Faktor-faktor yang Mempengaruhi Simpanan Deposito Mudharabah Pada Bank Syariah di Indonesia
Lampiran 1 Data Mentah Variabel Inflasi, Bunga Deposito Bank Umum, Finance to Deposit Ratio, Bagi Basil Deposito Mudharabah, Produk Domestik Bruto (setelah diinterpolasi) dan Total Deposito Mudharabah
2 Februari 3,56 6,07 90,49 6,84 213.382,56 49.208
5 Mei 5,98 6,78 94,88 6,57 203.824,94 35.958
6 Juni 5,54 6,77 94,93 6,48 204.868,12 37.987
7 Juli 4,61 6,77 94,18 6,52 205.911,30 37.579
8 Agustus 4,79 6,75 98,39 6,21 206.954,48 39.501
9 September 4,61 6,84 94,97 7,36 207.997,65 43.442
10 Oktober 4,42 6,78 95,24 7,74 209.040,83 42.836
11 November 4,15 6,57 94,9 7,37 201.084,01 44.169
12 Desember 3,79 6,4 88,94 7,14 211.127,19 50.336
1 2012 Januari 3,65 6,31 87,27 7,04 212.316,84 50.5223 Maret 3,97 5,76 91,2 6,65 214.448,27 51.048
3 Maret 6,65 6,77 93,22 6,50 201.738,58 33.834
4 April 4,5 5,53 95,39 6,82 215.513,98 46.209
5 Mei 4,45 5,47 97,95 6,77 216.579,70 46.979
6 Juni 4,53 5,48 98,59 6,63 217.645,41 48.224
7 Juli 4,56 5,43 99,91 5,88 218.711,12 47.728
8 Agustus 4,58 5,43 101,03 6,08 219.776,84 48.306
9 September 4,31 5,46 102,1 6,03 220.842,55 47.890
10 Oktober 4,61 5,5 100,84 6,13 221.908,26 51.016
11 November 4,32 5,5 101,19 5,89 222.973,98 53.335
12 Desember 4,3 5,59 100 6,06 224.039,69 53.700
Sumber : Laporan Bank Indonesia (BI) & BPS4 April 6,16 6,77 95,17 6,58 202.781,76 33.587
No Tahun Bulan Inflasi (%) RTBD (%) FDR (%) RTBH (%) PDB (Milyar) DM (Milyar)
1 2009 Januari 9,17 10,37 100,02 7,66 177.889,14 14.5402 Februari 8,60 9,81 100,5 9,68 178.558,54 13.431
12 Desember 2,78 6,77 89,70 6,92 185.252,59 19.794
1 2010 Januari 3,72 5,62 88,67 5,31 187.692,08 20.7483 Maret 7,92 9,25 103,33 7,35 179.227,95 14.624
4 April 7,31 8,97 101,36 8,73 179.897,35 11.610
5 Mei 6,04 8,61 101,06 8,73 180.566,76 14.668
6 Juni 3,65 8,31 100,22 7,65 181.236,16 15.980
7 Juli 2,71 8,11 99,59 7,86 181.905,57 14.977
8 Agustus 2,75 7,69 99,71 7,38 182.574,97 15.521
9 September 2,83 7,27 98,11 6,78 183.244,38 15.930
10 Oktober 2,57 7,24 97,30 7,19 183.913,78 16.685
11 November 2,41 7,01 95,49 6,75 184.583,19 17.384
2 Februari 3,81 5,68 90,96 6,54 188.633,80 20.054
12 Desember 6,96 6,64 89,67 6,9 198.051,05 31.873
1 2011 Januari 7,02 6,67 91,97 6,33 199.652,23 32.0133 Maret 3,43 5,60 95,07 6,77 189.575,53 20.226
4 April 3,91 5,85 95,57 6,60 190.517,25 21.212
5 Mei 4,16 5,83 96,65 6,37 191.458,98 21.546
6 Juni 5,05 6,57 96,08 6,63 192.400,70 19.597
7 Juli 6,22 6,60 95,32 6,91 193.342,43 21.365
8 Agustus 6,44 6,60 98,86 6,69 194.284,15 24.478
9 September 5,80 6,61 95,40 6,59 195.225,88 26.171
10 Oktober 5,67 6,59 94,76 6,66 196.167,60 27.765
