Institutional Repository | Satya Wacana Christian University: Analisis Laporan Kinerja Keuangan Bank Perkreditan Rakyat di Jawa Tengah
DAFTAR RIWAYAT HIDUP
Nama
: Mega Amelia Andani
NIM
: 232008038
Alamat Asal
: Jln. Raden Fatah No.38 LK1/ RT 001 RW 03 Kaliawi
Judul Skripsi
: ANALISIS LAPORAN KINERJA KEUANGAN BPR di JAWA
TENGAH
Riwayat Pendidikan : SD Fransiskus 2 Rawa Laut Bandar Lampung Lulus Tahun 2001
SMP IMMANUEL Bandar Lampung Lulus Tahun 2005
SMA IMMANUEl Bandar Lampung Lulus Tahun 2008
UKSW Salatiga 2012
Riwayat Seminar
:
Seminar TALK SHOW FAKULTAS EKONOMI SEMESTER ganjil 2008/2009,
tanggal 3 September 2008, Penyelenggara Fakultas Ekonomika dan Bisnis UKSW,
bertempat di Balairung UKSW, Salatiga.
Seminar Hypnosis For Public Communication, tanggal 25 September 2008,
Penyelenggara Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung
UKSW, Salatiga.
Seminar Agribusiness “The Blueprint of New Indonesia”, tanggal 18 Maret 2009,
Penyelenggara Kelompok Studi Manajemen Fakultas Ekonomika dan Bisnis
UKSW, bertempat di Balairung UKSW, Salatiga.
Seminar Nasional Akuntansi “ Arsitektur Standar Akuntansi Keuangan di
Indonesia” dan Implementasi Financial reporting Standart di Indonesia”, tanggal 1
April 2009, Penyelenggara Kelompok Studi Akuntansi Fakultas Ekonomika dan
Bisnis UKSW, bertempat di Balairung UKSW, Salatiga.
Seminar Nasional Akuntansi, “ seminar Nasional Akuntansi dan audit Usaha Kecil
Menengah” dan Workshop “ Implementasi Good Corporate Governance Pada
33
Usaha kecil Menengah”, tanggal 2 April 2009, Penyelenggara Kelompok Studi
Akuntansi Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung UKSW,
Salatiga.
Seminar Roadshow Bedah Buku “Advertising That Makes Money”, tanggal 29
April 2009, Penyelenggara Dwi Sapta IMC bekerjasama dengan Fakultas
Ekonomika dan Bisnis UKSW, bertempat di Balairung UKSW, Salatiga.
Kuliah Umum”Asuransi sebagai Pilihan Investasi”, tanggal 10 Februari 2010,
Penyelenggara Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung
UKSW, Salatiga.
Seminar Kerohanian “Keluargaku Penting Nggak Sih?”, tanggal 19 Maret 2009,
Penyelenggara Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung
UKSW, Salatiga.
Seminar How To build Our Barganing Power On International Joint Venture
Context, tanggal 26 Januari 2011, Penyelenggara Kelompok Studi Manajemen
Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung UKSW, Salatiga.
Wisata Industri KSM 2011 “Yes Wi Get”, tanggal 5 Mei 2011, Penyelenggara
Kelompok Studi Manajemen Fakultas Ekonomika dan Bisnis UKSW, bertempat di
Balairung UKSW, Salatiga.
Bersama Kita Hijaukan Bumi, tanggal 9 April 2011, Penyelenggara fakultas Biologi
UKSW, bertempat di Desa Tajuk Dusun Pilihan Kecamatan Getasan, Salatiga.
Seminar Business Plan Competition 2011” Jadikanlah Rencana Bisnismu Bukan
Sekedar Angan-Angan, tanggal 31 Mei 2011, Penyelenggara Kelompok Studi
Manajemen Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung
UKSW, Salatiga.
Kuliah Tamu” Dilema Kebijakan BBM”, tanggal 6 Februari 2012, Penyelenggara
Kelompok Studi Ilmu Ekonomi Fakultas Ekonomika dan Bisnis UKSW, bertempat
di Balairung UKSW, Salatiga.
34
Riwayat Organisasi :
Panitia Kegiatan Retreat Mahasiswa 2011 “ Menjadi Generasi Pengubah di Era
Globalisasi”. Sebagai anggota Koordinator. Sie. Perkap, tanggal 19-20 Maret 2011.
Panitia Workshop dan Pekan Ilmiah Mahasiswa 2011 “Membuat Karya Ilmiah
Yang Baik dan Benar”. Sebagai bendahara , tanggal 7 Februari dan 28 Maret 2011.
Panitia
Pekan Ilmiah Mahasiswa 2011 “ Teaching and Learning Based On
Research”. Sebagai anggota Sie Kesekretariatan, tanggal 24-25 Mei 2011.
35
LAMPIRAN 1
BPR Terbaik 2011 di Jawa Tengah
NO
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
NAMA BPR
PT.BPR Gunung Rizki Pustaka Utama - Semarang
PT.BPR Weleri Makmur - Semarang
PT. BPR Kedung Arto - Semarang
PT.BPR Mandiri Artha Abadi - Semarang
PT.BPR Artha Tanah Mas - Semarang
PT.BPR Gunung Kinibalu - Semarang
PT.BPR Restu Artha Makmur - Semarang
PT.BPR Restu Klepu Makmur - Semarang
PT.BPR Mekar Nugraha Klepu - Semarang
PT.BPR Ambarawa Hartasarana - Semarang
PT.BPR Satria Pertiwi Semarang - Semarang
PT.BPR Argo Dana Ungaran- Semarang
PT.BPR Mitra Mulia Persada - Semarang
PT.BPR Sejahtera Artha Sembada - Pekalongan
PT.BPR Krida Harta Salatiga - Salatiga
PT.BPR Dinamika Bangun Artha - Salatiga
PT.BPR Central Artha - Tegal
PT.BPR Nusamba Adiwerna -Tegal
PT.BPR Sahabat Tata - Tegal
PT.BPR Artha Kramat - Tegal
PT.BPR Bumi Sediaguna - Tegal
PT.BPR Mega Artha Mustika - Tegal
PT.BPR Mitra Mertoyudan - Magelang
PT.BPR Mertoyudan Makmur - Magelang
PT.BPR Sinar Garuda Prima - Magelang
PT.BPR Artha Mertoyudan - Magelang
PT.BPR Lumbung Artha Muntilanindo - Magelang
PT.BPR Niji - Magelang
PT.BPR Kembang Parama - Magelang
PT.BPR Central Internasional - Surakarta/Solo
PT.BPR Nguter Surakarta -Surakarta/Solo
PT.BPR Binalanggeng Mulia - Surakarta/Solo
PT.BPR Sabar Arthapalur - Surakarta/Solo
PT.BPR Agung Sejahtera - Kendal
PT.BPR Citra Darian - Kendal
PT.BPR Enggal Makmur Adi Sentoso - Kendal
PT.BPR Swadharma Mranggen- Demak
PT. BPR Kusuma Langgeng - Demak
PT.BPR Semeru - Grobongan
PT.BPR Purwa Artha - Grobongan
PT.BPR Jatibarang Sediaguna - Brebes
PT.BPR Arisma Mandiri - Brebes
PT.BPR Bumiayu Bangun Citra - Brebes
PT.BPR Eleska Artha - Brebes
PT.BPR Tayu Dutapersada - Pati
PT.BPR Arthaperdana Delta Sentosa - Pati
PT.BPR Asabahana Sejahtera - Pati
PT.BPR Catur Artha Jaya - Kudus
PT.BPR Taruna Adidaya Santosa - Kudus
PT.BPR Hartha Muriatama - Kudus
PT.BPR Mitra Budikusuma Mandiri - Kudus
PT.BPR Danata - Kudus
PT.BPR Hidup Artha Putra - Pemalang
PT.BPR Panasayu Arthalayan Sejahtera - Pemalang
PT.BPR Nusamba Pecanggan Jepara - Jepara
PT.BPR Dhana Mitratama - Blora
PT.BPR Cepu Nasinalbank - Blora
PT.BPR Gunung Simping Artha - Banyumas
PT. BPR Dana Mitra Sakti - Banyumas
PT.BPR Artha Mekar Sokaraja - Banyumas
PT.BPR Gunung Slamet - Cilacap
PT.BPR Ukibima Sejahtera - Cilacap
PT.BPR Kroya Bangunartha - Cilacap
PT.BPR Citanduy Artha - Cilacap
PT.BPR Artha Perwira - Purbalingga
KODE KODE
TOTAL ASET 2010
1
2
0
0
Rp
206,366,852.00
0
0
Rp
151,529,866.00
0
0
Rp
67,791,941.00
0
0
Rp
139,086,874.00
0
0
Rp
17,081,928.00
0
0
Rp
20,569,861.00
0
0
Rp
66,347,641.00
1
0
Rp
69,868,841.00
1
0
Rp
29,669,771.00
1
0
Rp
8,293,175.00
1
0
Rp
20,496,320.00
1
0
Rp
21,429,764.00
1
0
Rp
13,334,499.00
0
0
Rp
15,291,003.00
0
0
Rp
16,106,233.00
0
0
Rp
13,949,241.00
0
0
Rp
15,793,570.00
1
0
Rp
45,998,197.00
1
0
Rp
6,722,724.00
1
0
Rp
6,305,349.00
1
0
Rp
8,048,737.00
1
0
Rp
15,098,082.00
0
0
Rp
33,065,049.00
0
0
Rp
6,628,347.00
0
0
Rp
14,901,275.00
1
0
Rp
206,991,595.00
1
0
Rp
18,789,226.00
1
0
Rp
4,157,474.00
1
0
Rp
66,124,777.00
0
0
Rp
33,307,003.00
0
0
Rp
52,193,832.00
0
0
Rp
38,118,576.00
0
0
Rp
23,678,686.00
1
0
Rp
33,128,798.00
1
0
Rp
13,404,691.00
1
0
Rp
6,616,701.00
1
0
Rp
12,273,330.00
1
0
Rp
12,732,577.00
1
0
Rp
11,916,835.00
1
1
Rp
24,809,682.00
1
0
Rp
8,169,530.00
1
0
Rp
3,158,027.00
1
0
Rp
1,416,002.00
1
0
Rp
1,148,158.00
1
0
Rp
306,610,551.00
1
0
Rp
9,542,611.00
1
0
Rp
6,913,510.00
1
0
Rp
22,046,854.00
1
0
Rp
11,288,852.00
1
0
Rp
14,722,405.00
1
0
Rp
15,302,966.00
1
0
Rp
8,434,836.00
1
0
Rp
25,972,508.00
1
0
Rp
8,468,446.00
1
0
Rp
49,816,362.00
1
0
Rp
6,247,590.00
1
0
Rp
8,575,456.00
1
0
Rp
103,646,779.00
1
0
Rp
5,201,155.00
1
0
Rp
53,561,249.00
1
0
Rp
216,232,104.00
1
0
Rp
14,642,863.00
1
0
Rp
20,439,494.00
1
0
Rp
20,282,430.00
1
1
Rp
47,381,793.00
MODAL 2010
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
20,772,390.00
21,023,744.00
5,800,490.00
9,145,344.00
2,375,395.00
9,133,507.00
10,697,912.00
13,071,136.00
4,734,528.00
2,383,890.00
3,125,874.00
1,755,199.00
1,934,233.00
1,680,105.00
2,023,925.00
1,206,133.00
1,650,622.00
3,509,094.00
1,974,182.00
1,575,627.00
1,480,095.00
2,500,811.00
5,455,604.00
1,957,054.00
2,629,599.00
32,543,359.00
2,626,280.00
886,488.00
6,360,880.00
4,555,025.00
6,389,691.00
6,594,260.00
6,418,200.00
3,176,365.00
1,754,473.00
1,866,123.00
2,739,718.00
4,334,985.00
1,542,563.00
13,238,915.00
1,626,338.00
1,281,865.00
446,273.00
655,779.00
4,478,298.00
1,233,251.00
1,446,811.00
1,957,643.00
1,328,849.00
2,225,424.00
2,033,860.00
1,578,397.00
1,983,241.00
1,187,515.00
4,868,108.00
1,394,951.00
1,378,593.00
17,149,792.00
1,278,378.00
7,709,577.00
42,368,825.00
1,593,258.00
2,839,929.00
6,325,764.00
7,229,417.00
POSISI
KPMM
11.23%
16.10%
10.08%
11.32%
20.21%
4.57%
19.20%
22.88%
17.97%
23.37%
18.68%
11.67%
17.62%
1.85%
16.41%
14.56%
11.61%
11.21%
38.93%
32.77%
28.44%
22.00%
24.30%
38.00%
22.34%
27.04%
15.64%
32.29%
13.44%
24.87%
12.87%
18.28%
29.96%
11.44%
15.02%
39.83%
30.40%
44.71%
14.87%
66.21%
28.76%
51.97%
52.72%
40.24%
11.36%
24.05%
24.27%
9.36%
19.24%
14.61%
14.94%
19.58%
11.94%
15.00%
16.09%
33.54%
22.25%
31.81%
35.87%
19.40%
22.29%
17.84%
18.31%
55.78%
22.00%
NILAI
KPMM
85%
100%
79%
87%
100%
50%
100%
100%
100%
100%
100%
97%
100%
23%
100%
100%
92%
81%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
86%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
78%
100%
100%
63%
100%
100%
100%
100%
98%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
BOBOT
KPMM
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
POSISI
NPL
4.50%
6.89%
8.80%
4.28%
11.36%
5.60%
3.01%
3.48%
2.53%
19.04%
7.20%
9.39%
4.49%
1.47%
12.59%
11.22%
0.00%
2.24%
3.71%
12.08%
11.39%
2.34%
4.24%
12.85%
2.79%
1.07%
5.73%
15.24%
11.38%
1.88%
3.91%
1.54%
6.50%
8.24%
3.98%
8.62%
16.15%
4.34%
10.47%
13.38%
4.63%
4.40%
2.18%
2.59%
11.00%
13.10%
8.06%
4.12%
14.00%
5.64%
2.23%
4.55%
60.00%
24.73%
1.58%
4.79%
10.57%
11.00%
3.88%
93.00%
17.00%
1.92%
3.96%
6.00%
3.25%
NILAI
NPL
80%
100%
100%
78%
100%
100%
72%
78%
65%
100%
100%
100%
93%
60%
100%
100%
0%
65%
72%
100%
100%
63%
85%
100%
64%
55%
100%
100%
100%
60%
73%
61%
100%
100%
80%
100%
100%
93%
100%
100%
80%
78%
68%
64%
100%
100%
100%
75%
100%
100%
73%
77%
100%
100%
60%
100%
100%
100%
82%
100%
100%
60%
75%
100%
68%
BOBOT
NPL
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
36
POSISI
ROA
4.30%
5.56%
2.93%
2.88%
4.34%
9.65%
5.44%
5.96%
6.04%
3.95%
9.62%
4.33%
5.65%
2.30%
2.95%
2.21%
-3.76%
21.00%
7.99%
7.04%
3.97%
13.00%
2.87%
2.00%
