Faktor-faktor yang Mempengaruhi Profitabilitas pada Bank Umum Swasta Nasional Devisa di Indonesia
71
Lampiran 1
Populasi dan Sampel Penelitian
No
Nama Bank
1
Kriteria
2
3
Sampel
1
Bank Rakyat Indonesia Agroniaga, Tbk
√
√
√
1
2
Bank Bukopin,Tbk
√
√
√
2
3
Bank Artha Graha Internasional, Tbk
√
√
√
3
4
Bank ICB Bumiputera Indonesia, Tbk
√
√
x
-
5
Bank Central Asia, Tbk
√
√
√
4
6
Bank CIMB Niaga, Tbk
√
√
√
5
7
Bank Danamon Indonesia,Tbk
√
√
√
6
8
Bank Ekonomi Raharja, Tbk
√
√
√
7
9
Bank Woori Saudara Indonesia 1906, Tbk
√
√
√
8
10
Bank Maybank Indonesia, Tbk
√
√
√
9
11
Bank QNB Kesawan, Tbk
√
√
x
-
12
Bank Mayapada Internasional, Tbk
√
√
√
10
13
Bank Mega, Tbk
√
√
√
11
14
Bank Mutiara, Tbk
√
√
x
-
15
Bank Nusantara Parahyangan, Tbk
√
√
√
12
16
Bank OCBC NISP, Tbk
√
√
√
13
17
Bank Panin Indonesia, Tbk
√
√
√
14
18
Bank Permata, Tbk
√
√
√
15
19
Bank Sinarmas, Tbk
√
√
√
16
Bank Of India Indonesia, Tbk
√
√
x
-
20
Universitas Sumatera Utara
72
Lampiran 2
Tabulasi Data Variabel Penelitian
dalam persen (%)
Perusahaan
Bank Rakyat Indonesia Agroniaga, Tbk
Bank Bukopin, Tbk
Bank Artha Graha Internasional, Tbk
Bank Central Asia , Tbk
Bank CIMB Niaga, Tbk
Tahun
ROA
CAR
NPL
BOPO
NIM
LDR
2010
0.67
14.95
8.82
95.97
5.72
85.68
2011
1.39
16.39
3.55
91.65
4.54
65.79
2012
1.63
14.80
3.68
86.54
6.00
82.48
2013
1.66
21.60
2.27
85.88
5.31
87.11
2014
1.47
19.06
2.02
87.85
4.62
88.49
2015
1.55
22.12
1.90
88.63
4.77
87.15
2010
1.65
13.02
3.22
84.98
4.75
71.85
2011
1.87
14.43
2.14
82.05
4.55
85.01
2012
1.83
18.50
1.56
81.42
4.56
83.81
2013
1.78
17.06
1.56
82.38
3.82
85.80
2014
1.23
15.98
2.07
89.21
3.70
83.89
2015
1.39
15.00
2.13
87.56
3.58
86.34
2010
0.76
13.65
2.00
61.00
3.97
76.13
2011
0.72
12.65
1.85
62.26
3.55
82.21
2012
0.66
16.45
0.80
55.57
4.22
87.42
2013
1.39
17.31
1.76
48.55
5.31
88.87
2014
0.79
15.95
1.69
57.56
4.75
87.62
2015
0.33
15.20
1.25
58.45
4.56
80.75
2010
3.50
13.50
0.60
65.10
5.30
55.20
2011
3.80
12.70
0.20
60.90
5.70
61.70
2012
3.60
14.20
0.20
62.40
5.60
68.60
2013
3.80
15.70
0.20
61.50
6.20
75.40
2014
3.90
16.90
0.20
62.40
6.50
76.80
2015
3.80
18.70
0.20
63.20
6.70
81.10
2010
2.75
13.47
1.92
76.80
6.46
88.04
2011
2.85
13.16
1.46
76.10
5.63
94.41
2012
3.18
15.16
1.11
71.70
5.87
95.04
2013
2.76
15.36
1.55
73.79
5.34
94.49
2014
1.44
15.58
1.94
87.86
5.36
99.46
2015
0.24
16.28
1.59
97.38
5.21
97.98
Universitas Sumatera Utara
73
Lanjutan Lampiran 2
Bank Danamon Indonesia,Tbk
Bank Ekonomi Raharja, Tbk
Bank Woori Saudara Indonesia 1906, Tbk
Bank Maybank Indonesia, Tbk
Bank Mayapada Internasional, Tbk
2010
2.70
16.00
0.00
81.10
11.30
93.80
2011
2.60
17.60
0.00
79.30
9.90
98.30
2012
2.70
18.90