11 November 6,33 6,58 95,45 6,51 197.109,33 27.750
2 Februari 6,84 6,65 95,16 5,51 200.695,41 33.128
PDB Tahunan Menurut Lapangan Usaha (Milyar Rupiah)
Berdasarkan Harga Konstan tahun 2000
Tahun PDB
2008 2,082,456.10 2009 2,178,850.40 2010 2,314,458.80 2011 2,464,676.50 2012 2,618,139.20
Sumber : BPS Lampiran 2 Analisis Deskriptif Descriptive Statistics
N Minimum Maximum Mean Std. Deviation
INFLASI 48 .0241 .0917 .049194 .0160043 BUNGA 48 .0543 .1037 .067131 .0117173
B.HASIL 48 .0531 .0968 .068331 .0080674 FDR 48 .8727 1.0333 .961825 .0396550
PDB 48 177889.12 224039.69 199502.6008 14214.46777 D.MUDHARABAH 48 11610 53700 31801.33 13830.241
Valid N (listwise)
Hasil Uji Curve Fit Inflasi terhadap Bagi Hasil Deposito Mudharabah Periode
Januari 2009- Desember 2012Model Summary and Parameter Estimates
Dependent Variable:B.HASIL Model Summary Parameter Estimates
Equation R Square F df1 df2 Sig. Constant b1
Linear .064 3.135
1 46 .083 .062 .127 The independent variable is INFLASI.
Lampiran 4
Hasil Uji Curve Fit Suku Bunga Bank Konvensional terhadap Bagi Hasil
Deposito Mudharabah Periode Januari 2009 - Desember 2012
Model Summary and Parameter Estimates
Dependent Variable:B.HASIL Model Summary Parameter Estimates
Equation R Square F df1 df2 Sig. Constant b1
Linear .587 65.361
1 46 .000 .033 .527
Lampiran 5
Hasil Uji Curve Fit FDR terhadap Bagi Hasil Deposito Mudharabah Periode
Januari 2009- Desember 2012
Model Summary and Parameter Estimates
Dependent Variable:B.HASIL Model Summary Parameter Estimates
Equation R Square F df1 df2 Sig. Constant b1
Linear .052 2.524
1 46 .119 .024 .046 The independent variable is FDR.
Lampiran 6
Hasil Uji Curve Fit PDB terhadap Bagi Hasil Deposito Mudharabah Periode
Januari 2009- Desember 2012
Model Summary and Parameter Estimates
Dependent Variable:B.HASIL Model Summary Parameter Estimates
Equation R Square F df1 df2 Sig. Constant b1
Linear .280 17.897
1 46 .000 .128 -3.004E-7 The independent variable is PDB.
Lampiran 7 Hasil Uji Curve Fit Inflasi terhadap Total Deposito Mudharabah Periode Januari 2009- Desember 2012
Model Summary and Parameter Estimates
Dependent Variable:D.MUDHARABAH Model Summary Parameter Estimates
Equation R Square F df1 df2 Sig. Constant b1
Linear .030 1.405
1 46 .242 39119.109 -148754.180 The independent variable is INFLASI.
Lampiran 8 Hasil Uji Curve Fit Bunga Bank Konvensional terhadap Total Deposito
Mudharabah Periode Januari 2009- Desember 2012
Model Summary and Parameter Estimates
Dependent Variable:D.MUDHARABAH Model Summary Parameter Estimates
Equation R Square F df1 df2 Sig. Constant b1
Linear .432 34.953
1 46 .000 83867.275 -775584.266 The independent variable is BUNGA.
