Analyst Meeting Q1 2016 Presentation BJBR AM 1Q2016
BI Rate
Consumer Confidence Index
10
Index (points)
(%)
8
6
4
2
0
10
9
8
7
6
5
4
3
2
1
0
1M JIBOR
USDIDR
USD IDR
(%)
CPI
140
120
100
80
60
40
20
0
15000
14000
13000
12000
11000
10000
9000
8000
7000
6000
10Yr Govt Bond
14
12
10
8
6
4
2
0
Yield (%)
GDP Growth
40.0
Loans Growth
Deposit Growth
YoY Growth (%)
35.0
•
30.0
25.0
•
20.0
15.0
10.0
•
5.0
•
-
Investment Loans
45
40
YoY Growth (%)
35
30
25
20
15
10
5
-
WC Loans
Consumer Loans
Risk
Profile
Capital
Composite
2 (PK-2)
Earnings
GCG
•
•
•
•
•
•
o
o
o
o
o
o
o
o
Volume (RHS)
Price (LHS)
1400
180
1300
160
1200
140
120
100
1000
80
900
60
800
40
700
20
600
0
Million Shares
Rp/share
1100
Consumer Confidence Index
10
Index (points)
(%)
8
6
4
2
0
10
9
8
7
6
5
4
3
2
1
0
1M JIBOR
USDIDR
USD IDR
(%)
CPI
140
120
100
80
60
40
20
0
15000
14000
13000
12000
11000
10000
9000
8000
7000
6000
10Yr Govt Bond
14
12
10
8
6
4
2
0
Yield (%)
GDP Growth
40.0
Loans Growth
Deposit Growth
YoY Growth (%)
35.0
•
30.0
25.0
•
20.0
15.0
10.0
•
5.0
•
-
Investment Loans
45
40
YoY Growth (%)
35
30
25
20
15
10
5
-
WC Loans
Consumer Loans
Risk
Profile
Capital
Composite
2 (PK-2)
Earnings
GCG
•
•
•
•
•
•
o
o
o
o
o
o
o
o
Volume (RHS)
Price (LHS)
1400
180
1300
160
1200
140
120
100
1000
80
900
60
800
40
700
20
600
0
Million Shares
Rp/share
1100