6.85%
3.66%
2.50%
-79.00%
2.58%
97.00%
7.09%
5.18%
3.21%
4.05%
6.00%
6.63%
3.52%
6.82%
3.08%
9.14%
6.42%
10.93%
18.16%
-54.80%
4.39%
-12.07%
7.23%
3.25%
2.36%
6.76%
3.10%
4.48%
2.58%
3.00%
2.04%
3.99%
5.10%
4.81%
5.61%
6.86%
6.57%
2.89%
5.03%
7.62%
5.00%
NILAI
ROA
80%
85%
92%
90%
82%
65%
84%
86%
70%
84%
62%
73%
65%
93%
95%
91%
0%
54%
62%
64%
81%
53%
92%
95%
78%
78%
91%
0%
84%
54%
70%
84%
87%
72%
60%
61%
82%
64%
83%
61%
64%
67%
58%
0%
73%
0%
67%
85%
93%
64%
82%
78%
93%
72%
98%
83%
66%
78%
64%
64%
61%
92%
73%
62%
60%
BOBOT
ROA
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
POSISI
ROE
32.18%
25.31%
44.11%
109.81%
14.13%
20.63%
22.42%
21.70%
54.97%
10.12%
53.24%
32.37%
32.54%
35.61%
19.47%
9.05%
-21.16%
16.97%
21.83%
23.45%
18.30%
14.58%
17.18%
6.42%
27.10%
21.84%
15.73%
-33.10%
18.67%
9.23%
54.88%
83.46%
11.84%
54.85%
36.19%
17.88%
13.90%
17.66%
17.54%
12.69%
26.18%
18.90%
10.15%
93.36%
92.58%
4.40%
24.45%
30.25%
12.43%
33.65%
34.57%
28.17%
44.34%
19.18%
31.80%
13.96%
25.30%
27.25%
14.14%
33.37%
23.39%
16.20%
29.28%
20.48%
42.90%
NILAI
ROE
69%
77%
51%
43%
83%
73%
74%
83%
65%
94%
53%
73%
75%
64%
84%
100%
0%
74%
83%
85%
77%
84%
88%
100%
72%
74%
83%
0%
86%
100%
62%
55%
91%
54%
69%
88%
83%
82%
87%
83%
76%
78%
95%
54%
50%
100%
75%
63%
84%
86%
65%
72%
54%
82%
75%
83%
73%
76%
84%
76%
73%
82%
74%
88%
48%
BOBOT POSISI
ROE
LDR
10%
91.09%
10%
80.93%
10%
86.66%
10%
78.91%
10%
62.82%
10%
88.84%
10%
87.84%
10%
93.09%
10%
89.80%
10%
71.06%
10%
67.33%
10%
84.55%
10%
80.89%
10%
92.49%
10%
79.17%
10%
83.12%
10%
67.39%
10%
74.49%
10%
74.23%
10%
79.20%
10%
66.19%
10%
82.00%
10%
73.44%
10%
32.00%
10%
80.31%
10%
50.63%
10%
76.85%
10%
76.54%
10%
72.30%
10%
76.19%
10%
90.56%
10%
78.24%
10%
80.74%
10%
84.39%
10%
86.14%
10%
76.03%
10%
78.72%
10%
74.89%
10%
93.72%
10%
90.30%
10%
67.96%
10%
94.07%
10%
53.15%
10%
346.35%
10%
85.60%
10%
79.68%
10%
86.85%
10%
82.26%
10%
53.79%
10%
91.86%
10%
78.72%
10%
79.75%
10%
72.14%
10%
88.58%
10%
69.61%
10%
70.29%
10%
76.14%
10%
97.32%
10%
79.18%
10%
65.23%
10%
99.45%
10%
78.88%
10%
91.24%
10%
84.11%
10%
72.00%
NILAI
LDR
100%
100%
100%
100%
77%
100%
100%
100%
100%
81%
75%
100%
100%
100%
100%
100%
80%
76%
80%
100%
71%
100%
82%
58%
100%
58%
78%
80%
74%
87%
100%
100%
100%
100%
100%
76%
100%
76%
100%
100%
72%
100%
61%
100%
100%
100%
100%
100%
63%
100%
100%
100%
74%
100%
72%
73%
80%
100%
100%
76%
100%
100%
100%
100%
72%
BOBOT
LDR
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
POSISI
BOPO
81.51%
74.48%
91.02%
85.31%
86.38%
64.53%
7.69%
78.43%
74.01%
84.93%
78.03%
85.87%
83.40%
80.65%
87.62%
95.43%
148.31%
98.33%
75.12%
80.03%
88.21%
91.41%
82.82%
95.25%
77.84%
71.77%
102.53%
103.38%
84.39%
90.35%
73.23%
70.65%
79.78%
86.42%
80.99%
79.17%
82.71%
71.24%
89.23%
59.93%
81.70%
74.14%
88.99%
74.35%
79.41%
106.69%
78.57%
85.68%
90.95%
75.24%
76.25%
78.40%
85.70%
82.91%
89.50%
83.33%
83.92%
75.76%
75.52%
72.27%
69.09%
86.47%
81.36%
67.14%
75.05%
NILAI BOBOT
BOPO BOPO
90%
10%
76%
10%
93%
10%
87%
10%
88%
10%
67%
10%
55%
10%
80%
10%
77%
10%
86%
10%
80%
10%
84%
10%
86%
10%
82%
10%
88%
10%
100%
10%
100%
10%
100%
10%
76%
10%
82%
10%
90%
10%
94%
10%
84%
10%
100%
10%
80%
10%
73%
10%
100%
10%
100%
10%
86%
10%
93%
10%
75%
10%
72%
10%
93%
10%
82%
10%
83%
10%
80%
10%
84%
10%
73%
10%
91%
10%
60%
10%
83%
10%
76%
10%
91%
10%
86%
10%
81%
10%
100%
10%
80%
10%
87%
10%
100%
10%
75%
10%
77%
10%
80%
10%
87%
10%
84%
10%
90%
10%
86%
10%
86%
10%
80%
10%
77%
10%
74%
10%
72%
10%
88%
10%
83%
10%
70%
10%
78%
10%
POSISI
NIM
13.13%
40.40%
13.54%
9.46%
17.41%
20.59%
19.52%
15.83%
14.54%
19.91%
25.70%
17.86%
29.81%
25.00%
22.92%
17.91%
5.11%
23.97%
26.81%
26.84%
26.45%
19.25%
9.92%
16.63%
21.51%
15.81%
22.88%
15.48%
13.78%
8.24%
12.72%
16.85%
14.08%
14.52%
25.50%
25.01%
25.03%
22.04%
21.77%
20.38%
25.90%
31.40%
25.10%
14.23%
17.03%
18.77%
25.76%
21.30%
16.67%
20.84%
20.07%
26.13%
8.14%
17.56%
11.68%
20.08%
24.17%
9.07%
15.97%
13.01%
19.27%
16.79%
22.89%
21.61%
10.43%
NILAI
NIM
83%
63%
82%
100%
87%
90%
86%
85%
84%
89%
73%
87%
71%
85%
82%
87%
100%
73%
74%
78%
75%
89%
100%
86%
82%
71%
76%
85%
83%
100%
82%
86%
84%
84%
75%
75%
75%
72%
77%
70%
72%
68%
75%
84%
87%
88%
76%
75%
87%
80%
82%
76%
92%
75%
94%
82%
84%
100%
75%
83%
89%
86%
74%
71%
98%
BOBOT
NIM
SCORE
AKHIR
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
85
90
88
85
89
80
84
89
83
92
82
91
88
69
95
98
54
75
80
91
87
85
90
90
84
72
91
75
89
84
84
82
96
86
85
86
92
83
94
87
80
85
78
75
85
89
90
79
89
91
85
86
87
91
82
88
87
93
86
85
90
87
85
89
76
PREDIKAT
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
CUKUP BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
PT.BPR Surya Y.Kencana - Banjarnegara
PT.BPR Multi Arthanusa - Temanggung
PT.BPR Intan Surya - Temanggung
PT.BPR Suryakusuma Kranggan - Temanggung
PT.BPR Surya Yudha - Wonosobo
PT.BPR Puspa Kencana - Wonosobo
PT.BPR Artha Selomanik Putra - Wonosobo
PT.BPR Sinarartha Sejahtera - Kebumen
PT.BPR Danamitra Sejahtera - Kebumen
PT.BPR Shinta Bahkti Wedi - Klaten
PT.BPR Ukabima BMMS - Klaten
PT.BPR Arthayasa Ageng - Boyolali
PT.BPR Mitra Padanaran Mandiri - Boyolali
PT.BPR Mitra Banaran Mandiri - Sragen
PT.BPR Sumber Artha - Sragen
PT.BPR Ghadira Danamulia - Sragen
PT.BPR Kartasura Saribumi - Sukoharjo
PT.BPR Kartasura Makmur - Sukoharjo
PT.BPR Surya Utama - Sukoharjo
PT.BPR Buana Artha Lestari - Karanganyar
PT.BPR Pura Artha Kencana Jatipuro - Karanganyar
PT.BPR Gajah Mungkur d/h Tunggal Dara - Wonogiri
PT.BPR Limpungarta Utama - Batang
PD.BPR BKK Semarang Tengah - Semarang
PD.BPR Pasar Kota Semarang -Semarang
PD.BPR BKK Unggaran - Semarang
PD.BPR Bank Salatiga - Salatiga
PD.BPR BP Kota Pekalongan - Pekalongan
PD.BPR BKK Pekalongan Barat - Pekalongan
PD.BPR BKK Karanganyar - Pekalongan
PD.BPR BKK Margadana -Tegal
PD.BPR BP Kota Tegal - Tegal
PD.BPR BKK Talang - Tegal
PD.BPR Bank Tegal Gotong Royong - Tegal
PD.BPR Bank Magelang - Magelang
PD.BPR BKK Magelang Utara - Magelang
PD.BPR BKK Muntilan - Magelang
PD.BPR Bank Solo -Solo
PD.BPR BKK Boja - Kendal
PD.BPR Kendali Artha - Kendal
PD.BPR BKK Demak Kota - Demak
PD.BPR BKK Purwodadi - Grobongan
PD.BPR BKK Banjarharjo - Brebes
PD.BPR Bank Daerah Pati Kota - Pati
PD.BPR BKK Jati Kudus - Kudus
PD.BPR BP Kab.Pemalang - Pemalang
PD.BPR Jepara Artha - Jepara
PD.BPR BKK Jepara Kota - Jepara
PD.BPR BP Kab Rembang - Rembang
PD.BPR BP Kab Blora - Blora
PD.BPR BKK Purwokerto Utara - Banyumas
PD.BPR BKK Cilacap Tengah - Cilacap
PD.BPR BKK Purbalingga - Purbalingga
PD.BPR BKK Mandiraja - Banjarnegara
PD.BPR BP Kab. Temanggung - Temanggung
PD.BPR BKK Temanggung - Temanggung
PD.BPR Bank Wonosobo - Wonosobo
PD.BPR BKK Wonosobo - Wonosobo
PD.BPR BKK Purworejo - Purworejo
PD.BPR BKK Kebumen - Kebumen
PD.BPR Kebumen - Kebumen
PD.BPR BKK Pedan - Klaten
PD.BPR Bank Klaten - Klaten
PD.BPR BKK Boyalali Kota - Boyolali
PD.BPR Kabupaten Dati II Boyolali - Boyolali
PD.BPR BKK Karangmalang - Sragen
PD.BPR Djoko Tingkir - Sragen
PD.BPR BKK Baki - Sukoharjo
PD.BPR BKK Bendosari - Sukoharjo
PD.BPR Bank Daerah Karanganyar- Karanganyar
PD.BPR BKK Tasikmadu - Karanganyar
PD.BPR Bank Karanganyar - Karanganyar
PD.BPR BKK Wonogiri Kota - Wonogiri
PD.BPR Giri Suka Dana - Wonogiri
PD.BPR BKK TPI Klidang Lor - Batang
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
0
0
1
0
0
0
1
0
0
1
1
0
0
1
0
1
1
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
686,933,354.00
15,238,371.00
13,701,101.00
7,566,248.00
170,557,250.00
14,668,234.00
12,899,964.00
25,307,623.00
9,725,324.00
37,848,811.00
7,644,830.00
7,929,671.00
17,458,439.00
13,536,147.00
7,803,471.00
2,167,547.00
142,431,621.00
1,402,041.00
4,151,151.00
1,281,216.00
5,733,693.00
9,999,985.00
32,242,792.00
79,651,010.00
14,115,807.00
133,224,233.00
96,938,620.00
24,187,159.00
13,421,251.00
125,873,049.00
11,605,991.00
8,652,891.00
45,583,844.00
20,823,637.00
60,001,731.00
8,684,650.00
63,047,145.00
41,008,170.00
96,971,470.00
55,733,600.00
80,645,801.00
235,001,764.00
26,320,795.00
98,594,107.00
61,925,263.00
32,632,043.00
129,536,456.00
71,175,123.00
17,718,710.00
12,225,478.00
252,666,326.00
128,983,680.00
167,410,493.00
135,729,796.00
150,585,189.00
71,332,675.00
60,642,576.00
27,125,630.00
85,553,898.00
192,333,831.00
45,794,254.00
10,596,116.00
89,666,666.00
113,966,693.00
95,934,978.00
252,319,667.00
78,290,707.00
13,258,569.00
12,563,977.00
174,405,148.00
76,573,180.00
85,697,758.00
151,117,811.00
15,850,832.00
55,091,980.00
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
90,731,168.00
1,538,300.00
2,082,832.00
1,619,275.00
19,565,688.00
1,925,636.00
1,221,524.00
2,549,430.00
1,245,043.00
4,852,057.00
1,415,404.00
1,216,011.00
2,298,582.00
2,736,674.00
2,093,370.00
1,053,381.00
14,281,804.00
1,648,602.00
477,856.00
512,358.00
1,228,601.00
2,796,152.00
8,582,523.00
14,189,709.00
3,181,921.00
17,705,594.00
16,336,903.00
6,184,536.00
4,053,720.00
14,985,044.00
3,703,814.00
2,826,624.00
9,710,010.00
4,307,140.00
13,038,500.00
4,081,855.00
13,278,353.00
5,892,439.00
17,545,464.00
8,957,034.00
20,449,837.00
50,692,151.00
8,815,512.00
13,129,776.00
5,225,427.00
6,087,241.00
21,395,107.00
14,948,792.00
1,604,196.00
2,846,620.00
45,640,972.00
22,506,136.00
22,863,991.00
21,146,588.00
19,272,898.00
13,330,067.00
7,552,207.00
7,862,577.00
3,064,821.00
19,465,378.00
5,602,652.00
3,080,327.00
22,303,279.00
20,152,377.00
18,201,317.00
31,497,916.00
10,015,626.00
3,047,940.00
2,763,314.00
28,255,248.00
16,310,171.00
17,873,790.00
30,004,779.00
6,252,716.00
11,249,572.00
14.42%
14.27%
18.18%
25.30%
12.13%
16.15%
149.41%
12.15%
0.00%
13.40%
23.92%
18.89%
15.99%
25.70%
48.17%
72.15%
12.66%
0.00%
15.65%
5.70%
27.00%
37.82%
31.77%
23.00%
34.73%
15.24%
34.37%
46.29%
39.52%
16.58%
40.29%
43.81%
27.53%
36.45%
44.89%
62.66%
35.51%
31.36%
24.77%
17.37%
34.80%
25.56%
45.02%
16.49%
13.94%
27.86%
20.09%
30.39%
12.17%
29.96%
26.78%
21.20%
18.90%
22.99%
16.55%
26.32%
16.99%
39.83%
7.90%
13.14%
4.73%
41.17%
41.00%
17.71%
39.16%
13.87%
20.94%
31.99%
0.00%
27.90%
26.44%
28.00%
29.12%
52.83%
26.33%
100%
100%
100%
100%
100%
100%
100%
100%
0%
100%
100%
100%
100%
100%
100%
100%
100%
0%
100%
55%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
57%
