RELATED PARTY TRANSACTIONS continued MATURITY PROFILE

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Six Months Ended June 30, 2006 Unaudited and 2005 Audited Expressed in millions of Rupiah, unless otherwise stated 118

48. RELATED PARTY TRANSACTIONS continued

b. Significant transactions with the Government of the Republic of Indonesia continued • The Committee on Financial Sector Policy KKSK and the Minister of Finance approved and guaranteed the issuance of standby letters of credit and conversion of loans of PT Garuda Indonesia to Mandatory Convertible Bonds. • The Bank returned additional paid-in capital of Rp1,412,000 representing a portion of the excess recapitalization Note 32b. • Based on the Minister of Finance’s Decision Letter No. 227KMK.022003 dated May 23, 2003, and Decree of the Minister of State-Owned Enterprises, as the Bank’s shareholder, No. KEP-154M- MBU2002 dated October 29, 2002, the Government converted recapitalization funds amounting to Rp5,000,000 into 5,000,000 shares with a nominal value of Rp1,000,000 full amount per share, and the remaining recapitalization funds amounting to Rp168,801,315 were recorded as agio. • Based on Government Regulation PP No. 26 dated May 29, 2003, the Government of the Republic of Indonesia converted Rp1,000,000 of appropriated retained earnings to issued and fully paid-up capital.

49. MATURITY PROFILE

This profile as of June 30, 2006 and 2005 is based on the remaining maturity period since those dates. Historically, a significant proportion of deposits are rolled-over on maturity. Also, Government recapitalization bonds trading and available for sale could be liquidated through sale or used as collateral in the inter-bank market should the need for liquidity arise. The Bank’s policy with regards to the maturity gap between the monetary assets and liabilities is to determine a gap limit which is adjusted to the Bank’s ability to obtain immediate liquidity. The maturity profile of the Bank’s assets and liabilities is as follows: 2006 No Maturity Description Total Contract 1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth 12 mth Assets Cash 3,031,655 - 3,031,655 - - - - Current accounts with Bank Indonesia 20,157,308 - 20,157,308 - - - - Current accounts with other banks - net 668,822 - 668,822 - - - - Placements with Bank Indonesia and other banks - net 11,947,809 - 11,347,066 390,380 - 210,363 - Securities - net 14,128,691 59,742 10,995,180 341,323 69,759 231,461 2,431,226 Government Recapitalization Bonds 92,338,124 - - - 1,472,305 14,991 90,850,828 Other receivables-trade transactions - net 1,818,271 - 478,678 627,080 712,513 - - Securities bought with agreements to resell - net 305,063 - 305,063 - - - - Derivative receivables - net 400,075 - 376,462 13,462 2,490 4,951 2,710 Loans - net 94,669,533 - 12,481,812 5,792,123 7,165,561 13,366,455 55,863,582 Acceptances receivable - net 3,273,079 - 492,602 1,493,404 1,076,035 204,517 6,521 Investments in shares of stock - net 76,500 76,500 - - - - - Premises and equipment - net 4,828,111 4,828,111 - - - - - Deferred tax assets - net 1,848,046 1,848,046 - - - - - Accrued income 1,854,067 1,854,067 - - - - - Prepaid tax 24,526 - - - - 24,526 - Prepaid expense 404,357 - - - - 404,357 - Others - net 3,504,414 3,504,414 - - - - - Total Assets 255,278,451 12,170,880 60,334,648 8,657,772 10,498,663 14,461,621 149,154,867 PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Six Months Ended June 30, 2006 Unaudited and 2005 Audited Expressed in millions of Rupiah, unless otherwise stated 119

48. MATURITY PROFILE continued