PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Six Months Ended June 30, 2006 Unaudited and 2005 Audited Expressed in millions of Rupiah, unless otherwise stated
30
3. CURRENT ACCOUNTS WITH BANK INDONESIA
2006 2005
Rupiah 19,021,563 14,342,670
United States Dollar 1,135,745 1,513,226
20,157,308 15,855,896
The current accounts with Bank Indonesia are primarily maintained to meet the minimum reserve requirements of Bank Indonesia of 11 and 3 2005: 8 and 3 of Rupiah and US Dollar deposits,
respectively. The realization of the minimum reserve requirement ratio of Bank Mandiri for its Rupiah and US Dollar
accounts as of June 30, 2006 and 2005, is as follows:
2006 2005
Rupiah 11.06 9.24
United States Dollar 3.01 3.01
4. CURRENT ACCOUNTS WITH OTHER BANKS
a. By Currency:
2006 2005
Rupiah 5,616 9,198
Foreign Currency 671,213 1,119,092
Total 676,829 1,128,290
Less: Allowance for Possible Losses 8,007
11,538 668,822 1,116,752
b. By Collectibility:
As of June 30, 2006 and 2005, all current accounts with other banks were classified as current. c. By Related Party and Third Party:
As of June 30, 2006 and 2005, there were no current accounts with related party banks. d. Average Interest Rate per Annum:
2006 2005
Rupiah 0.59 0.57
Foreign Currency 0.23 0.22
e. Movements of allowance for possible losses on current accounts with other banks:
2006 2005
Balance at beginning of period 7,725
6,557 Provision during the period Note 37
713 4,607
Others 431 374
Balance at end of period 8,007
11,538
Includes effect of foreign currency translation.
Management believes that the allowance for possible losses on current accounts with other banks is adequate.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Six Months Ended June 30, 2006 Unaudited and 2005 Audited Expressed in millions of Rupiah, unless otherwise stated
31
5. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS
a. By Type, Currency, Maturity and Collectibility:
2006 Maturity
Current Rupiah:
Call Money 1 month
1,294,139 “Fixed-term” Placements
6 months 12 months 212,057
Time Deposits 1 month
33,631 Total Rupiah
1,539,827
Foreign Currency:
Call Money 1 month
8,794,484 1 month - 3 months
164,059 6 months 12 months
430 “Fixed-term” Placements
1 month 1,336,753
1 month – 3 months 231,575
Total Foreign Currency 10,527,301
Total 12,067,128
Less: Allowance for Possible Losses 119,319
11,947,809 2005
Maturity Total
Rupiah:
Bank Indonesia 1 month
4,095,958 Call Money
1 month 1,480,538
“Fixed-term” Placements 1 – 3 months
717,750 12 months
1,351,422 Time Deposits
1 month 58,600
1 - 3 months 5,000
Total Rupiah 7,709,268
Foreign Currency:
Call Money 1 month
6,868,108 “Fixed-term” Placements
1 month 660,976
6 months 12 months 391
12 months 585,150
Time Deposits 1 month
726,296 Total Foreign Currency
8,840,921 Total
16,550,189 Less: Allowance for Posible Losses
123,374 16,426,815
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Six Months Ended June 30, 2006 Unaudited and 2005 Audited Expressed in millions of Rupiah, unless otherwise stated
32
5. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
