2016 Customer online shopping anxiety within the UTAUT

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To cite this document: Hakan Celik , (2016)," Customer online shopping anxiety within the Unified Theory of Acceptance and Use Technology (UTAUT) framework ", Asia Pacific Journal of Marketing and Logistics, Vol. 28 Iss 2 pp. 278 - 307 Permanent link t o t his document : http://dx.doi.org/10.1108/APJML-05-2015-0077

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APJML 28,2

Customer online shopping anxiety within the Unified

Theory of Acceptance and Use

Technology (UTAUT) framework

Received 9 May 2015 Revised 14 August 2015

Hakan Celik

9 September 2015

Department of Marketing, Bilecik Seyh Edebali University, Bilecik, Turkey

Accepted 15 September 2015

Abstract Purpose – Few studies have investigated how anxiety operates within the Unified Theory of

Acceptance and Use of Technology (UTAUT) framework. Consequently, the purpose of this paper is to explore the influence of anxiety on the customer adoption of online shopping based on the UTAUT. Design/methodology/approach – The UTAUT’s framework was extended by proposing new

casual pathways between anxiety and its existing constructs (e.g. effort expectancy (EE), performance expectancy (PE) and behavioural intentions (BI)) within the contingencies of age, gender and experience. The partial least squares technique was employed to evaluate the statistical significance of the proposed pathways by analysing 483 sets of self-administrated survey responses. Findings – The results indicate that anxiety simultaneously exerts negative direct influences on PE, EE and BI constructs. While the moderating effects of age, gender and experience on the anxiety-intention link were found to be significant, there was no evidence suggesting that they moderate anxiety-PE and anxiety-EE relationships. Research limitations/implications – The limitations of the current study are inherent in its design and methodology, providing some directions for future research. Originality/value – This study contributes to the theory by including anxiety in the UTAUT and applying it to the online shopping context. The evidence about the significance of anxiety, with contingencies regarding age, gender and experience, supplies practical implications for online marketing strategies.

Keywords Anxiety, UTAUT, PLS, Online shopping Paper type Research paper

1. Introduction Online retailing has noticeably impacted the world’s economy. Specifically, online retail

sales reached $632 billion globally in 2012, up from $319 billion in 2008 (MarketLine, Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) 2013). Some analysts estimate that the number of online shoppers worldwide will grow

from 1.08 trillion in 2013 to 2.49 trillion in 2018; this represents a compound annual growth rate of almost 10 per cent (eMarketer, 2014). However, a recent international survey conducted in 39 countries shows that customers’ concerns about network security and privacy protection remain as serious obstacles to their uptake (Cole et al., 2013). Furthermore, the spatial and temporal separations between the buyer and the retailer, encompassed in the intangible nature of the virtual environment, heightened customer uncertainty and risk perceptions regarding online transactions. Thus, customer anxiety towards online shopping and its inherent uncertainty and risk has emerged as an important issue for retailers (Celik, 2011), as it decreases the degree of

Asia Pacific Journal of Marketing and Logistics

online shopping penetration and the amount of customer spending on online purchases.

Vol. 28 No. 2, 2016 pp. 278-307

The increasing prominence of online retail has increased interest among researchers

© Emerald Group Publishing Limited 1355-5855

and practitioners in the customer adoption of this relatively new shopping medium.

DOI 10.1108/APJML-05-2015-0077

A growing number of studies have embedded online shopping adoption into various A growing number of studies have embedded online shopping adoption into various

Customer

explore its determinants. While such models have facilitated substantial progress in the

online

apprehension of the phenomenon over the years, an integrative approach to the current state of knowledge was not achieved until the introduction of the Unified Theory of

shopping

anxiety

Acceptance and Use of Technology (UTAUT), conceived by Venkatesh et al. (2003), to

predict employee adoption of information technologies. It was also successfully applied in studying the adoption of other technologies in the non-work environment. Although

few studies have extended the applicability of the UTAUT in the online shopping context, it is a valid and parsimonious model that can be used to explain customer purchase intentions and actual internet purchasing behaviour.

Even UTAUT proponents have endorsed the systematic investigation of salient constructs (Baron et al., 2006). In addition, the theorization of alternative mechanisms based on these constructs fosters the utility of the UTAUT in the customer domain (Venkatesh et al., 2012). As such, anxiety becomes an especially relevant aspect in UTAUT online shopping research, because customers tend to consider their exposure to adverse outcomes when making purchases in an inherently risky environment (Featherman and Pavlou, 2003). Since the UTAUT was originally formulated and cross-validated in organizational contexts, it largely focused on employees’ cognitive and behavioural responses towards the new technology (Venkatesh et al., 2012). In the consumer context, unlike in the organizational context, the positive (e.g. enjoyment, fun and playfulness) and negative (e.g. fear, apprehension and anxiety) affective responses of the users play an important role in the acceptance and use of the technology (Celik, 2011). The integration of anxiety into the UTAUT will remedy its lack of an effective response focus. Consequently, this study aims to test the inhibiting effects of anxiety on two customer outcome beliefs (e.g. performance expectancy (PE) and effort expectancy (EE)) and the usage intentions of online shopping within the UTAUT framework, with contingencies regarding age, gender and experience.

