S PEA 1106255 Table of content
DAFTAR ISI
ABSTRAK ..................................................................................................Error! Bookmark not defined.
KATA PENGANTAR .............................................................................Error! Bookmark not defined.
UCAPAN TERIMA KASIH..................................................................Error! Bookmark not defined.
DAFTAR IS I..............................................................................................Error! Bookmark not defined.
DAFTAR TAB EL ........................................................................................................................................viii
DAFTAR GAMB AR/ GRAFIK ................................................................................................................. ix
BAB I PENDAHUL UAN........................................................................Error! Bookmark not defined.
A. Latar Belakang ........................................................... Error! Bookmark not defined.
B. Identifikasi Masalah ..................................................... Error! Bookmark not defined.
C. Ru musan Masalah ....................................................... Error! Bookmark not defined.
D. Maksud dan Tujuan Penelitian ....................................... Error! Bookmark not defined.
E.
Kegunaan Penelitian .................................................... Error! Bookmark not defined.
BAB II LANDASAN TEORI ................................................................Error! Bookmark not defined.
A. Tinjauan Umu m Bank Syariah ....................................... Error! Bookmark not defined.
1. Pengertian Perbankan Syariah ..................................................Error! Bookmark not defined.
2. Perbedaan Bank Syariah dengan Bank Konvensional .........Error! Bookmark not defined.
3. Prinsip Bank Umu m Syariah ....................................................Error! Bookmark not defined.
4. Produk, Penghimpunan, dan Penyaluran Dana Perbankan Syariah .. Error! Bookmark not
defined.
B. Pembiayaan ................................................................ Error! Bookmark not defined.
1. Pengertian Pembiayaan .............................................................Error! Bookmark not defined.
2. Tujuan Pembiayaan ....................................................................Error! Bookmark not defined.
C. Murabahah ................................................................ Error! Bookmark not defined.
1. Pembiayaan Murabahah ...........................................................Error! Bookmark not defined.
Ikbhal Medi Al-farizzy , 2015
PENGARUH MURABAHAH TERHAD AP PROFITABILITAS PERBANKAN SYARIAH (STUD I KASUS PAD A
BANK SYARIAH MAND IRI PERIODE 1999-2014)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
vi
vi
2. Jenis-jenis Pemb iayaan Murabahah........................................Error! Bookmark not defined.
3. Syarat dan Ko mponen Pemb iayaan Murabahah...................Error! Bookmark not defined.
4. Manfaat Pemb iayaan Murabahah............................................Error! Bookmark not defined.
5. Resiko Pembiayaan Murabahah ..............................................Error! Bookmark not defined.
D. Analisis Rasio ............................................................. Error! Bookmark not defined.
1. Keunggulan Analisis Rasio.......................................................Error! Bookmark not defined.
2. Keterbatasan Analisis Rasio .....................................................Error! Bookmark not defined.
E.
Profitabilitas ............................................................... Error! Bookmark not defined.
F.
Pengaruh Pemb iayaan Murabahah terhadap Profitabilitas Bank Umu m Syariah ...........Error!
Bookmark not defined.
G. Hasil Penelitian Terdahulu ............................................ Error! Bookmark not defined.
H. Kerangka Pemikiran .................................................... Error! Bookmark not defined.
I.
Hipotesis ................................................................... Error! Bookmark not defined.
BAB III METODE PEN ELITIAN ......................................................Error! Bookmark not defined.
A. Desain Penelitian ........................................................ Error! Bookmark not defined.
B. Operasionalisasi Variabel .............................................. Error! Bookmark not defined.
C. Sumber Data .............................................................. Error! Bookmark not defined.
D. Teknik Pengumpulan Data ............................................ Error! Bookmark not defined.
E.
Teknik Analisis Data dan Pengujian Hipotesis .................. Error! Bookmark not defined.
BAB IV PEMB AHASAN .......................................................................Error! Bookmark not defined.
A. Gambaran Umu m Objek ............................................... Error! Bookmark not defined.
B. Deskripsi Hasil Penelit ian ............................................. Error! Bookmark not defined.
C. Analisis Data dan Penujian Hipotesis Penelitian ................ Error! Bookmark not defined.
BAB V SIMPULAN DAN S ARAN ......................................................Error! Bookmark not defined.
A. Simpu lan ................................................................... Error! Bookmark not defined.
B. Saran ........................................................................ Error! Bookmark not defined.
Ikbhal Medi Al-farizzy , 2015
PENGARUH MURABAHAH TERHAD AP PROFITABILITAS PERBANKAN SYARIAH (STUD I KASUS PAD A
BANK SYARIAH MAND IRI PERIODE 1999-2014)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
vii
vii
DAFTAR PUS TAKA ..............................................................................Error! Bookmark not defined.