100%
45%
100%
100%
100%
100%
100%
100%
100%
0%
100%
100%
100%
100%
100%
100%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
3.21%
4.18%
7.66%
2.45%
3.14%
5.60%
37.14%
42.00%
3.42%
5.61%
3.87%
6.94%
8.34%
3.40%
1.35%
33.23%
4.69%
2.27%
4.99%
0.00%
4.24%
1.89%
2.42%
7.49%
2.91%
3.43%
3.27%
23.95%
8.28%
2.25%
7.38%
23.68%
8.18%
12.27%
1.27%
13.90%
6.23%
1.86%
5.26%
13.33%
4.58%
9.42%
70.80%
73.00%
21.44%
14.69%
1.64%
2.23%
5.66%
4.22%
3.66%
3.93%
3.25%
7.19%
2.88%
6.55%
3.84%
15.42%
10.01%
6.43%
44.70%
3.88%
9.52%
6.18%
2.98%
2.97%
5.45%
3.87%
1.99%
3.05%
8.62%
7.00%
5.41%
5.69%
7.86%
65%
84%
100%
63%
69%
100%
100%
100%
66%
100%
64%
100%
100%
68%
43%
100%
70%
54%
71%
0%
72%
44%
57%
100%
58%
64%
65%
100%
100%
58%
100%
100%
100%
100%
35%
100%
100%
40%
100%
100%
64%
100%
100%
100%
100%
100%
45%
52%
100%
75%
65%
68%
60%
100%
55%
100%
63%
100%
100%
100%
100%
68%
100%
100%
59%
56%
100%
67%
43%
62%
100%
100%
100%
100%
100%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
37
6.86%
4.92%
8.25%
11.64%
8.03%
6.59%
1.15%
7.48%
0.00%
1.91%
1.00%
2.80%
5.69%
7.81%
6.80%
3.57%
3.69%
0.00%
-6.00%
-19.10%
4.00%
2.77%
12.92%
4.32%
2.64%
3.71%
1.52%
-10.11%
4.19%
3.03%
11.00%
-58.00%
4.84%
243.00%
3.91%
4.33%
82.00%
1.88%
4.19%
1.77%
4.16%
5.42%
7.95%
4.46%
38.00%
99.00%
3.36%
3.65%
1.81%
1.61%
5.85%
5.92%
3.78%
3.33%
3.18%
2.68%
2.37%
1.56%
-44.30%
2.69%
89.25%
3.74%
2.50%
5.80%
3.18%
5.02%
3.42%
5.33%
0.00%
5.94%
4.44%
4.11%
4.77%
5.25%
2.71%
65%
73%
68%
61%
62%
75%
100%
61%
0%
100%
100%
82%
78%
68%
63%
83%
85%
0%
0%
0%
70%
94%
56%
73%
84%
81%
100%
0%
72%
81%
43%
0%
72%
30%
81%
74%
52%
100%
75%
100%
71%
78%
63%
76%
58%
46%
76%
81%
100%
100%
72%
68%
76%
71%
75%
88%
93%
100%
0%
89%
48%
83%
92%
63%
76%
64%
83%
65%
0%
74%
68%
76%
84%
78%
92%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
34.16%
32.52%
39.66%
35.78%
46.64%
35.58%
13.64%
110.37%
28.92%
10.59%
4.78%
1.08%
36.02%
33.85%
21.30%
6.49%
27.91%
25.05%
-44.11%
-36.40%
16.12%
13.41%
35.71%
19.83%
10.04%
34.64%
6.35%
-18.12%
11.47%
17.73%
24.00%
-18.00%
11.14%
10.00%
16.87%
5.95%
33.05%
24.00%
30.46%
8.37%
11.33%
18.27%
22.82%
36.69%
4.49%
30.52%
14.77%
12.09%
15.14%
10.05%
22.29%
36.75%
30.16%
14.61%
18.73%
11.58%
12.04%
5.38%
-100.17%
21.56%
10.61%
9.98%
8.45%
14.63%
12.44%
37.58%
19.20%
18.35%
22.72%
34.66%
19.68%
13.78%
21.38%
9.25%
9.18%
57%
73%
71%
65%
60%
63%
85%
41%
72%
94%
100%
100%
63%
68%
71%
100%
75%
75%
0%
0%
86%
83%
73%
84%
94%
66%
100%
0%
92%
86%
72%
0%
95%
98%
78%
100%
68%
74%
61%
100%
88%
82%
72%
65%
100%
63%
84%
82%
84%
97%
64%
73%
77%
84%
75%
85%
82%
100%
0%
76%
95%
100%
100%
86%
83%
73%
82%
85%
82%
73%
79%
83%
78%
100%
100%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
91.90%
69.80%
79.91%
72.45%
90.28%
79.42%
81.86%
70.12%
0.00%
89.19%
85.80%
80.20%
73.94%
77.25%
83.86%
59.20%
84.23%
0.00%
77.83%
100.17%
85.00%
74.92%
79.62%
80.21%
76.76%
98.00%
88.53%
101.47%
82.52%
79.35%
77.40%
73.02%
70.11%
89.50%
86.60%
78.53%
65.19%
76.70%
73.79%
89.45%
80.03%
88.59%
75.56%
87.54%
69.43%
77.65%
89.58%
74.67%
82.16%
88.00%
79.96%
86.89%
76.43%
84.57%
89.53%
76.04%
79.38%
90.45%
81.15%
81.41%
15.91%
68.13%
90.00%
90.70%
90.65%
93.00%
87.51%
57.31%
0.00%
88.31%
79.92%
87.37%
80.22%
87.96%
93.14%
100%
70%
100%
74%
100%
100%
100%
73%
0%
100%
100%
100%
76%
81%
100%
60%
100%
0%
81%
100%
100%
83%
100%
100%
76%
100%
100%
100%
100%
100%
80%
76%
72%
100%
100%
100%
67%
80%
76%
100%
100%
100%
76%
100%
70%
81%
100%
76%
100%
100%
100%
100%
78%
100%
100%
80%
100%
100%
100%
100%
45%
72%
100%
100%
100%
100%
100%
61%
0%
100%
100%
100%
100%
100%
100%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
71.09%
82.73%
70.14%
54.76%
67.69%
75.49%
93.43%
70.14%
79.46%
90.14%
94.82%
97.02%
78.33%
67.46%
76.81%
86.89%
84.33%
86.81%
132.09%
108.25%
83.11%
76.68%
64.31%
70.60%
84.45%
78.15%
90.26%
121.71%
78.85%
84.29%
99.26%
105.09%
81.34%
89.27%
78.74%
81.75%
94.76%
91.44%
82.08%
89.32%
77.51%
76.84%
67.49%
77.88%
107.49%
94.69%
80.15%
82.24%
91.89%
84.10%
72.11%
70.34%
79.20%
86.03%
82.54%
83.56%
86.29%
92.07%
118.87%
87.47%
89.19%
79.01%
86.54%
81.45%
78.62%
77.62%
78.31%
76.22%
76.39%
79.09%
79.28%
77.18%
74.06%
74.55%
86.40%
73%
84%
72%
63%
70%
77%
100%
72%
82%
93%
100%
100%
79%
68%
77%
87%
86%
88%
100%
100%
84%
77%
66%
72%
86%
80%
98%
100%
81%
86%
100%
100%
83%
93%
80%
83%
100%
93%
83%
91%
80%
78%
68%
79%
100%
100%
86%
83%
98%
86%
73%
76%
80%
88%
84%
86%
89%
100%
100%
84%
90%
79%
86%
81%
78%
77%
78%
76%
76%
79%
79%
77%
76%
76%
86%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
22.18%
21.94%
20.46%
16.63%
15.82%
18.96%
19.06%
12.64%
15.00%
17.67%
24.40%
17.04%
17.59%
25.42%
27.52%
21.24%
20.68%
18.72%
15.34%
16.25%
23.54%
18.54%
30.10%
13.59%
15.93%
9.46%
12.87%
14.11%
15.47%
16.08%
18.86%
15.58%
17.55%
19.85%
10.22%
16.54%
17.58%
17.40%
17.01%
18.24%
16.01%
22.22%
16.93%
11.20%
16.98%
15.25%
16.36%
18.10%
15.40%
16.97%
17.75%
15.49%
12.07%
19.37%
16.70%
15.87%
15.25%
19.35%
16.73%
11.95%
16.43%
14.36%
19.76%
21.24%
18.66%
19.45%
14.11%
17.81%
18.39%
10.60%
22.42%
16.55%
18.86%
16.04%
13.18%
76%
79%
78%
86%
85%
86%
89%
92%
84%
87%
68%
85%
85%
74%
74%
71%
70%
73%
78%
76%
63%
75%
60%
83%
85%
100%
82%
84%
85%
86%
88%
84%
82%
73%
100%
86%
85%
84%
81%
78%
77%
71%
86%
100%
72%
63%
60%
71%
72%
86%
74%
85%
82%
83%
64%
75%
63%
73%
75%
93%
73%
81%
69%
61%
66%
63%
85%
71%
85%
95%
75%
86%
88%
86%
91%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
80
82
89
75
82
90
97
81
37
97
90
97
86
78
77
86
86
34
68
49
85
78
77
91
82
86
91
78
93
86
86
74
88
89
81
94
84
79
85
97
84
91
84
92
87
83
80
77
95
92
81
84
79
93
81
89
85
97
69
94
69
82
95
89
82
79
93
75
33
85
90
92
84
78
92
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
TIDAK BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
TIDAK BAGUS
BAGUS
TIDAK BAGUS
SANGAT BAGUS
CUKUP BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
BAGUS
TIDAK BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
RUMUS:
Kode 1 = Kota dan Kabupaten
Kode 2 = Swasta dan Pemerintah
Perhitungan Score=(Nilai KPMM*Bobot KPMM)+(Nilai NPL*Bobot
NPL)+(Nilai ROA*Bobot ROA)+(Nilai ROE*Bobot ROE)+(Nilai
LDR*Bobot LDR)+(Nilai BOPO*Bobot BOPO)+( Nilai NIM* Bobot NIM)
38
Lampiran 2
Nilai Rasio
No
Nama BPR di Propinsi Jawa
Tengah
1
PT.BPR Gunung Rizki Pustaka
Utama
PT.BPR Weleri Makmur
PT. BPR Kedung Arto
PT.BPR Mandiri Artha Abadi
PT.BPR Artha Tanah Mas
PT.BPR Gunung Kinibalu
PT.BPR Restu Artha Makmur
PT.BPR Restu Klepu Makmur
PT.BPR Mekar Nugraha Klepu
PT.BPR Ambarawa Hartasarana
PT.BPR Satria Pertiwi Semarang
PT.BPR Argo Dana Ungaran
PT.BPR Mitra Mulia Persada
PT.BPR Sejahtera Artha
Sembada
PT.BPR Krida Harta Salatiga
PT.BPR Dinamika Bangun Artha
PT.BPR Central Artha
PT.BPR Nusamba Adiwerna
PT.BPR Sahabat Tata
PT.BPR Artha Kramat
PT.BPR Bumi Sediaguna
PT.BPR Mega Artha Mustika
PT.BPR Mitra Mertoyudan
PT.BPR Mertoyudan Makmur
PT.BPR Sinar Garuda Prima
PT.BPR Artha Mertoyudan
PT.BPR Lumbung Artha
Muntilanindo
PT.BPR Niji
PT.BPR Kembang Parama
PT.BPR Central Internasional
PT.BPR Nguter Surakarta
PT.BPR Binalanggeng Mulia
PT.BPR Sabar Arthapalur
PT.BPR Agung Sejahtera
PT.BPR Citra Darian
PT.BPR Enggal Makmur Adi
Sentoso
PT.BPR Swadharma Mranggen
PT. BPR Kusuma Langgeng
PT.BPR Semeru
PT.BPR Purwa Artha
PT.BPR Jatibarang Sediaguna
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
Nilai
Rasio
KPMM
Nilai
Rasio
NPL
Nilai
Rasio
ROA
Nilai
Rasio
ROE
Nilai
Rasio
LDR
Nilai
Rasio
BOPO
Nilai
Rasio
NIM
11.23%
16.10%
10.08%
11.32%
20.21%
4.57%
19.20%
22.88%
17.97%
23.37%
18.68%
11.67%
17.62%
4.50%
6.89%
8.80%
4.28%
11.36%
5.60%
3.01%
3.48%
2.53%
19.04%
7.20%
9.39%
4.49%
4.30%
5.56%
2.93%
2.88%
4.34%
9.65%
5.44%
5.96%
6.04%
3.95%
9.62%
4.33%
5.65%
32.18%
25.31%
44.11%
109.81%
14.13%
20.63%
22.42%
21.70%
54.97%
10.12%
53.24%
32.37%
32.54%
91.09%
80.93%
86.66%
78.91%
62.82%
88.84%
87.84%
93.09%
89.80%
71.06%
67.33%
84.55%
80.89%
81.51%
74.48%
91.02%
85.31%
86.38%
64.53%
7.69%
78.43%
74.01%
84.93%
78.03%
85.87%
83.40%
13.13%
40.40%
13.54%
9.46%
17.41%
20.59%
19.52%
15.83%
14.54%
19.91%
25.70%
17.86%
29.81%
1.85%
16.41%
14.56%
11.61%
11.21%
38.93%
32.77%
28.44%
22.00%
24.30%
38.00%
22.34%
27.04%
1.47%
12.59%
11.22%
0.00%
2.24%
3.71%
12.08%
11.39%
2.34%
4.24%
12.85%
2.79%
1.07%
2.30%
2.95%
2.21%
-3.76%
21.00%
7.99%
7.04%
3.97%
13.00%
2.87%
2.00%
6.85%
3.66%
35.61%
19.47%
9.05%
-21.16%
16.97%
21.83%
23.45%
18.30%
14.58%
17.18%
6.42%
27.10%
21.84%
92.49%
79.17%
83.12%
67.39%
74.49%
74.23%
79.20%
66.19%
82.00%
73.44%
32.00%
80.31%
50.63%
80.65%
87.62%
95.43%
148.31%
98.33%
75.12%
80.03%
88.21%
91.41%
82.82%
95.25%
77.84%
71.77%
25.00%
22.92%
17.91%
5.11%
23.97%
26.81%
26.84%
26.45%
19.25%
9.92%
16.63%
21.51%
15.81%
15.64%
32.29%
13.44%
24.87%
12.87%
18.28%
29.96%
11.44%
15.02%
5.73%
15.24%
11.38%
1.88%
3.91%
1.54%
6.50%
8.24%
3.98%
2.50%
-79.00%
2.58%
97.00%
7.09%
5.18%
3.21%
4.05%
6.00%
15.73%
-33.10%
18.67%
9.23%
54.88%
83.46%
11.84%
54.85%
36.19%
76.85%
76.54%
72.30%
76.19%
90.56%
78.24%
80.74%
84.39%
86.14%
102.53%
103.38%
84.39%
90.35%
73.23%
70.65%
79.78%
86.42%
80.99%
22.88%
15.48%
13.78%
8.24%
12.72%
16.85%
14.08%
14.52%
25.50%
39.83%
30.40%
44.71%
14.87%
66.21%
28.76%
8.62%
16.15%
4.34%
10.47%
13.38%
4.63%
6.63%
3.52%
6.82%
3.08%
9.14%
6.42%
17.88%
13.90%
17.66%
17.54%
12.69%
26.18%
76.03%
78.72%
74.89%
93.72%
90.30%
67.96%
79.17%
82.71%
71.24%
89.23%
59.93%
81.70%
25.01%
25.03%
22.04%
21.77%
20.38%
25.90%
39
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
PT.BPR Arisma Mandiri
PT.BPR Bumiayu Bangun Citra
PT.BPR Eleska Artha
PT.BPR Tayu Dutapersada
PT.BPR Arthaperdana Delta
Sentosa
PT.BPR Asabahana Sejahtera
PT.BPR Catur Artha Jaya
PT.BPR Taruna Adidaya Santosa
PT.BPR Hartha Muriatama
PT.BPR Mitra Budikusuma
Mandiri
PT.BPR Danata
PT.BPR Hidup Artha Putra
PT.BPR Panasayu Arthalayan
Sejahtera
PT.BPR Nusamba Pecanggan
Jepara
PT.BPR Dhana Mitratama
PT.BPR Cepu Nasinalbank
PT.BPR Gunung Simping Artha
PT. BPR Dana Mitra Sakti
PT.BPR Artha Mekar Sokaraja
PT.BPR Gunung Slamet
PT.BPR Ukibima Sejahtera
PT.BPR Kroya Bangunartha
PT.BPR Citanduy Artha
PT.BPR Artha Perwira
PT.BPR Surya Y.Kencana
PT.BPR Multi Arthanusa
PT.BPR Intan Surya Temanggung