The remainder of this study is organized as follows. Section 2 introduces the theoretical background of this study, including a brief review of existing literature on UTAUT and anxiety within the online shopping context. Section 3 presents the research framework and hypotheses developed by employing the previous research in online shopping anxiety and the elements of UTAUT. Then, the research design is described in Section 4, followed by the presentation of analytical results in Section 5. The study findings are discussed from theoretical stand point in Section 6, followed by the limitations of the study and suggestions for future research in Section 7. Finally, the

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) implications of these findings for practice are drawn in the last section.

2. Theoretical background

2.1 UTAUT and anxiety Since the proliferation of online retailing, several social psychology and information

systems theoretical models applied to explain and predict consumer adoption of online shopping include the technology acceptance model (TAM) (O’Cass and Fenech, 2003;

Singh et al., 2006), the TAM2 model (Zhang et al., 2006), motivation theory (Shang et al., 2005; Mohd Suki et al., 2008), the theory of planned behaviour (TPB) (Keen et al., 2004; Ramus and Nielsen, 2005), the decomposed TPB model (Lim and Dubinsky, 2005; Pavlou and Fygenson, 2006), the model of PC utilization (Klopping and McKinney, 2004), the innovation diffusion theory (Eastin, 2002; Hansen, 2005) and the social cognitive theory (SCT) (Foucault and Scheufele, 2002; Oyedele and Simpson, 2007). Previous studies have progressively contributed to the existing knowledge of the focal

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behaviour; however, they fell behind in developing a more comprehensive view

through the cross-theoretical integration of these diverse approaches. Consequently, Venkatesh et al. (2003) formulated the UTAUT based on a conceptual and empirical synthesis of the aforementioned models, which provided a coherent theoretical perspective in studying online shopping adoption.

The UTAUT posits that an individual’s adoption of a new technology is a function

of four core determinants: PE, EE, social influence (SI) and facilitating conditions (FC). According to the model’s structure, behavioural intentions (BI) to use technology are

directly predicted by PE, EE and SI, whilst BI and FC directly determine actual use. The UTAUT also conceptualizes four individual difference variables (e.g. gender, age, experience and voluntariness) as moderators of these key relationships between the model’s constructs. It has been validated across a broad range of research settings, which illustrate that the model consistently explains over 50 per cent of the variance in BI and 30 per cent of the variance in technology use, even in different environments (e.g. organizational vs non-organizational), contexts (e.g. voluntary vs mandatory adoption) and cultures (e.g. individualist vs collectivist).

A similar pattern of results regarding the model’s explanatory power has been also observed in online shopping behaviour studies applying the UTAUT framework.

However, these studies indicate that the UTAUT has already reached its limits in terms of explaining the focal behaviour. As such, it needs to be extended by integrating new constructs into its structure for the advancement of the theory building progress in the online shopping adoption domain (Pahnila et al., 2011). A research effort to integrate the affect components into a cognition and behaviour-based UTAUT can alter the existing relationships between its constructs and enhance its generalizability to the consumer context. Anxiety, as a negative affective response of end users towards new technology, has received considerable attention in the technology adoption studies (Powell, 2013). The online shopping environment, unlike its organizational counterparts, is an extremely fertile atmosphere for customer anxiety, due to its inherent risks and dangers (e.g. privacy infringement, credit card fraud).

2.2 Reassessing the role of anxiety in online shopping In terms of SCT, anxiety is a negative affective reaction that adversely influences an individual’s determination to perform a specific act by both constraining his/her judgment about the personal capability to produce the performance through emotional arousal and lowering his/her expectations about the desired performance results

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) (Compeau et al., 1999). The manifestation of anxiety can be classified into two broad categories: trait anxiety and state anxiety (Igbaria and Iivari, 1995). Trait anxiety refers to an individual’s personality characteristic reflecting his/her relatively stable negative attitudes towards certain external stimuli or situation. State anxiety corresponds to an individual’s temporary emotional distress to a particular external stimulus or situation (Gilbert et al., 2003; Saadé and Kira, 2006). Computer anxiety is a specific form of state anxiety manifesting itself as an individual’s transitory tendency of being fearful, apprehensive, intimidated, uneasy and aggressive when interacting with the functional (software) and mechanical (hardware) aspects of computers (Celik, 2011).

