilan Keputusan ....................................................26
2.1.2.4 Partisipasi dalam Transaksi .......................................................................... 26
2.1.2.5 Partisipasi Pengawasan ..................................................................................28
2.1.2.6 Model Kesesuaian Partisipasi ........................................................................29
2.1.3 Keberhasilan Koperasi ............................................................................................. 32
2.2 Kerangka Pemikiran .......................................................................................................... 37
2.3 Hipotesis ............................................................................................................................ 43
BAB III METODE PENELITIAN ........................................................................................... 44
3.1 Objek Penelitian ................................................................................................................ 44
3.2 Metode Penelitian .............................................................................................................. 44
3.3 Populasi dan Sampel .......................................................................................................... 45
3.3.1 Populasi .....................................................................................................................45
3.3.2 Sampel .......................................................................................................................46
3.4 Operasionalisasi Variabel .................................................................................................. 51
3.5 Teknik Pengumpulan Data ................................................................................................. 53
3.6 Sumber Data .......................................................................................................................54
3.7 Instrumen Penelitian .......................................................................................................... 54
3.8 Teknik Pengolahan Data ................................................................................................... 58
3.9 Teknik Analisis Data dan Pengujian Hipotesis ..................................................................59
Astri Nurmala Sari, 2012
Pengaruh Partisipasi Anggota Terhadap Keberhasilan Koperasi
Universitas Pendidikan Indonesia | repository.upi.edu
BAB IV HASIL PENELITIAN DAN PEMBAHASAN .......................................................... 63
4.1 Hasil penelitian .................................................................................................................. 63
4.1.1 Gambaran Umum Lokasi Penelitian .......................................................................... 63
4.1.2 Kondisi Umum Koperasi Simpan Pinjam di Kota Bandung ..................................... 64
4.1.2.1 Kondisi Koperasi Simpan Pinjam di Kota Bandung............................................. 65
4.1.2.2 Perkembangan Volume Usaha dan SHU Koperasi Simpan Pinjam di Kota
Bandung .................................................................................................................66
4.1.2.3 Keanggotaan ......................................................................................................... 70
4.1.3 Deskripsi Responden .................................................................................................. 71
4.1.3.1 Karakteristik Responden Berdasarkan Jenis Kelamin ...........................................72
4.1.3.2 Karakteristik Responden Berdasarkan Usia ..........................................................73
4.1.3.3 Karakteristik Responden Berdasarkan Pendidikan Terakhir ................................74
4.1.4 Deskripsi Variabel Penelitian ......................................................................................75
4.1.4.1 Keberhasilan Koperasi (Y) ...................................................................................75
4.1.4.2 Partisipasi Anggota (X) .........................................................................................79
4.1.5 Pengujian Instrumen Penelitian ...................................................................................84
4.1.5.1 Uji Validitas ...........................................................................................................84
4.1.5.2 Uji Reliabilitas .......................................................................................................86
4.1.6 Analisis Data ................................................................................................................88
4.1.7 Pengujian Hipotesis .....................................................................................................90
4.1.7.1 Uji t atau Pengujian Hipotesis secara Parsial .........................................................90
4.1.7.2 Uji R2 atau Koefisien Determinasi ........................................................................91
4.2 Pembahasan Hasil Penelitian...............................................................................................92
4.2.1 Pengaruh Partisipasi Anggota terhadap Keberhasilan Koperasi .................................92
4.3 Implikasi Pendidikan ...........................................................................................................95
BAB V KESIMPULAN DAN SARAN .......................................................................................97
5.1 Kesimpulan ..........................................................................................................................97
5.2 Saran ....................................................................................................................................98
DAFTAR PUSTAKA .................................................................................................................100
LAMPIRAN
RIWAYAT HIDUP PENULIS
Astri Nurmala Sari, 2012
Pengaruh Partisipasi Anggota Terhadap Keberhasilan Koperasi
Universitas Pendidikan Indonesia | repository.upi.edu
DAFTAR TABEL
Tabel 1.1 Data Perkembangan Keragaan Koperasi Simpan Pinjam di Kota Bandung Per
Desember Tahun 2006 – 2010 .................................................................................5
