BJBR AM 3Q2016 Bahasa Analyst Meeting

5.6
5.5
5.4
5.3
5.2
5.1
5
4.9
4.8
4.7

9
8
7
6
5
4
3
2
1
0


1M JIBOR

USDIDR

USD IDR

(%)

CPI

140
120
100
80
60
40
20
0


15000
14000
13000
12000
11000
10000
9000
8000
7000
6000

10Yr Govt Bond
12
10
8
6
4

2
0


Yield (%)

5.3
5.2
5.1
5
4.9
4.8
4.7
4.6
4.5

Consumer Confidence Index

Index (points)

7 Day RR (RHS)

(%)


(%)

GDP Growth (LHS)

Loans Growth

Deposit Growth



30.0

YoY Growth (%)

25.0

20.0




15.0
10.0
5.0



-



Investment Loans
40

35
30
25
20
15


10
5
-

WC Loans

Consumer Loans




TO BUILD SUSTAINABLE GROWTH AND EXCELLENT PERFORMANCE

GCG, RISK MANAGEMENT & COMPLIANCE
2015

BUILD
STRONG
FOUNDATION


2016 -2017

2018 - 2019

BUILD
STRONGER
FOUNDATION
FOR QUALITY
GROWTH

A BANK WITH
EXCELLENT
PERFORMANCE
AND SERVICES

2020

Volume (RHS)

1800


Price (LHS)

180

160
1600
140

120

100
1200

80

1000

60


40

800
20

600

0

Million Shares

Rp/share

1400