Lampiran 9 Hasil Uji Curve Fit FDR terhadap Total Deposito Mudharabah Periode Januari 2009- Desember 2012
Model Summary and Parameter Estimates
Dependent Variable:D.MUDHARABAH Model Summary Parameter Estimates
Equation R Square F df1 df2 Sig. Constant b1
Linear .026 1.232
1 46 .273 85977.695 -56326.631 The independent variable is FDR.
Lampiran 10 Hasil Uji Curve Fit PDB terhadap Total Deposito Mudharabah Periode Januari 2009- Desember 2012
Model Summary and Parameter Estimates
Dependent Variable:D.MUDHARABAH Model Summary Parameter Estimates
Equation R Square F df1 df2 Sig. Constant b1
Linear .965 1265.079
1 46 .000 -158872.941 .956 The independent variable is PDB.
Lampiran 11 Hasil Uji Curve Fit Bagi Hasil terhadap Total Deposito Mudharabah Periode Januari 2009- Desember 2012
Model Summary and Parameter Estimates
Dependent Variable:D.MUDHARABAH Equation
Model Summary Parameter Estimates R Square F df1 df2 Sig. Constant b1
Linear .209 12.175
1 46 .001 85390.829 -784260.436 The independent variable is B.HASIL.
Lampiran 12 Hasil Uji Regresi Pengaruh Inflasi, Suku Bunga, FDR Dan PDB terhadap Bagi Hasil Deposito Mudharabah Periode Januari 2009- Desember 2012. Model Summary
Square Std. Error of the
Estimate Change Statistics
Square Adjusted R
F Change df1 df2
Sig. F Change 1 .788
a
.621 .585 .0051946 .621 17.591
4 43 .000
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
Model R R
R Square Change
ANOVA b Model Sum of Squares df Mean Square F Sig.
Model Summary
5 42 .000
.991 .990 1348.912 .991 979.744
a
Sig. F Change 1 .996
F Change df1 df2
R Square Change
Estimate Change Statistics
Square Std. Error of the
Square Adjusted R
Model R R
Lampiran 13
Hasil Uji Regresi Pengaruh Inflasi, Suku Bunga, FDR, PDB dan Bagi Hasil
Terhadap Total Deposito Mudharabah Periode Januari 2009 - Desember
2012.1 Regression .002 4 .000 17.591 .000
a. Dependent Variable: B.HASIL
INFLASI -.108 .058 -.213 -1.860 .070 BUNGA .694 .121 1.007 5.725 .000 FDR -.010 .021 -.051 -.496 .622 PDB 9.168E-8 .000 .162 1.084 .284
B Std. Error Beta 1 (Constant) .019 .025 .742 .462
Standardized Coefficients T Sig.
Model Unstandardized Coefficients
Coefficients a
b. Dependent Variable: B.HASIL
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
47
Residual .001 43 .000 Total .003
a
a. Predictors: (Constant), B.HASIL, FDR, INFLASI, PDB, BUNGA
b ANOVA Model Sum of Squares df Mean Square F Sig. a
1 Regression 8.914E9 5 1.783E9 979.744 .000 Residual 7.642E7 42 1819563.070 Total 8.990E9
47
a. Predictors: (Constant), B.HASIL, FDR, INFLASI, PDB, BUNGA
b. Dependent Variable: D.MUDHARABAH
a
Coefficients
Standardized Unstandardized Coefficients
Coefficients Model T Sig.
B Std. Error Beta 1 (Constant) -161718.815 6609.680 -24.467 .000
INFLASI -68034.072 15618.343 -.079 -4.356 .000 BUNGA 307803.742 41762.826 .261 7.370 .000 FDR -48733.658 5457.989 -.140 -8.929 .000 PDB 1.117 .022 1.148 50.192 .000 B.HASIL 3517.277 39600.535 .002 .089 .930
a. Dependent Variable: D.MUDHARABAH
Lampiran 14
Tabel Model Summary Pengaruh FDR, Inflasi, Bunga Bank Konvensional
dan PDB terhadap Bagi Hasil Deposito Mudharabah.