Russell and Bradley (1997) state that computer anxiety stems from the worry of completing a computer-related task (task anxiety), the possibility of damaging computer equipment or losing important information (damage anxiety) and embarrassment due to the unexpected public exposure of computing incompetency (social anxiety). Task anxiety is closely related to online shopping, because it requires customers to interact Russell and Bradley (1997) state that computer anxiety stems from the worry of completing a computer-related task (task anxiety), the possibility of damaging computer equipment or losing important information (damage anxiety) and embarrassment due to the unexpected public exposure of computing incompetency (social anxiety). Task anxiety is closely related to online shopping, because it requires customers to interact

Customer

hardware (e.g. personal computers and mobile devices), software (e.g. operating systems

online

and web browsers) and protocols (e.g. file transfer and transmission control), amid shopping tasks. Customers exhibited more anxiety about online retailer transactions and

shopping

anxiety

may refrain from shopping online if they experience uneasiness during shopping tasks

due to access difficulties, navigational problems, inconvenient checkout procedures, poor interface designs and outdated information content (Vijayasarathy, 2004).

Damage anxiety is also prevalent in online transactions (Kim and Forsythe, 2008; Perea y Monsuwé et al., 2004), perhaps due to the absence of interpersonal interactions, tangible inspection, information symmetry, mutual sales contracts and solid security in the online shopping environment (Featherman and Pavlou, 2003; Montoya-Weiss et al., 2003; Park et al., 2004; Suh and Han, 2003). Social anxiety is the most distant influencer of customer online purchase decisions, thus the working definition of anxiety used in this study refers to a customer’s tendency to experience some degree of fear, apprehension and aggression upon his/her impending or proceeding online purchase.

A recent meta-analysis of 276 studies by Powell (2013) shows that anxiety directly and indirectly influences individual acceptance and use of information technology. However, empirical support for its direct effect is less significant than that of its indirect effect on adoption behaviour. The explanation for this comparative insignificance addresses the control-process perspective on anxiety, suggesting that people who experience self-doubt in handling the threatening situation exhibit either physical withdrawal (e.g. avoidance of using the system) or mental withdrawal (e.g. attention to task-irrelevant thinking during the system use) (Smith and Caputi, 2001). If the physical withdrawal is not possible, due to some circumstances (e.g. organizational rules mandating the technology use or expected benefits of technology use greater than its risks and dangers), the mental withdrawal goes into effect with its outcome: less effort for and attention to the computer-mediated task.

Usage pattern research of self-service technologies, including online shopping, provides empirical support for the effect of mental withdrawal in the customer context. It states that the high level of anxiety causes low levels of customer engagement, but not total disengagement with self-service technologies (Meuter et al., 2003). The anxiety construct itself has been empirically illustrated to exert a direct negative influence on the BI (Chiu and Wang, 2008; Fillion et al., 2012). The BI is an additive function of individual- and social-related factors and a transition between the cognitive and evaluative products and technology use. Like other individual- and social-related

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) expectancies and responses, BI mediates the influence of these anxiety outcomes on the actual behaviour. In addition, anxiety negatively influences individual perceptions of effort requirements and performance gains associated with the use of technology.

According to the processing efficiency perspective introduced by Eysenck and Calvo (1992), anxiety increases the required effort to complete a computer-mediated task through the presence of worry about task performance. The interference of task-irrelevant thoughts makes individuals allocate and direct the extra processing resources to eliminate their negative effects and improve task performance. However, worry and intrusive thoughts eventually impede task performance; even so, additional individual resource allocations are conducted by suppressing their cognitive capacities to process and store task-relevant information and divert their attention to the self-deficit (Fakun, 2009; Mead and Drasgow, 1993; Smith and Caputi, 2001). Although derived from anxiety research on various information technologies, similar logic could be applied to online shopping as a task mediated by computer and communication technologies.

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Individual differences, such as age, gender and experience, are found to influence the

magnitude of the anxiety effect on an individual’s adoption and use of computer-related technologies. The literature suggests that older people tend to exhibit high levels of

computer anxiety and resistance to adopt new information technology. An increased age brings difficulties in processing task-related information, allocating attentional resources for task performance and acquiring the required computing skills for

task completion (Venkatesh et al., 2003; Arning and Ziefle, 2007). Gender is also associated with anxiety in the technology adoption literature, where females exhibit more computer anxiety than males (Todman, 2000). Men were found to exhibit more enthusiasm in exploring technology features (He and Freeman, 2010), get more support from their social environment about the technology (Busch, 1995) and feel more comfortable with the technology, because of their computing experience (Karsten and Schmidt, 2008). Contrary to expectations that the gender gap for computer anxiety will diminish over time due to the ubiquitous computing of daily life, it instead has widened (Todman, 2000).