Tabel 2.1 Perbedaan Koperasi Dengan Badan Usaha Lain .....................................................14
Tabel 3.1 Daftar Koperasi Simpan Pinjam (KSP) yang Aktif di Kota Bandung .....................45
Tabel 3.2 Data Tingkat Kesehatan Koperasi Simpan Pinjam di Kota Bandung ......................47
Tabel 3.3 Data Alokasi Sampel Berdasarkan Stratified Random Sampling .............................48
Tabel 3.4 Daftar Koperasi Simpan Pinjam (KSP) di Kota Bandung yang Dijadikan Sampel
Penelitian .................................................................................................................51
Tabel 3.5 Operasionalisasi Variabel ........................................................................................52
Tabel 4.1 Daftar Koperasi Simpan Pinjam, Bidang Usaha beserta Badan Hukum Koperasi
yang dijadikan Sampel ............................................................................................65
Tabel 4.2 Data Volume Usaha dan Sisa Hasil Usaha Koperasi Simpan Pinjam di Kota
Bandung yang Dijadikan Sampel Penelitian ............................................................66
Tabel 4.3 Data Volume Usaha dan Sisa Hasil Usaha Koperasi Simpan Pinjam di Kota
Bandung ...................................................................................................................68
Tabel 4.4 Perkembangan Jumlah Anggota Koperasi Simpan Pinjam di Kota Bandung Tahun
Buku 2010 ...............................................................................................................70
Tabel 4.5 Responden Berdasarkan Jenis Kelamin ..................................................................72
Tabel 4.6 Responden Berdasarkan Usia .................................................................................73
Tabel 4.7 Responden Berdasarkan Pendidikan Terakhir ........................................................74
Tabel 4.8 Skala Penafsiran Rata-rata Skor Variabel Keberhasilan
Koperasi ...................................................................................................................76
Tabel 4.9 Keberhasilan Koperasi Anggota Koperasi Simpan Pinjam di Kota Bandung .........77
Tabel 4.10 Skala Penafsiran Rata-rata Skor Variabel Partisipasi Anggota ..............................80
Tabel 4.11 Partisipasi Anggota Terhadap Keberhasilan Koperasi Simpan Pinjam di Kota
Bandung .................................................................................................................81
Tabel 4.12 Hasil Validitas Item Instrumen Penelitian Partisipasi Anggota .............................84
Tabel 4.13 Hasil Validitas Item Instrumen Penelitian Keberhasilan
Koperasi ...................................................................................................................85
Tabel 4.14 Rekapitulasi Hasil Uji Reliabilitas Partisipasi Anggota ........................................86
Tabel 4.15 Rekapitulasi Hasil Uji Reliabilitas Keberhasilan Koperasi ...................................87
Tabel 4.16 Pengujian Hipotesis Signifikan Variabel Regresi (Uji t) .......................................88
Tabel 4.17 Uji t ........................................................................................................................90
Tabel 4.18 Pengujian Koefisien Determinasi (R²) ...................................................................91
Astri Nurmala Sari, 2012
Pengaruh Partisipasi Anggota Terhadap Keberhasilan Koperasi
Universitas Pendidikan Indonesia | repository.upi.edu
DAFTAR GAMBAR
Gambar 2.1
Gambar 2.2
Gambar 2.3
Gambar 4.1
Mekanisme Permodalan Koperasi ....................................................................25
Model Kesesuaian Koperasi ..............................................................................31
Kerangka Pemikiran ..........................................................................................43
Volume Usaha Koperasi Simpan Pinjam di Kota Bandung yang Dijadikan
Sampel............................................................................................................... 67
Gambar 4.2 Sisa Hasil Usaha (SHU) Koperasi Simpan Pinjam di Kota Bandung yang Dijadikan
Sampel................................................................................................................68
Gambar 4.3 Perkembangan Volume Usaha Koperasi Simpan Pinjam di Kota Bandung .....69
Gambar 4.4 Perkembangan Sisa Hasil Usaha (SHU) Koperasi Simpan Pinjam di Kota Bandung
............................................................................................................................70
Gambar 4.5 Perkembangan Jumlah Anggota Koperasi Simpan Pinjam di Kota Bandung ..71
Gambar 4.6 Responden Berdasarkan Jenis Kelamin ............................................................72
Gambar 4.7 Responden Berdasarkan Usia ............................................................................73
Gambar 4.8 Responden Berdasarkan Pendidikan Terakhir ..................................................74
Gambar 4.9 Keberhasilan Koperasi Simpan Pinjam di Kota Bandung .................................76
Gambar 4.10 Partisipasi Anggota Koperasi Simpan Pinjam di Kota Bandung ......................81
Astri Nurmala Sari, 2012
Pengaruh Partisipasi Anggota Terhadap Keberhasilan Koperasi
Universitas Pendidikan Indonesia | repository.upi.edu
ABSTRAK ................................................................................................................................... i
KATA PENGANTAR ................................................................................................................ ii
UCAPAN TERIMA KASIH ..................................................................................................... iii
DAFTAR ISI................................................................................................................................ iv
DAFTAR TABEL ...................................................................................................................... vi
DAFTAR GAMBAR ................................................................................................................. viii
BAB I PENDAHULUAN .............................................................................................................1
1.1 Latar Belakang Masalah .....................................................................................................1
1.2 Identifikasi dan Rumusan Masalah ....................................................................................8