Model Summary
Change Statistics Std. Error
R Adjusted R Model R of the
R Square F Sig. F Square Square df1 df2
Estimate Change Change Change
a
1 .788 .621 .585 .0051946 .621 17.591
4 43 .000
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
Lampiran 15
Tabel Model Summary Pengaruh FDR, Inflasi, Bunga Bank Konvensiona
dan Bagi Hasil terhadap Jumlah Deposito Mudharabah.a. Predictors: (Constant), B.HASIL, FDR, INFLASI, PDB, BUNGA
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
47
Residual .001 43 .000 Total .003
a
1 Regression .002 4 .000 17.591 .000
ANOVA b Model Sum of Squares Df Mean Square F Sig.
Tabel 4.5. Annova model 1 - sub-struktur 1Lampiran 16
Tabel Anova X1 (Inflasi), X2 (Bunga Bank), FDR (X3) dan PDB (X4)
terhadap Bagi Hasil (Y) pada Model 1 Sub-Struktur 1.5 42 .000
Model Summary
.991 .990 1348.912 .991 979.744
a
Sig. F Change 1 .996
F Change df1 df2
R Square Change
Estimate Change Statistics
Square Std. Error of the
Square Adjusted R
Model R R
b. Dependent Variable: B.HASIL
Lampiran 17
Tabel Koesfisien Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4)
terhadap Bagi Hasil Deposito Mudharabah (Y) pada Model 1 dan Sub- Struktur 1.Tabel 4.6. Coefficients model 1 - sub-struktur 1a Coefficients
Standardized Unstandardized Coefficients
Coefficients Model T Sig.
B Std. Error Beta 1 (Constant) .019 .025 .742 .462
INFLASI -.108 .058 -.213 -1.860 .070 BUNGA .694 .121 1.007 5.725 .000 FDR -.010 .021 -.051 -.496 .622 PDB 9.168E-8 .000 .162 1.084 .284
a. Dependent Variable: B.HASIL
Lampiran 18
Tabel 4.7 Menunjukkan Tabel Summary Model 1 Sub-Struktur 1 Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Bagi HasilDeposito Mudharabah (Y).
Tabel 4.7. Summary model 1 - sub-struktur 1Model Summary
Change Statistics Std. Error
R Adjusted R Model R of the
R Square F Sig. F Square Square df1 df2
Estimate Change Change Change
a
1 .788 .621 .585 .0051946 .621 17.591
4 43 .000
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
Lampiran 19
Tabel 4.8 Menunjukkan Tabel Annova Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4) dan Bagi Hasil (Y) terhadap Jumlah Deposito Mudharabah(Z) pada Model 1 dan Sub-Struktur 2.
Tabel 4.8. Annova model 1 - sub-struktur 2b ANOVA Model Sum of Squares Df Mean Square F Sig. a
1 Regression 8.914E9 5 1.783E9 979.744 .000 Residual 7.642E7 42 1819563.070 Total 8.990E9
47
a. Predictors: (Constant), B.HASIL, FDR, INFLASI, PDB, BUNGA
b. Dependent Variable: D.MUDHARABAH
Lampiran 20
Tabel 4.9 Menunjukkan Tabel Koefisien Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4) dan Bagi Hasil (Y) terhadap Jumlah Deposito Mudharabah(Z) pada Model 1 dan Sub-Struktur 2.
Tabel 4.9. Coefficient model 1 - sub-struktur 2a
Coefficients
Standardized Unstandardized Coefficients
Coefficients Model t Sig.