Computer anxiety and personal experience with computers have demonstrated an inverse relationship, meaning that as computer experience increases, the level of anxiety decreases (Igbaria and Chakrabarti, 1990). This is because computing experience significantly contributes to the development of individual computer- technology-related self-efficacy perceptions (Brown et al., 2004; Ong and Lai, 2006). Self-efficacy eventually counterbalances the negative emotional effect on the cognitive effort to allocate and process the attentional resources for the accomplishment of a computer-mediated task that, in turn, produces a more favourable EE and attitude towards computing (Venkatesh, 2000; Hackbarth et al., 2003; Schottenbauer et al., 2004). The study findings emphasize the relationships between computer anxiety and individual differences; as such, they can be used as the theoretical underpinnings for such relationships in the online shopping context.

3. Research framework and hypotheses The initial research model was based on the UTAUT, with some extensions and modifications. The model posits additional causal pathways by which anxiety

influences EE, PE and BI constructs (Figure 1). These causal relationships between the new and existing constructs are moderated by age, gender and experience. Regarding the modifications, voluntariness and its intervening influences on the relationships

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) between UTAUT constructs were excluded from the model as irrelevant constructs for online shopping. In the following sections, the related hypotheses were justified to provide the theoretical rationale for the research model.

3.1 PE PE is the degree to which individuals believe that using a technology will increase their task performance. This aspect was formulated for the UTAUT through the aggregation of five constructs: embodied perceived usefulness, job-technology fit, extrinsic motivation, relative advantage and outcome expectations in the different models (Venkatesh et al., 2003). Like its referent constructs, PE suggests that individuals evaluate their technology-mediated task performances in terms of the associated benefits (i.e. facilitation of efficiency, effectiveness and productivity in task performance) and costs (i.e. cognitive, behavioural or financial investments made for special tasks) (Perea y Monsuwé et al., 2004). If the cost is lower or the benefit is higher,

Customer

Gender

Performance Expectancy

online shopping anxiety

Effort Expectancy

Age

Social Influence

Figure 1. Facilitating

The proposed Conditions

Experience

Dotted Lines: New Relationships

research model Intact Lines: Existing Relationships

the utilitarian value of the technology will be greater, and the intention to use it will be positive. Organizational and non-organizational studies empirically tested and confirmed this proposition (Alwahaishi and Snásel, 2013; Brown et al., 2010; Sin Tan et al., 2013). A similar pattern is expected in online shopping use.

Customer expectations or realizations of the utilitarian value associated with online shopping (e.g. time saving, bargain dealing, round-the-clock convenience, broad product availability and hassle-free shopping) significantly evoke online purchase intentions (Celik, 2011; Zhou et al., 2007). The UTAUT also conceives that PE influence is moderated by gender and age. Research has shown that the effect is particularly stronger for younger men, because they are more driven by instrumental benefits, concerned over performance achievement, desirous for task success and skilful in acquiring technology-related knowledge or handling the functions of technology than are women and older users (Arning and Ziefle, 2007; Morris et al., 2005). A recent study also highlights that the same holds true in the customer context (Venkatesh et al., 2012).

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) Consequently, following hypothesis was formulated: H1. The influence of PE on BI to use online shopping channels is moderated by

gender and age, where the effect is stronger for younger men.

3.2 EE EE is the individual assessments of the degree to which technology utilization is free of effort. This aspect was formed by integrating the effort-oriented constructs from the informing models (e.g. ease of use and complexity). In the UTAUT, the PE operates as an extrinsic motivator, representing the outcomes of technology use, while EE manifests as an intrinsic motivator, referring to the process facilitating the respected outcomes (Karahanna et al., 2006). Studies have found that the perceived cognitive and/or behavioural effort needed to learn and utilize an information technology artefact directly influences BI, especially in the exploratory period of technology use (Venkatesh and

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Davis, 2000; Gefen, 2003). Although its significance in determining BI was found to

diminish over time with the user’s increasing technology experience, recent evidence suggests that its predictive power remains significant in the voluntary technology

acceptance cases (e.g. online shopping), even after the initial experience period (Lin and Nguyen, 2011). Venkatesh et al. (2012) examined and reported the significance of the relationship between EE and BI in the customer context.

According to Hansen (2006), the major motivation for a customer to choose the online shopping channel is the opportunity to maximize energy convenience by reducing the physical and mental effort needed to complete a shopping task not available from alternative channels. Likewise, Lim and Dubinsky (2004) stated that the problems in accessing retailer sites, the long duration of page downloads, the tedious navigational structures, the cluttered site content, the slow transaction speeds and the complex purchase procedures inhibit online store patronage intentions. UTAUT hypothesized that the importance of EE in determining intentions varies with gender, age and experience. However, much of the moderating effect of gender was found to be in conjunction with age and experience in a customer setting, such that the effect is stronger for older women in their early stages of experience with the technology (Venkatesh et al., 2012). In accordance with the discussion and postulations above, following hypothesis was developed:

H2. The influence of EE on BI is moderated by gender, age and experience, such that the effect is stronger for older women in the early stages of experience with the online shopping channel.

