b,c b b,c,d

LAMPIRAN 3 Regresi Logit Y 2010 X 2009 Case Processing Summary Unweighted Cases a N Percent Selected Cases Included in Analysis 29 100.0 Missing Cases .0 Total 29 100.0 Unselected Cases .0 Total 29 100.0 a. If weight is in effect, see classification table for the total number of cases. Dependent Variable Encoding Original Value Internal Value Non Financial Distress Financial Distress 1 Block 0: Beginning Block Iteration History

a,b,c

Iteration -2 Log likelihood Coefficients Constant Step 0 1 35.934 -.759 2 35.924 -.798 3 35.924 -.799 a. Constant is included in the model. b. Initial -2 Log Likelihood: 35.924 c. Estimation terminated at iteration number 3 because parameter estimates changed by less than .001. Classification Table

a,b

Observed Predicted Y Percentage Correct Non Financial Distress Financial Distress Step 0 Y Non Financial Distress 20 100.0 Financial Distress 9 .0 Overall Percentage 69.0 a. Constant is included in the model. b. The cut value is .500 Variables in the Equation B S.E. Wald df Sig. ExpB Step 0 Constant -.799 .401 3.958 1 .047 .450 Variables not in the Equation Score df Sig. Step 0 Variables CAR 2.589 1 .108 NPL 2.816 1 .093 BOPO 9.426 1 .002 NIM .796 1 .372 LDR .544 1 .461 Overall Statistics 9.952 5 .077 Block 1: Method = Enter Iteration History

a,b,c,d

Iteration -2 Log likelihood Coefficients Constant CAR NPL BOPO NIM LDR Step 1 1 26.118 -1.925 -.275 .867 .967 -1.169 .143 2 24.287 -2.679 -.327 2.106 1.426 -2.345 .159 3 24.015 -3.025 -.308 2.710 1.689 -3.121 .150 4 24.009 -3.076 -.294 2.784 1.738 -3.267 .146 5 24.009 -3.077 -.294 2.786 1.739 -3.271 .145 6 24.009 -3.077 -.294 2.786 1.739 -3.271 .145 a. Method: Enter b. Constant is included in the model. c. Initial -2 Log Likelihood: 35.924 d. Estimation terminated at iteration number 6 because parameter estimates changed by less than .001. Omnibus Tests of Model Coefficients Chi-square df Sig. Step 1 Step 11.915 5 .036 Block 11.915 5 .036 Model 11.915 5 .036 Model Summary Step -2 Log likelihood Cox Snell R Square Nagelkerke R Square 1 24.009 a .337 .474 a. Estimation terminated at iteration number 6 because parameter estimates changed by less than .001. Hosmer and Lemeshow Test Step Chi-square df Sig. 1 3.478 8 .901 Contingency Table for Hosmer and Lemeshow Test Y = Non Financial Distress Y = Financial Distress Total Observed Expected Observed Expected Step 1 1 3 2.887 .113 3 2 3 2.751 .249 3 3 3 2.695 .305 3 4 3 2.575 .425 3 5 2 2.492 1 .508 3 6 2 2.331 1 .669 3 7 2 2.063 1 .937 3 8 1 1.651 2 1.349 3 9 1 .451 2 2.549 3 10 .103 2 1.897 2 Classification Table a Observed Predicted Y Percentage Correct Non Financial Distress Financial Distress Step 1 Y Non Financial Distress 19 1 95.0 Financial Distress 5 4 44.4 Overall Percentage 79.3 a. The cut value is .500 Variables in the Equation B S.E. Wald df Sig. ExpB Step 1 a CAR -.294 .826 .126 1 .722 .746 NPL 2.786 2.091 1.775 1 .183 16.217 BOPO 1.739 .779 4.980 1 .026 5.693 NIM -3.271 5.265 .386 1 .534 .038 LDR .145 .504 .083 1 .773 1.156 Constant -3.077 1.193 6.649 1 .010 .046 a. Variables entered on step 1: CAR, NPL, BOPO, NIM, LDR. Correlation Matrix Constant CAR NPL BOPO NIM LDR Step 1 Constant 1.000 .169 -.567 -.525 .164 -.352 CAR .169 1.000 -.417 -.305 .545 -.801 NPL -.567 -.417 1.000 .452 -.626 .454 BOPO -.525 -.305 .452 1.000 -.451 .148 NIM .164 .545 -.626 -.451 1.000 -.647 LDR -.352 -.801 .454 .148 -.647 1.000 LAMPIRAN 4 Regresi Logit Y 2010 BOPO 2009 Case Processing Summary Unweighted Cases a N Percent Selected Cases Included in Analysis 29 100.0 Missing Cases .0 Total 29 100.0 Unselected Cases .0 Total 29 100.0 a. If weight is in effect, see classification table for the total number of cases. Dependent Variable Encoding Original Value Internal Value Non Financial Distress Financial Distress 1 Block 0: Beginning Block Iteration History

a,b,c