B Std. Error Beta 1 (Constant) -161718.815 6609.680 -24.467 .000
INFLASI -68034.072 15618.343 -.079 -4.356 .000 BUNGA 307803.742 41762.826 .261 7.370 .000 FDR -48733.658 5457.989 -.140 -8.929 .000 PDB 1.117 .022 1.148 50.192 .000 B.HASIL 3517.277 39600.535 .002 .089 .930
a. Dependent Variable: D.MUDHARABAH
Lampiran 21
Tabel 4.10 Menunjukkan Tabel Summary Model 1 pada Sub-Struktur 2 Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4) dan Bagi Hasil (Y)terhadap Jumlah Deposito Mudharabah (Z).
Tabel 4.10. Summary Model 1 - Sub-Struktur 2Model Summary
Change Statistics Std. Error
R Adjusted R Model R of the
R Square F Sig. F Square Square df1 df2
Estimate Change Change Change
a
1 .996 .991 .990 1348.912 .991 979.744
5 42 .000
a. Predictors: (Constant), B.HASIL, FDR, INFLASI, PDB, BUNGA
Lampiran 22
Tabel 4.11 Menunjukkan Tabel Annova Model 2 Variabel Eksogen Adalah Suku Bunga (X2) terhadap Variabel Dependen/Endogen Bagi Hasil (Y) padaModel 2 dan Sub-Struktur 1.
Tabel 4.11. Annova model 2 - sub-struktur 1b ANOVA Model Sum of Squares Df Mean Square F Sig. a
1 Regression .002 1 .002 65.361 .000 Residual .001 46 .000 Total .003
47
a. Predictors: (Constant), BUNGA
b. Dependent Variable: B.HASIL
Lampiran 23
Tabel 4.12 Adalah Koefesien Model Setelah Dilakukan Metode Trimming Variabel Eksogen Adalah Suku Bunga (X2) terhadap VariabelDependen/Endogen Bagi Hasil (Y) pada Model 2 Dan Sub-Struktur 1.
Tabel 4.12. Coefficient model 2 - sub-struktur 1a Coefficients
Standardized Unstandardized Coefficients
Coefficients Model T Sig.
B Std. Error Beta 1 (Constant) .033 .004 7.407 .000 BUNGA .527 .065 .766 8.085 .000
a. Dependent Variable: B.HASIL
Lampiran 24
Tabel 4.13 Menunjukkan Tabel Summary Model Suku Bunga (X2), terhadap Bagi Hasil (Y) pada Model 2 dan Sub-Struktur 1.Tabel 4.13. Summary model 2 - sub-struktur 1
Model Summary
Change Statistics Std. Error
R Adjusted R Model R of the
R Square F Sig. F Square Square df1 df2
Estimate Change Change Change
a
1 .766 .587 .578 .0052410 .587 65.361
1 46 .000
a. Predictors: (Constant), BUNGA
Lampiran 25
Tabel 4.15 Menunjukkan Rangkuman Annova Model Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Bagi Hasil (Y) pada Model 2a. Predictors: (Constant), BUNGA
47
Residual .001 46 .000 Total .003
a
1 Regression .002 1 .002 65.361 .000
Tabel 4.15. Rangkuman annova model 2 – sub struktur 1 ANOVA b Model Sum of Squares Df Mean Square F Sig.dan Sub-Struktur 1.
Lampiran 26
Tabel 4.14 Menunjukkan Rangkuman Annova Model Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Bagi Hasil (Y) pada Model 1b. Dependent Variable: B.HASIL
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
47
Residual .001 43 .000 Total .003
a
1 Regression .002 4 .000 17.591 .000
Tabel 4.14. Rangkuman annova model 1 – sub struktur 1 ANOVA b Model Sum of Squares Df Mean Square F Sig.dan Sub-Struktur 1.
b. Dependent Variable: B.HASIL
Lampiran 27
Tabel 4.16 Menunjukkan Rangkuman Koefisien Model Inflasi (X1), Suku Bunga (X2), FDR (X3) Dan PDB (X4) terhadap Bagi Hasil (Y) pada Model 2dan Sub-Struktur 1.
