ALLOWANCE FOR POSSIBLE LOSSES ON EARNING ASSETS ALLOWANCEREVERSAL FOR POSSIBLE LOSSES - OTHERS GAINSLOSSES FROM SALE OF MARKETABLE SECURITIES AND GOVERNMENT BONDS

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2009, 2008 AND 2007 Expressed in millions of Rupiah, unless otherwise stated Appendix 5107 36. OTHER OPERATING INCOME - OTHERS 2009 2008 2007 Income from loan written-off 131,658 133,992 90,900 Income from penalty 80,872 64,036 90,911 Stamp duty income 44,198 45,362 42,823 Safety deposit box 20,888 20,461 18,801 Others 258,447 176,559 157,834 536,063 440,410 401,269

37. ALLOWANCE FOR POSSIBLE LOSSES ON EARNING ASSETS

2009 2008 2007 Allowancereversal for possible losses on: Current accounts with other banks Note 4e 12,607 71,072 2,731 Placements with other banks Note 5e 18,868 323,475 36,337 Marketable Securities Note 6g 39,295 58,416 22,773 Other receivables - trade transactions Note 8d 181,181 196,581 5,527 Securities purchased under resale agreements Note 9c 2,043 14,387 25,000 Derivative receivables Note 10 4,696 2,501 467 Loans Note 11B.j 1,5 39,817 2,299,377 2,247,854 Consumer financing receivables 12c 22,525 - - Acceptance receivables Note 13d 219,512 137,045 96,805 Investments in shares Note 14c 450 339 318 1,147,540 2,986,361 2,113,994

38. ALLOWANCEREVERSAL FOR POSSIBLE LOSSES - OTHERS

2009 2008 2007 Allowancereversal provision for: Possible losses on fraud cases 71,983 12,778 107 Possible losses on legal cases Note 29 340,707 31,133 106,619 Others assets Note 16 541,981 151,530 208,072 Others 297 254 1,783 810,408 170,139 313,015 39. UNREALISED LOSSESGAINS FROM DECREASEINCREASE IN FAIR VALUE OF MARKETABLE SECURITIES AND GOVERNMENT BONDS 2009 2008 2007 Marketable securities 4,195 1,450 15,129 Government Bonds 2,040 36 29,190 2,155 1,486 14,061

40. GAINSLOSSES FROM SALE OF MARKETABLE SECURITIES AND GOVERNMENT BONDS

2009 2008 2007 Marketable securities 161,741 23,917 43,504 Government Bonds 19,011 30,144 184,994 180,752 54,061 228,498 PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2009, 2008 AND 2007 Expressed in millions of Rupiah, unless otherwise stated Appendix 5108 41. SALARIES AND EMPLOYEE BENEFITS 2009 2008 2007 Salaries, wages, pension and tax allowances 2,766,984 2,686,225 2,160,692 Holidays THR, leave and related entitlements 469,416 438,734 378,625 Provision for post-employment benefit expenses and free of service period 379,598 284,797 295,304 Training and education 249,794 241,353 250,606 Employee benefits in kind 230,837 284,341 163,574 Provision of tantiem 60,776 50,000 50,000 Compensation cost on stock options Note 33 - - 87,034 Bonuses and others 696,196 578,318 643,124 4,8 53,601 4,563,768 4,028,959 Total gross salaries, allowances and bonuses of the Boards of Commissioners, Directors, Audit Committee, Risk Monitoring Committee, Good Corporate Governance Committee and Executive Vice President and Senior Vice President amounted to Rp188,993, Rp148,875 and Rp84,976 for the years ended 31 December 2009, 2008 and 2007, respectively as follows: 2009 Number of Members Officers Salaries Allowances Bonuses Total The Board of Commissioners 6 7,425 6,630 12,837 26,892 Directors 11 27,571 17,514 48,001 93,086 Audit Committee 2 776 188 274 1,238 Risk Monitoring Committee 1 282 61 103 446 Good Corporate Governance Committee 1 - - 103 103 Executive Vice Presidents and Senior Vice Presidents 46 31,144 16,203 19,881 67,228 67 67,198 40,596 81,199 188,993 Anwar Isham since January until December 2008. 2008 Number of Members Officers Salaries Allowances Bonuses Total The Board of Commissioners 8 5,940 4,307 9,301 19,548 Directors 12 26,842 16,284 36,229 79,355 Audit Committee 2 755 277 215 1,247 Risk Monitoring Committee 1 253 58 76 387 Good Corporate Governance Committee 1 253 58 76 387 Executive Vice Presidents and Senior Vice Presidents 48 25,955 10,864 11,132 47,951 72 59,998 31,848 57,029 148,875 Includes Richard Claproth since January until May 2008, Yap Tjay Soen since January until March 2008 and Mahmuddin Yasin since June 2008. Includes Omar S. Anwar since January until May 2008 and Ogi Prastomiyono since June 2008. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2009, 2008 AND 2007 Expressed in millions of Rupiah, unless otherwise stated Appendix 5109 41. SALARIES AND EMPLOYEE BENEFITS continued 2007 Number of Members Officers Salaries Allowances Bonuses Total The Board of Commissioners 7 5,257 3,605 4,515 13,377 Directors 11 21,343 10,429 - 31,772 Audit committee 2 755 145 185 1,085 Risk Monitoring Committee 1 253 55 52 360 Good Corporate Governance Committee 1 253 54 69 376 Executive Vice Presidents and Senior Vice President 47 18,668 10,668 8,670 38,006 69 46,529 24,956 13,491 84,976 There are 4 four Committees under the Board of Comissioners, where the members of the 2 two are Commissioners while the other 2 two Committees, each have members which are not Commissioners which are 2 two members of Audit Committees and 1 one member of Risk Monitoring Committee.

42. GENERAL AND ADMINISTRATIVE EXPENSES