PT.BPR Suryakusuma Kranggan
PT.BPR Surya Yudha
PT.BPR Puspa Kencana
PT.BPR Artha Selomanik Putra
PT.BPR Sinarartha Sejahtera
PT.BPR Danamitra Sejahtera
PT.BPR Shinta Bahkti Wedi
PT.BPR Ukabima BMMS
PT.BPR Arthayasa Ageng
PT.BPR Mitra Padanaran Mandiri
PT.BPR Mitra Banaran Mandiri
PT.BPR Sumber Artha
PT.BPR Ghadira Danamulia
PT.BPR Kartasura Saribumi
PT.BPR Kartasura Makmur
PT.BPR Surya Utama
PT.BPR Buana Artha Lestari
PT.BPR Pura Artha Kencana
Jatipuro
PT.BPR Gajah Mungkur d/h
Tunggal Dara
51.97%
52.72%
40.24%
11.36%
4.40%
2.18%
2.59%
11.00%
10.93%
18.16%
-54.80%
4.39%
18.90%
10.15%
93.36%
92.58%
94.07%
53.15%
346.35%
85.60%
74.14%
88.99%
74.35%
79.41%
31.40%
25.10%
14.23%
17.03%
24.05%
24.27%
9.36%
19.24%
14.61%
13.10%
8.06%
4.12%
14.00%
5.64%
-12.07%
7.23%
3.25%
2.36%
6.76%
4.40%
24.45%
30.25%
12.43%
33.65%
79.68%
86.85%
82.26%
53.79%
91.86%
106.69%
78.57%
85.68%
90.95%
75.24%
18.77%
25.76%
21.30%
16.67%
20.84%
14.94%
19.58%
11.94%
2.23%
4.55%
60.00%
3.10%
4.48%
2.58%
34.57%
28.17%
44.34%
78.72%
79.75%
72.14%
76.25%
78.40%
85.70%
20.07%
26.13%
8.14%
15.00%
24.73%
3.00%
19.18%
88.58%
82.91%
17.56%
16.09%
33.54%
22.25%
31.81%
35.87%
19.40%
22.29%
17.84%
18.31%
55.78%
22.00%
14.42%
14.27%
1.58%
4.79%
10.57%
11.00%
3.88%
93.00%
17.00%
1.92%
3.96%
6.00%
3.25%
3.21%
4.18%
2.04%
3.99%
5.10%
4.81%
5.61%
6.86%
6.57%
2.89%
5.03%
7.62%
5.00%
6.86%
4.92%
31.80%
13.96%
25.30%
27.25%
14.14%
33.37%
23.39%
16.20%
29.28%
20.48%
42.90%
34.16%
32.52%
69.61%
70.29%
76.14%
97.32%
79.18%
65.23%
99.45%
78.88%
91.24%
84.11%
72.00%
91.90%
69.80%
89.50%
83.33%
83.92%
75.76%
75.52%
72.27%
69.09%
86.47%
81.36%
67.14%
75.05%
71.09%
82.73%
11.68%
20.08%
24.17%
9.07%
15.97%
13.01%
19.27%
16.79%
22.89%
21.61%
10.43%
22.18%
21.94%
18.18%
25.30%
12.13%
16.15%
149.41%
12.15%
0.00%
13.40%
23.92%
18.89%
15.99%
25.70%
48.17%
72.15%
12.66%
0.00%
15.65%
5.70%
7.66%
2.45%
3.14%
5.60%
37.14%
42.00%
3.42%
5.61%
3.87%
6.94%
8.34%
3.40%
1.35%
33.23%
4.69%
2.27%
4.99%
0.00%
8.25%
11.64%
8.03%
6.59%
1.15%
7.48%
0.00%
1.91%
1.00%
2.80%
5.69%
7.81%
6.80%
3.57%
3.69%
0.00%
-6.00%
-19.10%
39.66%
35.78%
46.64%
35.58%
13.64%
110.37%
28.92%
10.59%
4.78%
1.08%
36.02%
33.85%
21.30%
6.49%
27.91%
25.05%
-44.11%
-36.40%
79.91%
72.45%
90.28%
79.42%
81.86%
70.12%
0.00%
89.19%
85.80%
80.20%
73.94%
77.25%
83.86%
59.20%
84.23%
0.00%
77.83%
100.17%
70.14%
54.76%
67.69%
75.49%
93.43%
70.14%
79.46%
90.14%
94.82%
97.02%
78.33%
67.46%
76.81%
86.89%
84.33%
86.81%
132.09%
108.25%
20.46%
16.63%
15.82%
18.96%
19.06%
12.64%
15.00%
17.67%
24.40%
17.04%
17.59%
25.42%
27.52%
21.24%
20.68%
18.72%
15.34%
16.25%
27.00%
4.24%
4.00%
16.12%
85.00%
83.11%
23.54%
37.82%
1.89%
2.77%
13.41%
74.92%
76.68%
18.54%
40
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
PT.BPR Limpungarta Utama
PD.BPR BKK Semarang Tengah
PD.BPR Pasar Kota Semarang
PD.BPR BKK Unggaran
PD.BPR Bank Salatiga
PD.BPR BP Kota Pekalongan
PD.BPR BKK Pekalongan Barat
PD.BPR BKK Karanganyar
PD.BPR BKK Margadana
PD.BPR BP Kota Tegal
PD.BPR BKK Talang
PD.BPR Bank Tegal Gotong
Royong
PD.BPR Bank Magelang
PD.BPR BKK Magelang Utara
PD.BPR BKK Muntilan
PD.BPR Bank Solo
PD.BPR BKK Boja
PD.BPR Kendali Artha
PD.BPR BKK Demak Kota
PD.BPR BKK Purwodadi
PD.BPR BKK Banjarharjo
PD.BPR Bank Daerah Pati Kota
PD.BPR BKK Jati Kudus
PD.BPR BP Kab.Pemalang
PD.BPR Jepara Artha
PD.BPR BKK Jepara Kota
PD.BPR BP Kab Rembang
PD.BPR BP Kab Blora
PD.BPR BKK Purwokerto Utara
PD.BPR BKK Cilacap Tengah
PD.BPR BKK Purbalingga
PD.BPR BKK Mandiraja
PD.BPR BP Kab. Temanggung
PD.BPR BKK Temanggung
PD.BPR Bank Wonosobo
PD.BPR BKK Wonosobo
31.77%
23.00%
34.73%
15.24%
34.37%
46.29%
39.52%
16.58%
40.29%
43.81%
27.53%
2.42%
7.49%
2.91%
3.43%
3.27%
23.95%
8.28%
2.25%
7.38%
23.68%
8.18%
12.92%
4.32%
2.64%
3.71%
1.52%
-10.11%
4.19%
3.03%
11.00%
-58.00%
4.84%
35.71%
19.83%
10.04%
34.64%
6.35%
-18.12%
11.47%
17.73%
24.00%
-18.00%
11.14%
79.62%
80.21%
76.76%
98.00%
88.53%
101.47%
82.52%
79.35%
77.40%
73.02%
70.11%
64.31%
70.60%
84.45%
78.15%
90.26%
121.71%
78.85%
84.29%
99.26%
105.09%
81.34%
30.10%
13.59%
15.93%
9.46%
12.87%
14.11%
15.47%
16.08%
18.86%
15.58%
17.55%
36.45%
44.89%
62.66%
35.51%
31.36%
24.77%
17.37%
34.80%
25.56%
45.02%
16.49%
13.94%
27.86%
20.09%
30.39%
12.17%
29.96%
26.78%
21.20%
18.90%
22.99%
16.55%
26.32%
16.99%
39.83%
12.27%
1.27%
13.90%
6.23%
1.86%
5.26%
13.33%
4.58%
9.42%
70.80%
73.00%
21.44%
14.69%
1.64%
2.23%
5.66%
4.22%
3.66%
3.93%
3.25%
7.19%
2.88%
6.55%
3.84%
15.42%
243.00%
3.91%
4.33%
82.00%
1.88%
4.19%
1.77%
4.16%
5.42%
7.95%
4.46%
38.00%
99.00%
3.36%
3.65%
1.81%
1.61%
5.85%
5.92%
3.78%
3.33%
3.18%
2.68%
2.37%
1.56%
89.50%
86.60%
78.53%
65.19%
76.70%
73.79%
89.45%
80.03%
88.59%
75.56%
87.54%
69.43%
77.65%
89.58%
74.67%
82.16%
88.00%
79.96%
86.89%
76.43%
84.57%
89.53%
76.04%
79.38%
90.45%
89.27%
78.74%
81.75%
94.76%
91.44%
82.08%
89.32%
77.51%
76.84%
67.49%
77.88%
107.49%
94.69%
80.15%
82.24%
91.89%
84.10%
72.11%
70.34%
79.20%
86.03%
82.54%
83.56%
86.29%
92.07%
19.85%
10.22%
16.54%
17.58%
17.40%
17.01%
18.24%
16.01%
22.22%
16.93%
11.20%
16.98%
15.25%
16.36%
18.10%
15.40%
16.97%
17.75%
15.49%
12.07%
19.37%
16.70%
15.87%
15.25%
19.35%
PD.BPR BKK Purworejo
PD.BPR BKK Kebumen
PD.BPR Kebumen
PD.BPR BKK Pedan
PD.BPR Bank Klaten
PD.BPR BKK Boyalali Kota
PD.BPR Kabupaten Dati II
Boyolali
PD.BPR BKK Karangmalang
PD.BPR Djoko Tingkir
PD.BPR BKK Baki
PD.BPR BKK Bendosari
PD.BPR Bank Daerah
Karanganyar
7.90%
13.14%
4.73%
41.17%
41.00%
17.71%
10.01%
6.43%
44.70%
3.88%
9.52%
6.18%
-44.30%
2.69%
89.25%
3.74%
2.50%
5.80%
10.00%
16.87%
5.95%
33.05%
24.00%
30.46%
8.37%
11.33%
18.27%
22.82%
36.69%
4.49%
30.52%
14.77%
12.09%
15.14%
10.05%
22.29%
36.75%
30.16%
14.61%
18.73%
11.58%
12.04%
5.38%
100.17%
21.56%
10.61%
9.98%
8.45%
14.63%
81.15%
81.41%
15.91%
68.13%
90.00%
90.70%
118.87%
87.47%
89.19%
79.01%
86.54%
81.45%
16.73%
11.95%
16.43%
14.36%
19.76%
21.24%
39.16%
13.87%
20.94%
31.99%
0.00%
2.98%
2.97%
5.45%
3.87%
1.99%
3.18%
5.02%
3.42%
5.33%
0.00%
12.44%
37.58%
19.20%
18.35%
22.72%
90.65%
93.00%
87.51%
57.31%
0.00%
78.62%
77.62%
78.31%
76.22%
76.39%
18.66%
19.45%
14.11%
17.81%
18.39%
27.90%
3.05%
5.94%
34.66%
88.31%
79.09%
10.60%
41
136
137
138
139
140
PD.BPR BKK Tasikmadu
PD.BPR Bank Karanganyar
PD.BPR BKK Wonogiri Kota
PD.BPR Giri Suka Dana
PD.BPR BKK TPI Klidang Lor
26.44%
28.00%
29.12%
52.83%
26.33%
8.62%
7.00%
5.41%
5.69%
7.86%
42
4.44%
4.11%
4.77%
5.25%
2.71%
19.68%
13.78%
21.38%
9.25%
9.18%
79.92%
87.37%
80.22%
87.96%
93.14%
79.28%
77.18%
74.06%
74.55%
86.40%
22.42%
16.55%
18.86%
16.04%
13.18%
Lampiran 3
Descriptives
Descriptive Statistics
N
Minimum
Maximum
Mean
Std. Deviation
KPMM
140
.00
1.49
.2536
.16957
NPL
140
.00
.93
.0946
.13494
ROA
140
-.79
2.43
.0696
.27753
ROE
140
-1.00
1.10
.2167
.23641
LDR
140
.00
3.46
.8001
.27960
BOPO
140
.08
1.48
.8291
.13953
NIM
140
.05
.40
.1825
.05160
SCORE
140
33.00
98.00
83.9143
10.49596
Valid N (listwise)
140
43
Lampiran 4
EXAMINE VARIABLES=KPMM NPL ROA ROE LDR BOPO NIM SCORE
/PLOT NPPLOT
/STATISTICS NONE
/CINTERVAL 95
/MISSING LISTWISE
/NOTOTAL.
Explore
Tests of Normality
a
Kolmogorov-Smirnov
Statistic
df
Shapiro-Wilk
Sig.
Statistic
df
Sig.
KPMM
.131
140
.000
.780
140
.000
NPL
.253
140
.000
.537
140
.000
ROA
.369
140
.000
.402
140
.000
ROE
.175
140
.000
.820
140
.000
LDR
.265
140
.000
.465
140
.000
BOPO
.123
140
.000
.845
140
.000
NIM
.076
140
.045
.970
140
.003
SCORE
.156
140
.000
.764
140
.000
a. Lilliefors Significance Correction
44
Lampiran 5
NPAR TESTS
/M-W= KPMM NPL ROA ROE LDR BOPO NIM SCORE BY Kode1(0 1)
/STATISTICS=DESCRIPTIVES
/MISSING ANALYSIS.
Mann-Whitney Test
Ranks
Kode1
KPMM
NPL
ROA
ROE
LDR
BOPO
NIM
SCORE
Kota
N
Mean Rank
Sum of Ranks
29
72.74
2109.50
Kabupaten
111
69.91
7760.50
Total
140
Kota
29
65.74
1906.50
Kabupaten
111
71.74
7963.50
Total
140
Kota
29
60.69
1760.00
Kabupaten
111
73.06
8110.00
Total
140
Kota
29
62.59
1815.00
Kabupaten
111
72.57
8055.00
Total
140
Kota
29
71.72
2080.00
Kabupaten
111
70.18
7790.00
Total
140
Kota
29
77.97
2261.00
Kabupaten
111
68.55
7609.00
Total
140
Kota
29
51.14
1483.00
Kabupaten
111
75.56
8387.00
Total
140
Kota
29
72.22
2094.50
Kabupaten
111
70.05
7775.50
Total
140
45
Test Statisticsa
KPMM
NPL
ROA
ROE
LDR
BOPO
NIM
SCORE
Mann-Whitney U
1544.500
1471.500
1325.000
1380.000
1574.000
1393.000
1048.000
1559.500
Wilcoxon W
7760.500
1906.500
1760.000
1815.000
7790.000
7609.000
1483.000
7775.500
-.334
-.710
-1.463
-1.180
-.183
-1.113
-2.887
-.257
.738
.478
.144
.238
.855
.266
.004
.797
Z
Asymp. Sig. (2-tailed)
a. Grouping Variable: Kode1
46
NPAR TESTS
/M-W= KPMM NPL ROA ROE LDR BOPO NIM SCORE BY Kode2(0 1)
/STATISTICS=DESCRIPTIVES
/MISSING ANALYSIS.
Mann-Whitney Test
Ranks
Kode2
KPMM
62.06
5337.50
Pemerintah
54
83.94
4532.50
86
68.45
5887.00
Pemerintah
54
73.76
3983.00
86
73.35
6308.00
Pemerintah
54
65.96
3562.00
86
79.20
6811.00
Pemerintah
54
56.65
3059.00
86
66.83
5747.00
Pemerintah
54
76.35
4123.00
140
Swasta
86
68.90
5925.00
Pemerintah
54
73.06
3945.00
140
Swasta
86
80.26
6902.00
Pemerintah
54
54.96
2968.00
Total
SCORE
140
Swasta
Total
NIM
140
Swasta
Total
BOPO
140
Swasta
Total
LDR
140
Swasta
Total
ROE
Sum of Ranks
86
Total
ROA
Mean Rank
Swasta
Total
NPL
N
140
Swasta
86
69.81
6003.50
Pemerintah
54
71.60
3866.50
Total
140
47
Test Statistics
KPMM
NPL
ROA
a
ROE
LDR
BOPO
NIM
SCORE
Mann-Whitney U
1596.500
2146.000
2077.000
1574.000
2006.000
2184.000
1483.000
2262.500
Wilcoxon W
5337.500
5887.000
3562.000
3059.000
5747.000
5925.000
2968.000
6003.500
-3.106
-.753
-1.049
-3.202
-1.353
-.591
-3.592
-.255
.002
.451
.294
.001
.176
.555
.000
.799
Z
Asymp. Sig. (2-tailed)
a. Grouping Variable: Kode2
48
Nama
: Mega Amelia Andani
NIM
: 232008038
Alamat Asal
: Jln. Raden Fatah No.38 LK1/ RT 001 RW 03 Kaliawi
Judul Skripsi
: ANALISIS LAPORAN KINERJA KEUANGAN BPR di JAWA
TENGAH
Riwayat Pendidikan : SD Fransiskus 2 Rawa Laut Bandar Lampung Lulus Tahun 2001
SMP IMMANUEL Bandar Lampung Lulus Tahun 2005
SMA IMMANUEl Bandar Lampung Lulus Tahun 2008
UKSW Salatiga 2012
Riwayat Seminar
:
Seminar TALK SHOW FAKULTAS EKONOMI SEMESTER ganjil 2008/2009,
tanggal 3 September 2008, Penyelenggara Fakultas Ekonomika dan Bisnis UKSW,
bertempat di Balairung UKSW, Salatiga.