Tabel 4.16. Rangkuman coefficients model 1 – sub struktur 1 a
Coefficients
Standardized Unstandardized Coefficients
Coefficients Model T Sig.
B Std. Error Beta 1 (Constant) .019 .025 .742 .462
INFLASI -.108 .058 -.213 -1.860 .070 BUNGA .694 .121 1.007 5.725 .000 FDR -.010 .021 -.051 -.496 .622 PDB 9.168E-8 .000 .162 1.084 .284
a. Dependent Variable: B.HASIL
Lampiran 28
Tabel 4.17. Menunjukkan Rangkuman Koefisien Model Suku Bunga (X2) terhadap Bagi Hasil (Y) pada Model 2 dan Sub-Struktur 1.Tabel 4.17. Rangkuman coefficients model 2 – sub struktur 1 a CoefficientsStandardized Unstandardized Coefficients
Coefficients Model T Sig.
B Std. Error Beta 1 (Constant) .033 .004 7.407 .000 BUNGA .527 .065 .766 8.085 .000
a. Dependent Variable: B.HASIL
Lampiran 29
Tabel 4.18 Menunjukkan Rangkuman Summary Model Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4) terhadap Bagi Hasil (Y) pada Model 2 danSub-Struktur 1
Tabel 4.18. Rangkuman summary model 1 – sub struktur 1
Model Summary
Change Statistics Std. Error
R Adjusted R Model R of the
R Square F Sig. F Square Square df1 df2
Estimate Change Change Change 1 .788 .621 .585 .0051946 .621 17.591
4 43 .000
a
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
Lampiran 30
Tabel 4.19 Menunjukkan Rangkuman Summary Model Suku Bunga (X2) terhadap Bagi Hasil (Y) pada Model 2 dan Sub-Struktur 1.Tabel 4.19. Rangkuman summary model 2 – sub struktur 1 Model SummaryChange Statistics Std. Error
R Adjusted R Model R of the
R Square F Sig. F Square Square df1 df2
Estimate Change Change Change
a
1 .766 .587 .578 .0052410 .587 65.361
1 46 .000
a. Predictors: (Constant), BUNGA
Lampiran 31
Tabel 4.20 Menunjukkan Rangkuman Hasil Korelasi Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4), Bagi Hasil (Y) dan Deposito Mudharabah(Z).
Tabel 4.20. Rangkuman Hasil KorelasiCorrelations
D.MUDHAR
INFLASI BUNGA B.HASIL FDR PDB ABAH
- INFLASI Pearson Correlation
1 .501 .253 .213 -.170 -.172 Sig. (2-tailed) .000 .083 .146 .249 .242 N
48
48
48
48
48
48
- BUNGA Pearson Correlation .501
1 .766 .335 -.726 -.657 Sig. (2-tailed) .000 .000 .020 .000 .000 N
48
48
48
48
48
48
B.HASIL Pearson Correlation .253 .766 1 .228 -.529 -.457 Sig. (2-tailed) .083 .000 .119 .000 .001 N
48
48
48
48
48
48
- FDR Pearson Correlation .213 .335 .228
1 -.081 -.162 Sig. (2-tailed) .146 .020 .119 .585 .273 N
48
48
48
48
48
48
PDB Pearson Correlation -.170 -.726 -.529 -.081 1 .982 Sig. (2-tailed) .249 .000 .000 .585 .000 N
48
48
48
48
48
48
D.MUDHARA Pearson Correlation -.172 -.657 -.457 -.162 .982
1 BAH Sig. (2-tailed) .242 .000 .001 .273 .000 N
48
48
48
48
48
48 **. Correlation is significant at the 0.01 level (2-tailed).
- . Correlation is significant at the 0.05 level (2-tailed).
