BJBR AM 3Q2014 English
Consumer Confidence Index
BI Rate
10
Index (points)
(%)
8
6
4
2
0
1M JIBOR
USDIDR
14
13000
12
12000
10
11000
8
6
USD IDR
(%)
CPI
140
120
100
80
60
40
20
0
10Yr Govt Bond
25
20
10000
15
9000
10
4
8000
2
7000
0
6000
5
0
Yield (%)
GDP Growth
40.0
Loans Growth
Deposit Growth
35.0
YoY Growth (%)
30.0
•
25.0
20.0
15.0
•
10.0
5.0
•
-
•
Investment Loans
60.0
YoY Growth (%)
50.0
40.0
30.0
20.0
10.0
-
WC Loans
Consumer Loans
•
•
25
38.26
7.76
23.61
5.37
o
o
o
o
o
o
Up to High School
Up to Bachelor Degree
Masters and
Up to High
Doctorate
School
4%
0%
Masters and Doctorate
Up to
Bachelor
Degree
96%
Volume (RHS)
1400
Price (LHS)
120
1300
100
1200
80
1000
60
900
40
800
20
700
600
0
Million Shares
Rp/share
1100
BI Rate
10
Index (points)
(%)
8
6
4
2
0
1M JIBOR
USDIDR
14
13000
12
12000
10
11000
8
6
USD IDR
(%)
CPI
140
120
100
80
60
40
20
0
10Yr Govt Bond
25
20
10000
15
9000
10
4
8000
2
7000
0
6000
5
0
Yield (%)
GDP Growth
40.0
Loans Growth
Deposit Growth
35.0
YoY Growth (%)
30.0
•
25.0
20.0
15.0
•
10.0
5.0
•
-
•
Investment Loans
60.0
YoY Growth (%)
50.0
40.0
30.0
20.0
10.0
-
WC Loans
Consumer Loans
•
•
25
38.26
7.76
23.61
5.37
o
o
o
o
o
o
Up to High School
Up to Bachelor Degree
Masters and
Up to High
Doctorate
School
4%
0%
Masters and Doctorate
Up to
Bachelor
Degree
96%
Volume (RHS)
1400
Price (LHS)
120
1300
100
1200
80
1000
60
900
40
800
20
700
600
0
Million Shares
Rp/share
1100