Seminar Hypnosis For Public Communication, tanggal 25 September 2008,
Penyelenggara Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung
UKSW, Salatiga.
Seminar Agribusiness “The Blueprint of New Indonesia”, tanggal 18 Maret 2009,
Penyelenggara Kelompok Studi Manajemen Fakultas Ekonomika dan Bisnis
UKSW, bertempat di Balairung UKSW, Salatiga.
Seminar Nasional Akuntansi “ Arsitektur Standar Akuntansi Keuangan di
Indonesia” dan Implementasi Financial reporting Standart di Indonesia”, tanggal 1
April 2009, Penyelenggara Kelompok Studi Akuntansi Fakultas Ekonomika dan
Bisnis UKSW, bertempat di Balairung UKSW, Salatiga.
Seminar Nasional Akuntansi, “ seminar Nasional Akuntansi dan audit Usaha Kecil
Menengah” dan Workshop “ Implementasi Good Corporate Governance Pada
33
Usaha kecil Menengah”, tanggal 2 April 2009, Penyelenggara Kelompok Studi
Akuntansi Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung UKSW,
Salatiga.
Seminar Roadshow Bedah Buku “Advertising That Makes Money”, tanggal 29
April 2009, Penyelenggara Dwi Sapta IMC bekerjasama dengan Fakultas
Ekonomika dan Bisnis UKSW, bertempat di Balairung UKSW, Salatiga.
Kuliah Umum”Asuransi sebagai Pilihan Investasi”, tanggal 10 Februari 2010,
Penyelenggara Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung
UKSW, Salatiga.
Seminar Kerohanian “Keluargaku Penting Nggak Sih?”, tanggal 19 Maret 2009,
Penyelenggara Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung
UKSW, Salatiga.
Seminar How To build Our Barganing Power On International Joint Venture
Context, tanggal 26 Januari 2011, Penyelenggara Kelompok Studi Manajemen
Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung UKSW, Salatiga.
Wisata Industri KSM 2011 “Yes Wi Get”, tanggal 5 Mei 2011, Penyelenggara
Kelompok Studi Manajemen Fakultas Ekonomika dan Bisnis UKSW, bertempat di
Balairung UKSW, Salatiga.
Bersama Kita Hijaukan Bumi, tanggal 9 April 2011, Penyelenggara fakultas Biologi
UKSW, bertempat di Desa Tajuk Dusun Pilihan Kecamatan Getasan, Salatiga.
Seminar Business Plan Competition 2011” Jadikanlah Rencana Bisnismu Bukan
Sekedar Angan-Angan, tanggal 31 Mei 2011, Penyelenggara Kelompok Studi
Manajemen Fakultas Ekonomika dan Bisnis UKSW, bertempat di Balairung
UKSW, Salatiga.
Kuliah Tamu” Dilema Kebijakan BBM”, tanggal 6 Februari 2012, Penyelenggara
Kelompok Studi Ilmu Ekonomi Fakultas Ekonomika dan Bisnis UKSW, bertempat
di Balairung UKSW, Salatiga.
34
Riwayat Organisasi :
Panitia Kegiatan Retreat Mahasiswa 2011 “ Menjadi Generasi Pengubah di Era
Globalisasi”. Sebagai anggota Koordinator. Sie. Perkap, tanggal 19-20 Maret 2011.
Panitia Workshop dan Pekan Ilmiah Mahasiswa 2011 “Membuat Karya Ilmiah
Yang Baik dan Benar”. Sebagai bendahara , tanggal 7 Februari dan 28 Maret 2011.
Panitia
Pekan Ilmiah Mahasiswa 2011 “ Teaching and Learning Based On
Research”. Sebagai anggota Sie Kesekretariatan, tanggal 24-25 Mei 2011.
35
LAMPIRAN 1
BPR Terbaik 2011 di Jawa Tengah
NO
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
NAMA BPR
PT.BPR Gunung Rizki Pustaka Utama - Semarang
PT.BPR Weleri Makmur - Semarang
PT. BPR Kedung Arto - Semarang
PT.BPR Mandiri Artha Abadi - Semarang
PT.BPR Artha Tanah Mas - Semarang
PT.BPR Gunung Kinibalu - Semarang
PT.BPR Restu Artha Makmur - Semarang
PT.BPR Restu Klepu Makmur - Semarang
PT.BPR Mekar Nugraha Klepu - Semarang
PT.BPR Ambarawa Hartasarana - Semarang
PT.BPR Satria Pertiwi Semarang - Semarang
PT.BPR Argo Dana Ungaran- Semarang
PT.BPR Mitra Mulia Persada - Semarang
PT.BPR Sejahtera Artha Sembada - Pekalongan
PT.BPR Krida Harta Salatiga - Salatiga
PT.BPR Dinamika Bangun Artha - Salatiga
PT.BPR Central Artha - Tegal
PT.BPR Nusamba Adiwerna -Tegal
PT.BPR Sahabat Tata - Tegal
PT.BPR Artha Kramat - Tegal
PT.BPR Bumi Sediaguna - Tegal
PT.BPR Mega Artha Mustika - Tegal
PT.BPR Mitra Mertoyudan - Magelang
PT.BPR Mertoyudan Makmur - Magelang
PT.BPR Sinar Garuda Prima - Magelang
PT.BPR Artha Mertoyudan - Magelang
PT.BPR Lumbung Artha Muntilanindo - Magelang
PT.BPR Niji - Magelang
PT.BPR Kembang Parama - Magelang
PT.BPR Central Internasional - Surakarta/Solo
PT.BPR Nguter Surakarta -Surakarta/Solo
PT.BPR Binalanggeng Mulia - Surakarta/Solo
PT.BPR Sabar Arthapalur - Surakarta/Solo
PT.BPR Agung Sejahtera - Kendal
PT.BPR Citra Darian - Kendal
PT.BPR Enggal Makmur Adi Sentoso - Kendal
PT.BPR Swadharma Mranggen- Demak
PT. BPR Kusuma Langgeng - Demak
PT.BPR Semeru - Grobongan
PT.BPR Purwa Artha - Grobongan
PT.BPR Jatibarang Sediaguna - Brebes
PT.BPR Arisma Mandiri - Brebes
PT.BPR Bumiayu Bangun Citra - Brebes
PT.BPR Eleska Artha - Brebes
PT.BPR Tayu Dutapersada - Pati
PT.BPR Arthaperdana Delta Sentosa - Pati
PT.BPR Asabahana Sejahtera - Pati
PT.BPR Catur Artha Jaya - Kudus
PT.BPR Taruna Adidaya Santosa - Kudus
PT.BPR Hartha Muriatama - Kudus
PT.BPR Mitra Budikusuma Mandiri - Kudus
PT.BPR Danata - Kudus
PT.BPR Hidup Artha Putra - Pemalang
PT.BPR Panasayu Arthalayan Sejahtera - Pemalang
PT.BPR Nusamba Pecanggan Jepara - Jepara
PT.BPR Dhana Mitratama - Blora
PT.BPR Cepu Nasinalbank - Blora
PT.BPR Gunung Simping Artha - Banyumas
PT. BPR Dana Mitra Sakti - Banyumas
PT.BPR Artha Mekar Sokaraja - Banyumas
PT.BPR Gunung Slamet - Cilacap
PT.BPR Ukibima Sejahtera - Cilacap
PT.BPR Kroya Bangunartha - Cilacap
PT.BPR Citanduy Artha - Cilacap
PT.BPR Artha Perwira - Purbalingga
KODE KODE
TOTAL ASET 2010
1
2
0
0
Rp
206,366,852.00
0
0
Rp
151,529,866.00
0
0
Rp
67,791,941.00
0
0
Rp
139,086,874.00
0
0
Rp
17,081,928.00
0
0
Rp
20,569,861.00
0
0
Rp
66,347,641.00
1
0
Rp
69,868,841.00
1
0
Rp
29,669,771.00
1
0
Rp
8,293,175.00
1
0
Rp
20,496,320.00
1
0
Rp
21,429,764.00
1
0
Rp
13,334,499.00
0
0
Rp
15,291,003.00
0
0
Rp
16,106,233.00
0
0
Rp
13,949,241.00
0
0
Rp
15,793,570.00
1
0
Rp
45,998,197.00
1
0
Rp
6,722,724.00
1
0
Rp
6,305,349.00
1
0
Rp
8,048,737.00
1
0
Rp
15,098,082.00
0
0
Rp
33,065,049.00
0
0
Rp
6,628,347.00
0
0
Rp
14,901,275.00
1
0
Rp
206,991,595.00
1
0
Rp
18,789,226.00
1
0
Rp
4,157,474.00
1
0
Rp
66,124,777.00
0
0
Rp
33,307,003.00
0
0
Rp
52,193,832.00
0
0
Rp
38,118,576.00
0
0
Rp
23,678,686.00
1
0
Rp
33,128,798.00
1
0
Rp
13,404,691.00
1
0
Rp
6,616,701.00
1
0
Rp
12,273,330.00
1
0
Rp
12,732,577.00
1
0
Rp
11,916,835.00
1
1
Rp
24,809,682.00
1
0
Rp
8,169,530.00
1
0
Rp
3,158,027.00
1
0
Rp
1,416,002.00
1
0
Rp
1,148,158.00
1
0
Rp
306,610,551.00
1
0
Rp
9,542,611.00
1
0
Rp
6,913,510.00
1
0
Rp
22,046,854.00
1
0
Rp
11,288,852.00
1
0
Rp
14,722,405.00
1
0
Rp
15,302,966.00
1
0
Rp
8,434,836.00
1
0
Rp
25,972,508.00
1
0
Rp
8,468,446.00
1
0
Rp
49,816,362.00
1
0
Rp
6,247,590.00
1
0
Rp
8,575,456.00
1
0
Rp
103,646,779.00
1
0
Rp
5,201,155.00
1
0
Rp
53,561,249.00
1
0
Rp
216,232,104.00
1
0
Rp
14,642,863.00
1
0
Rp
20,439,494.00
1
0
Rp
20,282,430.00
1
1
Rp
47,381,793.00
MODAL 2010
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
20,772,390.00
21,023,744.00
5,800,490.00
9,145,344.00
2,375,395.00
9,133,507.00
10,697,912.00
13,071,136.00
4,734,528.00
2,383,890.00
3,125,874.00
1,755,199.00
1,934,233.00
1,680,105.00
2,023,925.00
1,206,133.00
1,650,622.00
3,509,094.00
1,974,182.00
1,575,627.00
1,480,095.00
2,500,811.00
5,455,604.00
1,957,054.00
2,629,599.00
32,543,359.00
2,626,280.00
886,488.00
6,360,880.00
4,555,025.00
6,389,691.00
6,594,260.00
6,418,200.00
3,176,365.00
1,754,473.00
1,866,123.00
2,739,718.00
4,334,985.00
1,542,563.00
13,238,915.00
1,626,338.00
1,281,865.00
446,273.00
655,779.00
4,478,298.00
1,233,251.00
1,446,811.00
1,957,643.00
1,328,849.00
2,225,424.00
2,033,860.00
1,578,397.00
1,983,241.00
1,187,515.00
4,868,108.00
1,394,951.00
1,378,593.00
17,149,792.00
1,278,378.00
7,709,577.00
42,368,825.00
1,593,258.00
2,839,929.00
6,325,764.00
7,229,417.00
POSISI
KPMM
11.23%
16.10%
10.08%
11.32%
20.21%
4.57%
19.20%
22.88%
17.97%
23.37%
18.68%
11.67%
17.62%
1.85%
16.41%
14.56%
11.61%
11.21%
38.93%
32.77%
28.44%
22.00%
24.30%
38.00%
22.34%
27.04%
15.64%
32.29%
13.44%
24.87%
12.87%
18.28%
29.96%
11.44%
15.02%
39.83%
30.40%
44.71%
14.87%
66.21%
28.76%
51.97%
52.72%
40.24%
11.36%
24.05%
24.27%
9.36%
19.24%
14.61%
14.94%
19.58%
11.94%
15.00%
16.09%
33.54%
22.25%
31.81%
35.87%
19.40%
22.29%
17.84%
18.31%
55.78%
22.00%
NILAI
KPMM
85%
100%
79%
87%
100%
50%
100%
100%
100%
100%
100%
97%
100%
23%
100%
100%
92%
81%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
86%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
78%
100%
100%
63%
100%
100%
100%
100%
98%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
BOBOT
KPMM
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
POSISI
NPL
4.50%
6.89%
8.80%
4.28%
11.36%
5.60%
3.01%
3.48%
2.53%
19.04%
7.20%
9.39%
4.49%
1.47%
12.59%
11.22%
0.00%
2.24%
3.71%
12.08%
11.39%
2.34%
4.24%
12.85%
2.79%
1.07%
5.73%
15.24%
11.38%
1.88%
3.91%
1.54%
6.50%
8.24%
3.98%
8.62%
16.15%
4.34%
10.47%
13.38%
4.63%
4.40%
2.18%
2.59%
11.00%
13.10%
8.06%
4.12%
14.00%
5.64%
2.23%
4.55%
60.00%
24.73%
1.58%
4.79%
10.57%
11.00%
3.88%
93.00%
17.00%
1.92%
3.96%
6.00%
3.25%
NILAI
NPL
80%
100%
100%
78%
100%
100%
72%
78%
65%
100%
100%
100%
93%
60%
100%
100%
0%
65%
72%
100%
100%
63%
85%
100%
64%
55%
100%
100%
100%
60%
73%
61%
100%
100%
80%
100%
100%
93%
100%
100%
80%
78%
68%
64%
100%
100%
100%
75%
100%
100%
73%
77%
100%
100%
60%
100%
100%
100%
82%
100%
100%
60%
75%
100%
68%
BOBOT
NPL
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
36
POSISI
ROA
4.30%
5.56%
2.93%
2.88%
4.34%
9.65%
5.44%
5.96%
6.04%
3.95%
9.62%
4.33%
5.65%
2.30%
2.95%
2.21%
-3.76%
21.00%
7.99%
7.04%
3.97%
13.00%
2.87%
2.00%
6.85%
3.66%
2.50%
-79.00%
2.58%
97.00%
7.09%
5.18%
3.21%
4.05%
6.00%
6.63%
3.52%
6.82%
3.08%
9.14%
6.42%
10.93%
18.16%
-54.80%
4.39%
-12.07%
7.23%
3.25%
2.36%
6.76%
3.10%
4.48%
2.58%
3.00%
2.04%
3.99%
5.10%
4.81%
5.61%
6.86%
6.57%
2.89%
5.03%
7.62%
5.00%
NILAI
ROA
80%
85%
92%
90%
82%
65%
84%
86%
70%
84%
62%
73%
65%
93%
95%
91%
0%
54%
62%
64%
81%
53%
92%
95%
78%
78%
91%
0%
84%
54%
70%
84%
87%
72%
60%
61%
82%
64%