LAMPIRAN………………………………………………………………………………………81
DAFTAR TABEL
Tabel 1.1
ROA Bank Syariah Mandiri ………………………………………….5
Tabel 2.1
Perbedaan Bank Syariah dengan Bank Konvensional ………………16
Tabel 2.2
Rasio-rasio Profitabilitas ……………………………………………..34
Tabel 4.1
Nilai-nilai perusahaan (Bank Syariah Mandiri) ……………………...51
Tabel 4.2
Pembiayaan murabahah Bank Syariah Mandiri ……………………...61
Tabel 4.3
ROA Bank Syariah Mandiri ………………………………………….64
Tabel 4.4
One-Sample Kolmogorov-Smirnov Test …………………………….66
Tabel 4.5
Tabulasi data variabel X dan Y ………………………………………67
Tabel 4.6
Analisis Korelasi Pearson Product Moment …………………………68
Ikbhal Medi Al-farizzy , 2015
PENGARUH MURABAHAH TERHAD AP PROFITABILITAS PERBANKAN SYARIAH (STUD I KASUS PAD A
BANK SYARIAH MAND IRI PERIODE 1999-2014)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
viii
viii
DAFTAR GAMBAR/GRAFIK
Gambar 1.1. ROA Bank Syariah Mandiri ……………………………………….6
Gambar 2.1 Skema Murabahah berdasarkan pesanan ………………………….29
Gambar 2.2 Skema Murabahah tanpa pesanan …………………………………30
Gambar 2.3 Hubungan antara variabel ………………………………………….40
Gambar 4.1 Struktur Organisasi PT Bank Syariah Mandiri ……………………54
Gambar 4.2 Pembiayaan Murabahah Bank Syariah Mandiri …………………..62
Gambar 4.3 ROA Bank Syariah Mandiri ……………………………………….65
Gambar 4.4 Perkembangan pembiayaan Murabahah (X) dan Profitabilitas (Y)
Bank Syariah Mandiri ……………………………………………..67
Ikbhal Medi Al-farizzy , 2015
PENGARUH MURABAHAH TERHAD AP PROFITABILITAS PERBANKAN SYARIAH (STUD I KASUS PAD A
BANK SYARIAH MAND IRI PERIODE 1999-2014)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
ix
ix
ABSTRAK ..................................................................................................Error! Bookmark not defined.
KATA PENGANTAR .............................................................................Error! Bookmark not defined.
UCAPAN TERIMA KASIH..................................................................Error! Bookmark not defined.
DAFTAR IS I..............................................................................................Error! Bookmark not defined.
DAFTAR TAB EL ........................................................................................................................................viii
DAFTAR GAMB AR/ GRAFIK ................................................................................................................. ix
BAB I PENDAHUL UAN........................................................................Error! Bookmark not defined.
A. Latar Belakang ........................................................... Error! Bookmark not defined.
B. Identifikasi Masalah ..................................................... Error! Bookmark not defined.
C. Ru musan Masalah ....................................................... Error! Bookmark not defined.
D. Maksud dan Tujuan Penelitian ....................................... Error! Bookmark not defined.
E.
Kegunaan Penelitian .................................................... Error! Bookmark not defined.
BAB II LANDASAN TEORI ................................................................Error! Bookmark not defined.
A. Tinjauan Umu m Bank Syariah ....................................... Error! Bookmark not defined.
1. Pengertian Perbankan Syariah ..................................................Error! Bookmark not defined.
2. Perbedaan Bank Syariah dengan Bank Konvensional .........Error! Bookmark not defined.
3. Prinsip Bank Umu m Syariah ....................................................Error! Bookmark not defined.
4. Produk, Penghimpunan, dan Penyaluran Dana Perbankan Syariah .. Error! Bookmark not
defined.
B. Pembiayaan ................................................................ Error! Bookmark not defined.
1. Pengertian Pembiayaan .............................................................Error! Bookmark not defined.
2. Tujuan Pembiayaan ....................................................................Error! Bookmark not defined.
C. Murabahah ................................................................ Error! Bookmark not defined.
1. Pembiayaan Murabahah ...........................................................Error! Bookmark not defined.
Ikbhal Medi Al-farizzy , 2015
PENGARUH MURABAHAH TERHAD AP PROFITABILITAS PERBANKAN SYARIAH (STUD I KASUS PAD A
BANK SYARIAH MAND IRI PERIODE 1999-2014)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
vi
vi
2. Jenis-jenis Pemb iayaan Murabahah........................................Error! Bookmark not defined.
3. Syarat dan Ko mponen Pemb iayaan Murabahah...................Error! Bookmark not defined.
4. Manfaat Pemb iayaan Murabahah............................................Error! Bookmark not defined.
5. Resiko Pembiayaan Murabahah ..............................................Error! Bookmark not defined.
D. Analisis Rasio ............................................................. Error! Bookmark not defined.
1. Keunggulan Analisis Rasio.......................................................Error! Bookmark not defined.
2. Keterbatasan Analisis Rasio .....................................................Error! Bookmark not defined.
E.