3.3 SI

SI is an individual’s perception that others think he/she should use an information technology artefact (Venkatesh et al., 2003). It comprises subjective norms, social factors

and image constructs identified as conceptually similar and reflects the normative pressure involving an individual’s persuasion of approval about technology use from his/her social

group and motivation to comply with the shared social meaning of it among the group members (Venkatesh et al., 2012). UTAUT, inheriting the common premise of theory of reasoned action and TPB, considers technology adoption as a volitional behaviour (see Ajzen, 1991). Thus, it suggests the deliberative intent mechanism in which social norm acts as a direct determinant of intention and intention mediates its relation with adoption behaviour. However, the regarded impact of normative pressure on focal behaviour has been the subject of much debate. While some argue that SI has a direct effect on BI in

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) mandatory settings due to compliance resulting from potential social rewards and punishments for engagement or no engagement in the technology use, others suggest that it has a direct effect on the personal beliefs of the technology in voluntary settings due to internalization and identification resulting from the personal desire to maintain a favourable image and gain social status within the reference group by using the technology (Venkatesh and Morris, 2000; Venkatesh and Davis, 2000).

Some equivocal results were also reported in the customer contexts, including online shopping. Since online shopping is a voluntary decision, SI is expected to have an influence on intention due to the internalization and identification effects. However, most research has found that the social norm is an insignificant agent in determining customer intentions, both directly and indirectly over their technology beliefs (Sin Tan et al., 2013; Pascual-Miguel et al., 2015). According to Zhang et al. (2006), since online shopping is not a socially motivated behaviour performed within the virtual environment’s privacy, without the reliance of others, because of the available online Some equivocal results were also reported in the customer contexts, including online shopping. Since online shopping is a voluntary decision, SI is expected to have an influence on intention due to the internalization and identification effects. However, most research has found that the social norm is an insignificant agent in determining customer intentions, both directly and indirectly over their technology beliefs (Sin Tan et al., 2013; Pascual-Miguel et al., 2015). According to Zhang et al. (2006), since online shopping is not a socially motivated behaviour performed within the virtual environment’s privacy, without the reliance of others, because of the available online

Customer

pressure to comply with social norms (and/or alter their belief structures for social

online

status gains). On the other hand, when examined in other voluntary use settings (e.g. mobile stock trading, internet banking and Facebook usage), where the target

shopping

anxiety

technology provides the same privacy, comfort and confidence as online shopping,

social norms were found to exert a significant influence on customer intentions (AbuShanab et al., 2010; Im et al., 2011; Tai and Ku, 2013; Lallmahomed et al., 2013).

Previous studies on online shopping adoption have provided consistent results regarding the impact of social norms on customer intentions (Alwahaishi and Snásel, 2013; Lim and Dubinsky, 2005; Slade et al., 2015; Yang, 2010). The current work also connects SI to intentions, thus following the framework of UTAUT.

UTAUT suggests that the mentioned effect of SI is moderated by gender, age and experience, such that it is strongest for older women, particularly in their early stages of experience with the technology (Venkatesh et al., 2012). These contingencies were grounded on theoretical bases, indicating that women are more affected by others’ opinions when forming an intention to use new technology (Venkatesh et al., 2000). They also tend to seek more advice when they feel inexperienced about how to use it during the initial adoption period and have a stronger desire for the affiliation needs with their increasing age (Morris and Venkatesh, 2000; Venkatesh and Morris, 2000). Therefore, following hypothesis was developed:

H3. The SI on BI will be moderated by gender, age and experience, such that the effect will be stronger for older women in the early stages of their experiences with the online shopping channel.

3.4 Anxiety In the current study, anxiety (ANX) refers to the degree to which an individual temporally experiences fear, apprehension and aggression when considering use of, or actually using, an online shopping channel. It is a concept-specific emotional distress dependent on a customer’s interactions with virtual storefronts via the internet’s communication infrastructure (Celik, 2011). It represents a different, although not entirely distinct, construct from computer anxiety, because its task and damage components are highly relevant to online shopping behaviour (Pahnila et al., 2011). Like the other computing activities, online shopping is a task-oriented activity requiring customers to accomplish various communication tasks by using the hardware,

