17 Having land use certification red book
174 44.60
Having land use certification red book awating clearance
14 3.60
Awaiting clearance 5
1.30 Hire house
2 0.50
Share a room 1
0.30
Total 390
100.00 Total with legal recognition and secure
status at current location
356 91.3
Total awaiting clearance 31
7.9
3. Employment
Working age population in surveyed households aged 15 to 65
CommuneWard Male
Female Total
HOA HIEP BAC 54
61 115
HOA HIEP NAM 50
82 132
HOA PHU 18
44 62
MAN THAI 68
76 144
THO QUANG 68
70 138
Total 258
333 591
Hoa Hiep Bac and Hoa Hiep Nam are the two wards that have higher working age population outside the labor force than the others. The labor force participation rate for
female population are always lower than male.
Table: Labor Force Participation Rate
CommuneWard Male Rate Female Rate Total Rate
HOA HIEP BAC 17
72.10 26
57.4 43
62.6 HOA HIEP NAM
12 85.40
20 75.2
32 75.8
HOA PHU 1
97.70 5
88.6 6
90.3 MAN THAI
6 92.30
16 78.9
22 84.7
18 THO QUANG
3 95.7
4 94.3
7 94.9
Note: = rate in comparison with working age population Reasons for not working
Apart from the female 15.7 and male 29.6 population aged 16 – 25 going to school, the rest of both genders are not working due to their health conditions diseases, old and
weak or unstable jobs. For women, their pregnancy and looking after of their children or doing house works are specific reasons that limit their opportunities for settled job.
4. Need of house rebuilding, repair and reinforcement and construction practice
Regarding carried out housing credit programs for poor people, 16.6 of interviewees said they were aware of these programs 83.4 said “no” but unclear of its implementation.
They might mistake housing credit scheme for poverty reduction or building houses of mercy programs.
Most of interviewees 93.5 agreed that storm resistant housing credit scheme for poor people is necessary because of many reasons but the most important is to facilitate poor
people to repair and reinforce their houses, ensuring safety for their families.
81.1--nearly 300 in total-- desired to get a loan for storm resistant housing. However, 90.7 of this group said they would use this loan to repair and reinforce their houses and
only 9.3 said they wanted to build new houses.
Women are believed to be the decision-maker for participating in the credit scheme for house rebuilding, repair and reinforcement with 53.4 of interviewees had the same
answer.
Who decides to participate in the housing credit scheme and signs for the
loan?
Frequency Percent Cum
Percent
Both male and female 65 34.0
34.0
Male 24 12.6
46.6
Female 102 53.4
100.0
Total
191 100.0 100.0
Note: the larger percentage of responses indicating that women should determine and take responsibility for the loan reflects the relatively large number of female-headed households
among the households surveyed.
19 To ensure good storm resistant housing in these localities, most of interviewees suggested a
20-30 million dong loan 63.3 and monthly loan repayment 89.1.
5. Sweat equity
