www.TheCreditAgency.co.uk Online Credit Report

Title:
www.TheCreditAgency.co.uk: Online Credit Report
Word Count:
714
Summary:
This article looks at the importance of checking your credit report online.
We look at issues such as getting credit facilities such as loans, mortgages and credit cards

Finally, we provide links to resources (courtesy of www.TheCreditAgency.co.uk) so that you can

Keywords:
Free Credit Report, Equifax Credit Report, Experian Credit Report, Credit Report Online

Article Body:
WHY CHECK YOUR CREDIT REPORT?

If anything in your report is out of date or gives a misleading picture of your willingness or

For example, you may have separated from a partner who has since run up debts but, because you
Or you may have shopped around for the best offer, without realising your enquiries have been


You could even discover applications and credit accounts in your name that you did not ask for
A range of behaviours can have an effect on your credit file. Issues such as late payments or

On the other hand, if you stick to managing your existing credit facilities well, you register

With a better credit record, you will be able to access cheaper sources of finance (lower APR’

Two categories of people are going to be really affected by their credit reports following the

1) Home Owners: Anyone with a variable rate mortgage will have already seen interest rates ris

Those on a fixed rate mortgage will have thus far been untouched. However, it is the fixed rat

When their mortgage comes to an end, they are going to need to find another mortgage deal. Wha

2) Sub Prime & Near Prime Borrowers: Anyone that has had to borrow money with high APR’s (typi

Interest rates in the sub prime and near prime lending market have also increased. This can ha

If you fall into the sub-prime category, you’ll need to keep an even closer eye on your credit


By accessing your credit file online, you’ll be able to see that every aspect of your credit r

The easiest way to check your credit report is to get your credit report online. By visiting w

Use any of the web address details provided and enter them into your web browser to access you

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