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) software and protocols when interacting with virtual internet stores. Prior research has emphasized that personal inferences about failure in attaining communication tasks and desired shopping outcomes due to the operation hurdles (e.g. navigational problems, inconvenient checkout procedures and poor interface designs) make customers anxious and hesitant to approach online shopping (Celik, 2011; Vijayasarathy, 2004). A number of studies also suggest that customer concerns about the implications of online shopping, such as identity thefts, credit card frauds, privacy infringements, unauthorized account accesses, misleading product promotions and demanding dispute resolutions, heighten anxiety levels about transactions with virtual vendors (Forsythe et al., 2006; Littler and Melanthiou, 2006). As anxiety grows, individuals demonstrate higher levels of uncertainty avoidance and lower levels of proclivity to engage with a computer-mediated task (Thatcher and Perrewe’, 2002). Furthermore, ANX was found to increase the effort required for task accomplishment and impede the cognitive capacity needed to produce the desired task outcomes (Brown et al., 2004;

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Saadé and Kira, 2006). Therefore, it is reasonable to expect that ANX has adverse effects on

the BI, EE and PE constructs in the online shopping context. Moreover, age, gender and experience are associated with anxiety, such that older women in their early stages of experience with technology illustrate higher levels of anxiety towards the technology- mediated tasks (Wang and Wang, 2008). Thus, following hypothesis was proposed:

H4a. The influence of anxiety on BI will be moderated by gender, age and experience, such that the effect will be stronger for older women in the early stages of their experiences with the online shopping channel.

H4b. The influence of anxiety on PE will be moderated by gender, age and experience, such that the effect will be stronger for older women in the early stages of their experiences with the online shopping channel.

H4c. The influence of anxiety on EE will be moderated by gender, age and experience, such that the effect will be stronger for older women in the early stages of their experiences with the online shopping channel.

3.5 FC The FC construct is the degree to which an individual believes that the external support from both organizational and technical infrastructures is available when using an information technology artefact (Venkatesh et al., 2003). It encompasses three similar concepts from the previous TAM: perceived behavioural control, FC and compatibility (Venkatesh et al., 2012; Zhou, 2012). Ajzen (1991) presented the perceived behavioural control that involves the self-efficacy and resource facilitation concepts in TPB to capture the non-volitional aspects of focal behaviour. While self-efficacy represents the internal control factor, including personal judgment about the adequacy of knowledge, skill and will-power to accomplish a computer-mediated task, resource facilitation refers to the external control factor associated with the personal assessment about the availability of time, opportunity, compatible equipment and environmental support for the desired task performance (Taylor and Todd, 1995).

Venkatesh et al. (2003) argued for the exclusion of self-efficacy from UTAUT because of its fading effect on BI when EE was present. They operationalized FC as containing certain elements (e.g. personal assessments about knowledge adequacy and assistance availability for technology use). Therefore, FC has been conceptualizing through the

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) aggregation of internal and external support aspects in UTAUT. Online shopping has

similar requirements for the presence of knowledge, resource and support empowering the customer to overcome certain constraints, such as the lack of tactile purchase experiences, the absence of direct personal contact with sales representatives, interactions with checkout interfaces instead of clerks and the need for shipment tracking (Song and Zahedi, 2005). Furthermore, the empirical results indicate that the FC influence on usage behaviour is moderated by experience and age, because with increased experience with technology, users know how to receive support from various sources to remove use resource constraints, and the cognitive/physical limitations associated with the age evokes the older users’ needs for assistance when using the respected technology (Venkatesh et al., 2008, 2012). Hence, following hypothesis is:

H5. The influence of FC on usage will be moderated by age and experience, such that the effect will be stronger for older customers in the later stages of their experiences with the online shopping channel.

3.6 BI

Customer

BI represents a transition between the individual- and social-related variables and the

online

personal use of an information technology artefact in UTAUT (Venkatesh et al., 2003). It captures the motivation to enact the focal behaviour. Thus, UTAUT provides the

shopping

anxiety

sufficient presentation of belief-intention-behaviour relationships, because the

influences of individual cognitive and evaluative responses towards the volitional use of technology are mediated by the information processing, underlying personal

expectancies and SI (Armitage and Conner, 2001). However, BI does not mediate the effects of external variables on technology use totally so that the direct path between FC and technology use has been conceived in UTAUT (Venkatesh et al., 2003, 2012).

BI is the most proximal determinant of technology use in previous UTAUT studies conducted in different settings, including diverse technologies such as mobile banking (Yu, 2012), tablet PCs (Anderson et al., 2006), decision support systems (Chang et al., 2007), online social support (Lin and Anol, 2008), collaboration technology (Brown et al., 2010), Facebook (Lallmahomed et al., 2013) and mobile internet (Venkatesh et al., 2012). There is also evidence suggesting that stronger customer intentions result in a higher determination to engage in online shopping. Therefore, following hypothesis was formulated:

H6. BI will have a significant positive influence on usage.

