3Q14 presentation slides strategy
Continuing strong business momentum
DBS Group Holdings
3Q 2014 financial results
October 31, 2014
Disclaimer: The information contained in this document is intended only for use during the presentation and should not be disseminated or
distributed to parties outside the presentation. DBS Bank accepts no liability whatsoever with respect to the use of this document or its contents.
Continuing strong business momentum
9M earnings at new high
1 Despite some slowdown, net interest income stays strong
2 Asset quality remains healthy
3 Breadth of franchise driving solid growth
2
9M and 3Q income at new highs
Income (S$m)
9M 2013
9M 2014
6,776
YoY growth
RECORD
HIGH
9M 2014:
7,278
7%
2,451
2,232
1,767
Non II
NII
687
1,080
1,908
702
1,206
2,514
2,313
2,016
695
1,321
840
1,392
2010 Quarterly 2011 Quarterly 2012 Quarterly 2013 Quarterly
Average
Average
Average
Average
963
RECORD
HIGH
756
3Q 2014:
912
17%
1,488
1,557
1,602
1Q14
2Q14
3Q14
RECORD
HIGH
Fee income also at record
3
3Q fee income up 10% on quarter
600
(S$m)
555
507
500
Others
56
462
54
Investment
banking
400
62
Cards
47
300
Loan-related
477
102
46
46
33
51
51
439
50
47
62
100
92
510
503
49
44
42
51
52
54
61
117
91
92
110
131
132
49
93
67
200
Wealth
Management
107
96
96
100
Trade
and
transaction
services
133
138
136
125
140
132
128
1Q
2Q
3Q
4Q
1Q
2Q
2014
3Q
88
0
2013
Net fee income
4
Deepening relationships with Chinese corporates
Equity
China VAST
US$114 million
IPO
US$21.8 billion
IPO
US$146 million
IPO
US$462 million
IPO
US$194 million
IPO
US$60 million
IPO
US$496 million
Rights issue
Fixed income
S$180 million
Notes
CNH 1 billion
Notes
US$500 million
Notes
CNH 1 billion
Notes
US$800 million
Perpetual
Securities
CNH 2 billion,
CNH 700 million &
CNH 1.3 billion
Notes
US$500 million &
US$700 million
Notes
CNH 1 billion
Notes
US$300 million &
US$1.2 billion
Notes
CNH 1.8 billion
Notes
CNH 2.5 billion
Notes
5
In summary
Business engines firing, pipeline healthy
Asset quality sound, capital strong
Remain positive about our prospects in the region
6
DBS Group Holdings
3Q 2014 financial results
October 31, 2014
Disclaimer: The information contained in this document is intended only for use during the presentation and should not be disseminated or
distributed to parties outside the presentation. DBS Bank accepts no liability whatsoever with respect to the use of this document or its contents.
Continuing strong business momentum
9M earnings at new high
1 Despite some slowdown, net interest income stays strong
2 Asset quality remains healthy
3 Breadth of franchise driving solid growth
2
9M and 3Q income at new highs
Income (S$m)
9M 2013
9M 2014
6,776
YoY growth
RECORD
HIGH
9M 2014:
7,278
7%
2,451
2,232
1,767
Non II
NII
687
1,080
1,908
702
1,206
2,514
2,313
2,016
695
1,321
840
1,392
2010 Quarterly 2011 Quarterly 2012 Quarterly 2013 Quarterly
Average
Average
Average
Average
963
RECORD
HIGH
756
3Q 2014:
912
17%
1,488
1,557
1,602
1Q14
2Q14
3Q14
RECORD
HIGH
Fee income also at record
3
3Q fee income up 10% on quarter
600
(S$m)
555
507
500
Others
56
462
54
Investment
banking
400
62
Cards
47
300
Loan-related
477
102
46
46
33
51
51
439
50
47
62
100
92
510
503
49
44
42
51
52
54
61
117
91
92
110
131
132
49
93
67
200
Wealth
Management
107
96
96
100
Trade
and
transaction
services
133
138
136
125
140
132
128
1Q
2Q
3Q
4Q
1Q
2Q
2014
3Q
88
0
2013
Net fee income
4
Deepening relationships with Chinese corporates
Equity
China VAST
US$114 million
IPO
US$21.8 billion
IPO
US$146 million
IPO
US$462 million
IPO
US$194 million
IPO
US$60 million
IPO
US$496 million
Rights issue
Fixed income
S$180 million
Notes
CNH 1 billion
Notes
US$500 million
Notes
CNH 1 billion
Notes
US$800 million
Perpetual
Securities
CNH 2 billion,
CNH 700 million &
CNH 1.3 billion
Notes
US$500 million &
US$700 million
Notes
CNH 1 billion
Notes
US$300 million &
US$1.2 billion
Notes
CNH 1.8 billion
Notes
CNH 2.5 billion
Notes
5
In summary
Business engines firing, pipeline healthy
Asset quality sound, capital strong
Remain positive about our prospects in the region
6