PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Six Months Ended June 30, 2006 Unaudited and 2005 Audited Expressed in millions of Rupiah, unless otherwise stated
68
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS continued
b. As of June 30, 2006 and 2005, Bank Mandiri had saving deposits from related party amounting to Rp15,011 and Rp18,610 respectively, or 0.03 and 0.04 from total saving deposits Note 48
c. Annual average interest rates of savings deposits for the six month period ended June 30, 2006 and 2005 were 4.44 and 4.22, respectively.
d. Profit sharing for mudharabah savings ranged from 1.61 to 6.44 and 0.32 to 7.59 for the six month period ended June 30, 2006 and 2005, respectively.
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
2006 2005
Rupiah 92,094,722 75,290,018
Foreign Currency
15,644,335 13,958,887 107,739,057
89,248,905
b. By Contract Period:
2006 2005
Rupiah: 1
month 59,333,922
43,710,126 3
months 15,042,693
17,506,619 6
months 4,722,423
6,676,374 12
months 8,702,906
2,876,729 Over 12 months
4,292,778 4,520,170
Total Rupiah
92,094,722 75,290,018
Foreign Currency:
1 month
14,212,202 12,068,026
3 months
564,384 756,992
6 months
387,609 628,062
12 months
362,264 485,369
Over 12 months 117,876
20,438 Total Foreign Currency
15,644,335 13,958,887
107,739,057 89,248,905
c. By Remaining Period Until Maturity Date:
2006 2005
Rupiah: 1
month 65,124,245
49,909,056 3
months 12,469,078
16,230,890 6
months 4,321,423
3,546,647 12
months 5,942,626
1,402,777 Over 12 months
4,237,350 4,200,648
Total Rupiah
92,094,722 75,290,018
Foreign Currency: 1
month 14,330,919
12,268,325 3 months
653,331 909,613
6 months
343,322 458,047
12 months
238,763 309,462
Over 12 months 78,000
13,440 Total Foreign Currency
15,644,335 13,958,887
107,739,057 89,248,905
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Six Months Ended June 30, 2006 Unaudited and 2005 Audited Expressed in millions of Rupiah, unless otherwise stated
69
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp3,527,818 and Rp3,607,828 as of June 30, 2006 and 2005, respectively.
e. Average Interest Rates and Range of Profit Sharing per Annum: Average interest rates per annum:
2006 2005
Rupiah 11.79
6.53 Foreign Currency
3.98 2.01
Range of profit sharing per annum on mudharabah investments:
2006 2005
Rupiah 6.32 - 7.43
6.42 - 7.52 Foreign Currency
1.36 - 3.10 1.40 - 2.04
f. As of June 30, 2006 and 2005, time deposits from related parties amounted to Rp586,180 and Rp650,377, respectively, or 0.54 and 0.73 of the total time deposits, respectively Note 48.
g. As of June 30, 2006 and 2005, time deposits which are frozen and blocked as collateral for bank guarantees, loans and trade finance facilities amounted to Rp5,498,310 and Rp4,651,198,
respectively. Mudharabah time deposits pledged as of June 30, 2006 and 2005, for mudharabah receivables extended by a subsidiary amounted to RpNil and Rp53,257, respectively.
19. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS
a. By Currency:
2006 2005
Rupiah 487,248
347,770 Foreign Currency
17,978 74,710
505,226 422,480
Included in deposits from other banks - demand deposits are wadiah deposits amounting to Rp24,541 and Rp8,233 as of June 30, 2006 and 2005, respectively.
b. Average Interest Rates and Range of Bonuses Per Annum: Average interest rates per annum:
2006 2005
Rupiah 3.39
3.54 Foreign Currency
2.71 0.97
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Six Months Ended June 30, 2006 Unaudited and 2005 Audited Expressed in millions of Rupiah, unless otherwise stated
70
19. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS continued
