S PEA 1005667 Table of content
DAFTAR ISI
ABSTRAK .............................................................................................................. i
ABSTRACT ............................................................................................................ ii
KATA PENGANTAR .......................................................................................... iii
UCAPAN TERIMA KASIH ............................................................................... iv
DAFTAR ISI ......................................................................................................... vi
DAFTAR TABEL .............................................................................................. viii
DAFTAR GAMBAR ............................................................................................ ix
BAB I PENDAHULUAN
1.1 Latar Belakang Penelitian ..................................................................................1
1.2 Identifikasi Masalah ...........................................................................................6
1.3 Rumusan Masalah ..............................................................................................7
1.4 Maksud dan Tujuan Penelitian ...........................................................................8
1.5 Manfaat Penelitian .............................................................................................8
BAB II LANDASAN TEORI
2.1 Grand Theory ...................................................................................................10
2.1.1 Teori Modigliani-Miller (MM) ..............................................................10
2.1.2 Teori Trade off .......................................................................................10
2.1.3 Packing Order Theory ...........................................................................11
2.2 Konsep Bank ....................................................................................................12
2.2.1 Pengertian Bank .....................................................................................12
2.2.2 Fungsi Bank ...........................................................................................13
2.2.3 Jenis Bank ..............................................................................................14
2.2.4 Sumber Dana Bank ................................................................................16
2.2.5 Arsitektur Perbankan Indonesia (API) ...................................................19
2.3 Konsep Struktur Modal ....................................................................................21
2.3.1 Pengertian Modal ...................................................................................21
2.3.2 Jenis-jenis Modal ...................................................................................23
2.3.3 Struktur Modal .......................................................................................25
2.3.4 Komponen Struktur Modal ....................................................................26
2.3.5 Pengukuran Struktur Modal ...................................................................28
2.3.6 Debt to Equity Ratio (DER) ...................................................................28
2.3.7 Faktor-faktor yang Mempengaruhi Struktur Modal ..............................29
2.4 Konsep Profitabilitas ........................................................................................31
2.4.1 Pengertian Profitabilitas .........................................................................31
2.4.2 Jenis-jenis Profitabilitas .........................................................................32
2.4.3 Rasio-rasio Profitabilitas ........................................................................32
2.4.4 Return On Asset (ROA) .........................................................................35
2.4.5 Pengaruh Struktur Modal terhadap Profitabilitas ..................................36
2.5 Penelitian Terdahulu ........................................................................................38
Irfan Fadli, 2014
Pengaruh Struktur Modal Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa
Yang Terdaftar Di Bursa Efek Indonesia
Universitas Pendidikan Indonesia | repository.upi.edu |perpustakaan.upi.edu
2.6 Kerangka Pemikiran .........................................................................................40
2.7 Hipotesis...........................................................................................................43
BAB III METODE PENELITIAN
3.1 Desain Penelitian ..............................................................................................44
3.2 Operasionalisasi Variabel ................................................................................44
3.3 Populasi dan Sampel ........................................................................................45
3.3.1 Populasi ..................................................................................................45
3.3.2 Sampel....................................................................................................46
3.4 Teknik Pengumpulan Data ...............................................................................47
3.5 Teknik Analisis Data dan Pengujian Hipotesis ................................................48
3.5.1 Analisis Data Penelitian .........................................................................48
3.5.2 Analisis Pengujian Hipotesis .................................................................48
3.5.2.1 Uji Linieritas ..............................................................................48
3.5.2.2 Regresi Linier Sederhana...........................................................50
3.5.2.3 Uji Keberartian Regresi (Uji F) .................................................51
3.5.2.4 Uji Keberartian Koefisien Regresi (Uji t)..................................52
BAB IV HASIL PENELITIAN DAN PEMBAHASAN
4.1 Gambaran Obyek Penelitian ............................................................................53
4.2 Deskripsi Hasil Penelitian ................................................................................61
4.2.1 Gambaran Struktur Modal .....................................................................61
4.2.2 Gambaran Profitabilitas .........................................................................65
4.3 Analisis Data dan Pengujian Hipotesis Penelitian ...........................................68
4.3.1 Uji Linieritas ..........................................................................................68