0.20
75.00
10.10
100.70
2013
2.50
17.90
1.10
82.86
9.60
95.10
2014
1.40
17.80
1.30
76.61
8.40
92.60
2015
1.20
19.70
1.90
85.56
8.20
87.50
2010
1.78
19.05
0.35
76.32
4.09
62.44
2011
1.49
16.37
0.74
81.00
4.38
70.06
2012
1.49
14.21
0.28
90.02
3.77
81.82
2013
1.19
13.10
0.92
94.13
3.60
83.07
2014
0.30
13.41
2.27
97.97
3.38
84.74
2015
0.11
18.59
4.17
98.99
4.41
86.82
2010
2.78
23.00
0.86
79.30
10.24
100.20
2011
3.00
17.37
1.08
80.03
9.14
81.70
2012
2.78
17.77
1.31
81.49
8.28
84.39
2013
5.14
27.91
0.41
33.28
3.83
140.72
2014
2.81
21.71
1.81
56.04
1.89
101.20
2015
1.94
18.82
1.26
79.89
4.74
97.22
2010
1.14
12.51
1.74
92.26
5.86
89.03
2011
1.14
11.83
1.10
92.64
5.30
88.86
2012
1.64
12.83
0.81
87.22
5.52
87.34
2013
1.74
12.74
1.55
84.10
4.94
87.04
2014
0.68
15.76
1.48
92.94
4.76
92.67
2015
1.01
15.17
2.42
90.77
4.84
86.14
2010
1.23
20.40
3.27
90.17
6.25
78.38
2011
2.07
14.68
2.51
83.38
5.84
82.10
2012
2.41
10.93
3.02
80.19
6.00
80.58
2013
2.53
14.07
1.04
78.58
5.75
85.61
2014
1.95
10.25
1.46
84.50
4.52
81.25
2015
2.10
12.97
2.52
82.65
4.78
82.99
Universitas Sumatera Utara
74
Lanjutan Lampiran 2
Bank Mega, Tbk
Bank Nusantara Parahyangan, Tbk
Bank OCBC NISP, Tbk
Bank Panin Indonesia, Tbk
Bank Permata, Tbk
2010
2.45
14.78
0.90
77.79
4.88
56.03
2011
2.29
11.70
0.98
81.84
5.40
63.75
2012
2.74
19.18
2.09
76.73
6.45
52.39
2013
1.14
16.63
2.18
89.76
5.38
57.41
2014
1.16
17.09
2.09
91.25
5.27
65.85
2015
1.97
24.86
2.81
85.72
6.04
65.05
2010
1.50
12.76
0.63
85.17
4.91
80.41
2011
1.53
13.45
0.78
85.77
4.99
85.02
2012
1.57
12.17
0.58
85.18
5.56
84.94
2013
1.58
15.75
0.45
86.35
5.16
84.44
2014
1.32
16.55
1.41
88.37
4.69
85.19
2015
0.99
18.07
3.98
91.91
5.18
90.17
2010
2.90
17.20
2.60
86.10
5.70
75.20
2011
1.91
13.75
0.59
79.85
4.80
87.04
2012
1.79
16.49
0.37
78.93
4.17
86.79
2013
1.81
19.28
0.35
78.03
4.11
92.49
2014
1.79
18.74
0.80
79.46
4.15
93.59
2015
1.68
17.32
0.78
80.14
4.07
98.05
2010
1.76
16.65
0.92
48.65
4.59
74.22
2011
2.02
17.45
0.92
50.10
4.64
80.36
2012
1.96
14.67
0.48
52.40
4.19
88.46
2013
1.99
16.74
0.75
54.85
5.69
86.05
2014
2.23
17.30
0.52
59.93
4.09
95.47
2015
1.31
20.13
0.55
57.43
4.61
98.83
2010
1.98
14.05
0.74
84.01
5.34
87.46
2011
1.66
14.07
0.55
85.42
5.13
83.06
2012
1.70
15.86
0.41
84.51
5.39
89.52
2013
1.60
14.30
0.30
85.00
4.20
89.20
2014
1.20
13.60
0.60
89.80
3.60
89.10
2015
0.20
15.00
1.40
98.90
4.00
87.80
Universitas Sumatera Utara
75
Lanjutan Lampiran 2
Bank Sinarmas, Tbk
2010
1.44
14.10
1.11
91.41
6.19
73.64
2011
1.07
13.98
0.79
93.55
5.65
69.50
2012
1.74
18.09
2.57
83.75
5.72
80.78
2013
1.71
21.82
2.12
88.50
5.23
78.72
2014
1.02
18.38
2.56
88.50
5.87
83.88
2015
0.95
14.37