Lampiran 32
Tabel 4.21 Menunjukkan Annova Model Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Deposito Mudharabah (Z).Tabel 4.21. Anova model 2 – sub-struktur 2 b ANOVA Model Sum of Squares Df Mean Square F Sig.a
1 Regression 8.914E9 4 2.228E9 1253.602 .000 Residual 7.644E7 43 1777581.468 Total 8.990E9
47
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
b. Dependent Variable: D.MUDHARABAH
Lampiran 33
Tabel 4.22 Menunjukkan Koefisien Model Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Deposito Mudharabah (Z).Tabel 4.22. Coefficients model 2 – sub-struktur 2 a
Coefficients
Standardized Unstandardized Coefficients
Coefficients Model T Sig.
B Std. Error Beta 1 (Constant) -161652.785 6491.531 -24.902 .000
INFLASI -68412.530 14851.510 -.079 -4.606 .000 BUNGA 310243.231 31095.400 .263 9.977 .000 FDR -48770.225 5379.287 -.140 -9.066 .000 PDB 1.117 .022 1.148 51.486 .000
a. Dependent Variable: D.MUDHARABAH
Lampiran 34
4 43 .000
a. Predictors: (Constant), B.HASIL, FDR, INFLASI, PDB, BUNGA
47
Residual 7.642E7 42 1819563.070 Total 8.990E9
a
1 Regression 8.914E9 5 1.783E9 979.744 .000
Tabel 4.24. Rangkuman annova model 1 – sub struktur 2 ANOVA b Model Sum of Squares Df Mean Square F Sig.Mudharabah (Z).
Tabel 4.24 Menunjukkan Rangkuman Annova Model Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4) dan Bagi Hasil (Y) terhadap DepositoLampiran 35
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
2
Tabel 4.23 Menunjukkan Summary Model Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Deposito Mudharabah (Z).991 .991 1333.260 .991 1253.60
a
Sig. F Change 1 .996
F Change df1 df2
R Square Change
Estimate Change Statistics
Square Std. Error of the
Square Adjusted R
Model R R
Model Summary
Tabel 4.23. Summary model 2 – sub-struktur 2b. Dependent Variable: D.MUDHARABAH
Lampiran 36
Tabel 4.25 Menunjukkan Rangkuman Annova Model Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Deposito Mudharabah (Z).Tabel 4.25. Rangkuman annova model 2 – sub struktur 2 b ANOVA Model Sum of Squares Df Mean Square F Sig.a
1 Regression 8.914E9 4 2.228E9 1253.602 .000 Residual 7.644E7 43 1777581.468 Total 8.990E9
47
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
b. Dependent Variable: D.MUDHARABAH
Lampiran 37
Tabel 4.26 Menunjukkan Rangkuman Koefisien Model Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4) dan Bagi Hasil (Y) terhadap DepositoMudharabah (Z).
Tabel 4.26. Rangkuman coefficients model 1 – sub struktur 2 a
coefficients
standardized unstandardized coefficients coefficients model t sig. b std. error beta 1 (constant) -161718.815 6609.680 -24.467 .000 inflasi -68034.072 15618.343 -.079 -4.356 .000 bunga 307803.742 41762.826 .261 7.370 .000 fdr -48733.658 5457.989 -.140 -8.929 .000 pdb 1.117 .022 1.148 50.192 .000 b.hasil 3517.277 39600.535 .002 .089 .930
a. dependent variable: d.mudharabah
Lampiran 38
Model R R
5 42 .000
.991 .990 1348.912 .991 979.744
a
Sig. F Change 1 .996
F Change df1 df2
R Square Change
Estimate Change Statistics
Square Std. Error of the
Square Adjusted R
Model Summary
Tabel 4.27 Menunjukkan Koefisien Model Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Deposito Mudharabah (Z)Tabel 4.28. Rangkuman Summary Model 1 – Sub Struktur 2Tabel 4.28 Menunjukkan Koefisien Model Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4) dan Bagi Hasil (Y) terhadap Deposito Mudharabah (Z).Lampiran 39
a. Dependent Variable: D.MUDHARABAH
INFLASI -68412.530 14851.510 -.079 -4.606 .000 BUNGA 310243.231 31095.400 .263 9.977 .000 FDR -48770.225 5379.287 -.140 -9.066 .000 PDB 1.117 .022 1.148 51.486 .000
B Std. Error Beta 1 (Constant) -161652.785 6491.531 -24.902 .000
Standardized Coefficients T Sig.