1.3 Tujuan dan Manfaat Penelitian ...........................................................................................10
1.3.1 Tujuan Penelitian .......................................................................................................10
1.3.2 Manfaat Penelitian .....................................................................................................11
BAB II TINJAUAN PUSTAKA, KERANGKA PEMIKIRAN, DAN HIPOTESIS .............12
2.1 Tinjauan Pustaka ................................................................................................................12
2.1.1 Konsep Koperasi Sebagai Organisasi........................................................................ 12
2.1.2 Partisipasi Anggota ................................................................................................... 18
2.1.2.1 Jenis Partisipasi ............................................................................................21
2.1.2.2 Partisipasi dalam Permodalan .......................................................................24
2.1.2.3 Partisipasi dalam Pengambilan Keputusan ....................................................26
2.1.2.4 Partisipasi dalam Transaksi .......................................................................... 26
2.1.2.5 Partisipasi Pengawasan ..................................................................................28
2.1.2.6 Model Kesesuaian Partisipasi ........................................................................29
2.1.3 Keberhasilan Koperasi ............................................................................................. 32
2.2 Kerangka Pemikiran .......................................................................................................... 37
2.3 Hipotesis ............................................................................................................................ 43
BAB III METODE PENELITIAN ........................................................................................... 44
3.1 Objek Penelitian ................................................................................................................ 44
3.2 Metode Penelitian .............................................................................................................. 44
3.3 Populasi dan Sampel .......................................................................................................... 45
3.3.1 Populasi .....................................................................................................................45
3.3.2 Sampel .......................................................................................................................46
3.4 Operasionalisasi Variabel .................................................................................................. 51
3.5 Teknik Pengumpulan Data ................................................................................................. 53
3.6 Sumber Data .......................................................................................................................54
3.7 Instrumen Penelitian .......................................................................................................... 54
3.8 Teknik Pengolahan Data ................................................................................................... 58
3.9 Teknik Analisis Data dan Pengujian Hipotesis ..................................................................59
Astri Nurmala Sari, 2012
Pengaruh Partisipasi Anggota Terhadap Keberhasilan Koperasi
Universitas Pendidikan Indonesia | repository.upi.edu
BAB IV HASIL PENELITIAN DAN PEMBAHASAN .......................................................... 63
4.1 Hasil penelitian .................................................................................................................. 63
4.1.1 Gambaran Umum Lokasi Penelitian .......................................................................... 63
4.1.2 Kondisi Umum Koperasi Simpan Pinjam di Kota Bandung ..................................... 64
4.1.2.1 Kondisi Koperasi Simpan Pinjam di Kota Bandung............................................. 65
4.1.2.2 Perkembangan Volume Usaha dan SHU Koperasi Simpan Pinjam di Kota
Bandung .................................................................................................................66
4.1.2.3 Keanggotaan ......................................................................................................... 70
4.1.3 Deskripsi Responden .................................................................................................. 71
4.1.3.1 Karakteristik Responden Berdasarkan Jenis Kelamin ...........................................72
4.1.3.2 Karakteristik Responden Berdasarkan Usia ..........................................................73
4.1.3.3 Karakteristik Responden Berdasarkan Pendidikan Terakhir ................................74
4.1.4 Deskripsi Variabel Penelitian ......................................................................................75
4.1.4.1 Keberhasilan Koperasi (Y) ...................................................................................75
4.1.4.2 Partisipasi Anggota (X) .........................................................................................79
4.1.5 Pengujian Instrumen Penelitian ...................................................................................84
4.1.5.1 Uji Validitas ...........................................................................................................84
4.1.5.2 Uji Reliabilitas .......................................................................................................86
4.1.6 Analisis Data ................................................................................................................88
4.1.7 Pengujian Hipotesis .....................................................................................................90
4.1.7.1 Uji t atau Pengujian Hipotesis secara Parsial .........................................................90
4.1.7.2 Uji R2 atau Koefisien Determinasi ........................................................................91
4.2 Pembahasan Hasil Penelitian...............................................................................................92