4.3.2 Regresi Linier Sederhana .......................................................................69
4.3.3 Uji F .......................................................................................................71
4.3.4 Uji t ........................................................................................................71
4.4 Pembahasan Hasil Penelitian ...........................................................................72
BAB V KESIMPULAN DAN SARAN
5.1 Kesimpulan ......................................................................................................76
5.2 Saran .................................................................................................................77
DAFTAR PUSTAKA ...........................................................................................79
LAMPIRAN
Irfan Fadli, 2014
Pengaruh Struktur Modal Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa
Yang Terdaftar Di Bursa Efek Indonesia
Universitas Pendidikan Indonesia | repository.upi.edu |perpustakaan.upi.edu
DAFTAR TABEL
Tabel 1.1 ROA Bank Umum Swasta Nasional Devisa .........................................4
Tabel 3.1 Operasionalisasi Variabel ....................................................................45
Tabel 3.2 Bank Umum Swasta Nasional Devisa yang digunakan sebagai
sampel..................................................................................................47
Tabel 4.1 Debt to Equity Ratio (DER) Bank Umum Swasta Nasional
Devisa Tahun 2012-2013 ....................................................................63
Tabel 4.2 Return On Assets (ROA) Bank Umum Swasta Nasional Devisa
Tahun 2012-2013 ................................................................................66
Tabel 4.3 Tabel Pengujian Linieritas ..................................................................68
Tabel 4.4 Hasil Perhitungan Linier Sederhana ....................................................70
Tabel 4.5 ANOVA ..............................................................................................71
Tabel 4.6 Keputusan Pengujian Uji t...................................................................72
Irfan Fadli, 2014
Pengaruh Struktur Modal Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa
Yang Terdaftar Di Bursa Efek Indonesia
Universitas Pendidikan Indonesia | repository.upi.edu |perpustakaan.upi.edu
DAFTAR GAMBAR
Gambar 1.1
Gambar 2.1
Gambar 2.2
Gambar 4.1
Gambar 4.2
Gambar 4.3
Laju Pertumbuhan PDB atas Dasar Konstan 2000 Tahun
2013 ..................................................................................................1
Struktur Perbankan Indonesia Sesuai Visi API ..............................20
Hubungan Variabel .........................................................................43
Grafik Debt to Equity Ratio (DER) Bank Umum Swasta
Nasional Devisa Tahun 2012-2013 ................................................64
Grafik Return On Assets (ROA) Bank Umum Swasta
Nasional Devisa Tahun 2012-2013 ................................................67
Grafik Normal Probability Plots ....................................................69
Irfan Fadli, 2014
Pengaruh Struktur Modal Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa
Yang Terdaftar Di Bursa Efek Indonesia
Universitas Pendidikan Indonesia | repository.upi.edu |perpustakaan.upi.edu
ABSTRAK .............................................................................................................. i
ABSTRACT ............................................................................................................ ii
KATA PENGANTAR .......................................................................................... iii
UCAPAN TERIMA KASIH ............................................................................... iv
DAFTAR ISI ......................................................................................................... vi
DAFTAR TABEL .............................................................................................. viii
DAFTAR GAMBAR ............................................................................................ ix
BAB I PENDAHULUAN
1.1 Latar Belakang Penelitian ..................................................................................1
1.2 Identifikasi Masalah ...........................................................................................6
1.3 Rumusan Masalah ..............................................................................................7
1.4 Maksud dan Tujuan Penelitian ...........................................................................8
1.5 Manfaat Penelitian .............................................................................................8
BAB II LANDASAN TEORI
2.1 Grand Theory ...................................................................................................10
2.1.1 Teori Modigliani-Miller (MM) ..............................................................10
2.1.2 Teori Trade off .......................................................................................10
2.1.3 Packing Order Theory ...........................................................................11
2.2 Konsep Bank ....................................................................................................12
2.2.1 Pengertian Bank .....................................................................................12
2.2.2 Fungsi Bank ...........................................................................................13
2.2.3 Jenis Bank ..............................................................................................14
2.2.4 Sumber Dana Bank ................................................................................16
2.2.5 Arsitektur Perbankan Indonesia (API) ...................................................19
2.3 Konsep Struktur Modal ....................................................................................21
2.3.1 Pengertian Modal ...................................................................................21
2.3.2 Jenis-jenis Modal ...................................................................................23
2.3.3 Struktur Modal .......................................................................................25
2.3.4 Komponen Struktur Modal ....................................................................26
2.3.5 Pengukuran Struktur Modal ...................................................................28
2.3.6 Debt to Equity Ratio (DER) ...................................................................28
2.3.7 Faktor-faktor yang Mempengaruhi Struktur Modal ..............................29
