Retirement benefits SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued w. Dividends

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued JUNE 30, 2012 UNAUDITED AND DECEMBER 31, 2011 AUDITED AND SIX MONTHS PERIOD ENDED JUNE 30, 2012 AND 2011 UNAUDITED Figures in tables are presented in billions of Rupiah, unless otherwise stated 32

3. CASH AND CASH EQUIVALENTS June 30,

December 31, 2012 2011 Cash on hand 19 6 Cash in banks Related parties Rupiah PT Bank Mandiri Persero Tbk “Bank Mandiri” 329 687 PT Bank Negara Indonesia Persero Tbk “BNI” 232 302 PT Bank Rakyat Indonesia Persero Tbk “BRI” 39 101 Others 24 18 624 1,108 Foreign currencies Bank Mandiri 381 198 BNI 127 48 Others - 2 508 248 Sub-total 1,132 1,356 Third parties Rupiah PT Bank Permata Tbk 57 7 Others each below Rp.50 billion 120 108 177 115 Foreign currencies each below Rp.50 billion 87 69 Sub-total 264 184 Total cash in banks 1,396 1,540 Time deposits Related parties Rupiah BRI 2,541 2,620 BNI 1,799 2,418 Bank Mandiri 304 448 PT Bank Tabungan Negara Persero Tbk “BTN” 233 446 PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk “BJB” 170 145 PT Bank Syariah Mandiri “BSM” 49 77 Others each below Rp.50 billion 35 32 5,131 6,186 Foreign currencies BRI 237 299 BNI 6 7 243 306 Sub-total 5,374 6,492 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued JUNE 30, 2012 UNAUDITED AND DECEMBER 31, 2011 AUDITED AND SIX MONTHS PERIOD ENDED JUNE 30, 2012 AND 2011 UNAUDITED Figures in tables are presented in billions of Rupiah, unless otherwise stated 33

3. CASH AND CASH EQUIVALENTS continued June 30,

December 31, 2012 2011 Time deposits continued Third parties Rupiah PT Bank Mega Tbk “Bank Mega” 175 180 PT Bank Bukopin Tbk “Bank Bukopin” 146 181 PT Bank Tabungan Pensiunan Nasional Tbk 91 190 PT Pan Indonesia Bank Tbk 85 90 PT Bank Yudha Bhakti 84 10 PT Bank Muamalat Indonesia 66 95 Deutsche Bank AG “DB” 13 78 Others each below Rp.50 billion 89 55 749 879 Foreign currencies PT Bank Standard Chartered Bank 783 - PT Bank OCBC NISP Tbk “OCBC NISP” 257 641 Others each below Rp.50 billion 4 76 1,044 717 Sub-total 1,793 1,596 Total time deposits 7,167 8,088 Grand Total 8,582 9,634 Interest rates per annum on time deposits are as follows: June 30, December 31, 2012 2011 Rupiah 2.25 - 8.50 2.85 - 9.25 Foreign currencies 0.08 - 3.00 0.05 - 3.00 The related parties which the Company and its subsidiaries place their funds are state-owned banks. The Company and its subsidiaries placed a majority of their cash and cash equivalents in these banks because they have the most extensive branch network in Indonesia and are considered to be financially sound banks as they are owned by the state. Refer to Note 36 for details of related party transactions.