2.99
91.67
5.77
78.04
Universitas Sumatera Utara
Lampiran 1
Populasi dan Sampel Penelitian
No
Nama Bank
1
Kriteria
2
3
Sampel
1
Bank Rakyat Indonesia Agroniaga, Tbk
√
√
√
1
2
Bank Bukopin,Tbk
√
√
√
2
3
Bank Artha Graha Internasional, Tbk
√
√
√
3
4
Bank ICB Bumiputera Indonesia, Tbk
√
√
x
-
5
Bank Central Asia, Tbk
√
√
√
4
6
Bank CIMB Niaga, Tbk
√
√
√
5
7
Bank Danamon Indonesia,Tbk
√
√
√
6
8
Bank Ekonomi Raharja, Tbk
√
√
√
7
9
Bank Woori Saudara Indonesia 1906, Tbk
√
√
√
8
10
Bank Maybank Indonesia, Tbk
√
√
√
9
11
Bank QNB Kesawan, Tbk
√
√
x
-
12
Bank Mayapada Internasional, Tbk
√
√
√
10
13
Bank Mega, Tbk
√
√
√
11
14
Bank Mutiara, Tbk
√
√
x
-
15
Bank Nusantara Parahyangan, Tbk
√
√
√
12
16
Bank OCBC NISP, Tbk
√
√
√
13
17
Bank Panin Indonesia, Tbk
√
√
√
14
18
Bank Permata, Tbk
√
√
√
15
19
Bank Sinarmas, Tbk
√
√
√
16
Bank Of India Indonesia, Tbk
√
√
x
-
20
Universitas Sumatera Utara
72
Lampiran 2
Tabulasi Data Variabel Penelitian
dalam persen (%)
Perusahaan
Bank Rakyat Indonesia Agroniaga, Tbk
Bank Bukopin, Tbk
Bank Artha Graha Internasional, Tbk
Bank Central Asia , Tbk
Bank CIMB Niaga, Tbk
Tahun
ROA
CAR
NPL
BOPO
NIM
LDR
2010
0.67
14.95
8.82
95.97
5.72
85.68
2011
1.39
16.39
3.55
91.65
4.54
65.79
2012
1.63
14.80
3.68
86.54
6.00
82.48
2013
1.66
21.60
2.27
85.88
5.31
87.11
2014
1.47
19.06
2.02
87.85
4.62
88.49
2015
1.55
22.12
1.90
88.63
4.77
87.15
2010
1.65
13.02
3.22
84.98
4.75
71.85
2011
1.87
14.43
2.14
82.05
4.55
85.01
2012
1.83
18.50
1.56
81.42
4.56
83.81
2013
1.78
17.06
1.56
82.38
3.82
85.80
2014
1.23
15.98
2.07
89.21
3.70
83.89
2015
1.39
15.00
2.13
87.56
3.58
86.34
2010
0.76
13.65
2.00
61.00
3.97
76.13
2011
0.72
12.65
1.85
62.26
3.55
82.21
2012
0.66
16.45
0.80
55.57
4.22
87.42
2013
1.39
17.31
1.76
48.55
5.31
88.87
2014
0.79
15.95
1.69
57.56
4.75
87.62
2015
0.33
15.20
1.25
58.45
4.56
80.75
2010
3.50
13.50
0.60
65.10
5.30
55.20
2011
3.80
12.70
0.20
60.90
5.70
61.70
2012
3.60
14.20
0.20
62.40
5.60
68.60
2013
3.80
15.70
0.20
61.50
6.20
75.40
2014
3.90
16.90
0.20
62.40
6.50
76.80
2015
3.80
18.70
0.20
63.20
6.70
81.10
2010
2.75
13.47
1.92
76.80
6.46
88.04
2011
2.85
13.16
1.46
76.10
5.63
94.41
2012
3.18
15.16
1.11
71.70
5.87
95.04
2013
2.76
15.36
1.55
73.79
5.34
94.49
2014
1.44
15.58
1.94
87.86
5.36
99.46
2015
0.24
16.28
1.59
97.38
5.21
97.98
Universitas Sumatera Utara
73
Lanjutan Lampiran 2
Bank Danamon Indonesia,Tbk
Bank Ekonomi Raharja, Tbk
Bank Woori Saudara Indonesia 1906, Tbk
Bank Maybank Indonesia, Tbk
Bank Mayapada Internasional, Tbk
2010
2.70
16.00
0.00
81.10
11.30
93.80
2011
2.60
17.60
0.00
79.30
9.90
98.30
2012
2.70
18.90
0.20
75.00
10.10
100.70
2013
2.50
17.90
1.10
82.86
