SEGMENT INFORMATION SEGMENT INFORMATION continued

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2006 With Comparative Figures For 2005 Expressed in millions of Rupiah, unless otherwise stated 115

48. MATURITY PROFILE continued

2005 No Maturity Description Total Contract 1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth 12 mth Assets Cash 2,522,764 - 2,522,764 - - - - Current accounts with Bank Indonesia 20,304,705 - 20,304,705 - - - - Current accounts with other banks - net 697,603 - 697,603 - - - - Placements with Bank Indonesia and other banks – net 23,617,054 - 23,355,312 176,616 38,671 46,455 - Securities - net 10,504,269 55,530 7,488,147 355,044 232,059 261,000 2,112,489 Government Recapitalization Bonds 92,055,964 - - 57,568 - 1,332,602 90,665,794 Other receivables - trade transactions - net 2,724,729 - 834,141 867,759 999,742 23,087 - Securities Purchased with Agreements to Resell - net 317,043 - 215,513 101,530 - - - Derivative receivables - net 315,243 - 19,545 18,795 5,673 - 271,230 Loans - net 94,869,474 - 15,469,798 9,987,343 6,415,058 8,718,649 54,278,626 Acceptances receivable - net 3,890,010 - 906,352 1,757,492 1,194,869 26,901 4,396 Investments in shares of stock - net 68,066 68,066 - - - - - Premises and equipment - net 5,305,413 5,305,413 - - - - - Deferred tax assets - net 2,231,402 2,231,402 - - - - - Accrued income 1,852,191 1,852,191 - - - - - Others - net 2,107,418 238,236 107,000 - - 631,389 1,130,793 Total Assets 263,383,348 9,750,838 71,920,880 13,322,147 8,886,072 11,040,083 148,463,328 No Maturity Description Total Contract 1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth 12 mth Liabilities Liabilities immediately payable 675,285 - 675,285 - - - - Demand deposits 46,410,270 - 46,410,270 - - - - Savings deposits 47,153,178 - 47,153,178 - - - - Time deposits 112,726,204 - 84,841,715 17,321,397 2,930,751 3,908,353 3,723,988 Deposits from other banks - Demand deposits 415,841 - 415,841 - - - - - Inter-bank call money 838,019 - 838,019 - - - - - Time deposits 5,545,129 - 4,104,556 222,658 674,276 543,639 - Securities sold with agreements to repurchase 2,046,420 - 543,443 - - - 1,502,977 Derivative payables 189,546 - 20,194 21,027 5,771 2,391 140,163 Acceptances payables 4,319,102 - 1,091,398 1,930,249 1,265,865 27,165 4,425 Securities issued 3,983,469 - 949,015 83,693 - - 2,950,761 Fund borrowings 4,279,631 - 508,495 462,223 420,623 1,103,936 1,784,354 Estimated losses on commitments and contingencies 594,084 594,084 - - - - - Accrued expenses 693,956 - 693,956 - - - - Taxes payable 272,101 - - - - - 272,101 Other liabilities 5,619,744 5,205,407 - - 389,992 - 24,345 Subordinated loans 4,402,266 - - - 4,562 - 4,397,704 Total Liabilities 240,164,245 5,799,491 188,245,365 20,041,247 5,691,840 5,585,484 14,800,818 Net Assets Liabilities 23,219,103 3,951,347 116,324,485 6,719,100 3,194,232 5,454,599 133,662,510

49. SEGMENT INFORMATION

The Bank considers the nature of business as the primary segment, and geographical areas as the secondary segment. The business activities of the Bank and its Subsidiaries and its geographical locations are as follows: PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2006 With Comparative Figures For 2005 Expressed in millions of Rupiah, unless otherwise stated 116

49. SEGMENT INFORMATION continued

Name of Company Nature of Business Location • Parent PT Bank Mandiri Persero Tbk. Commercial Banking Indonesia, Singapore, Hong Kong, Grand Cayman and Timor Leste • Subsidiaries PT Bank Syariah Mandiri Syariah Banking Indonesia Bank Mandiri Europe Limited Commercial Banking United Kingdom PT Mandiri Sekuritas Securities Indonesia PT Bumi Daya Plaza and its subsidiaries Others Indonesia PT Usaha Gedung Bank Dagang Negara and its subsidiaries Others Indonesia Primary Segment Information for the year ended December 31, 2006 ‘Syariah’ Banking Banking Securities Others Elimination Consolidated Operating income 27,679,726 1,079,546 219,439 15,417 - 28,994,128 Inter-segment operating income 201,370 - - - 201,370 - Operating income including inter-segment operating income 27,881,096 1,079,546 219,439 15,417 201,370 28,994,128 Operating expenses 25,052,651 978,714 158,118 93,535 - 26,283,018 Inter-segment operating expenses 33,028 - - - 33,028 - Operating expenses including inter-segment operating expenses 25,085,679 978,714 158,118 93,535 33,028 26,283,018 Profit from operations 2,795,417 100,832 61,321 78,118 168,342 2,711,110 Net profit 2,479,433 65,480 42,635 20,945 187,088 2,421,405 Total assets 258,211,155 9,554,967 2,320,022 314,660 2,883,612 267,517,192 Total assets as a percentage of total consolidated assets prior to elimination 95.49 3.53 0.86 0.12 Secondary Segment Information for the year ended December 31, 2006 Indonesia Pacific Domestic Asia West Europe Cayman Elimination Consolidated Operating income 28,285,022 336,121 159,571 213,414 - 28,994,128 Inter-segment operating income 194,715 - 6,655 - 201,370 - Operating income including inter-segment operating income 28,479,737 336,121 166,226 213,414 201,370 28,994,128 Operating expenses 25,591,972 170,382 112,974 407,690 - 26,283,018 Inter-segment operating expenses 25,400 - 7,628 - 33,028 - Operating expenses including inter-segment operating expenses 25,617,372 170,382 120,602 407,690 33,028 26,283,018 Profit from operations 2,862,365 165,739 45,624 194,276 168,342 2,711,110 Net profit 2,253,096 107,306 59,094 188,996 187,088 2,421,405 Total assets 261,340,622 1,977,521 1,999,938 5,082,723 2,883,612 267,517,192 Total assets as a percentage of total consolidated assets prior to elimination 96.65 0.73 0.74 1.88 PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2006 With Comparative Figures For 2005 Expressed in millions of Rupiah, unless otherwise stated 117

49. SEGMENT INFORMATION continued