Research Question Research Objectives

sectors that go hand in hand. Up to this time the four sectors of the economy began to grow very rapidly. Judging from the increasing number of objects several new tourism, the construction of several new hotels or inns, many businesses mushrooming in the field of trade and services, micro and medium scale. The existence rural bank in the Yogyakarta area is very supportive to the capital of 4 sectors of the economy. Rural Banks role in this is to help capital in the form of credit or loans to support the operational of the business areas. Rural Bank of financing procedures are still simple an alternative choice of the debtor either micro and intermediate businesses.In addition the process is very fast in terms of credit disbursement also be hallmarks of Rural Banks. Increasing number of loans disbursed by the Rural Bank, the higher the ability of banks in generate income in the form of interest income from loans disbursed by the given asset of the most productive in the Rural Bank are the in the form of loans extended to the debtor so that the profit generated Rural Banks also higher. a. The target of Rural Banks Serving the needs of farmers, ranchers, fishermen, traders, small businessmen, employees, and a retired because this goal cannot be reached by commercial banks and to further realize the equitable distribution of banking services, equal opportunity seeks, income distribution, and in order that they do not fall into the hands of the release money loan sharks. b. The effort of rural bank Rural Bank’s efforts include efforts to raise and distribute funds with the aim of getting profit. Rural B ank’s advantages obtained from the spread effects and interest income. c. The efforts of Rural Bank are : 1 Collects funds from society in the form of deposits in the form of time deposits, savings, and or other equivalent form with it. 2 Give credit 3 Provider of financing for customers based on the principle of profit sharing in accordance with the provisions stipulated in Government Regulation. 4 Placing funds in Bank Indonesia Certificates SBI, time deposits, certificates of deposit and or savings in other banks. SBI are the offered by Bank Indonesia certificates to the Rural Bank when the Rural Bank experienced a liquidity. d. The Businesses which dont be done of Rural Bank 1 Accepting deposits comprising of demand deposits 2 Conducting of business activities in foreign currencies. 3 Conducting of insurance business. 4 Conducting other businesses outside of business activities as stipulated in the Rural Bank.