4. Research methodology In order to test the hypothesized research model shown in Figure 1, a sample of Turkish online shoppers was surveyed with a self-administrated paper-and-pencil survey. A total of 80 voluntary students from a mid-size Western Turkish university were selected to serve as data collectors as part of their undergraduate course assignments. As an incentive, they received extra course credits in exchange for their services.

The website of online mass merchant hepsiburada.com was used in this study to provide a familiar and uniform stimulus to the research participants. According to the latest report by Research AND Markets (2015), it is the largest domestic player on the booming Turkish B2C e-commerce market. The data collectors were instructed to survey customers regarding their shopping tasks on hepsiburada.com. They were provided specific instructions associated with the required demographic characteristics of research participants to ensure the sample’s representativeness of the Turkish online shopping population. No more than 60 per cent of those sampled could be of one

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) gender, less than 25 years old, a university degree holder and from a monthly income level under $800. Finally, as seen in Table II, the participants were requested in the structured questionnaire to indicate their perceptions of the system aspects of hepsiburada.com, allowing them to perform the different stages of online purchase process (e.g. information search, price comparison, order placement, online payment and shipment tracking).

In total, 506 questionnaires were collected during a period of six months; 23 were unusable, leaving 483 usable responses. One out of every 20 returning responses was selected for the authenticity check, in which participants were contacted via e-mail to verify that they had actually completed the survey. All of those contacted were verified. The sample was also split into early and late-respondent categories; t-tests found no difference in terms of their responses to the constructs (e.g. all t-values lower than

1.68 and p-values higher than 0.10). These results indicate that there is no risk of non-response bias in the sample.

APJML

The sample demographics are provided in Table I. The profiles were compared with

those reported in the Stafford et al. (2006), Ergin and Akbay (2008) and Celik (2011). The sample was comprised of 55.3 per cent males and 44.7 per cent females (vs 53.7 and

46.3 per cent in the 2008 study). The average age was 27.8 years (vs the participants ranged in age 26-35 accounted for 54 per cent in the 2006 study). Among the participants, 59.7 per cent had a university degree (vs 49.3 per cent in the 2011 study).

The largest number of participants, 79.7 per cent, earned less than $1,200 monthly (vs 76.3 per cent in the 2011 study). The average experience of participants with the targeted online store was 3.22 years. Finally, the participants made purchases from online stores approximately 2.72 times and spent an average of $267 on these purchases within the last six months (vs 54.5 per cent of participants who had used the store less than four times, and 38.8 per cent had spent more than $160 on these purchases within the same time period).

The scales used to operationalize the constructs were taken from the original UTAUT study in which psychometric properties were validated across different time periods, settings (organizational and customer) and situations (voluntary and mandatory adoption of technology) by Venkatesh et al. (2003). The ANX scale measuring the task and damage anxieties was adopted from UTAUT’s four-item anxiety scale with modifications isomorphic to online shopping. Celik (2011) served as a

Measure

Min. Max. Mean SD Frequency % Gender

Value

Female

1 2 na na 216 44.7

267 55.3 Age (years)

Male

18 55 27.8 7.1 na na Education

(Continuous)

Junior high

1 5 na na 19 3.9

school or less High school

school Undergraduate

school Graduate

school

Annual income (TRY-₺) ($1≈₺2.23)

o ₺10,000

1 5 na na 140 29

154 31.9 Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT)

35 7.3 Experience with “hepsiburada.com”

1 13 3.22 2.19 na na (years) Number of online purchases made from (Continuous)

(Continuous)

1 10 2.72 1.99 na na “hepsiburada.com” within the last six

months Amount spent in online shopping at

15 5,000 596 802 na na Table I.

(Continuous)

“hepsiburada.com” within the last six Descriptive

months (TRY-₺) statistics

Notes: SD, standard deviation; na, not available Notes: SD, standard deviation; na, not available

Customer

measured through the self-reported online purchase frequency and amount spent for

online

online purchases within the last six months. However, only the purchase frequency was used as the criterion variable during the model test phase. Age and experience

shopping

anxiety

was measured as continuous variables consistent with UTAUT. The final version was

translated into Turkish and back-translated into English by three experienced bilingual translators to ensure consistency in item phrasing and the equivalency of

their meanings. The draft questionnaire was subjected to critical review by 12 graduate students to detect confusing or ambiguous wording.

A seven-point Likert scale, from 1 (strongly disagree) to 7 (strongly agree), was used to measure the constructs. The neutral point was not included in the scales to avoid courtesy bias from respondents. Previous research shows that the survey participants frequently chose the neutral option when asked to express their perceptions and attitudes (Nowlis et al., 2002).