83%
61%
64%
67%
58%
0%
73%
0%
67%
85%
93%
64%
82%
78%
93%
72%
98%
83%
66%
78%
64%
64%
61%
92%
73%
62%
60%
BOBOT
ROA
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
POSISI
ROE
32.18%
25.31%
44.11%
109.81%
14.13%
20.63%
22.42%
21.70%
54.97%
10.12%
53.24%
32.37%
32.54%
35.61%
19.47%
9.05%
-21.16%
16.97%
21.83%
23.45%
18.30%
14.58%
17.18%
6.42%
27.10%
21.84%
15.73%
-33.10%
18.67%
9.23%
54.88%
83.46%
11.84%
54.85%
36.19%
17.88%
13.90%
17.66%
17.54%
12.69%
26.18%
18.90%
10.15%
93.36%
92.58%
4.40%
24.45%
30.25%
12.43%
33.65%
34.57%
28.17%
44.34%
19.18%
31.80%
13.96%
25.30%
27.25%
14.14%
33.37%
23.39%
16.20%
29.28%
20.48%
42.90%
NILAI
ROE
69%
77%
51%
43%
83%
73%
74%
83%
65%
94%
53%
73%
75%
64%
84%
100%
0%
74%
83%
85%
77%
84%
88%
100%
72%
74%
83%
0%
86%
100%
62%
55%
91%
54%
69%
88%
83%
82%
87%
83%
76%
78%
95%
54%
50%
100%
75%
63%
84%
86%
65%
72%
54%
82%
75%
83%
73%
76%
84%
76%
73%
82%
74%
88%
48%
BOBOT POSISI
ROE
LDR
10%
91.09%
10%
80.93%
10%
86.66%
10%
78.91%
10%
62.82%
10%
88.84%
10%
87.84%
10%
93.09%
10%
89.80%
10%
71.06%
10%
67.33%
10%
84.55%
10%
80.89%
10%
92.49%
10%
79.17%
10%
83.12%
10%
67.39%
10%
74.49%
10%
74.23%
10%
79.20%
10%
66.19%
10%
82.00%
10%
73.44%
10%
32.00%
10%
80.31%
10%
50.63%
10%
76.85%
10%
76.54%
10%
72.30%
10%
76.19%
10%
90.56%
10%
78.24%
10%
80.74%
10%
84.39%
10%
86.14%
10%
76.03%
10%
78.72%
10%
74.89%
10%
93.72%
10%
90.30%
10%
67.96%
10%
94.07%
10%
53.15%
10%
346.35%
10%
85.60%
10%
79.68%
10%
86.85%
10%
82.26%
10%
53.79%
10%
91.86%
10%
78.72%
10%
79.75%
10%
72.14%
10%
88.58%
10%
69.61%
10%
70.29%
10%
76.14%
10%
97.32%
10%
79.18%
10%
65.23%
10%
99.45%
10%
78.88%
10%
91.24%
10%
84.11%
10%
72.00%
NILAI
LDR
100%
100%
100%
100%
77%
100%
100%
100%
100%
81%
75%
100%
100%
100%
100%
100%
80%
76%
80%
100%
71%
100%
82%
58%
100%
58%
78%
80%
74%
87%
100%
100%
100%
100%
100%
76%
100%
76%
100%
100%
72%
100%
61%
100%
100%
100%
100%
100%
63%
100%
100%
100%
74%
100%
72%
73%
80%
100%
100%
76%
100%
100%
100%
100%
72%
BOBOT
LDR
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
POSISI
BOPO
81.51%
74.48%
91.02%
85.31%
86.38%
64.53%
7.69%
78.43%
74.01%
84.93%
78.03%
85.87%
83.40%
80.65%
87.62%
95.43%
148.31%
98.33%
75.12%
80.03%
88.21%
91.41%
82.82%
95.25%
77.84%
71.77%
102.53%
103.38%
84.39%
90.35%
73.23%
70.65%
79.78%
86.42%
80.99%
79.17%
82.71%
71.24%
89.23%
59.93%
81.70%
74.14%
88.99%
74.35%
79.41%
106.69%
78.57%
85.68%
90.95%
75.24%
76.25%
78.40%
85.70%
82.91%
89.50%
83.33%
83.92%
75.76%
75.52%
72.27%
69.09%
86.47%
81.36%
67.14%
75.05%
NILAI BOBOT
BOPO BOPO
90%
10%
76%
10%
93%
10%
87%
10%
88%
10%
67%
10%
55%
10%
80%
10%
77%
10%
86%
10%
80%
10%
84%
10%
86%
10%
82%
10%
88%
10%
100%
10%
100%
10%
100%
10%
76%
10%
82%
10%
90%
10%
94%
10%
84%
10%
100%
10%
80%
10%
73%
10%
100%
10%
100%
10%
86%
10%
93%
10%
75%
10%
72%
10%
93%
10%
82%
10%
83%
10%
80%
10%
84%
10%
73%
10%
91%
10%
60%
10%
83%
10%
76%
10%
91%
10%
86%
10%
81%
10%
100%
10%
80%
10%
87%
10%
100%
10%
75%
10%
77%
10%
80%
10%
87%
10%
84%
10%
90%
10%
86%
10%
86%
10%
80%
10%
77%
10%
74%
10%
72%
10%
88%
10%
83%
10%
70%
10%
78%
10%
POSISI
NIM
13.13%
40.40%
13.54%
9.46%
17.41%
20.59%
19.52%
15.83%
14.54%
19.91%
25.70%
17.86%
29.81%
25.00%
22.92%
17.91%
5.11%
23.97%
26.81%
26.84%
26.45%
19.25%
9.92%
16.63%
21.51%
15.81%
22.88%
15.48%
13.78%
8.24%
12.72%
16.85%
14.08%
14.52%
25.50%
25.01%
25.03%
22.04%
21.77%
20.38%
25.90%
31.40%
25.10%
14.23%
17.03%
18.77%
25.76%
21.30%
16.67%
20.84%
20.07%
26.13%
8.14%
17.56%
11.68%
20.08%
24.17%
9.07%
15.97%
13.01%
19.27%
16.79%
22.89%
21.61%
10.43%
NILAI
NIM
83%
63%
82%
100%
87%
90%
86%
85%
84%
89%
73%
87%
71%
85%
82%
87%
100%
73%
74%
78%
75%
89%
100%
86%
82%
71%
76%
85%
83%
100%
82%
86%
84%
84%
75%
75%
75%
72%
77%
70%
72%
68%
75%
84%
87%
88%
76%
75%
87%
80%
82%
76%
92%
75%
94%
82%
84%
100%
75%
83%
89%
86%
74%
71%
98%
BOBOT
NIM
SCORE
AKHIR
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
85
90
88
85
89
80
84
89
83
92
82
91
88
69
95
98
54
75
80
91
87
85
90
90
84
72
91
75
89
84
84
82
96
86
85
86
92
83
94
87
80
85
78
75
85
89
90
79
89
91
85
86
87
91
82
88
87
93
86
85
90
87
85
89
76
PREDIKAT
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
CUKUP BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
PT.BPR Surya Y.Kencana - Banjarnegara
PT.BPR Multi Arthanusa - Temanggung
PT.BPR Intan Surya - Temanggung
PT.BPR Suryakusuma Kranggan - Temanggung
PT.BPR Surya Yudha - Wonosobo
PT.BPR Puspa Kencana - Wonosobo
PT.BPR Artha Selomanik Putra - Wonosobo
PT.BPR Sinarartha Sejahtera - Kebumen
PT.BPR Danamitra Sejahtera - Kebumen
PT.BPR Shinta Bahkti Wedi - Klaten
PT.BPR Ukabima BMMS - Klaten
PT.BPR Arthayasa Ageng - Boyolali
PT.BPR Mitra Padanaran Mandiri - Boyolali
PT.BPR Mitra Banaran Mandiri - Sragen
PT.BPR Sumber Artha - Sragen
PT.BPR Ghadira Danamulia - Sragen
PT.BPR Kartasura Saribumi - Sukoharjo
PT.BPR Kartasura Makmur - Sukoharjo
PT.BPR Surya Utama - Sukoharjo
PT.BPR Buana Artha Lestari - Karanganyar
PT.BPR Pura Artha Kencana Jatipuro - Karanganyar
PT.BPR Gajah Mungkur d/h Tunggal Dara - Wonogiri
PT.BPR Limpungarta Utama - Batang
PD.BPR BKK Semarang Tengah - Semarang
PD.BPR Pasar Kota Semarang -Semarang
PD.BPR BKK Unggaran - Semarang
PD.BPR Bank Salatiga - Salatiga
PD.BPR BP Kota Pekalongan - Pekalongan
PD.BPR BKK Pekalongan Barat - Pekalongan
PD.BPR BKK Karanganyar - Pekalongan
PD.BPR BKK Margadana -Tegal
PD.BPR BP Kota Tegal - Tegal
PD.BPR BKK Talang - Tegal
PD.BPR Bank Tegal Gotong Royong - Tegal
PD.BPR Bank Magelang - Magelang
PD.BPR BKK Magelang Utara - Magelang
PD.BPR BKK Muntilan - Magelang
PD.BPR Bank Solo -Solo
PD.BPR BKK Boja - Kendal
PD.BPR Kendali Artha - Kendal
PD.BPR BKK Demak Kota - Demak
PD.BPR BKK Purwodadi - Grobongan
PD.BPR BKK Banjarharjo - Brebes
PD.BPR Bank Daerah Pati Kota - Pati
PD.BPR BKK Jati Kudus - Kudus
PD.BPR BP Kab.Pemalang - Pemalang
PD.BPR Jepara Artha - Jepara
PD.BPR BKK Jepara Kota - Jepara
PD.BPR BP Kab Rembang - Rembang
PD.BPR BP Kab Blora - Blora
PD.BPR BKK Purwokerto Utara - Banyumas
PD.BPR BKK Cilacap Tengah - Cilacap
PD.BPR BKK Purbalingga - Purbalingga
PD.BPR BKK Mandiraja - Banjarnegara
PD.BPR BP Kab. Temanggung - Temanggung
PD.BPR BKK Temanggung - Temanggung
PD.BPR Bank Wonosobo - Wonosobo
PD.BPR BKK Wonosobo - Wonosobo
PD.BPR BKK Purworejo - Purworejo
PD.BPR BKK Kebumen - Kebumen
PD.BPR Kebumen - Kebumen
PD.BPR BKK Pedan - Klaten
PD.BPR Bank Klaten - Klaten
PD.BPR BKK Boyalali Kota - Boyolali
PD.BPR Kabupaten Dati II Boyolali - Boyolali
PD.BPR BKK Karangmalang - Sragen
PD.BPR Djoko Tingkir - Sragen
PD.BPR BKK Baki - Sukoharjo
PD.BPR BKK Bendosari - Sukoharjo
PD.BPR Bank Daerah Karanganyar- Karanganyar
PD.BPR BKK Tasikmadu - Karanganyar
PD.BPR Bank Karanganyar - Karanganyar
PD.BPR BKK Wonogiri Kota - Wonogiri
PD.BPR Giri Suka Dana - Wonogiri
PD.BPR BKK TPI Klidang Lor - Batang
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
0
0
1
0
0
0
1
0
0
1
1
0
0
1
0
1
1
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
686,933,354.00
15,238,371.00
13,701,101.00
7,566,248.00
170,557,250.00
14,668,234.00
12,899,964.00
25,307,623.00
9,725,324.00
37,848,811.00
7,644,830.00
7,929,671.00
17,458,439.00
13,536,147.00
7,803,471.00
2,167,547.00
142,431,621.00
1,402,041.00
4,151,151.00
1,281,216.00
5,733,693.00
9,999,985.00
32,242,792.00
79,651,010.00
14,115,807.00
133,224,233.00
96,938,620.00
24,187,159.00
13,421,251.00
125,873,049.00
11,605,991.00
8,652,891.00
45,583,844.00
20,823,637.00
60,001,731.00
8,684,650.00
63,047,145.00
41,008,170.00
96,971,470.00
55,733,600.00
80,645,801.00
235,001,764.00
26,320,795.00
98,594,107.00
61,925,263.00
32,632,043.00
129,536,456.00
71,175,123.00
17,718,710.00
12,225,478.00
252,666,326.00
128,983,680.00
167,410,493.00
135,729,796.00
150,585,189.00
71,332,675.00
60,642,576.00
27,125,630.00
85,553,898.00
192,333,831.00
45,794,254.00
10,596,116.00
89,666,666.00
113,966,693.00
95,934,978.00
252,319,667.00
78,290,707.00
13,258,569.00
12,563,977.00
174,405,148.00
76,573,180.00
85,697,758.00
151,117,811.00
15,850,832.00
55,091,980.00
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
90,731,168.00
1,538,300.00
2,082,832.00
1,619,275.00
19,565,688.00
1,925,636.00
1,221,524.00
2,549,430.00
1,245,043.00
4,852,057.00
1,415,404.00
1,216,011.00
2,298,582.00
2,736,674.00
2,093,370.00
1,053,381.00
14,281,804.00
1,648,602.00
477,856.00
512,358.00
1,228,601.00
2,796,152.00
8,582,523.00
14,189,709.00
3,181,921.00
17,705,594.00
16,336,903.00
6,184,536.00
4,053,720.00
14,985,044.00
3,703,814.00
2,826,624.00
9,710,010.00
4,307,140.00
13,038,500.00
4,081,855.00
13,278,353.00
5,892,439.00
17,545,464.00
8,957,034.00
20,449,837.00
50,692,151.00
8,815,512.00
13,129,776.00
5,225,427.00
6,087,241.00
21,395,107.00
14,948,792.00
1,604,196.00
2,846,620.00
45,640,972.00
22,506,136.00
22,863,991.00
21,146,588.00
19,272,898.00
13,330,067.00
7,552,207.00
7,862,577.00
3,064,821.00
19,465,378.00
5,602,652.00
3,080,327.00
22,303,279.00
20,152,377.00
18,201,317.00
31,497,916.00
10,015,626.00
3,047,940.00
2,763,314.00
28,255,248.00
16,310,171.00
17,873,790.00
30,004,779.00
6,252,716.00
11,249,572.00
14.42%
14.27%
18.18%
25.30%
12.13%
16.15%
149.41%
12.15%
0.00%
13.40%
23.92%
18.89%
15.99%
25.70%
48.17%
72.15%
12.66%
0.00%
15.65%
5.70%
27.00%
37.82%
31.77%
23.00%
34.73%
15.24%
34.37%
46.29%
39.52%
16.58%
40.29%
43.81%
27.53%
36.45%
44.89%
62.66%
35.51%
31.36%
24.77%
17.37%
34.80%
25.56%
45.02%
16.49%
13.94%
27.86%
20.09%
30.39%
12.17%
29.96%
26.78%
21.20%
18.90%
22.99%
16.55%
26.32%
16.99%
39.83%
7.90%
13.14%
4.73%
41.17%
41.00%
17.71%
39.16%
13.87%
20.94%
31.99%
0.00%
27.90%
26.44%
28.00%
29.12%
52.83%
26.33%
100%
100%
100%
100%
100%
100%
100%
100%
0%
100%
100%
100%
100%
100%
100%
100%
100%
0%
100%
55%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
57%
100%
45%
100%
100%
100%
100%
100%
100%
100%
0%
100%
100%
100%
100%
100%
100%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
