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The effects of perceived locus of control and perceived income adequacy on satisfaction with financial status of rural households

The effects of perceived locus of control and perceived
income adequacy on satisfaction with financial status of
rural households
Ujang Sumarwan1 and Tahira K. Hira2
(1) Department of Community Nutrition and Family Resources, College of Agriculture, Bogor
Agricultural University, Bogor, Indonesia
(2) Department of Human Development and Family Studies, Iowa State University, 1086
LeBaron Hall, 50011-1120 Ames, Iowa
Abstract
The purpose of this study is to examine the relationships among selected socioeconomic
variables — perceived locus of control, perceived income adequacy, and satisfaction with
financial status. Results of the study indicate that age, household income, household net worth,
perceived locus of control, and perceived income adequacy are significantly related to
satisfaction with financial status. Household income and household net worth have indirect
effects on satisfaction through perceived locus of control and perceived income adequacy.
Perceived locus of control also has an indirect effect on satisfaction through perceived income
adequacy. These findings suggest that counselors and educators should emphasize the
importance of perceptions of income adequacy and control over financial aspect in their courses
and programs.
Key words perceived income adequacy - perceived locus of control - satisfaction with financial
status - socioeconomic variables


http://www.springerlink.com/content/v355108560g55218/

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