Amortized cost of financial instruments

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of 30 June 2012 unaudited and 31 December 2011 audited and For the period of six months ended 30 June 2012 and 2011 unaudited Expressed in thousand of rupiah, unless otherwise stated 29 significant differences in the Company’s and Subsidiaries’ actual experience or significant changes in their assumptions may materially affect the costs and obligations of pension and other long-term employee benefits. All assumptions are reviewed at each reporting date.  Uncertain tax exposure In certain circumstances, the Company and Subsidiaries may not be able to determine the exact amount of their current or future tax liabilities due to ongoing investigations by, or negotiations with, the taxation authority. Uncertainties exist with respect to the interpretation of complex tax regulations and the amount and timing of future taxable income. In determining the amount to be recognized in respect of an uncertain tax liability, the Company and Subsidiaries apply similar considerations as they would use in determining the amount of a provision to be recognized in accordance with PSAK 57, “Provisions, Contingent Liabilities and Contingent Assets”. The Company and Subsidiaries make an analysis of all tax positions related to income taxes to determine if a tax liability for unrecognized tax benefit should be recognized. The Company and Subsidiaries present interest and penalties for the underpayment of income tax, if any, in general and administrative expenses as part of tax assessment charges in the consolidated statements of comprehensive income. NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of 30 June 2012 unaudited and 31 December 2011 audited and For the period of six months ended 30 June 2012 and 2011 unaudited Expressed in thousand of rupiah, unless otherwise stated 30

4. CASH AND CASH EQUIVALENTS

Cash and cash equivalents consist of the following : 2012 2011 Cash on hand Rupiah 1,454,436 1,686,442 Foreign currencies 217,211 198,797 Total cash on hand 1,671,647 1,885,239 Cash in banks Rupiah PT Bank Central Asia Tbk 169,333,355 134,267,044 PT Bank Permata Tbk 454,321,874 287,306,478 PT Bank CIMB Niaga Tbk 7,770,136 14,311,752 PT Bank Bumi Arta Tbk 194,774 1,840,720 PT Bank Mega Tbk 616,231 509,154 PT, Bank Pan Indonesia Tbk 880,637 935,046 PT Bank Internasional Indonesia Tbk 19,930,072 38,205,810 PT Bank OCBC NISP Tbk 3,911,005 7,631,706 PT Bank Mandiri Persero Tbk 7,397,529 2,726,469 PT Bank UOB Indonesia Tbk 2,084,735 3,405 PT Bank Commonwealth 310,741 310,840 PT Bank ANZ Indonesia 33,034 33,171 PT Rabobank International Indonesia 114,730 114,293 PT Bank Danamon Indonesia Tbk 8,917,609 10,943,252 PT Bank Negara Indonesia persero Tbk 1,534,955 1,429,997 PT Bank Resona Perdania 2,358,173 - Lain-lain 458,044 402,664 United States dollar PT Bank CIMB Niaga Tbk 1,761,696 1,591,218 PT Bank Central Asia Tbk 1,320,980 1,306,513 PT Bank Resona Perdania 79,198 28,430 PT Bank Mandiri Persero Tbk 38,751 37,484 PT Bank ANZ Indonesia 48,514 38,142 European euro PT Bank ANZ Indonesia 44,604 44,851 Total cash in banks 683,461,377 504,018,439