3.21%
4.18%
7.66%
2.45%
3.14%
5.60%
37.14%
42.00%
3.42%
5.61%
3.87%
6.94%
8.34%
3.40%
1.35%
33.23%
4.69%
2.27%
4.99%
0.00%
4.24%
1.89%
2.42%
7.49%
2.91%
3.43%
3.27%
23.95%
8.28%
2.25%
7.38%
23.68%
8.18%
12.27%
1.27%
13.90%
6.23%
1.86%
5.26%
13.33%
4.58%
9.42%
70.80%
73.00%
21.44%
14.69%
1.64%
2.23%
5.66%
4.22%
3.66%
3.93%
3.25%
7.19%
2.88%
6.55%
3.84%
15.42%
10.01%
6.43%
44.70%
3.88%
9.52%
6.18%
2.98%
2.97%
5.45%
3.87%
1.99%
3.05%
8.62%
7.00%
5.41%
5.69%
7.86%
65%
84%
100%
63%
69%
100%
100%
100%
66%
100%
64%
100%
100%
68%
43%
100%
70%
54%
71%
0%
72%
44%
57%
100%
58%
64%
65%
100%
100%
58%
100%
100%
100%
100%
35%
100%
100%
40%
100%
100%
64%
100%
100%
100%
100%
100%
45%
52%
100%
75%
65%
68%
60%
100%
55%
100%
63%
100%
100%
100%
100%
68%
100%
100%
59%
56%
100%
67%
43%
62%
100%
100%
100%
100%
100%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
37
6.86%
4.92%
8.25%
11.64%
8.03%
6.59%
1.15%
7.48%
0.00%
1.91%
1.00%
2.80%
5.69%
7.81%
6.80%
3.57%
3.69%
0.00%
-6.00%
-19.10%
4.00%
2.77%
12.92%
4.32%
2.64%
3.71%
1.52%
-10.11%
4.19%
3.03%
11.00%
-58.00%
4.84%
243.00%
3.91%
4.33%
82.00%
1.88%
4.19%
1.77%
4.16%
5.42%
7.95%
4.46%
38.00%
99.00%
3.36%
3.65%
1.81%
1.61%
5.85%
5.92%
3.78%
3.33%
3.18%
2.68%
2.37%
1.56%
-44.30%
2.69%
89.25%
3.74%
2.50%
5.80%
3.18%
5.02%
3.42%
5.33%
0.00%
5.94%
4.44%
4.11%
4.77%
5.25%
2.71%
65%
73%
68%
61%
62%
75%
100%
61%
0%
100%
100%
82%
78%
68%
63%
83%
85%
0%
0%
0%
70%
94%
56%
73%
84%
81%
100%
0%
72%
81%
43%
0%
72%
30%
81%
74%
52%
100%
75%
100%
71%
78%
63%
76%
58%
46%
76%
81%
100%
100%
72%
68%
76%
71%
75%
88%
93%
100%
0%
89%
48%
83%
92%
63%
76%
64%
83%
65%
0%
74%
68%
76%
84%
78%
92%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
34.16%
32.52%
39.66%
35.78%
46.64%
35.58%
13.64%
110.37%
28.92%
10.59%
4.78%
1.08%
36.02%
33.85%
21.30%
6.49%
27.91%
25.05%
-44.11%
-36.40%
16.12%
13.41%
35.71%
19.83%
10.04%
34.64%
6.35%
-18.12%
11.47%
17.73%
24.00%
-18.00%
11.14%
10.00%
16.87%
5.95%
33.05%
24.00%
30.46%
8.37%
11.33%
18.27%
22.82%
36.69%
4.49%
30.52%
14.77%
12.09%
15.14%
10.05%
22.29%
36.75%
30.16%
14.61%
18.73%
11.58%
12.04%
5.38%
-100.17%
21.56%
10.61%
9.98%
8.45%
14.63%
12.44%
37.58%
19.20%
18.35%
22.72%
34.66%
19.68%
13.78%
21.38%
9.25%
9.18%
57%
73%
71%
65%
60%
63%
85%
41%
72%
94%
100%
100%
63%
68%
71%
100%
75%
75%
0%
0%
86%
83%
73%
84%
94%
66%
100%
0%
92%
86%
72%
0%
95%
98%
78%
100%
68%
74%
61%
100%
88%
82%
72%
65%
100%
63%
84%
82%
84%
97%
64%
73%
77%
84%
75%
85%
82%
100%
0%
76%
95%
100%
100%
86%
83%
73%
82%
85%
82%
73%
79%
83%
78%
100%
100%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
91.90%
69.80%
79.91%
72.45%
90.28%
79.42%
81.86%
70.12%
0.00%
89.19%
85.80%
80.20%
73.94%
77.25%
83.86%
59.20%
84.23%
0.00%
77.83%
100.17%
85.00%
74.92%
79.62%
80.21%
76.76%
98.00%
88.53%
101.47%
82.52%
79.35%
77.40%
73.02%
70.11%
89.50%
86.60%
78.53%
65.19%
76.70%
73.79%
89.45%
80.03%
88.59%
75.56%
87.54%
69.43%
77.65%
89.58%
74.67%
82.16%
88.00%
79.96%
86.89%
76.43%
84.57%
89.53%
76.04%
79.38%
90.45%
81.15%
81.41%
15.91%
68.13%
90.00%
90.70%
90.65%
93.00%
87.51%
57.31%
0.00%
88.31%
79.92%
87.37%
80.22%
87.96%
93.14%
100%
70%
100%
74%
100%
100%
100%
73%
0%
100%
100%
100%
76%
81%
100%
60%
100%
0%
81%
100%
100%
83%
100%
100%
76%
100%
100%
100%
100%
100%
80%
76%
72%
100%
100%
100%
67%
80%
76%
100%
100%
100%
76%
100%
70%
81%
100%
76%
100%
100%
100%
100%
78%
100%
100%
80%
100%
100%
100%
100%
45%
72%
100%
100%
100%
100%
100%
61%
0%
100%
100%
100%
100%
100%
100%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
20%
71.09%
82.73%
70.14%
54.76%
67.69%
75.49%
93.43%
70.14%
79.46%
90.14%
94.82%
97.02%
78.33%
67.46%
76.81%
86.89%
84.33%
86.81%
132.09%
108.25%
83.11%
76.68%
64.31%
70.60%
84.45%
78.15%
90.26%
121.71%
78.85%
84.29%
99.26%
105.09%
81.34%
89.27%
78.74%
81.75%
94.76%
91.44%
82.08%
89.32%
77.51%
76.84%
67.49%
77.88%
107.49%
94.69%
80.15%
82.24%
91.89%
84.10%
72.11%
70.34%
79.20%
86.03%
82.54%
83.56%
86.29%
92.07%
118.87%
87.47%
89.19%
79.01%
86.54%
81.45%
78.62%
77.62%
78.31%
76.22%
76.39%
79.09%
79.28%
77.18%
74.06%
74.55%
86.40%
73%
84%
72%
63%
70%
77%
100%
72%
82%
93%
100%
100%
79%
68%
77%
87%
86%
88%
100%
100%
84%
77%
66%
72%
86%
80%
98%
100%
81%
86%
100%
100%
83%
93%
80%
83%
100%
93%
83%
91%
80%
78%
68%
79%
100%
100%
86%
83%
98%
86%
73%
76%
80%
88%
84%
86%
89%
100%
100%
84%
90%
79%
86%
81%
78%
77%
78%
76%
76%
79%
79%
77%
76%
76%
86%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
22.18%
21.94%
20.46%
16.63%
15.82%
18.96%
19.06%
12.64%
15.00%
17.67%
24.40%
17.04%
17.59%
25.42%
27.52%
21.24%
20.68%
18.72%
15.34%
16.25%
23.54%
18.54%
30.10%
13.59%
15.93%
9.46%
12.87%
14.11%
15.47%
16.08%
18.86%
15.58%
17.55%
19.85%
10.22%
16.54%
17.58%
17.40%
17.01%
18.24%
16.01%
22.22%
16.93%
11.20%
16.98%
15.25%
16.36%
18.10%
15.40%
16.97%
17.75%
15.49%
12.07%
19.37%
16.70%
15.87%
15.25%
19.35%
16.73%
11.95%
16.43%
14.36%
19.76%
21.24%
18.66%
19.45%
14.11%
17.81%
18.39%
10.60%
22.42%
16.55%
18.86%
16.04%
13.18%
76%
79%
78%
86%
85%
86%
89%
92%
84%
87%
68%
85%
85%
74%
74%
71%
70%
73%
78%
76%
63%
75%
60%
83%
85%
100%
82%
84%
85%
86%
88%
84%
82%
73%
100%
86%
85%
84%
81%
78%
77%
71%
86%
100%
72%
63%
60%
71%
72%
86%
74%
85%
82%
83%
64%
75%
63%
73%
75%
93%
73%
81%
69%
61%
66%
63%
85%
71%
85%
95%
75%
86%
88%
86%
91%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
80
82
89
75
82
90
97
81
37
97
90
97
86
78
77
86
86
34
68
49
85
78
77
91
82
86
91
78
93
86
86
74
88
89
81
94
84
79
85
97
84
91
84
92
87
83
80
77
95
92
81
84
79
93
81
89
85
97
69
94
69
82
95
89
82
79
93
75
33
85
90
92
84
78
92
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
TIDAK BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
TIDAK BAGUS
BAGUS
TIDAK BAGUS
SANGAT BAGUS
CUKUP BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
CUKUP BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
BAGUS
SANGAT BAGUS
BAGUS
TIDAK BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
SANGAT BAGUS
RUMUS:
Kode 1 = Kota dan Kabupaten
Kode 2 = Swasta dan Pemerintah
Perhitungan Score=(Nilai KPMM*Bobot KPMM)+(Nilai NPL*Bobot
NPL)+(Nilai ROA*Bobot ROA)+(Nilai ROE*Bobot ROE)+(Nilai
LDR*Bobot LDR)+(Nilai BOPO*Bobot BOPO)+( Nilai NIM* Bobot NIM)
38
Lampiran 2
Nilai Rasio
No
Nama BPR di Propinsi Jawa
Tengah
1
PT.BPR Gunung Rizki Pustaka
Utama
PT.BPR Weleri Makmur
PT. BPR Kedung Arto
PT.BPR Mandiri Artha Abadi
PT.BPR Artha Tanah Mas
PT.BPR Gunung Kinibalu
PT.BPR Restu Artha Makmur
PT.BPR Restu Klepu Makmur
PT.BPR Mekar Nugraha Klepu
PT.BPR Ambarawa Hartasarana
PT.BPR Satria Pertiwi Semarang
PT.BPR Argo Dana Ungaran
PT.BPR Mitra Mulia Persada
PT.BPR Sejahtera Artha
Sembada
PT.BPR Krida Harta Salatiga
PT.BPR Dinamika Bangun Artha
PT.BPR Central Artha
PT.BPR Nusamba Adiwerna
PT.BPR Sahabat Tata
PT.BPR Artha Kramat
PT.BPR Bumi Sediaguna
PT.BPR Mega Artha Mustika
PT.BPR Mitra Mertoyudan
PT.BPR Mertoyudan Makmur
PT.BPR Sinar Garuda Prima
PT.BPR Artha Mertoyudan
PT.BPR Lumbung Artha
Muntilanindo
PT.BPR Niji
PT.BPR Kembang Parama
PT.BPR Central Internasional
PT.BPR Nguter Surakarta
PT.BPR Binalanggeng Mulia
PT.BPR Sabar Arthapalur
PT.BPR Agung Sejahtera
PT.BPR Citra Darian
PT.BPR Enggal Makmur Adi
Sentoso
PT.BPR Swadharma Mranggen
PT. BPR Kusuma Langgeng
PT.BPR Semeru
PT.BPR Purwa Artha
PT.BPR Jatibarang Sediaguna
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
Nilai
Rasio
KPMM
Nilai
Rasio
NPL
Nilai
Rasio
ROA
Nilai
Rasio
ROE
Nilai
Rasio
LDR
Nilai
Rasio
BOPO
Nilai
Rasio
NIM
11.23%
16.10%
10.08%
11.32%
20.21%
4.57%
19.20%
22.88%
17.97%
23.37%
18.68%
11.67%
17.62%
4.50%
6.89%
8.80%
4.28%
11.36%
5.60%
3.01%
3.48%
2.53%
19.04%
7.20%
9.39%
4.49%
4.30%
5.56%
2.93%
2.88%
4.34%
9.65%
5.44%
5.96%
6.04%
3.95%
9.62%
4.33%
5.65%
32.18%
25.31%
44.11%
109.81%
14.13%
20.63%
22.42%
21.70%
54.97%
10.12%
53.24%
32.37%
32.54%
91.09%
80.93%
86.66%
78.91%
62.82%
88.84%
87.84%
93.09%
89.80%
71.06%
67.33%
84.55%
80.89%
81.51%
74.48%
91.02%
85.31%
86.38%
64.53%
7.69%
78.43%
74.01%
84.93%
78.03%
85.87%
83.40%
13.13%
40.40%
13.54%
9.46%
17.41%
20.59%
19.52%
15.83%
14.54%
19.91%
25.70%
17.86%
29.81%
1.85%
16.41%
14.56%
11.61%
11.21%
38.93%
32.77%
28.44%
22.00%
24.30%
38.00%
22.34%
27.04%
1.47%
12.59%
11.22%
0.00%
2.24%
3.71%
12.08%
11.39%
2.34%
4.24%
12.85%
2.79%
1.07%
2.30%
2.95%
2.21%
-3.76%
21.00%
7.99%
7.04%
3.97%
13.00%
2.87%
2.00%
6.85%
3.66%
35.61%
19.47%
9.05%
-21.16%
16.97%
21.83%
23.45%
18.30%
14.58%
17.18%
6.42%
27.10%
21.84%
92.49%
79.17%
83.12%
67.39%
74.49%
74.23%
79.20%
66.19%
82.00%
73.44%
32.00%
80.31%
50.63%
80.65%
87.62%
95.43%
148.31%
98.33%
75.12%
80.03%
88.21%
91.41%
82.82%
95.25%
77.84%
71.77%
25.00%
22.92%
17.91%
5.11%
23.97%
26.81%
26.84%
26.45%
19.25%
9.92%
16.63%
21.51%
15.81%
15.64%
32.29%
13.44%
24.87%
12.87%
18.28%
29.96%
11.44%
15.02%
5.73%
15.24%
11.38%
1.88%
3.91%
1.54%
6.50%
8.24%
3.98%
2.50%
-79.00%
2.58%
97.00%
7.09%
5.18%
3.21%
4.05%
6.00%
15.73%
-33.10%
18.67%
9.23%
54.88%
83.46%
11.84%
54.85%
36.19%
76.85%
76.54%
72.30%
76.19%
90.56%
78.24%
80.74%
84.39%
86.14%
102.53%
103.38%
84.39%
90.35%
73.23%
70.65%
79.78%
86.42%
80.99%
22.88%
15.48%
13.78%
8.24%
12.72%
16.85%
14.08%
14.52%
25.50%
39.83%
30.40%
44.71%
14.87%
66.21%
28.76%
8.62%
16.15%
4.34%
10.47%
13.38%
4.63%
6.63%
3.52%
6.82%
3.08%
9.14%
6.42%
17.88%
13.90%
17.66%
17.54%
12.69%
26.18%
76.03%
78.72%
74.89%
93.72%
90.30%
67.96%
79.17%
82.71%
71.24%
89.23%
59.93%
81.70%
25.01%
25.03%
22.04%
21.77%
20.38%
25.90%
39
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
PT.BPR Arisma Mandiri
PT.BPR Bumiayu Bangun Citra
PT.BPR Eleska Artha
PT.BPR Tayu Dutapersada
PT.BPR Arthaperdana Delta
Sentosa
PT.BPR Asabahana Sejahtera
PT.BPR Catur Artha Jaya
PT.BPR Taruna Adidaya Santosa
PT.BPR Hartha Muriatama
PT.BPR Mitra Budikusuma
Mandiri
PT.BPR Danata
PT.BPR Hidup Artha Putra
PT.BPR Panasayu Arthalayan
Sejahtera
PT.BPR Nusamba Pecanggan
Jepara
PT.BPR Dhana Mitratama
PT.BPR Cepu Nasinalbank
