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CHAPTER IV DATA ANALYSIS
This research investigates the effect of bank ownership structure on bank performance and bank risk taking. Bank ownership structure is divided into five
comprehensive detailed categories: State-owned banks, regional development banks, domestic banks owned by foreign institutions, and domestic banks owned
by local institutions; Also there are foreign and joint venture banks. The subjects of this research are all commercial banks in Indonesia over the period of 2005-
2013. The overall numbers of samples in this study were 110 commercial banks. The data needed for this research gathered from Laporan Bank Umum LBU for
the period 2005-2013 in monthly dataset.
A. DESCRIPTIVE STATISTICS
Descriptive statistics is used to explain the data distribution of each variable. The descriptive statistics consists of measurements such as: mean,
median, minimum, maximum, and standard deviation. Table 4.1 below presents the descriptive statistics for the variables in this research. The
dependent variable ROA has a mean of 1.521421, median of 0.956197, with the maximum value 17.02348 and the minimum value of -9.668127. Another
proxy for bank profitability, Return on Equity ROE has a mean of 18.70751, median of 13.09164, with the maximum value 470.4082 and the minimum
value of -874.7. The second dependent variable, bank risk taking which
measured by two proxies : First, Z-Score ROA has a mean of 1442.485, median of 678.039, with the maximum value of 216580.5 and the minimum
value of 6.4569; and second, Z-Score ROE has a mean of 314.921, median of 80.478, with the maximum value of 245589.4 and the minimum value of -
16.493. This study also uses three control variables: First LNTA, as a
measurement of bank size has a mean of 15.91588, median of 15.75541, with the maximum value 20.28809 and the minimum value of 11.10509. Second,
equity-to-total asset EQTA has a mean of 11.15929, median of 8.587983, with the maximum value 99.04926 and the minimum value of -1.584381. And
the last, Loan to Deposit LDR Ratio has a mean of 85.88932, median of 79.97784, with the maximum value 726.7294 and the minimum value of
4.586926.
Table 4.1 Descriptive Statistics
OBSERVATION MEAN
MEDIAN MAX
MIN STDEV
ROA 6596
1.521421 0.956197
17.02348 -9.668127
2.160081
ROE 6596
18.70751 13.09164
470.4082 -874.7
30.52736
Z-ROA 6596
1442.485 678.039
216580.5 6.4569
5274.674
Z-ROE 6596
314.921 80.478
245589.4 -16.493
4018.873
SOE 6596
0.05169 1
0.221433
LOCAL 6596
0.230594 1
0.421245
FOREIGN 6596
0.06413 1
0.245003
VENTURE 6596
0.127502 1
0.333559
SOELOC 6596
0.282292 1
0.450149
VENFOR 6596
0.191631 1
0.393614
LNTA 6596
15.91588 15.75541
20.28809 11.10509
1.73599
EQTA 6596
11.15929 8.587983
99.04926 -1.584381
10.04908
LDR 6596
85.88932 79.97784
726.7294 4.586926
52.86504
Source: Processed Data
B. CLASSICAL ASSUMPTION TESTS
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