Profitabilitas ............................................................... Error! Bookmark not defined.
F.
Pengaruh Pemb iayaan Murabahah terhadap Profitabilitas Bank Umu m Syariah ...........Error!
Bookmark not defined.
G. Hasil Penelitian Terdahulu ............................................ Error! Bookmark not defined.
H. Kerangka Pemikiran .................................................... Error! Bookmark not defined.
I.
Hipotesis ................................................................... Error! Bookmark not defined.
BAB III METODE PEN ELITIAN ......................................................Error! Bookmark not defined.
A. Desain Penelitian ........................................................ Error! Bookmark not defined.
B. Operasionalisasi Variabel .............................................. Error! Bookmark not defined.
C. Sumber Data .............................................................. Error! Bookmark not defined.
D. Teknik Pengumpulan Data ............................................ Error! Bookmark not defined.
E.
Teknik Analisis Data dan Pengujian Hipotesis .................. Error! Bookmark not defined.
BAB IV PEMB AHASAN .......................................................................Error! Bookmark not defined.
A. Gambaran Umu m Objek ............................................... Error! Bookmark not defined.
B. Deskripsi Hasil Penelit ian ............................................. Error! Bookmark not defined.
C. Analisis Data dan Penujian Hipotesis Penelitian ................ Error! Bookmark not defined.
BAB V SIMPULAN DAN S ARAN ......................................................Error! Bookmark not defined.
A. Simpu lan ................................................................... Error! Bookmark not defined.
B. Saran ........................................................................ Error! Bookmark not defined.
Ikbhal Medi Al-farizzy , 2015
PENGARUH MURABAHAH TERHAD AP PROFITABILITAS PERBANKAN SYARIAH (STUD I KASUS PAD A
BANK SYARIAH MAND IRI PERIODE 1999-2014)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
vii
vii
DAFTAR PUS TAKA ..............................................................................Error! Bookmark not defined.
LAMPIRAN………………………………………………………………………………………81
DAFTAR TABEL
Tabel 1.1
ROA Bank Syariah Mandiri ………………………………………….5
Tabel 2.1
Perbedaan Bank Syariah dengan Bank Konvensional ………………16
Tabel 2.2
Rasio-rasio Profitabilitas ……………………………………………..34
Tabel 4.1
Nilai-nilai perusahaan (Bank Syariah Mandiri) ……………………...51
Tabel 4.2
Pembiayaan murabahah Bank Syariah Mandiri ……………………...61
Tabel 4.3
ROA Bank Syariah Mandiri ………………………………………….64
Tabel 4.4
One-Sample Kolmogorov-Smirnov Test …………………………….66
Tabel 4.5
Tabulasi data variabel X dan Y ………………………………………67
Tabel 4.6
Analisis Korelasi Pearson Product Moment …………………………68
Ikbhal Medi Al-farizzy , 2015
PENGARUH MURABAHAH TERHAD AP PROFITABILITAS PERBANKAN SYARIAH (STUD I KASUS PAD A
BANK SYARIAH MAND IRI PERIODE 1999-2014)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
viii
viii
DAFTAR GAMBAR/GRAFIK
Gambar 1.1. ROA Bank Syariah Mandiri ……………………………………….6
Gambar 2.1 Skema Murabahah berdasarkan pesanan ………………………….29
Gambar 2.2 Skema Murabahah tanpa pesanan …………………………………30
Gambar 2.3 Hubungan antara variabel ………………………………………….40
Gambar 4.1 Struktur Organisasi PT Bank Syariah Mandiri ……………………54
Gambar 4.2 Pembiayaan Murabahah Bank Syariah Mandiri …………………..62
Gambar 4.3 ROA Bank Syariah Mandiri ……………………………………….65
Gambar 4.4 Perkembangan pembiayaan Murabahah (X) dan Profitabilitas (Y)
Bank Syariah Mandiri ……………………………………………..67
Ikbhal Medi Al-farizzy , 2015
PENGARUH MURABAHAH TERHAD AP PROFITABILITAS PERBANKAN SYARIAH (STUD I KASUS PAD A
BANK SYARIAH MAND IRI PERIODE 1999-2014)
Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
ix
ix