4.2.1 Pengaruh Partisipasi Anggota terhadap Keberhasilan Koperasi .................................92
4.3 Implikasi Pendidikan ...........................................................................................................95
BAB V KESIMPULAN DAN SARAN .......................................................................................97
5.1 Kesimpulan ..........................................................................................................................97
5.2 Saran ....................................................................................................................................98
DAFTAR PUSTAKA .................................................................................................................100
LAMPIRAN
RIWAYAT HIDUP PENULIS
Astri Nurmala Sari, 2012
Pengaruh Partisipasi Anggota Terhadap Keberhasilan Koperasi
Universitas Pendidikan Indonesia | repository.upi.edu
DAFTAR TABEL
Tabel 1.1 Data Perkembangan Keragaan Koperasi Simpan Pinjam di Kota Bandung Per
Desember Tahun 2006 – 2010 .................................................................................5
Tabel 2.1 Perbedaan Koperasi Dengan Badan Usaha Lain .....................................................14
Tabel 3.1 Daftar Koperasi Simpan Pinjam (KSP) yang Aktif di Kota Bandung .....................45
Tabel 3.2 Data Tingkat Kesehatan Koperasi Simpan Pinjam di Kota Bandung ......................47
Tabel 3.3 Data Alokasi Sampel Berdasarkan Stratified Random Sampling .............................48
Tabel 3.4 Daftar Koperasi Simpan Pinjam (KSP) di Kota Bandung yang Dijadikan Sampel
Penelitian .................................................................................................................51
Tabel 3.5 Operasionalisasi Variabel ........................................................................................52
Tabel 4.1 Daftar Koperasi Simpan Pinjam, Bidang Usaha beserta Badan Hukum Koperasi
yang dijadikan Sampel ............................................................................................65
Tabel 4.2 Data Volume Usaha dan Sisa Hasil Usaha Koperasi Simpan Pinjam di Kota
Bandung yang Dijadikan Sampel Penelitian ............................................................66
Tabel 4.3 Data Volume Usaha dan Sisa Hasil Usaha Koperasi Simpan Pinjam di Kota
Bandung ...................................................................................................................68
Tabel 4.4 Perkembangan Jumlah Anggota Koperasi Simpan Pinjam di Kota Bandung Tahun
Buku 2010 ...............................................................................................................70
Tabel 4.5 Responden Berdasarkan Jenis Kelamin ..................................................................72
Tabel 4.6 Responden Berdasarkan Usia .................................................................................73
Tabel 4.7 Responden Berdasarkan Pendidikan Terakhir ........................................................74
Tabel 4.8 Skala Penafsiran Rata-rata Skor Variabel Keberhasilan
Koperasi ...................................................................................................................76
Tabel 4.9 Keberhasilan Koperasi Anggota Koperasi Simpan Pinjam di Kota Bandung .........77
Tabel 4.10 Skala Penafsiran Rata-rata Skor Variabel Partisipasi Anggota ..............................80
Tabel 4.11 Partisipasi Anggota Terhadap Keberhasilan Koperasi Simpan Pinjam di Kota
Bandung .................................................................................................................81
Tabel 4.12 Hasil Validitas Item Instrumen Penelitian Partisipasi Anggota .............................84
Tabel 4.13 Hasil Validitas Item Instrumen Penelitian Keberhasilan
Koperasi ...................................................................................................................85
Tabel 4.14 Rekapitulasi Hasil Uji Reliabilitas Partisipasi Anggota ........................................86
Tabel 4.15 Rekapitulasi Hasil Uji Reliabilitas Keberhasilan Koperasi ...................................87
Tabel 4.16 Pengujian Hipotesis Signifikan Variabel Regresi (Uji t) .......................................88
Tabel 4.17 Uji t ........................................................................................................................90
Tabel 4.18 Pengujian Koefisien Determinasi (R²) ...................................................................91
Astri Nurmala Sari, 2012
Pengaruh Partisipasi Anggota Terhadap Keberhasilan Koperasi
Universitas Pendidikan Indonesia | repository.upi.edu
DAFTAR GAMBAR
Gambar 2.1
Gambar 2.2
Gambar 2.3
Gambar 4.1
Mekanisme Permodalan Koperasi ....................................................................25
Model Kesesuaian Koperasi ..............................................................................31
Kerangka Pemikiran ..........................................................................................43
Volume Usaha Koperasi Simpan Pinjam di Kota Bandung yang Dijadikan
Sampel............................................................................................................... 67
Gambar 4.2 Sisa Hasil Usaha (SHU) Koperasi Simpan Pinjam di Kota Bandung yang Dijadikan
Sampel................................................................................................................68
Gambar 4.3 Perkembangan Volume Usaha Koperasi Simpan Pinjam di Kota Bandung .....69
Gambar 4.4 Perkembangan Sisa Hasil Usaha (SHU) Koperasi Simpan Pinjam di Kota Bandung
............................................................................................................................70
Gambar 4.5 Perkembangan Jumlah Anggota Koperasi Simpan Pinjam di Kota Bandung ..71
Gambar 4.6 Responden Berdasarkan Jenis Kelamin ............................................................72
Gambar 4.7 Responden Berdasarkan Usia ............................................................................73
Gambar 4.8 Responden Berdasarkan Pendidikan Terakhir ..................................................74
Gambar 4.9 Keberhasilan Koperasi Simpan Pinjam di Kota Bandung .................................76
Gambar 4.10 Partisipasi Anggota Koperasi Simpan Pinjam di Kota Bandung ......................81
Astri Nurmala Sari, 2012
Pengaruh Partisipasi Anggota Terhadap Keberhasilan Koperasi
Universitas Pendidikan Indonesia | repository.upi.edu