9.60
95.10
2014
1.40
17.80
1.30
76.61
8.40
92.60
2015
1.20
19.70
1.90
85.56
8.20
87.50
2010
1.78
19.05
0.35
76.32
4.09
62.44
2011
1.49
16.37
0.74
81.00
4.38
70.06
2012
1.49
14.21
0.28
90.02
3.77
81.82
2013
1.19
13.10
0.92
94.13
3.60
83.07
2014
0.30
13.41
2.27
97.97
3.38
84.74
2015
0.11
18.59
4.17
98.99
4.41
86.82
2010
2.78
23.00
0.86
79.30
10.24
100.20
2011
3.00
17.37
1.08
80.03
9.14
81.70
2012
2.78
17.77
1.31
81.49
8.28
84.39
2013
5.14
27.91
0.41
33.28
3.83
140.72
2014
2.81
21.71
1.81
56.04
1.89
101.20
2015
1.94
18.82
1.26
79.89
4.74
97.22
2010
1.14
12.51
1.74
92.26
5.86
89.03
2011
1.14
11.83
1.10
92.64
5.30
88.86
2012
1.64
12.83
0.81
87.22
5.52
87.34
2013
1.74
12.74
1.55
84.10
4.94
87.04
2014
0.68
15.76
1.48
92.94
4.76
92.67
2015
1.01
15.17
2.42
90.77
4.84
86.14
2010
1.23
20.40
3.27
90.17
6.25
78.38
2011
2.07
14.68
2.51
83.38
5.84
82.10
2012
2.41
10.93
3.02
80.19
6.00
80.58
2013
2.53
14.07
1.04
78.58
5.75
85.61
2014
1.95
10.25
1.46
84.50
4.52
81.25
2015
2.10
12.97
2.52
82.65
4.78
82.99
Universitas Sumatera Utara
74
Lanjutan Lampiran 2
Bank Mega, Tbk
Bank Nusantara Parahyangan, Tbk
Bank OCBC NISP, Tbk
Bank Panin Indonesia, Tbk
Bank Permata, Tbk
2010
2.45
14.78
0.90
77.79
4.88
56.03
2011
2.29
11.70
0.98
81.84
5.40
63.75
2012
2.74
19.18
2.09
76.73
6.45
52.39
2013
1.14
16.63
2.18
89.76
5.38
57.41
2014
1.16
17.09
2.09
91.25
5.27
65.85
2015
1.97
24.86
2.81
85.72
6.04
65.05
2010
1.50
12.76
0.63
85.17
4.91
80.41
2011
1.53
13.45
0.78
85.77
4.99
85.02
2012
1.57
12.17
0.58
85.18
5.56
84.94
2013
1.58
15.75
0.45
86.35
5.16
84.44
2014
1.32
16.55
1.41
88.37
4.69
85.19
2015
0.99
18.07
3.98
91.91
5.18
90.17
2010
2.90
17.20
2.60
86.10
5.70
75.20
2011
1.91
13.75
0.59
79.85
4.80
87.04
2012
1.79
16.49
0.37
78.93
4.17
86.79
2013
1.81
19.28
0.35
78.03
4.11
92.49
2014
1.79
18.74
0.80
79.46
4.15
93.59
2015
1.68
17.32
0.78
80.14
4.07
98.05
2010
1.76
16.65
0.92
48.65
4.59
74.22
2011
2.02
17.45
0.92
50.10
4.64
80.36
2012
1.96
14.67
0.48
52.40
4.19
88.46
2013
1.99
16.74
0.75
54.85
5.69
86.05
2014
2.23
17.30
0.52
59.93
4.09
95.47
2015
1.31
20.13
0.55
57.43
4.61
98.83
2010
1.98
14.05
0.74
84.01
5.34
87.46
2011
1.66
14.07
0.55
85.42
5.13
83.06
2012
1.70
15.86
0.41
84.51
5.39
89.52
2013
1.60
14.30
0.30
85.00
4.20
89.20
2014
1.20
13.60
0.60
89.80
3.60
89.10
2015
0.20
15.00
1.40
98.90
4.00
87.80
Universitas Sumatera Utara
75
Lanjutan Lampiran 2
Bank Sinarmas, Tbk
2010
1.44
14.10
1.11
91.41
6.19
73.64
2011
1.07
13.98
0.79
93.55
5.65
69.50
2012
1.74
18.09
2.57
83.75
5.72
80.78
2013
1.71
21.82
2.12
88.50
5.23
78.72
2014
1.02
18.38
2.56
88.50
5.87
83.88
2015
0.95
14.37
2.99
91.67
5.77
78.04
Universitas Sumatera Utara