Model Unstandardized Coefficients
Coefficients
aTabel 4.27. Rangkuman coefficients model 2 – sub struktur 2a. Predictors: (Constant), B.HASIL, FDR, INFLASI, PDB, BUNGA
Lampiran 40
Tabel 4.29 Menunjukkan Rangkuman Summary Model Inflasi (X1), Suku Bunga (X2), FDR (X3) dan PDB (X4) terhadap Deposito Mudharabah (Z).Tabel 4.29. Rangkuman summary model 2 – sub struktur 2 Model SummaryModel R R
Square Adjusted R
Square Std. Error of the
Estimate Change Statistics
R Square Change
F Change df1 df2
Sig. F Change 1 .996
a
.991 .991 1333.260 .991 1253.60
2
4 43 .000
a. Predictors: (Constant), PDB, FDR, INFLASI, BUNGA
Lampiran 41
Tabel 4.30 Menunjukkan Rangkuman Hasil Korelasi Inflasi (X1), Suku Bunga (X2), FDR (X3), PDB (X4) dan Bagi Hasil (Y) terhadap DepositoMudharabah (Z).
Tabel 4.30. Rangkuman hasil korelasiCorrelations D.MUDH **
INFLASI BUNGA B.HASIL FDR PDB ARABAH
INFLASI Pearson Correlation 1 .501 .253 .213 -.170 -.172 Sig. (2-tailed) .000 .083 .146 .249 .242 N
48
48
48 ** * ** ** **
48
48
48 BUNGA Pearson Correlation .501 1 .766 .335 -.726 -.657 Sig. (2-tailed) .000 .000 .020 .000 .000 N
48
48
48
48
48 ** ** **
48 B.HASIL Pearson Correlation .253 .766 1 .228 -.529 -.457 Sig. (2-tailed) .083 .000 .119 .000 .001 N
48
48
48
48
48 FDR Pearson Correlation .213 .335 .228 1 -.081 -.162 Sig. (2-tailed) .146 .020 .119 .585 .273 N
48 *
48
48 ** ** **
48
48
48
48 PDB Pearson Correlation -.170 -.726 -.529 -.081 1 .982 Sig. (2-tailed) .249 .000 .000 .585 .000 N
48
48
48 ** ** **
48
48
48 D.MUDH Pearson Correlation -.172 -.657 -.457 -.162 .982
1 ARABAH
Sig. (2-tailed) .242 .000 .001 .273 .000
N48
48
48
48
48
48 **. Correlation is significant at the 0.01 level (2-tailed).
- . Correlation is significant at the 0.05 level (2-tailed).
Lampiran 42
Tabel 4.31. Koefisien jalur, pengaruh langsung dan tidak langsung, pengaruh total dan pengaruh bersama inflasi (X1), bunga bank (X2), FDR (X3) dan PDB (X4) berpengaruh secara signifikan terhadap jumlah deposito mudharabahPengaruh Pengaruh
Koefisien Tidak Variabel
Bersama Jalur Langsung Langsung Total
( ) Melalui Y
- X1 thd Y -
- X2 thd Y 0,766 0,766 0,766
- X3 thd Y - - Y thd Z X1 thd Z -0,079 -0,079 -0
- X2 thd Z 0,263 0,263 0,263
- X3 thd Z -0,140 -0,140 -0,140
- X4 thd Z 1,148 1,148 1,148 0,6426 = 41,39 % - - -
1
- 0,8043 = 0,89 %
2 X1,X2,X3, 0,991 atau - - - -
X4 thd Z 98,20 %
Sumber: Data Diolah (Tabel 4.12 dan 4.22)