PT.BPR Gunung Simping Artha
PT. BPR Dana Mitra Sakti
PT.BPR Artha Mekar Sokaraja
PT.BPR Gunung Slamet
PT.BPR Ukibima Sejahtera
PT.BPR Kroya Bangunartha
PT.BPR Citanduy Artha
PT.BPR Artha Perwira
PT.BPR Surya Y.Kencana
PT.BPR Multi Arthanusa
PT.BPR Intan Surya Temanggung
PT.BPR Suryakusuma Kranggan
PT.BPR Surya Yudha
PT.BPR Puspa Kencana
PT.BPR Artha Selomanik Putra
PT.BPR Sinarartha Sejahtera
PT.BPR Danamitra Sejahtera
PT.BPR Shinta Bahkti Wedi
PT.BPR Ukabima BMMS
PT.BPR Arthayasa Ageng
PT.BPR Mitra Padanaran Mandiri
PT.BPR Mitra Banaran Mandiri
PT.BPR Sumber Artha
PT.BPR Ghadira Danamulia
PT.BPR Kartasura Saribumi
PT.BPR Kartasura Makmur
PT.BPR Surya Utama
PT.BPR Buana Artha Lestari
PT.BPR Pura Artha Kencana
Jatipuro
PT.BPR Gajah Mungkur d/h
Tunggal Dara
51.97%
52.72%
40.24%
11.36%
4.40%
2.18%
2.59%
11.00%
10.93%
18.16%
-54.80%
4.39%
18.90%
10.15%
93.36%
92.58%
94.07%
53.15%
346.35%
85.60%
74.14%
88.99%
74.35%
79.41%
31.40%
25.10%
14.23%
17.03%
24.05%
24.27%
9.36%
19.24%
14.61%
13.10%
8.06%
4.12%
14.00%
5.64%
-12.07%
7.23%
3.25%
2.36%
6.76%
4.40%
24.45%
30.25%
12.43%
33.65%
79.68%
86.85%
82.26%
53.79%
91.86%
106.69%
78.57%
85.68%
90.95%
75.24%
18.77%
25.76%
21.30%
16.67%
20.84%
14.94%
19.58%
11.94%
2.23%
4.55%
60.00%
3.10%
4.48%
2.58%
34.57%
28.17%
44.34%
78.72%
79.75%
72.14%
76.25%
78.40%
85.70%
20.07%
26.13%
8.14%
15.00%
24.73%
3.00%
19.18%
88.58%
82.91%
17.56%
16.09%
33.54%
22.25%
31.81%
35.87%
19.40%
22.29%
17.84%
18.31%
55.78%
22.00%
14.42%
14.27%
1.58%
4.79%
10.57%
11.00%
3.88%
93.00%
17.00%
1.92%
3.96%
6.00%
3.25%
3.21%
4.18%
2.04%
3.99%
5.10%
4.81%
5.61%
6.86%
6.57%
2.89%
5.03%
7.62%
5.00%
6.86%
4.92%
31.80%
13.96%
25.30%
27.25%
14.14%
33.37%
23.39%
16.20%
29.28%
20.48%
42.90%
34.16%
32.52%
69.61%
70.29%
76.14%
97.32%
79.18%
65.23%
99.45%
78.88%
91.24%
84.11%
72.00%
91.90%
69.80%
89.50%
83.33%
83.92%
75.76%
75.52%
72.27%
69.09%
86.47%
81.36%
67.14%
75.05%
71.09%
82.73%
11.68%
20.08%
24.17%
9.07%
15.97%
13.01%
19.27%
16.79%
22.89%
21.61%
10.43%
22.18%
21.94%
18.18%
25.30%
12.13%
16.15%
149.41%
12.15%
0.00%
13.40%
23.92%
18.89%
15.99%
25.70%
48.17%
72.15%
12.66%
0.00%
15.65%
5.70%
7.66%
2.45%
3.14%
5.60%
37.14%
42.00%
3.42%
5.61%
3.87%
6.94%
8.34%
3.40%
1.35%
33.23%
4.69%
2.27%
4.99%
0.00%
8.25%
11.64%
8.03%
6.59%
1.15%
7.48%
0.00%
1.91%
1.00%
2.80%
5.69%
7.81%
6.80%
3.57%
3.69%
0.00%
-6.00%
-19.10%
39.66%
35.78%
46.64%
35.58%
13.64%
110.37%
28.92%
10.59%
4.78%
1.08%
36.02%
33.85%
21.30%
6.49%
27.91%
25.05%
-44.11%
-36.40%
79.91%
72.45%
90.28%
79.42%
81.86%
70.12%
0.00%
89.19%
85.80%
80.20%
73.94%
77.25%
83.86%
59.20%
84.23%
0.00%
77.83%
100.17%
70.14%
54.76%
67.69%
75.49%
93.43%
70.14%
79.46%
90.14%
94.82%
97.02%
78.33%
67.46%
76.81%
86.89%
84.33%
86.81%
132.09%
108.25%
20.46%
16.63%
15.82%
18.96%
19.06%
12.64%
15.00%
17.67%
24.40%
17.04%
17.59%
25.42%
27.52%
21.24%
20.68%
18.72%
15.34%
16.25%
27.00%
4.24%
4.00%
16.12%
85.00%
83.11%
23.54%
37.82%
1.89%
2.77%
13.41%
74.92%
76.68%
18.54%
40
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
PT.BPR Limpungarta Utama
PD.BPR BKK Semarang Tengah
PD.BPR Pasar Kota Semarang
PD.BPR BKK Unggaran
PD.BPR Bank Salatiga
PD.BPR BP Kota Pekalongan
PD.BPR BKK Pekalongan Barat
PD.BPR BKK Karanganyar
PD.BPR BKK Margadana
PD.BPR BP Kota Tegal
PD.BPR BKK Talang
PD.BPR Bank Tegal Gotong
Royong
PD.BPR Bank Magelang
PD.BPR BKK Magelang Utara
PD.BPR BKK Muntilan
PD.BPR Bank Solo
PD.BPR BKK Boja
PD.BPR Kendali Artha
PD.BPR BKK Demak Kota
PD.BPR BKK Purwodadi
PD.BPR BKK Banjarharjo
PD.BPR Bank Daerah Pati Kota
PD.BPR BKK Jati Kudus
PD.BPR BP Kab.Pemalang
PD.BPR Jepara Artha
PD.BPR BKK Jepara Kota
PD.BPR BP Kab Rembang
PD.BPR BP Kab Blora
PD.BPR BKK Purwokerto Utara
PD.BPR BKK Cilacap Tengah
PD.BPR BKK Purbalingga
PD.BPR BKK Mandiraja
PD.BPR BP Kab. Temanggung
PD.BPR BKK Temanggung
PD.BPR Bank Wonosobo
PD.BPR BKK Wonosobo
31.77%
23.00%
34.73%
15.24%
34.37%
46.29%
39.52%
16.58%
40.29%
43.81%
27.53%
2.42%
7.49%
2.91%
3.43%
3.27%
23.95%
8.28%
2.25%
7.38%
23.68%
8.18%
12.92%
4.32%
2.64%
3.71%
1.52%
-10.11%
4.19%
3.03%
11.00%
-58.00%
4.84%
35.71%
19.83%
10.04%
34.64%
6.35%
-18.12%
11.47%
17.73%
24.00%
-18.00%
11.14%
79.62%
80.21%
76.76%
98.00%
88.53%
101.47%
82.52%
79.35%
77.40%
73.02%
70.11%
64.31%
70.60%
84.45%
78.15%
90.26%
121.71%
78.85%
84.29%
99.26%
105.09%
81.34%
30.10%
13.59%
15.93%
9.46%
12.87%
14.11%
15.47%
16.08%
18.86%
15.58%
17.55%
36.45%
44.89%
62.66%
35.51%
31.36%
24.77%
17.37%
34.80%
25.56%
45.02%
16.49%
13.94%
27.86%
20.09%
30.39%
12.17%
29.96%
26.78%
21.20%
18.90%
22.99%
16.55%
26.32%
16.99%
39.83%
12.27%
1.27%
13.90%
6.23%
1.86%
5.26%
13.33%
4.58%
9.42%
70.80%
73.00%
21.44%
14.69%
1.64%
2.23%
5.66%
4.22%
3.66%
3.93%
3.25%
7.19%
2.88%
6.55%
3.84%
15.42%
243.00%
3.91%
4.33%
82.00%
1.88%
4.19%
1.77%
4.16%
5.42%
7.95%
4.46%
38.00%
99.00%
3.36%
3.65%
1.81%
1.61%
5.85%
5.92%
3.78%
3.33%
3.18%
2.68%
2.37%
1.56%
89.50%
86.60%
78.53%
65.19%
76.70%
73.79%
89.45%
80.03%
88.59%
75.56%
87.54%
69.43%
77.65%
89.58%
74.67%
82.16%
88.00%
79.96%
86.89%
76.43%
84.57%
89.53%
76.04%
79.38%
90.45%
89.27%
78.74%
81.75%
94.76%
91.44%
82.08%
89.32%
77.51%
76.84%
67.49%
77.88%
107.49%
94.69%
80.15%
82.24%
91.89%
84.10%
72.11%
70.34%
79.20%
86.03%
82.54%
83.56%
86.29%
92.07%
19.85%
10.22%
16.54%
17.58%
17.40%
17.01%
18.24%
16.01%
22.22%
16.93%
11.20%
16.98%
15.25%
16.36%
18.10%
15.40%
16.97%
17.75%
15.49%
12.07%
19.37%
16.70%
15.87%
15.25%
19.35%
PD.BPR BKK Purworejo
PD.BPR BKK Kebumen
PD.BPR Kebumen
PD.BPR BKK Pedan
PD.BPR Bank Klaten
PD.BPR BKK Boyalali Kota
PD.BPR Kabupaten Dati II
Boyolali
PD.BPR BKK Karangmalang
PD.BPR Djoko Tingkir
PD.BPR BKK Baki
PD.BPR BKK Bendosari
PD.BPR Bank Daerah
Karanganyar
7.90%
13.14%
4.73%
41.17%
41.00%
17.71%
10.01%
6.43%
44.70%
3.88%
9.52%
6.18%
-44.30%
2.69%
89.25%
3.74%
2.50%
5.80%
10.00%
16.87%
5.95%
33.05%
24.00%
30.46%
8.37%
11.33%
18.27%
22.82%
36.69%
4.49%
30.52%
14.77%
12.09%
15.14%
10.05%
22.29%
36.75%
30.16%
14.61%
18.73%
11.58%
12.04%
5.38%
100.17%
21.56%
10.61%
9.98%
8.45%
14.63%
81.15%
81.41%
15.91%
68.13%
90.00%
90.70%
118.87%
87.47%
89.19%
79.01%
86.54%
81.45%
16.73%
11.95%
16.43%
14.36%
19.76%
21.24%
39.16%
13.87%
20.94%
31.99%
0.00%
2.98%
2.97%
5.45%
3.87%
1.99%
3.18%
5.02%
3.42%
5.33%
0.00%
12.44%
37.58%
19.20%
18.35%
22.72%
90.65%
93.00%
87.51%
57.31%
0.00%
78.62%
77.62%
78.31%
76.22%
76.39%
18.66%
19.45%
14.11%
17.81%
18.39%
27.90%
3.05%
5.94%
34.66%
88.31%
79.09%
10.60%
41
136
137
138
139
140
PD.BPR BKK Tasikmadu
PD.BPR Bank Karanganyar
PD.BPR BKK Wonogiri Kota
PD.BPR Giri Suka Dana
PD.BPR BKK TPI Klidang Lor
26.44%
28.00%
29.12%
52.83%
26.33%
8.62%
7.00%
5.41%
5.69%
7.86%
42
4.44%
4.11%
4.77%
5.25%
2.71%
19.68%
13.78%
21.38%
9.25%
9.18%
79.92%
87.37%
80.22%
87.96%
93.14%
79.28%
77.18%
74.06%
74.55%
86.40%
22.42%
16.55%
18.86%
16.04%
13.18%
Lampiran 3
Descriptives
Descriptive Statistics
N
Minimum
Maximum
Mean
Std. Deviation
KPMM
140
.00
1.49
.2536
.16957
NPL
140
.00
.93
.0946
.13494
ROA
140
-.79
2.43
.0696
.27753
ROE
140
-1.00
1.10
.2167
.23641
LDR
140
.00
3.46
.8001
.27960
BOPO
140
.08
1.48
.8291
.13953
NIM
140
.05
.40
.1825
.05160
SCORE
140
33.00
98.00
83.9143
10.49596
Valid N (listwise)
140
43
Lampiran 4
EXAMINE VARIABLES=KPMM NPL ROA ROE LDR BOPO NIM SCORE
/PLOT NPPLOT
/STATISTICS NONE
/CINTERVAL 95
/MISSING LISTWISE
/NOTOTAL.
Explore
Tests of Normality
a
Kolmogorov-Smirnov
Statistic
df
Shapiro-Wilk
Sig.
Statistic
df
Sig.
KPMM
.131
140
.000
.780
140
.000
NPL
.253
140
.000
.537
140
.000
ROA
.369
140
.000
.402
140
.000
ROE
.175
140
.000
.820
140
.000
LDR
.265
140
.000
.465
140
.000
BOPO
.123
140
.000
.845
140
.000
NIM
.076
140
.045
.970
140
.003
SCORE
.156
140
.000
.764
140
.000
a. Lilliefors Significance Correction
44
Lampiran 5
NPAR TESTS
/M-W= KPMM NPL ROA ROE LDR BOPO NIM SCORE BY Kode1(0 1)
/STATISTICS=DESCRIPTIVES
/MISSING ANALYSIS.
Mann-Whitney Test
Ranks
Kode1
KPMM
NPL
ROA
ROE
LDR
BOPO
NIM
SCORE
Kota
N
Mean Rank
Sum of Ranks
29
72.74
2109.50
Kabupaten
111
69.91
7760.50
Total
140
Kota
29
65.74
1906.50
Kabupaten
111
71.74
7963.50
Total
140
Kota
29
60.69
1760.00
Kabupaten
111
73.06
8110.00
Total
140
Kota
29
62.59
1815.00
Kabupaten
111
72.57
8055.00
Total
140
Kota
29
71.72
2080.00
Kabupaten
111
70.18
7790.00
Total
140
Kota
29
77.97
2261.00
Kabupaten
111
68.55
7609.00
Total
140
Kota
29
51.14
1483.00
Kabupaten
111
75.56
8387.00
Total
140
Kota
29
72.22
2094.50
Kabupaten
111
70.05
7775.50
Total
140
45
Test Statisticsa
KPMM
NPL
ROA
ROE
LDR
BOPO
NIM
SCORE
Mann-Whitney U
1544.500
1471.500
1325.000
1380.000
1574.000
1393.000
1048.000
1559.500
Wilcoxon W
7760.500
1906.500
1760.000
1815.000
7790.000
7609.000
1483.000
7775.500
-.334
-.710
-1.463
-1.180
-.183
-1.113
-2.887
-.257
.738
.478
.144
.238
.855
.266
.004
.797
Z
Asymp. Sig. (2-tailed)
a. Grouping Variable: Kode1
46
NPAR TESTS
/M-W= KPMM NPL ROA ROE LDR BOPO NIM SCORE BY Kode2(0 1)
/STATISTICS=DESCRIPTIVES
/MISSING ANALYSIS.
Mann-Whitney Test
Ranks
Kode2
KPMM
62.06
5337.50
Pemerintah
54
83.94
4532.50
86
68.45
5887.00
Pemerintah
54
73.76
3983.00
86
73.35
6308.00
Pemerintah
54
65.96
3562.00
86
79.20
6811.00
Pemerintah
54
56.65
3059.00
86
66.83
5747.00
Pemerintah
54
76.35
4123.00
140
Swasta
86
68.90
5925.00
Pemerintah
54
73.06
3945.00
140
Swasta
86
80.26
6902.00
Pemerintah
54
54.96
2968.00
Total
SCORE
140
Swasta
Total
NIM
140
Swasta
Total
BOPO
140
Swasta
Total
LDR
140
Swasta
Total
ROE
Sum of Ranks
86
Total
ROA
Mean Rank
Swasta
Total
NPL
N
140
Swasta
86
69.81
6003.50
Pemerintah
54
71.60
3866.50
Total
140
47
Test Statistics
KPMM
NPL
ROA
a
ROE
LDR
BOPO
NIM
SCORE
Mann-Whitney U
1596.500
2146.000
2077.000
1574.000
2006.000
2184.000
1483.000
2262.500
Wilcoxon W
5337.500
5887.000
3562.000
3059.000
5747.000
5925.000
2968.000
6003.500
-3.106
-.753
-1.049
-3.202
-1.353
-.591
-3.592
-.255
.002
.451
.294
.001
.176
.555
.000
.799
Z
Asymp. Sig. (2-tailed)
a. Grouping Variable: Kode2
48