33 1.
Mutual cooperation Gotong royong. With everyone paying their installments, the spirit of gotong royong supports the idea of the healthy helping the sick and
the rich helping the poor. 2.
Non-profit. BPJS is not permitted to make a profit. Public funds are collected in a trust to be used for the benefit of participants.
3. Openness, diligence-caution, accountability, efficiency and effectiveness.
Management principles under the management of funds from participants and the results of developments.
4. Portability. This ensures that even if participants move house or change
employment, as long as they remain in the Republic of Indonesia they maintain their rights as JKN participants.
5. Mandatory participation. All participants are protected. Applications adapt to the
financial capabilities of people and the government, as well as the feasibility of program implementation.
6. Funding body. Payments by participants to the organizing body are entrusted in
funds that are well managed and for the benefit of participants. 7.
Funds managed by in social assistance funds are to be used entirely for program development and for the greater interests of participants.
5.1.1.4. Requirement to be JKN’s Participant
According to Law of The Republic of Indonesia Number 24 Year 2011 on The Implementing Agency of Social Security, Article 14 Anyone, and followed by
Regulation of President of the Republic of Indonesia no. 12 Year 2013 concerning Health Care Benefits, states that participants of National healthcare are:
a. PBI Health Care Benefits
b. Non PBI Health Care Benefits.
34 Participants of PBI Health Care Benefits include poor people and low inc
ome people. Participants Non PBI Health Care Benefits are Participant who are not classified as poor and low income people and they consist of :
a. Salaried Employee and their family members; b. Non Salaried Employee and their family members;
c. Non Employee and their family members.
Figure 5.1. BPJS Members Criteria
Source: Wihartini, PBJS Kesehatan, 2014
Recipient Contribution Health Insurance PBI: the poor and people are not able to, with the determination of the participants in accordance with the law and
regulation. 1.
Non Receiving Aid Health Insurance Fee Non-PBI, consisting of: Recipients Wage Workers and members of their families
a Civil Servants; b Members of the military;
c Members of the National Police; d State officials;
e Non Government Employees Civil Service; f Private Employees; and
g Workers who do not include the letters a to f are receiving wages.
Members
Non PBI
Formal Workers
Informal Sector
Non Worker
PBI
Poor People
Indigent People
35 Including foreigners working in Indonesia for a minimum of 6 six
months. Non Receiving Wage Workers and members of their families
a Workers outside the employment relationship or an independent
worker; b
Workers who did not include a letter that is not the recipient Wages. Including foreigners working in Indonesia for minimum of 6 six
months. Non-workers and family members
a Investors; b Employer;
c Pension Recipients, consisting of: - Civil Servants who stopped the pension rights;
- Members of TNI and Police officers stopped the pension rights; - State officials who stopped the pension rights;
- The widow, widower or orphan pension recipients who receive pension rights;
- Recipient other retirement; and - Widows, widowers, orphans or from other pension recipients who
receive pension rights. d `Veterans;
e Pioneer Independence; f The widow, widower, or orphans of veterans or Pioneer
Independence; and g Not Workers who do not include the letters a to e are unable to pay
dues.
36 2. Family members that remains :
Receiver Wage Workers: a
The nuclear family, including wife husband and children are legitimate biological children, stepchildren and or adopted
children, a maximum of 5 five people. b
Children biological, stepchild of a legal marriage, and adopted children are legitimate, with criteria:
i. Not or have never been married or do not have their own
income; ii.
Not the age of 21 twenty one years old or has not been aged 25 twenty five years of formal education is still continuing.
c Non Receiving Wage Workers and Non-Workers: Participants can
include family members who want unlimited. d
Participants can include additional family members, including children 4 and so on, father, mother and in-laws.
e Participants can include additional family members, which include
other relatives such as siblings in-laws, household assistant, etc.
5.1.1.5. Targeted People