5. Data analysis and results The partial least squares (PLS) method was used for the identification and evaluation of the research model. As a component-based modelling approach, PLS has been preferred to the covariance-based approaches (e.g. structural equation modelling (SEM) or multiple regressions) for incremental studies in the information systems research field that aim to build on an initial model by conceiving both new measures and structural paths (Hair et al., 2011). It also provides an advantage over SEM and regressions when working on research data under the conditions of non-normality, small sample size and multicollinearity (Compeau and Higgins, 1995). Finally, it allows for the simultaneous analysis of both the relationships among the latent variables (LVs) and the manifest variables (MVs), measuring their corresponding LVs (Haenlein and Kaplan, 2004).

All MVs were plugged into their relevant LVs via a reflective measurement model in the current study. The two-step approach recommended by Anderson and Gerbing (1988) was adopted to implement the modelling strategy to assess the psychometric properties of the measurement model and estimate the path coefficients of the structural model with the influence of moderating variables afterwards. This sequence was followed to ensure the reliability and validity of the measurement model. SmartPLS 3 was used to perform the analyses (Ringle et al., 2014).

The confirmatory factor analysis examined the loading patterns of MVs (measures) on their theoretically assigned LVs (constructs). The significance of item loadings was Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT)

tested by using the bootstrap procedure with 500 subsamples that is consistent with prior UTAUT research (Venkatesh et al., 2003). The CFA results indicated that all loadings were significant ( po0.01) and above the conventional cut-off value of 0.70, recommended by Fornell and Larcker (1981). These results imply that more than

50 per cent (0.70 2 ) of variance in the observed MVs shared with their hypothetical LVs, thus serving as the baseline for internal consistency (Agarwal and Karahanna, 2000).

As seen in Table II, the Cronbach’s α coefficients of all LVs was acceptable (Hair et al., 2006, p. 4), with the lowest being FC at 0.73. All other α coefficients were at least 0.83,

providing additional support for the internal consistency. The reliability of measures was assessed by computing the composite scale reliability (CR) and the average variance extracted (AVE) scores for each construct. All CR values are greater than the suggested benchmark 0.70 and AVE scores (Table II) and compellingly exceed the common threshold value of 0.50 that provide additional evidence for the scale reliability (Gerbing and Anderson, 1988; Gefen, 2003). The convergent validity of measures

APJML 28,2 n ¼ 483

Composite Constructs (LVs)/Measures (MVs)

Factor

Mean SD loadings Cronbach’s α reliability AVE Performance expectancy (PE)

PE1: I find the system useful for shopping

tasks

PE2: using the system enables me to

accomplish shopping tasks more quickly

PE3: using the system increases my

productivity in accomplishing shopping tasks

PE4: if I use the system, I will increase my

chances of getting better deals

Effort expectancy (EE) EE1: my interaction with the system would be

0.79 0.83 0.89 0.67 EE2: it would be easy for me to become skilful

clear and understandable

at using the system

EE3: I find the system easy to use

EE4: learning to operate the system is easy

Social influence (SI) SI1: people who influence my

behaviour think that I should use the system

0.86 0.88 0.92 0.73 SI2: people important to me think that I

should use the system

SI3: people very close to me have been helpful

in the use of the system

SI4: in general, people very close to me

supported the use of the system

Facilitating conditions (FC) FC1: I have the resources necessary to use the

0.74 0.74 0.83 0.55 FC2: I have the knowledge necessary to use

the system

Downloaded by UNIVERSITY OF INDONESIA At 03:08 17 March 2017 (PT) FC3: the system is not compatible with other

systems I use a 5.55 1.45

FC4: a specific person (or group) is available

for assistance with the difficulties of using the system

Anxiety (ANX) ANX1: I feel apprehensive about making

0.85 0.89 0.92 0.75 ANX2: it scares me to think that I could lose

purchase through the system

my personnel and credit card

information using the system for

Table II.

Convergent validity,

shopping

internal consistency and reliability

(continued )

Customer

n ¼ 483

online

Factor

Composite

Constructs (LVs)/Measures (MVs) Mean SD loadings Cronbach’s α reliability AVE

shopping

anxiety

ANX3: I hesitate to use the system for fear of

making costly mistakes I cannot correct

ANX4: the system is somewhat intimidating

Behavioural intention to use the system (BI) BI1: I intend to make purchase(s) through the

0.93 0.95 0.97 0.90 BI2: I predict I would make purchase(s) through the system in the next six months

system in the next six months

BI3: I plan to make purchase(s) through the system in the next six months

Notes: AVE, average variance extracted; SD, standard deviation. a the reverse coded item

Table II.

was verified by examining their cross-loadings. Finally, the inter-construct correlations were compared with the square root of AVE scores to assess discriminant validity. Each square root of AVE (the italic elements on the diagonal) surpasses the intercorrelations of the construct with every other construct (the numbers off the diagonal), in support of discriminant validity (Table III) (Gefen and Straub, 2005).