Schedule to Financial Statements
For the year ended 31 March 2010
22. Off Balance Sheet Sponsored Special Purpose Vehicles
23. Loan restructuring
24. Financial Assets sold to Securitisation Reconstruction Companies for Asset Reconstruction
25. Provision for Standard Assets and Derivatives
26. Business Ratios
The Bank does not have any off balance sheet sponsored Special Purpose Vehicles as at 31 March 2010 Previous Year: Nil
Standard Advances No. of Borrowers
- -
- Amount outstanding
- -
- Sacrifice diminution in the fair value
- -
- Sub-standard Advances No. of Borrowers
- -
- Amount outstanding
- -
- Sacrifice diminution in the fair value
- -
- Doubtful Advances
No. of Borrowers -
- 1
Amount outstanding -
- 88,118
Sacrifice diminution in the fair value -
- -
No. of accounts 2
- Aggregate value net of provisions of accounts sold to SCRC
- -
Aggregate consideration 2,500
- Additional consideration realized in respect of accounts
- -
transferred in earlier years Aggregate gain loss over net book value
2,500 -
General Loan Loss Provision on Standard Assets 239,677
171,929 General Provision on Credit Exposures on Derivatives
66,068 53,836
i Interest Income to working funds
7.77 8.48
ii Non-interest income to working funds
1.37 3.17
iii Operating profits to working funds
4.85 4.74
iv Return on Assets
2.38 2.72
v Business deposits plus advances per employee
255,450 166,232
vi Net Profit per employee
6,475 7,216
vii Percentage of Net NPA to Net Advances
1.00 0.55
Note: Business volume has been computed based on advances deposits excluding interbank deposits outstanding as at the year-end. Similarly, employee numbers are those as at the year-end.
Particulars of Accounts Restructured CDR
SME Debt Others
Mechanism Restructuring
Particulars 31 Mar 10
31 Mar 09
Particulars 31 Mar 10
31 Mar 09
Particulars 31 Mar 10
31 Mar 09
DBS Annual Report 2009 - 2010 43 l
Currency: Indian rupees in thousands
Schedule to Financial Statements
For the year ended 31 March 2010
44 l
DBS Annual Report 2009 - 2010
27. Exposure to Capital Market 28. Exposure to Real Estate Sector
