Analisis Faktor-Faktor yang Mempengaruhi Margin Bank Umum Syariah (Studi Kasus Bank Umum Syariah di Indonesia Periode 2011-2015)

LAMPIRAN
Descriptive Statistics
N
Margin Bank(Y)
Resiko Pembiayaan(X1)
BOPO(X2)
Primary Ratio(X3)
Opportunity Cost(X4)
Valid N (listwise)

Minimum
40
40
40
40
40
40

.218
.113
.458

.345
.224

Maximum

Mean

.817
.459
.993
1.630
.727

Std. Deviation

.56505
.18695
.83234
.86883
.48621

.118571
.095940
.108938
.213882
.117741

One-Sample Kolmogorov-Smirnov Test
Unstandardized
Residual
N
a,,b
Normal Parameters
Most Extreme Differences

Kolmogorov-Smirnov Z
Asymp. Sig. (2-tailed)

Mean
Std. Deviation

Absolute
Positive
Negative

40
.0000000
.07905839
.096
.096
-.069
.608
.853

a. Test distribution is Normal.
b. Calculated from data.

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b

Model Summary
Model
1

R
.745

Adjusted R
Square

R Square
a

.555

Std. Error of the
Estimate

.505

Durbin-Watson

.083454

1.429

a. Predictors: (Constant), Opportunity Cost(X4), BOPO(X2), Resiko Pembiayaan(X1),
Primary Ratio(X3)
b. Dependent Variable: Margin Bank(Y)

b

ANOVA
Model
1

Sum of Squares

df

Mean Square

Regression

.305

4

.076

Residual

.244

35

.007

Total

.548

39

F

Sig.

10.932

.000

a

a. Predictors: (Constant), Opportunity Cost(X4), BOPO(X2), Resiko Pembiayaan(X1), Primary
Ratio(X3)
b. Dependent Variable: Margin Bank(Y)

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Coefficients
Unstandardized
Coefficients
Model
1

B

Std. Error

(Constant)

-.167

.172

Resiko
Pembiayaan(X1)

-.116

.157

BOPO(X2)

.352

Primary Ratio(X3)
Opportunity
Cost(X4)

a

Standardized
Coefficients
Beta

Collinearity
Statistics
t

Sig.

Tolerance

VIF

-.970

.339

-.094

-.740

.464

.783

1.277

.137

.323

2.571

.015

.803

1.245

.283

.077

.511

3.685

.001

.660

1.515

.441

.115

.438

3.835

.001

.976

1.025

a. Dependent Variable: Margin Bank(Y)

Coefficients

a

Unstandardized Coefficients
Model
1

B
(Constant)

Std. Error
.074

.292

-.044

.268

.144

Primary Ratio(X3)
Opportunity Cost(X4)

Resiko Pembiayaan(X1)
BOPO(X2)

Standardized
Coefficients
Beta

t

Sig.
.255

.800

-.031

-.163

.871

.233

.114

.618

.540

-.080

.131

-.124

-.611

.545

-.072

.195

-.062

-.370

.714

a. Dependent Variable: abs_residual_Glejser

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Tabel Distribusi F
Tingkat Signifikansi
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05

df1
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4

df2
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63

F Tabel
2.641465
2.633532
2.626052
2.618988
2.612306
2.605975
2.599969
2.594263
2.588836
2.583667
2.578739
2.574035
2.56954
2.565241
2.561124
2.557179
2.553395
2.549763
2.546273
2.542918
2.539689
2.536579
2.533583
2.530694
2.527907
2.525215
2.522615
2.520101
2.51767

Tabel Distribusi T
Derajat Bebas
35
36
37
38

Tingkat Signifikansi
0.05
0.05
0.05
0.05

T Tabel
2.030108
2.028094
2.026192
2.024394

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39
40
41
42
43
44
45
46
47
48

0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05

2.022691
2.021075
2.019541
2.018082
2.016692
2.015368
2.014103
2.012896
2.01174
2.010635

Data
Margin Bank Risiko Pembiayaan
Y
X1
0.574
0.1203
0.613
0.1201
0.519
0.147
0.592
0.4594
0.817
0.1474
0.675
0.1143
0.594
0.1529
0.748
0.1929
0.509
0.1351
0.52
0.117
0.569
0.1388
0.557
0.3147
0.745
0.1135
0.516
0.322
0.234
0.353
0.588
0.1654
0.504
0.1299
0.544
0.1407
0.5
0.1412
0.543
0.2235
0.558
0.1193
0.597
0.1191
0.503
0.146
0.576
0.4584
0.801
0.1464
0.659
0.1133

BOPO
X2
0.908
0.8552
0.7644
0.9172
0.9925
0.7431
0.9386
0.8539
0.7728
0.8449
0.73
0.9087
0.8663
0.477
0.9159
0.8394
0.8609
0.9386
0.8403
0.8691
0.889
0.8362
0.7454
0.8982
0.9735
0.7241

Primary Ratio Opportunity Cost
X3
X4
0.8308
0.423
0.8394
0.342
0.8603
0.342
0.7884
0.542
0.9055
0.413
1.6297
0.364
0.8366
0.573
0.8499
0.727
0.8888
0.488
0.9415
0.499
0.944
0.548
0.7991
0.536
1.0307
0.724
1.0566
0.495
0.4345
0.2342
0.9786
0.567
0.9337
0.483
0.9999
0.523
0.8937
0.479
0.8348
0.522
0.7408
0.413
0.7494
0.332
0.7703
0.332
0.6984
0.532
0.8155
0.403
1.5397
0.354

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0.578
0.732
0.493
0.504
0.553
0.541
0.729
0.5
0.218
0.572
0.488
0.528
0.484
0.527

0.1519
0.1919
0.1341
0.116
0.1378
0.3137
0.1125
0.321
0.352
0.1644
0.1289
0.1397
0.1402
0.2225

0.9196
0.8349
0.7538
0.8259
0.711
0.8897
0.8473
0.458
0.8969
0.8204
0.8419
0.9196
0.8213
0.8501

0.7466
0.7599
0.7988
0.8515
0.854
0.7091
0.9407
0.9666
0.3445
0.8886
0.8437
0.9099
0.8037
0.7448

0.563
0.717
0.478
0.489
0.538
0.526
0.714
0.485
0.2242
0.557
0.473
0.513
0.469
0.512

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