2.4 Konsep Profitabilitas ........................................................................................31
2.4.1 Pengertian Profitabilitas .........................................................................31
2.4.2 Jenis-jenis Profitabilitas .........................................................................32
2.4.3 Rasio-rasio Profitabilitas ........................................................................32
2.4.4 Return On Asset (ROA) .........................................................................35
2.4.5 Pengaruh Struktur Modal terhadap Profitabilitas ..................................36
2.5 Penelitian Terdahulu ........................................................................................38
Irfan Fadli, 2014
Pengaruh Struktur Modal Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa
Yang Terdaftar Di Bursa Efek Indonesia
Universitas Pendidikan Indonesia | repository.upi.edu |perpustakaan.upi.edu
2.6 Kerangka Pemikiran .........................................................................................40
2.7 Hipotesis...........................................................................................................43
BAB III METODE PENELITIAN
3.1 Desain Penelitian ..............................................................................................44
3.2 Operasionalisasi Variabel ................................................................................44
3.3 Populasi dan Sampel ........................................................................................45
3.3.1 Populasi ..................................................................................................45
3.3.2 Sampel....................................................................................................46
3.4 Teknik Pengumpulan Data ...............................................................................47
3.5 Teknik Analisis Data dan Pengujian Hipotesis ................................................48
3.5.1 Analisis Data Penelitian .........................................................................48
3.5.2 Analisis Pengujian Hipotesis .................................................................48
3.5.2.1 Uji Linieritas ..............................................................................48
3.5.2.2 Regresi Linier Sederhana...........................................................50
3.5.2.3 Uji Keberartian Regresi (Uji F) .................................................51
3.5.2.4 Uji Keberartian Koefisien Regresi (Uji t)..................................52
BAB IV HASIL PENELITIAN DAN PEMBAHASAN
4.1 Gambaran Obyek Penelitian ............................................................................53
4.2 Deskripsi Hasil Penelitian ................................................................................61
4.2.1 Gambaran Struktur Modal .....................................................................61
4.2.2 Gambaran Profitabilitas .........................................................................65
4.3 Analisis Data dan Pengujian Hipotesis Penelitian ...........................................68
4.3.1 Uji Linieritas ..........................................................................................68
4.3.2 Regresi Linier Sederhana .......................................................................69
4.3.3 Uji F .......................................................................................................71
4.3.4 Uji t ........................................................................................................71
4.4 Pembahasan Hasil Penelitian ...........................................................................72
BAB V KESIMPULAN DAN SARAN
5.1 Kesimpulan ......................................................................................................76
5.2 Saran .................................................................................................................77
DAFTAR PUSTAKA ...........................................................................................79
LAMPIRAN
Irfan Fadli, 2014
Pengaruh Struktur Modal Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa
Yang Terdaftar Di Bursa Efek Indonesia
Universitas Pendidikan Indonesia | repository.upi.edu |perpustakaan.upi.edu
DAFTAR TABEL
Tabel 1.1 ROA Bank Umum Swasta Nasional Devisa .........................................4
Tabel 3.1 Operasionalisasi Variabel ....................................................................45
Tabel 3.2 Bank Umum Swasta Nasional Devisa yang digunakan sebagai
sampel..................................................................................................47
Tabel 4.1 Debt to Equity Ratio (DER) Bank Umum Swasta Nasional
Devisa Tahun 2012-2013 ....................................................................63
Tabel 4.2 Return On Assets (ROA) Bank Umum Swasta Nasional Devisa
Tahun 2012-2013 ................................................................................66
Tabel 4.3 Tabel Pengujian Linieritas ..................................................................68
Tabel 4.4 Hasil Perhitungan Linier Sederhana ....................................................70
Tabel 4.5 ANOVA ..............................................................................................71
Tabel 4.6 Keputusan Pengujian Uji t...................................................................72
Irfan Fadli, 2014
Pengaruh Struktur Modal Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa
Yang Terdaftar Di Bursa Efek Indonesia
Universitas Pendidikan Indonesia | repository.upi.edu |perpustakaan.upi.edu
DAFTAR GAMBAR
Gambar 1.1
Gambar 2.1
Gambar 2.2
Gambar 4.1
Gambar 4.2
Gambar 4.3
Laju Pertumbuhan PDB atas Dasar Konstan 2000 Tahun
2013 ..................................................................................................1
Struktur Perbankan Indonesia Sesuai Visi API ..............................20
Hubungan Variabel .........................................................................43
Grafik Debt to Equity Ratio (DER) Bank Umum Swasta
Nasional Devisa Tahun 2012-2013 ................................................64
Grafik Return On Assets (ROA) Bank Umum Swasta
Nasional Devisa Tahun 2012-2013 ................................................67
Grafik Normal Probability Plots ....................................................69
Irfan Fadli, 2014
Pengaruh Struktur Modal Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Devisa
Yang Terdaftar Di Bursa Efek Indonesia
Universitas Pendidikan Indonesia | repository.upi.edu |perpustakaan.upi.edu