PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Year Ended December 31, 2006 With Comparative Figures For 2005
Expressed in millions of Rupiah, unless otherwise stated
119
51. NET OPEN POSITION continued
The NOP by currency of Bank Mandiri as of December 31, 2006 was as follows:
Currency Assets
Liabilities Net Open Position
AGGREGATE ON OFF BALANCE SHEET United States Dollar
41,030,408 40,248,117
782,291 Japanese Yen
766,483 694,392
72,091 Euro
674,356 489,332
185,024 Singapore Dollar
240,952 232,290
8,662 Hong Kong Dollar
234,456 116,265
118,191 Great Britain Poundsterling
145,491 103,108
42,383 Australian Dollar
80,941 27,316
53,625 Others
28,129 6,951
28,084 Total
1,290,351 ON-BALANCE SHEET
United States Dollar 39,795,789
36,153,929 3,641,860
Singapore Dollar 231,935
220,868 11,067
Euro 218,275 513,025
294,750 Hong Kong Dollar
200,761 116,265
84,496 Japanese Yen
191,539 413,525
221,986 Great Britain Poundsterling
70,622 10,623
59,999 Australian Dollar
40,013 20,198
19,815 Others 23,610
6,951 16,659
Total 3,317,160
Total Tier I and II Capital less investments in subsidiaries Note 50
28,365,877
NOP Ratio On-Balance Sheet 11.69
NOP Ratio Aggregate 4.55
NOP Ratios based on the total capital as of November 2006 unaudited are as follows :
Total Capital November 2006 28,276,345
NOP Ratio On-Balance Sheet 11.73
NOP Ratio Aggregate 4.56
Sum of the absolute values of difference between assets and liabilities.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Year Ended December 31, 2006 With Comparative Figures For 2005
Expressed in millions of Rupiah, unless otherwise stated
120
51. NET OPEN POSITION continued
The Net Open Position by currency of Bank Mandiri as of December 31, 2005 is as follows:
Currency Assets
Liabilities Net Open Position
AGGREGATE ON OFF BALANCE SHEET United Stated Dolar
47,328,306 46,984,911
343,395 Hong Kong Dollar
248,797 123,844
124,953 Singapore Dollar
1,805,477 1,683,567
121,910 Great Britain Poundsterling
125,526 75,880
49,646 Euro 716,890
692,445 24,445
Australian Dollar 30,350
17,114 13,236
Japanese Yen 252,298
243,775 8,523
Others 20,009 6,375
20,250 Total
706,358 ON-BALANCE SHEET
United Stated Dollar 43,919,757
41,432,545 2,487,212
Singapore Dollar 1,805,477
1,647,090 158,387
Euro 724,170 708,480
15,690 Japanese Yen
241,435 237,832
3,603 Hong Kong Dollar
235,924 123,844
112,080 Great Britain Poundsterling
96,656 47,011
49,645 Australian Dollar
30,350 17,114
13,236 Others 20,009
6,375 13,634
Total 2,853,487
Total Tier I and II Capital less investments in subsidiaries Note 50
27,387,775 NOP Ratio On-Balance Sheet
10.42 NOP Ratio Aggregate
2.58
52. NON-PERFORMING EARNING ASSETS RATIO, TOTAL ALLOWANCE FOR POSSIBLE LOSSES ON EARNING ASSETS RATIO, SMALL-SCALE LOANS RATIO, AND LEGAL LENDING LIMIT
Non-performing earning assets to total earning assets Bank Mandiri only, was 8.25 and 12.29 as of December 31, 2006 and 2005, respectively. The Non-Performing Loan NPL ratio Bank Mandiri only
before being deducted by the allowance for possible losses gross basis was 17.08 and 26.58 as of December 31, 2006 and 2005, respectively Note 11A.d.
The total allowance for possible losses on earning assets provided by Bank Mandiri compared to the minimum allowance for possible losses on earning assets under the guidelines prescribed by Bank
Indonesia were 107.83 and 102.97 as of December 31, 2006 and 2005, respectively.
The small-scale loans to total loans ratio was 4.15 and 4.85 as of December 31, 2006 and 2005, respectively.
Legal Lending Limit BMPK as of December 31, 2006 and 2005 did not exceed the BMPK regulation for related parties and third parties. BMPK is calculated in accordance with Bank Indonesia Regulation - PBI
No.73PBI2005 dated January 20, 2005 as revised with PBI No. 813PBI2006 regarding Changes on PBI No.73PBI2005 regarding Legal Lending Limit Commercial Bank.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Year Ended December 31, 2006 With Comparative Figures For 2005
Expressed in millions of Rupiah, unless otherwise stated
121
53. CUSTODIAL AND TRUST OPERATIONS
